Montego At Cove Towers
Condos for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of September 2026, Montego At Cove Towers in Naples, FL has 3 homes for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $1,475,000, $557 per square foot, a median 97 days on market, sellers accepting 87% of original asking. Homes listed or recently sold were built 2002–2002; 3 of 3 report an HOA (median $162/mo); 3 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $16,300 ($15,870 with the full homestead exemption).
Homes For Sale Right Now in Montego At Cove Towers
Live MLS inventory for Montego At Cove Towers. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Montego At Cove Towers listings as of 2026-09-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Montego At Cove Towers is trading on a small data set right now, just three closings in the current window, so the numbers here describe a narrow slice of the building rather than a broad trend. The median price of $1,475,000 and a median price per square foot of $556.6 tell you this is a high-line stack, but with so few transactions, a single unit's finish level or floor can move the whole picture.
A median 97 days on market signals buyers are taking their time, not rushing to compete for inventory. For a seller, that means pricing has to be defensible from day one; there is little room to test the market with an aspirational number when so few comparable sales exist to back it up. For a buyer, it means there is room to negotiate and time to do real diligence before committing.
The 60-Second Overview
Montego At Cove Towers market snapshot (as of September 12, 2026): the median sale price is about $1.48M ($557 per sq ft over the trailing 12 months of closed sales), and a median 97 days on market for closed sales.
Montego At Cove Towers is a high-end address within Naples' Cove Towers, where pricing sits well above the broader Collier County median and turnover is limited enough that each sale carries outsized weight in reading the market.
The setting & the homes.
Aerial and on-site photos of Montego At Cove Towers. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Montego At Cove Towers
Montego At Cove Towers
Montego At Cove TowersPhotos from Florida Gulf Coast MLS listings in Montego At Cove Towers; content deemed reliable but not guaranteed.
Who Montego At Cove Towers is best for.
Best for
- Buyers seeking a higher-end Naples condo purchase and comfortable with a smaller pool of comparable sales
- Buyers with flexible timelines who can wait through a longer, 97-day-median negotiation window
- Sellers with a well-differentiated unit who can justify pricing on its own merits rather than a broad comp set
Probably not for
- Buyers who want a fast, high-volume market with dozens of recent comps to compare against
- Buyers relying on a standard amenity package without confirming what this specific building actually offers
- Sellers expecting quick turnover; the current pace runs closer to three months than three weeks
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.48M) IS the median in the snapshot above.
Windows contain 1 to 11 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Montego At Cove Towers Market Scorecard
Montego At Cove Towers is currently a thin data market. Limited supply, a median asking price of $1,189,000, and homes go under contract in about 279 days.
Typical home value in the 34110 ZIP is $601,585, about 26.5% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Montego At Cove Towers, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Montego At Cove Towers on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Montego At Cove Towers buying strategy.
If we were buying in Montego At Cove Towers today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Montego At Cove Towers.
A Thin Market at the Top
With only three closings in the current window, Montego At Cove Towers does not behave like a high-volume condo market. Pricing decisions here are made unit by unit, often shaped by view, floor plan, and finish condition rather than by a deep pool of comparable sales. That is typical for a smaller, upper-tier tower and it means both buyers and sellers need to look past a single headline number and into the specifics of what's actually on the market at a given time.
The 97-day median days on market reflects a deliberate buying pace, consistent with a segment where fewer transactions occur and each one is negotiated with more scrutiny. No community amenities were identified from current MLS listings, so anyone evaluating a purchase here should verify building-specific amenities and any association details directly rather than assuming a standard package.
The location and the amenities are priced into every listing in Montego At Cove Towers. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a building where closings are scarce, the sale price of the last comparable unit can be a poor guide on its own. We track condition, floor, and view differences unit by unit so pricing and offer strategy reflect what is actually happening in Montego At Cove Towers right now, not a generic Cove Towers average.
Montego At Cove Towers in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Montego At Cove Towers buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Montego At Cove Towers sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Montego At Cove Towers, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Montego At Cove Towers home worth?
Get a no-obligation home value based on real comparable sales in Montego At Cove Towers, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Montego At Cove Towers on the map →
Frequently Asked Questions
What is the median home price in Montego At Cove Towers?
How long do homes in Montego At Cove Towers take to sell?
Who is the best real estate agent for Montego At Cove Towers?
How do I find a top Naples real estate agent who knows Montego At Cove Towers?
Can Momentum Realty connect me with an agent for Montego At Cove Towers?
Should you buy in Montego At Cove Towers?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Montego At Cove Towers with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (56 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Montego At Cove Towers fits the bigger picture — live prices, inventory, and Momentum Scores: