Mooneys North S/D
Homes for Sale in Fort Walton Beach, FL
All 408 homes for sale in Fort Walton Beach, FL · median $396,000 · 101 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Mooneys North S/D in Fort Walton Beach, FL has 1 home for sale. As of September 2026, the MLS records 14 closed sales in Mooneys North S/D in Fort Walton Beach, FL since 1997, the most recent in May 2025. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547, 32548 |
|---|---|
| Homes in the community | 106 (FL DOR 2025 assessment roll) |
| Years built | 1949–2020 (median 1966.5) |
| Typical living area | 2,108 sq ft (median) |
| Amenities listed by sellers | Security System |
| For sale right now | 1 active, 0 pending · median asking $1,690,000 |
| Owner-occupied (homestead) share | 74% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “MOONEYS NORTH S/D key facts,” movewithmomentum.com/neighborhoods/mooneys-north-s-d, data as of September 20, 2026.

Mooneys North is a small, established pocket in Fort Walton Beach — 106 homes with build dates stretching from 1949 to 2020. That spread is the whole story: on any given block you can find a mid-century original next to a full rebuild, and price here is driven far more by condition and updates than by any single benchmark. With a median build year around 1966, deferred-maintenance risk and renovation upside sit side by side.
Right now there is essentially no inventory — a single active listing against 106 homes. For a seller, that scarcity is leverage, but it cuts both ways: with so few comparable sales moving, pricing a home well takes real work on condition and recent-sale interpretation rather than leaning on a crowd of listings. For a buyer, patience and readiness to move on the right home matter more than shopping a deep menu.
The 60-Second Overview
This is a compact, owner-occupied-leaning enclave — roughly three-quarters of homes carry a homestead exemption — where a median living area just over 2,100 square feet reflects real single-family houses rather than starter boxes.
Emerald Coast MLS sales records identify 10 homes in MOONEYS NORTH S/D that have changed hands since 2003, built between 1955 and 1996 (median 1988), with a median living area of about 2,340 sq ft and a typical 4-bedroom, 2.5-bath layout; 90% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in MOONEYS NORTH S/D across 2024–2025 (1 in 2024, 3 in 2025), median $450,700 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mooneys North S/D is best for.
Best for
- Buyers wanting a right-sized single-family home around 2,000+ square feet in an established part of Fort Walton Beach
- Renovation-minded buyers willing to take on an older home and add value through updates
- Owner-occupants planning to stay put, matched to a neighborhood held largely by long-term owners
Probably not for
- Buyers who need a wide menu of listings to compare before committing
- Buyers set on a shared-amenity community with pools, gates, or common areas
- Buyers wanting turnkey uniformity who don't want to underwrite a home on condition
The market around Mooneys North S/D
Mooneys North S/D is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Mooneys North S/D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in MOONEYS NORTH S/D, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Mooneys North S/D
Live MLS inventory for Mooneys North S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Mooneys North S/D listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Mooneys North S D Right Now (1)
All 1 active and pending Mooneys North S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 149 Eldredge Road · $1,690,000 · 5 bd / 4 ba · listed Jun 27, 2026 · listed by EXP Realty LLC
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Kenwood · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Mooneys North S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Mooneys North S/D address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Mooneys North S/D buying strategy.
If we were buying in Mooneys North S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mooneys North S/D.
A condition market, not a floor-plan market
The 1949-to-2020 build range means two homes of similar size can be worlds apart in systems, layout, and finish. Some houses here have been taken down to the studs and rebuilt; others are close to original. Before you anchor on any number, you need eyes on the roof, HVAC, electrical, and any flood or moisture history — those details, not square footage alone, move value in Mooneys North.
The high homestead share — about 74% — signals a neighborhood held largely by long-term owners rather than churned as rentals. That tends to mean homes come to market less often and, when they do, condition varies widely based on how long an owner has been in place. No community amenities show up in current MLS data, so you are buying the house and the location, not a shared-amenity package.
The location and the amenities are priced into every listing in Mooneys North S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this thin on active inventory, the read on price comes from interpreting recent condition-adjusted sales, not from a shelf of comparable listings. We walk the home with you, weigh what has actually been updated against what has not, and price or offer accordingly — the work that matters most when there is only one listing standing.
Mooneys North S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mooneys North S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mooneys North S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mooneys North S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mooneys North S/D home worth?
Get a no-obligation home value based on real comparable sales in Mooneys North S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
27% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-28).
Frequently Asked Questions
How many homes are in Mooneys North S/D?
What share of Mooneys North S/D is owner-occupied?
When were the homes in Mooneys North S/D built?
Who is the best real estate agent for Mooneys North S/D?
How do I find a top Fort Walton Beach real estate agent who knows Mooneys North S/D?
Can Momentum Realty connect me with an agent for Mooneys North S/D?
Where is Mooneys North S/D, and what county is it in?
Should you buy in Mooneys North S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32547/32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1997 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how MOONEYS NORTH S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
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