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Oak Ridge Farms in Keystone Heights

Oak Ridge Farms
Homes for Sale in Keystone Heights, FL

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All 94 homes for sale in Keystone Heights, FL · median $275,000 · 118 homes for sale in 32656 · Clay County homes for sale

Community in Keystone Heights · Clay County · ZIP 32656
37 homesBuilt 1967–2023
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of MOMENTUM REALTY · via realMLS

Built fromLive realMLS data19 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Oak Ridge Farms in Keystone Heights, FL has 1 home for sale. As of October 2026, the MLS records 13 closed sales in Oak Ridge Farms in Keystone Heights, FL since 2007, the most recent in July 2026. Across Keystone Heights as a whole, 102 homes closed in the last 12 months at a median of $272,450, 41 median days on market, with 45 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,100 ($3,510 with the full homestead exemption).

Live · Oak Ridge Farms Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Clay: 25% (439 of 1,729)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
55%
Owner-occupied · Oak Ridge Farms
28 of 51 parcels homesteaded (FL DOR 2025)
45%
Non-owner-occupied · Oak Ridge Farms
incl. 4% trust or LLC-held · 2% out-of-state
37
Homes in the community
plus 14 vacant residential lots · 51 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 1967
Community established
homes built 1967-2023, median 1995 (FL DOR 2025)
2.7%/yr
Turnover rate
about 1 of 37 homes trade a year
Oak Ridge Farms Housing Pulse · Momentum Research · as of October 1, 2026

Oak Ridge Farms right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The Area Market

The market around Oak Ridge Farms

Oak Ridge Farms is too small for its own price trend, so here is the market around it.

In ZIP 32656, 146 homes are on the market and 18% are under contract — a slower corner of Keystone Heights.

Across Clay County, 1,290 homes are active and 439 pending (25% under contract).

ZIP and county figures describe the wider market, not Oak Ridge Farms specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Oak Ridge Farms, Keystone Heights

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Oak Ridge Farms

Live MLS inventory for Oak Ridge Farms. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

6315 GOLDEN OAK Lane home for sale in Oak Ridge FarmsActive · 47 daysTop listing
$235,000
3 bd · 2 ba · 1,456 sqft · built 1986
6315 GOLDEN OAK Lane, Keystone Heights, 32656
Listed by COLDWELL BANKER BEN BATES INC

Active and pending Oak Ridge Farms listings as of 2026-09-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

The Strategy

The Oak Ridge Farms buying strategy.

If we were buying in Oak Ridge Farms today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Ridge Farms.

The Deep Dive

A closer look at the Oak Ridge Farms market

Inventory runs at 12.0 months of supply, a buyer-leaning market.

The housing stock is 37 homes built between 1967 and 2023, and 55% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Oak Ridge Farms. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Oak Ridge Farms homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Oak Ridge Farms.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Oak Ridge Farms buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxClay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Oak Ridge Farms.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Ridge Farms sales matched to your home.

Selling in Oak Ridge Farms

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Oak Ridge Farms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Oak Ridge Farms home worth?

Get a no-obligation home value based on real comparable sales in Oak Ridge Farms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Keystone Heights →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,052/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

18% of homes for sale in ZIP 32656 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

Is Oak Ridge Farms a buyer's or seller's market right now?
As of October 1, 2026, Oak Ridge Farms leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Oak Ridge Farms?
The Florida DOR 2025 assessment roll shows 37 homes plus 14 vacant residential lots in Oak Ridge Farms (public records).
What share of Oak Ridge Farms is owner-occupied?
55% of Oak Ridge Farms parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Oak Ridge Farms built?
Homes in Oak Ridge Farms were built between 1967 and 2023, with a median year built of 1995.0 (FL DOR 2025 roll).
Who is the best real estate agent for Oak Ridge Farms?
The best agent for Oak Ridge Farms is one who actively works Keystone Heights and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Oak Ridge Farms.
How do I find a top Keystone Heights real estate agent who knows Oak Ridge Farms?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Oak Ridge Farms and the wider Keystone Heights area.
Can Momentum Realty connect me with an agent for Oak Ridge Farms?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Oak Ridge Farms purchase or sale - no call center and no pressure.
Where is Oak Ridge Farms, and what county is it in?
Oak Ridge Farms is in Keystone Heights, Clay County, FL, ZIP 32656. The community's center is about 3 miles northeast of the center of Keystone Heights (straight-line).
How far is Oak Ridge Farms from downtown Jacksonville and the beach?
About 37 miles from downtown Jacksonville and about 39 miles from the Atlantic beach at Vilano Beach, both straight-line; driving distance is usually 15 to 30 percent more.
How many homes has Momentum Realty sold in Oak Ridge Farms?
Momentum Realty's agents closed 1 home in Oak Ridge Farms for buyers and sellers in the last 12 months (brokerage closed records through September 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32656))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2007 (13 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Oak Ridge Farms? 1 recorded closings (window ending 2026-10-01). See the Clay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Oak Ridge Farms with Momentum Realty’s local guides.

Golden Oaks0.5 mi awayGoldhead0.7 mi away · 92 homes, built 1900–24Spanish Oaks0.8 mi away · 6 homes, built 1984–24Goldhead Estates1.1 mi away · 25 homes, built 1983–21Ranch Acres1.7 mi away · 16 homes, built 1980–08BHBlueberry Hills Farm1.9 mi away · 88 homes, built 1900–24, 1 for saleOak Forest Estates1.9 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Oak Ridge Farms. These are the public schools most often assigned to other communities in ZIP 32656; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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