Oakleaf Cluster Homes Homes for Sale, Prices & HOA

Oakleaf Cluster Homes
Homes for Sale in Tarpon Springs, FL

All 317 homes for sale in Tarpon Springs, FL · median $420,000 · 20 townhomes for sale in Tarpon Springs · 203 homes for sale in 34689 · Pinellas County homes for sale

Community in Tarpon Springs · Pinellas County · ZIP 34689
34 homesBuilt 1958–2023
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Photo via Stellar MLS

Built fromLive Stellar MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 16 closed sales in Oakleaf Cluster Homes in Tarpon Springs, FL since 2012, the most recent in August 2026. Across Tarpon Springs as a whole, 410 homes closed in the last 12 months at a median of $424,800, 64 median days on market, with 272 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,240 ($7,420 with the full homestead exemption).

Live · Oakleaf Cluster Homes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
76%
Owner-occupied · Oakleaf Cluster Homes
26 of 34 parcels homesteaded (FL DOR 2025)
24%
Non-owner-occupied · Oakleaf Cluster Homes
incl. 0% trust or LLC-held · 0% out-of-state
34
Homes in the community
34 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 1958
Community established
homes built 1958-2023, median 1988 (FL DOR 2025)
2.9%/yr
Turnover rate
about 1 of 34 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Price here is driven by condition, not by a headline number. This is a small pocket of 34 homes built across a wide span, from 1958 to 2023, with the middle of the pack landing around 1988. When the age range is that broad, two homes of similar size can trade very differently depending on how much updating has been done, so the median tells you far less than the walk-through does.

With no closings in the current window, there is no fresh comp to anchor a negotiation, which puts more weight on condition, layout, and how a specific home shows. For a seller, that means presentation and honest pricing matter more than usual; for a buyer, it means you underwrite the individual house, not the ZIP code average.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Oakleaf Cluster right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1437 RIDGE TERRACE
$430K · 0.1 mi away
3 bd · 2.5 ba · 1,977 sqft
1437 RIDGE TERRACE
Listed by COMPASS FLORIDA LLC
1421 RIDGE TERRACE
$350K · 0.1 mi away
3 bd · 2.5 ba · 1,881 sqft
1421 RIDGE TERRACE
Listed by FIRST FLORIDA REALTY LLC
1405 RIDGE TERRACE
$385K · 0.1 mi away
3 bd · 2.5 ba · 1,977 sqft
1405 RIDGE TERRACE
Listed by KELLER WILLIAMS REALTY- PALM H
1455 HIDDEN COURT
$375K · 0.1 mi away
3 bd · 2.5 ba · 1,881 sqft
1455 HIDDEN COURT
Listed by PREMIER SOTHEBY'S INTL REALTY
505 TIMBER LANE
$349K · 0.3 mi away
4 bd · 2 ba · 1,608 sqft
505 TIMBER LANE
Listed by EXP REALTY LLC
1702 MEADOW OAK LANE
$525K · 0.3 mi away
3 bd · 2 ba · 1,626 sqft
1702 MEADOW OAK LANE
Listed by RE/MAX REALTEC GROUP INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Oakleaf Cluster Homes is a compact 34-home enclave in Tarpon Springs where the typical home runs around 1,500 square feet. With a build range stretching from 1958 to 2023, expect a real mix of original and reworked properties rather than a uniform product.

Stellar MLS sales records identify 16 homes in Oakleaf Cluster Homes that have changed hands since 2014, built between 1986 and 2005 (median 1988), with a median living area of about 1,500 sq ft and a typical 3-bedroom, 2-bath layout; 94% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting a right-sized home near 1,500 square feet who value low turnover
  • Owner-occupants planning a longer hold rather than a quick resale
  • Renovation-minded buyers comfortable pricing an older home on condition

Probably not for

  • Buyers needing substantially more than 1,500 square feet
  • Shoppers who want many comparable listings on the market at once
  • Investors seeking quick turnover in a low-transaction, owner-heavy pocket

The market around Oakleaf Cluster Homes

Oakleaf Cluster Homes is too small for its own price trend, so here is the market around it.

In ZIP 34689, 247 homes are on the market and 22% are under contract — a steady corner of Tarpon Springs.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 34689 (Tarpon Springs), 444 homes closed in the last 12 months at a median of $390K ($244/sq ft), down 4.9% year over year, with a median 67 days on market. Right now 95 active and 24 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34689 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Oakleaf Cluster Homes specifically. Momentum Research analysis of MLS records.

If we were buying in Oakleaf Cluster Homes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oakleaf Cluster Homes.

Best Buy
Buyers who want a compact Tarpon Springs footprint and will judge a home on its own condition.
Biggest Risk
Thin inventory and no recent closings make pricing a case-by-case exercise.
Sweet Spot
An updated home near the ~1,500 sqft median that you plan to hold, not flip.
Avoid If
You need large square footage or a deep pipeline of comparable listings to choose from.

