Palm Harbor Marina
Homes for Sale in Fort Walton Beach, FL
All 380 homes for sale in Fort Walton Beach, FL · median $399,950 · 124 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Palm Harbor Marina in Fort Walton Beach, FL has 2 homes for sale. Palm Harbor Marina is a community in Fort Walton Beach, Okaloosa County, FL. Across Fort Walton Beach as a whole, 56 homes closed in the last 12 months at a median of $337,500, 55 median days on market, with 394 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,350 ($3,840 with the full homestead exemption).
Last 30 days in Palm Harbor Marina: 1 new listing (median asking $529,000). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Price here is driven by size and condition, not by community amenities — none show up in current MLS listings. With a median living area just over 3,000 square feet and homes built between 1993 and 2018, what you pay tracks square footage, updates, and how a given property has been maintained. Expect a wide spread rather than a tidy tier.
The market posture is thin. With 47 homes in the community and just one active listing against a single recent closing, this is a low-turnover pocket. For sellers, scarcity works in your favor when a well-kept home comes up. For buyers, patience matters — you may wait for the right property, and when it lands you should be ready to move.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Palm Harbor Marina is a small, established enclave in Fort Walton Beach where homes lean larger than average and inventory rarely comes up, so the character is set by individual properties rather than by shared amenities.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Palm Harbor Marina is best for.
Best for
- Buyers who prioritize interior space and want a floor plan around 3,000 square feet
- Long-horizon owners comfortable holding in a low-turnover community
- Buyers willing to wait and move decisively when a rare listing appears
Probably not for
- Buyers who need resort-style shared amenities on site
- Shoppers who want a broad set of active listings to compare right now
- Buyers seeking the smallest, lowest-maintenance footprint available
The market around Palm Harbor Marina
Palm Harbor Marina is too small for its own price trend, so here is the market around it.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
ZIP and county figures describe the wider market, not Palm Harbor Marina specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Palm Harbor Marina
Live MLS inventory for Palm Harbor Marina. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Palm Harbor Marina listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Shalimar · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Palm Harbor Marina listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Palm Harbor Marina address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Palm Harbor Marina buying strategy.
If we were buying in Palm Harbor Marina today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Harbor Marina.
A low-turnover pocket of larger homes
The housing stock here spans construction from 1993 to 2018, with a median build year of 1999 — so most homes are past their newest-construction phase but far from dated by default. Condition is the variable that will separate one listing from the next, and with a median living area of roughly 3,006 square feet, these are substantial floor plans by area standards.
Roughly 77 percent of homes are homesteaded, which points to a community held largely by long-term owners rather than turned over as rentals. That tends to keep listings scarce and gives sellers leverage when they do come to market, while asking buyers to be decisive.
The location and the amenities are priced into every listing in Palm Harbor Marina. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small with almost nothing on the market, pricing and timing come down to reading individual homes, not comps by the dozen. We track when the rare Palm Harbor Marina listing moves and can tell you whether a specific property's condition and square footage justify its ask — or whether to wait for the next one.
Palm Harbor Marina in 15 seconds.
Tools for a Palm Harbor Marina buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Harbor Marina sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Harbor Marina, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Harbor Marina home worth?
Get a no-obligation home value based on real comparable sales in Palm Harbor Marina, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Should you buy in Palm Harbor Marina?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how PALM HARBOR MARINA fits the bigger picture — live prices, inventory, and Momentum Scores: