KENWOOD S/D 3RD ADDN
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
195 homesBuilt 1930–2023
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Built fromLive emeraldcoast data32 years of closingsFL DOR public recordsUpdated twice daily
Live · KENWOOD S/D 3RD ADDN Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
78%
Owner-occupied · KENWOOD S/D 3RD ADDN
155 of 198 parcels homesteaded (FL DOR 2025)
22%
Non-owner-occupied · KENWOOD S/D 3RD ADDN
incl. 19% trust or LLC-held · 4% out-of-state
195
Homes in the community
plus 3 vacant residential lots · 198 residential parcels (FL DOR 2025)
Track record · 32 years of records
Est. 1930
Community established
homes built 1930-2023, median 1973 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Kenwood S/D 3rd Addition is a condition-driven market, not a spec-sheet one. With a build range that runs from 1930 to 2023 and a median vintage of 1973, what a home sells for here has more to do with how much updating it has absorbed than with any published starting or ceiling price. Two houses on the same street can be worlds apart depending on roof, systems, and interior work, so the median tells you the middle of a wide spread rather than a tidy band.

The posture is steady rather than churny. At 195 homes with a homestead share near 78%, most of these are lived-in primary residences, not investor inventory, which tends to keep turnover measured. For sellers that means pricing to actual condition wins; for buyers it means the value is in reading the renovation history carefully and not assuming the median reflects the specific house in front of you.

Best for

  • Buyers wanting a larger established home and willing to underwrite condition individually
  • Renovation-minded buyers who see upside in an older home priced below turnkey comps
  • Long-hold owner-occupants comfortable in a steady, low-turnover pocket

Probably not for

  • Buyers who want amenity-rich, HOA-managed community living
  • Buyers expecting uniform, new-construction condition across the subdivision
  • Investors seeking quick-flip inventory in a high-turnover market

If we were buying in KENWOOD S/D 3RD ADDN today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in KENWOOD S/D 3RD ADDN.

Best Buy
Buyers who want an established home with real square footage in Fort Walton Beach.
Biggest Risk
The wide age range means condition and systems vary sharply house to house.
Sweet Spot
An updated home near the 1973 median vintage that has already absorbed roof and systems work.
Avoid If
You need amenities or a predictable, uniform price band.

Age spread and square footage

The generous median living area — just over 2,600 square feet — is one of the more distinctive numbers here. Combined with a 1973 median build year, that points to a stock of substantial, established homes rather than compact starter product. Buyers should still verify each floor plan individually, because a range stretching from 1930 to 2023 means additions, rebuilds, and infill all coexist under the same subdivision name.

No community amenities surfaced in current MLS listings, so treat this as a location-and-house play rather than an amenitized development. The draw is the neighborhood itself and its position within Okaloosa County; the value case rests on the individual home, its systems, and how its updates line up against its age.

The location and the amenities are priced into every listing in KENWOOD S/D 3RD ADDN. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market where the median hides a wide condition spread, our job is to price and read houses one at a time — separating cosmetic updates from structural and systems work, and pinning a number to the specific home rather than the subdivision average. That discipline is what protects buyers from overpaying and helps sellers defend a price the finished product actually earns.

KENWOOD S/D 3RD ADDN in 15 seconds.

Best forBuyers who want an established home with real square footage in Fort Walton Beach.
Biggest advantageA mostly owner-occupied base and roomy median living area.
Biggest riskThe wide age range means condition and systems vary sharply house to house.
Sweet spotAn updated home near the 1973 median vintage that has already absorbed roof and systems work.
Avoid ifYou need amenities or a predictable, uniform price band.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed KENWOOD S/D 3RD ADDN sales matched to your home.

What is your KENWOOD S/D 3RD ADDN home worth?

Get a no-obligation home value based on real comparable sales in KENWOOD S/D 3RD ADDN, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,193/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in KENWOOD S/D 3RD ADDN?
The Florida DOR 2025 assessment roll shows 195 homes plus 3 vacant residential lots in KENWOOD S/D 3RD ADDN (public records).
What share of KENWOOD S/D 3RD ADDN is owner-occupied?
78% of KENWOOD S/D 3RD ADDN parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in KENWOOD S/D 3RD ADDN built?
Homes in KENWOOD S/D 3RD ADDN were built between 1930 and 2023, with a median year built of 1973 (FL DOR 2025 roll).
Who is the best real estate agent for KENWOOD S/D 3RD ADDN?
The best agent for KENWOOD S/D 3RD ADDN is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for KENWOOD S/D 3RD ADDN.
How do I find a top Fort Walton Beach real estate agent who knows KENWOOD S/D 3RD ADDN?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows KENWOOD S/D 3RD ADDN and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for KENWOOD S/D 3RD ADDN?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your KENWOOD S/D 3RD ADDN purchase or sale - no call center and no pressure.
Buyers wanting a larger established home and willing to underwrite condition individuallyExcellent fit
Renovation-minded buyers who see upside in an older home priced below turnkey compsExcellent fit
Long-hold owner-occupants comfortable in a steady, low-turnover pocketExcellent fit
Buyers who want amenity-rich, HOA-managed community livingProbably not
Buyers expecting uniform, new-construction condition across the subdivisionProbably not
Investors seeking quick-flip inventory in a high-turnover marketProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32547/32548))
Historical depthClosed-sale records back to 1994 (30 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

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