A small, uneven-vintage pocket

Thirty-four homes is a thin market. Inventory can be feast-or-famine, and a single listing can shift the tone of the whole community. The median living area sits near 1,500 square feet, so this is compact, manageable square footage rather than sprawling floor plans.

The homestead share is above three-quarters, which points to a community held largely by owner-occupants rather than turned over by short-term holders. Combined with the wide build range, that tends to mean homes are personalized to their owners, and updating levels vary house to house. Read each property on its own merits.

“

The location and the amenities are priced into every listing in Oakleaf Cluster Homes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 34-home community with no recent closings, the number that matters is the one on the house in front of you, not a printout. We underwrite condition, vintage, and layout directly so buyers do not overpay on a dated home and sellers do not underprice an updated one. That local, house-by-house read is where we earn our keep.

Oakleaf Cluster Homes in 15 seconds.

Best forBuyers who want a compact Tarpon Springs footprint and will judge a home on its own condition.
Biggest advantageA small enclave with a high owner-occupant share and a broad range of vintages to choose from.
Biggest riskThin inventory and no recent closings make pricing a case-by-case exercise.
Sweet spotAn updated home near the ~1,500 sqft median that you plan to hold, not flip.
Avoid ifYou need large square footage or a deep pipeline of comparable listings to choose from.

Email me new listings in Oakleaf Cluster Homes

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Oakleaf Cluster Homes

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Oakleaf Cluster Homes will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Oakleaf Cluster Homes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Oakleaf Cluster Homes.
In short
  • HOA dues reported around $350/month (about $4,200/yr) · median of 32 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $350 per month ($4,200 a year) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oakleaf Cluster Homes sales matched to your home.

What is your Oakleaf Cluster Homes home worth?

Get a no-obligation home value based on real comparable sales in Oakleaf Cluster Homes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Tarpon Springs →

Real comps, not an automated estimate.
Oakleaf Cluster Homes key facts
LocationTarpon Springs, Pinellas County, FL · ZIP 34689
Homes in the community34 (FL DOR 2025 assessment roll)
Years built1958–2023 (median 1988.0)
Typical living area1,500 sq ft (median)
Amenities listed by sellersBuyer Approval Required, Deed Restrictions, Golf Carts OK, Irrigation-Reclaimed Water, Pool
For sale right now0 active, 0 pending
Owner-occupied (homestead) share76%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Oakleaf Cluster Homes key facts,” movewithmomentum.com/neighborhoods/oakleaf-cluster-homes, data as of September 20, 2026.

Housing distress & ownership in Oakleaf Cluster Homes, Tarpon Springs

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-10-05)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Frequently Asked Questions

How many homes are in Oakleaf Cluster Homes?
The Florida DOR 2025 assessment roll shows 34 homes in Oakleaf Cluster Homes (public records).
What share of Oakleaf Cluster Homes is owner-occupied?
76% of Oakleaf Cluster Homes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Oakleaf Cluster Homes built?
Homes in Oakleaf Cluster Homes were built between 1958 and 2023, with a median year built of 1988.0 (FL DOR 2025 roll).
Who is the best real estate agent for Oakleaf Cluster Homes?
The best agent for Oakleaf Cluster Homes is one who actively works Tarpon Springs and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Oakleaf Cluster Homes.
How do I find a top Tarpon Springs real estate agent who knows Oakleaf Cluster Homes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Oakleaf Cluster Homes and the wider Tarpon Springs area.
Can Momentum Realty connect me with an agent for Oakleaf Cluster Homes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Oakleaf Cluster Homes purchase or sale - no call center and no pressure.
Where is Oakleaf Cluster Homes, and what county is it in?
Oakleaf Cluster Homes is in Tarpon Springs, Pinellas County, FL, ZIP 34689. The community's center is about 3 miles southwest of the center of Tarpon Springs (straight-line).
Buyers wanting a right-sized home near 1,500 square feet who value low turnoverExcellent fit
Owner-occupants planning a longer hold rather than a quick resaleExcellent fit
Renovation-minded buyers comfortable pricing an older home on conditionExcellent fit
Buyers needing substantially more than 1,500 square feetProbably not
Shoppers who want many comparable listings on the market at onceProbably not
Investors seeking quick turnover in a low-transaction, owner-heavy pocketProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 19, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34689))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Oakleaf Cluster Homes with Momentum Realty’s local guides.

Hidden Ridge Townhomes0.1 mi away · 33 homes, built 2006–20, 4 for saleNVNorth Village Condo0.1 mi away · 18 homes, built 1958–23Harbor Oaks0.3 mi away · median $425K, 3 sales/12 moOVOakleaf Village0.3 mi away · 246 homes, built 1915–23OVOakleaf Village0.3 mi away · 131 homes, built 1976–05Oakleaf Village0.3 mi away · median $377K, 11 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Oakleaf Cluster Homes? 1 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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