Mills Cove
Homes for Sale in Chuluota, FL
All 19 homes for sale in Chuluota, FL · median $799,000 · 16 homes for sale in 32766 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Mills Cove in Chuluota, FL has 1 home for sale. As of November 2026, the MLS records 7 closed sales in Mills Cove in Chuluota, FL since 2014, the most recent in August 2025. Across Chuluota as a whole, 59 homes closed in the last 12 months at a median of $679,000, 30 median days on market, with 16 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $10,310 ($9,710 with the full homestead exemption).

Mills Cove Chuluota is a small, gated enclave of 26 homes, and the numbers reflect that scale more than they reflect any broader trend. With a single active listing at the time of this snapshot, there is effectively no competing inventory to set a market price against - whatever comes up next will largely set its own comp.
The 6.0 months of supply reads as balanced, but that math is built on a handful of transactions a year, not a deep pool. Buyers should expect long waits between opportunities here, and sellers should recognize that pricing a home in this community is more about matching what a 6,000+ square foot custom build is actually worth than reacting to neighborhood-wide pressure.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Mills Cove right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
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· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mills Cove sits on the Chuluota side of Seminole County as a gated, deed-restricted community of large custom homes built mostly in the 2000s, with construction continuing as recently as 2023. Home sizes here run well above typical subdivision scale, with a median living area over 6,000 square feet.
Stellar MLS sales records identify 18 homes in Mills Cove that have changed hands since 2006, built between 2003 and 2015 (median 2006), with a median living area of about 5,524 sq ft and a typical 5-bedroom, 5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mills Cove is best for.
Best for
- Buyers who want a large custom home on acreage-scale property with gated, restricted access
- Buyers interested in keeping horses on-site within a deed-restricted setting
- Long-term owners comfortable with a slow-moving, low-turnover market
Probably not for
- Buyers needing a fast close from a wide pool of active listings
- Buyers focused on smaller or entry-size homes, given the median footprint here exceeds 6,000 square feet
- Investors seeking frequent turnover or short hold-period flips
The market around Mills Cove
Mills Cove is too small for its own price trend, so here is the market around it.
In ZIP 32766, 59 homes are on the market and 32% are under contract — a fast-moving corner of Chuluota.
Across Seminole County, 1,676 homes are active and 570 pending (25% under contract).
In ZIP 32766 (Chuluota), 71 homes closed in the last 12 months at a median of $642K ($258/sq ft), up 17.2% year over year, with a median 26 days on market. Right now 21 active and 2 pending listings put supply at about 3.5 months - a healthy market. See the live ZIP 32766 housing market and the Seminole County market.
ZIP and county figures describe the wider market, not Mills Cove specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Mills Cove
Live MLS inventory for Mills Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Mills Cove listings as of 2026-11-07, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025. Tap any home to ask about it.
Life at Mills Cove
- Deed Restrictions · reported on 3 of 3 listings
- Gated Community - No Guard · reported on 3 of 3 listings
- Horses Allowed · reported on 3 of 3 listings
- Gated Community · reported on 3 of 3 listings
- Gated · reported on 2 of 3 listings
- Security Gate · reported on 1 of 3 listings
- Security Lights · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Mills Cove buying strategy.
If we were buying in Mills Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mills Cove.
A small, low-turnover pocket of large-format homes
This is not a high-volume subdivision. Twenty-six homes total, gated with security lighting and horses allowed on select lots, points to a community built around larger parcels and custom construction rather than production-built repetition. The median year built of 2006 with homes as recent as 2023 shows a mix of original construction and later infill, but the footprint stays consistent - these are large homes, not entry-size product.
The 80.8% homestead share is a signal worth noting: most owners here have filed for homestead exemption, which typically correlates with longer hold periods and less speculative turnover. Combined with only one home currently listed for sale, this reads as a community where inventory moves rarely and each listing tends to be a distinct event rather than part of a steady stream.
The location and the amenities are priced into every listing in Mills Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on active inventory, pricing a home correctly means understanding the handful of comparable sales that exist rather than leaning on broad market averages. We track the actual transaction history in Mills Cove closely enough to advise sellers on realistic pricing for a large custom home, and to help buyers move quickly and with clear terms when the rare listing appears.
Mills Cove in 15 seconds.
Tools for a Mills Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mills Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mills Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mills Cove home worth?
Get a no-obligation home value based on real comparable sales in Mills Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Chuluota →
| Location | Chuluota, Seminole County, FL · ZIP 32766 |
|---|---|
| Homes in the community | 26 (FL DOR 2025 assessment roll) |
| Years built | 2003–2023 (median 2006.0) |
| Typical living area | 6,260 sq ft (median) |
| Amenities listed by sellers | Closed Circuit Camera(s), Deed Restrictions, Gated, Gated Community, Gated Community - No Guard, Horses Allowed |
| For sale right now | 1 active, 0 pending · median asking $9,000,000 · 12.0 months of supply |
| Owner-occupied (homestead) share | 81% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mills Cove key facts,” movewithmomentum.com/neighborhoods/mills-cove-chuluota, data as of September 20, 2026.
Every Home for Sale in Mills Cove Chuluota Right Now (1)
All 1 active and pending Mills Cove Chuluota listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3018 Kingfisher Point · $9,000,000 · 8 bd / 9.5 ba · listed Aug 15, 2026 · listed by Platinum Real Estate
More Chuluota home searches
- All homes for sale in Chuluota, FL
- Homes for sale in Seminole County, FL
- ZIP 32766 housing scorecard
- 1 coming-soon community in Seminole County
Chuluota guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Seminole County)
- Homestead exemption (Seminole County)
- New construction (Seminole County)
- Gated communities guide
- Home builders (Seminole County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Email me new listings in Mills Cove
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Mills Cove
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Mills Cove will answer, and the answer is published on this page for the next buyer.
22% of homes for sale in ZIP 32766 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
Price History: What Homes Here Have Actually Sold For
Median sale prices in Mills Cove Chuluota year by year since 2017, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
Is Mills Cove a buyer's or seller's market right now?
How many homes are in Mills Cove?
What share of Mills Cove is owner-occupied?
When were the homes in Mills Cove built?
Who is the best real estate agent for Mills Cove?
How do I find a top Chuluota real estate agent who knows Mills Cove?
Can Momentum Realty connect me with an agent for Mills Cove?
Where is Mills Cove, and what county is it in?
Should you buy in Mills Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 7, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32766)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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