Garniers Heights
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 49 closed sales in Garniers Heights 1ST Addn in Fort Walton Beach, FL since 1997, the most recent in September 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 108 (FL DOR 2025 assessment roll) |
| Years built | 1958–2017 (median 1969.5) |
| Typical living area | 2,308 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 84% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “GARNIERS HEIGHTS 1ST ADDN key facts,” movewithmomentum.com/neighborhoods/garniers-heights-1st-addn, data as of September 20, 2026.
Last 30 days in Garniers Heights: 1 closed sale (median $340,000). As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Garniers Heights 1st Addn is a small, established pocket of Fort Walton Beach with 119 homes and only one active listing as of July 2026. Price here is driven by condition and by the wide construction span the neighborhood covers, with homes dating from 1958 through 2017 and a median build year of 1970. That range means two houses on the same street can be worlds apart on systems, layout, and updates, and the sale price will follow the work that has or hasn't been done rather than any neighborhood-wide floor or ceiling.
With inventory this thin, sellers hold the leverage on timing, but pricing still has to answer to condition. A buyer here should be prepared to move on the right property when it surfaces and to underwrite renovation costs on older stock. There is no recent closing in the current window, so lean on the physical condition of the specific home in front of you rather than assuming the last comp tells the whole story.
Nearby homes for sale
No active listings inside GARNIERS HEIGHTS 1ST ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A compact, largely owner-occupied enclave — about 83% of homes carry a homestead exemption — where the housing stock leans older and mid-sized, with a median living area around 2,280 square feet.
Emerald Coast MLS sales records identify 39 homes in GARNIERS HEIGHTS that have changed hands since 2001, built between 1958 and 2017 (median 1975), with a median living area of about 2,037 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 9 qualified sales in GARNIERS HEIGHTS across 2024–2025 (4 in 2024, 5 in 2025), median $480,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Garniers Heights is best for.
Best for
- Buyers seeking an established, largely owner-occupied Fort Walton Beach neighborhood who can wait for the right listing
- Renovation-minded buyers comfortable budgeting for updates on older homes
- Long-hold owners wanting mid-sized living space around 2,280 square feet in Okaloosa County
Probably not for
- Buyers who need to choose from a wide pool of active listings today
- Anyone wanting new-construction consistency across every home on the street
- Buyers looking for shared community amenities like a pool or clubhouse
The market around Garniers Heights
Garniers Heights is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Garniers Heights specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in GARNIERS HEIGHTS 1ST ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Garniers Heights buying strategy.
If we were buying in Garniers Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Garniers Heights.
An owner-occupied pocket with a wide build span
The defining feature here is stability of ownership paired with variety of vintage. A homestead share above 83% points to a neighborhood held by long-term owners rather than churned by investors, which is part of why active supply sits at a single listing. Homes span roughly six decades of construction, so you will find original 1958-era houses alongside builds as recent as 2017, with the median landing at 1970.
That mix rewards buyers who can read a house. A median of about 2,280 square feet of living space gives most homes room to work with, but the condition, roof, HVAC, and electrical will vary widely by property. This is a market where a careful inspection and a realistic renovation budget matter more than a headline number. No shared community amenities were identified from current MLS listings, so value here is about the home and the location, not an amenity package.
The location and the amenities are priced into every listing in Garniers Heights. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood with one listing and no closing in the current window, the comps do not hand you an answer — you have to build one from condition and the wide build range. We know this Fort Walton Beach submarket, we underwrite each older home on its own systems and updates, and we will tell you plainly when a specific property's price outruns its condition.
Garniers Heights in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Garniers Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Garniers Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Garniers Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Garniers Heights home worth?
Get a no-obligation home value based on real comparable sales in Garniers Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in GARNIERS HEIGHTS 1ST ADDN
Homes in GARNIERS HEIGHTS 1ST ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 705 NE Powell Drive · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Garniers Heights?
What share of Garniers Heights is owner-occupied?
When were the homes in Garniers Heights built?
Who is the best real estate agent for Garniers Heights?
How do I find a top Fort Walton Beach real estate agent who knows Garniers Heights?
Can Momentum Realty connect me with an agent for Garniers Heights?
Where is Garniers Heights, and what county is it in?
Should you buy in Garniers Heights?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1997 (49 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how GARNIERS HEIGHTS 1ST ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
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