Pearl Plaza
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of INTEGRITY KEY REALTY LLC · via realMLS
As of September 2026, Pearl Plaza in Jacksonville, FL has 1 home for sale. As of September 2026, the MLS records 8 closed sales in Pearl Plaza in Jacksonville, FL since 2014, the most recent in April 2023. Across Jacksonville as a whole, 8,873 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,391 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
Price in Pearl Plaza is driven almost entirely by condition and vintage, not by a tidy per-square-foot formula. With a median build year of 1943 and stock stretching from 1904 all the way to 2024, two homes on the same block can be worlds apart — one a restored early-century cottage, the next a new infill build. That spread means the price you pay tracks the work already done to the house more than any neighborhood-wide number.
The median home here runs a compact 1,159 square feet, so this is a small-footprint market. For a buyer, that rewards careful inspection over headline pricing: an older, un-updated house and a renovated one can sit close on paper and diverge sharply in real cost. For a seller, documented, quality updates are what separate your listing from the un-touched competition.
The 60-Second Overview
Pearl Plaza is an older, small-home pocket of Jacksonville in Duval County where roughly a third of homes carry a homestead exemption — a sign that owner-occupants and non-owner-occupants share the street about one to two.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Pearl Plaza. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Pearl PlazaPhotos from realMLS listings in Pearl Plaza; content deemed reliable but not guaranteed.
Who Pearl Plaza is best for.
Best for
- Buyers who want a smaller footprint and will trade size for character and vintage
- Renovation-minded buyers with a budget set aside for updating older systems
- Investors comfortable with turnover and a steady supply of listings
Probably not for
- Buyers who need substantial square footage in a single home
- Buyers wanting turn-key uniformity with no inspection surprises
- Buyers unwilling to budget for the upkeep an older home can require
The market around Pearl Plaza
Pearl Plaza is too small for its own price trend, so here is the market around it.
In ZIP 32206, 129 homes are on the market and 21% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,938 homes are active and 1,658 pending (30% under contract).
ZIP and county figures describe the wider market, not Pearl Plaza specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Pearl Plaza, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
22% of homes for sale in ZIP 32206 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Pearl Plaza Market Scorecard
Pearl Plaza is currently a thin data market. Limited supply, a median asking price of n/a.
Typical home value in the 32206 ZIP is $131,494, about 29.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Pearl Plaza
Live MLS inventory for Pearl Plaza. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pearl Plaza listings as of 2026-09-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Pearl Plaza buying strategy.
If we were buying in Pearl Plaza today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pearl Plaza.
A century of vintage under one name
The year-built range — 1904 to 2024 — is the single most important thing to understand here. Across 278 homes, you are shopping a mix of genuinely historic structures and modern new construction, with the middle of the pack landing around 1943. Expect variety in framing, systems, and layout that a single listing photo will not tell you; budget for inspection and, on the older end, for updates to mechanicals and structure.
At a 1,159-square-foot median, these are efficient homes rather than sprawling ones. The homestead share of about 32.5% tells you a meaningful slice of the inventory is held by non-occupant owners, which typically means more turnover and a steadier supply of listings than in a locked-in, mostly owner-occupied area.
The location and the amenities are priced into every listing in Pearl Plaza. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this vintage-driven, the number that matters is the condition of the specific house — not any neighborhood average. We walk each property with the age of the systems in mind, pull the permit history where it exists, and price against what has actually been updated rather than square footage alone. That is how you avoid overpaying for an un-touched home or underselling a renovated one.
Pearl Plaza in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pearl Plaza buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pearl Plaza sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pearl Plaza, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pearl Plaza home worth?
Get a no-obligation home value based on real comparable sales in Pearl Plaza, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Pearl Plaza?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Pearl Plaza with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Pearl Plaza fits the bigger picture — live prices, inventory, and Momentum Scores: