Mills Cove
Homes for Sale in Chuluota, FL

Mills Cove sits on the Chuluota side of Seminole County as a gated, deed-restricted community of large custom homes built mostly in the 2000s, with construction continuing as recently as 2023. Home sizes here run well above typical subdivision scale, with a median living area over 6,000 square feet.

Stellar MLS sales records identify 18 homes in Mills Cove that have changed hands since 2006, built between 2003 and 2015 (median 2006), with a median living area of about 5,524 sq ft and a typical 5-bedroom, 5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Mills Cove is too small for its own price trend, so here is the market around it.

In ZIP 32766, 60 homes are on the market and 37% are under contract — a fast-moving corner of Chuluota.

Across Seminole County, 1,646 homes are active and 585 pending (26% under contract).

In ZIP 32766 (CHULUOTA), 154 homes closed in the last 12 months at a median of $644K ($257/sq ft), up 6.1% year over year, with a median 28 days on market. Right now 20 active and 11 pending listings put supply at about 2.3 months - a healthy market. See the live ZIP 32766 housing market and the Seminole County market.

ZIP and county figures describe the wider market, not Mills Cove specifically. Momentum Research analysis of MLS records.

This is not a high-volume subdivision. Twenty-six homes total, gated with security lighting and horses allowed on select lots, points to a community built around larger parcels and custom construction rather than production-built repetition. The median year built of 2006 with homes as recent as 2023 shows a mix of original construction and later infill, but the footprint stays consistent - these are large homes, not entry-size product.

The 80.8% homestead share is a signal worth noting: most owners here have filed for homestead exemption, which typically correlates with longer hold periods and less speculative turnover. Combined with only one home currently listed for sale, this reads as a community where inventory moves rarely and each listing tends to be a distinct event rather than part of a steady stream.

In a community this thin on active inventory, pricing a home correctly means understanding the handful of comparable sales that exist rather than leaning on broad market averages. We track the actual transaction history in Mills Cove closely enough to advise sellers on realistic pricing for a large custom home, and to help buyers move quickly and with clear terms when the rare listing appears.

Listings in this community report association dues of about $169 per month ($2,028 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.