Pearl Plaza in Jacksonville

Pearl Plaza
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 100 homes for sale in 32206 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32206
270 homesBuilt 1887–2024
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of INTEGRITY KEY REALTY LLC · via realMLS

Built fromLive realMLS data12 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 8 closed sales in Pearl Plaza in Jacksonville, FL since 2014, the most recent in April 2023. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Live · Pearl Plaza Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Duval: 28% (1,522 of 5,475)
0 · 2
For sale · pending
live counts, refreshed twice daily
Ownership and context
45%
Owner-occupied · Pearl Plaza
127 of 284 parcels homesteaded (FL DOR 2025)
55%
Non-owner-occupied · Pearl Plaza
incl. 23% trust or LLC-held · 7% out-of-state
270
Homes in the community
plus 14 vacant residential lots · 284 residential parcels (FL DOR 2025)
Track record · 12 years of records
22
Recorded sales · 2024-2025
median $314K · qualified sales on the county roll (FL DOR 2025)
Est. 1887
Community established
homes built 1887-2024, median 1927 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in Pearl Plaza is driven almost entirely by condition and vintage, not by a tidy per-square-foot formula. With a median build year of 1943 and stock stretching from 1904 all the way to 2024, two homes on the same block can be worlds apart — one a restored early-century cottage, the next a new infill build. That spread means the price you pay tracks the work already done to the house more than any neighborhood-wide number.

The median home here runs a compact 1,159 square feet, so this is a small-footprint market. For a buyer, that rewards careful inspection over headline pricing: an older, un-updated house and a renovated one can sit close on paper and diverge sharply in real cost. For a seller, documented, quality updates are what separate your listing from the un-touched competition.

The 60-Second Overview

Pearl Plaza is an older, small-home pocket of Jacksonville in Duval County where roughly a third of homes carry a homestead exemption — a sign that owner-occupants and non-owner-occupants share the street about one to two.

realMLS (Northeast Florida) sales records identify 8 homes in Pearl Plaza that have changed hands since 2014, built between 1922 and 1958 (median 1929), with a median living area of about 1,444 sq ft and a typical 3-bedroom, 2-bath layout; 88% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 22 qualified sales in Pearl Plaza across 2024–2025 (14 in 2024, 8 in 2025), median $313,700 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a smaller footprint and will trade size for character and vintage
  • Renovation-minded buyers with a budget set aside for updating older systems
  • Investors comfortable with turnover and a steady supply of listings

Probably not for

  • Buyers who need substantial square footage in a single home
  • Buyers wanting turn-key uniformity with no inspection surprises
  • Buyers unwilling to budget for the upkeep an older home can require

The market around Pearl Plaza

Pearl Plaza is too small for its own price trend, so here is the market around it.

In ZIP 32206, 128 homes are on the market and 23% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32206 (Jacksonville), 221 homes closed in the last 12 months at a median of $307K ($172/sq ft), down 6.2% year over year, with a median 58 days on market. Right now 65 active and 26 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32206 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Pearl Plaza specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Pearl Plaza, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Pearl Plaza

Live MLS inventory for Pearl Plaza. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Pearl Plaza listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

If we were buying in Pearl Plaza today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pearl Plaza.

Best Buy
Buyers comfortable with older stock and the inspection homework it demands.
Biggest Risk
Wide condition spread means two similar-looking homes can cost very differently to own.
Sweet Spot
A documented, updated smaller home priced honestly against un-touched competition.
Avoid If
You want large square footage or uniform, move-in-ready new construction.

A century of vintage under one name

The year-built range — 1904 to 2024 — is the single most important thing to understand here. Across 278 homes, you are shopping a mix of genuinely historic structures and modern new construction, with the middle of the pack landing around 1943. Expect variety in framing, systems, and layout that a single listing photo will not tell you; budget for inspection and, on the older end, for updates to mechanicals and structure.

At a 1,159-square-foot median, these are efficient homes rather than sprawling ones. The homestead share of about 32.5% tells you a meaningful slice of the inventory is held by non-occupant owners, which typically means more turnover and a steadier supply of listings than in a locked-in, mostly owner-occupied area.

“

The location and the amenities are priced into every listing in Pearl Plaza. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this vintage-driven, the number that matters is the condition of the specific house — not any neighborhood average. We walk each property with the age of the systems in mind, pull the permit history where it exists, and price against what has actually been updated rather than square footage alone. That is how you avoid overpaying for an un-touched home or underselling a renovated one.

Pearl Plaza in 15 seconds.

Best forBuyers comfortable with older stock and the inspection homework it demands.
Biggest advantageGenuine vintage-to-new variety in one compact Jacksonville pocket.
Biggest riskWide condition spread means two similar-looking homes can cost very differently to own.
Sweet spotA documented, updated smaller home priced honestly against un-touched competition.
Avoid ifYou want large square footage or uniform, move-in-ready new construction.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pearl Plaza homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pearl Plaza.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pearl Plaza sales matched to your home.

What is your Pearl Plaza home worth?

Get a no-obligation home value based on real comparable sales in Pearl Plaza, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

23% of homes for sale in ZIP 32206 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

How many homes are in Pearl Plaza?
The Florida DOR 2025 assessment roll shows 270 homes plus 14 vacant residential lots in Pearl Plaza (public records).
What share of Pearl Plaza is owner-occupied?
45% of Pearl Plaza parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Pearl Plaza built?
Homes in Pearl Plaza were built between 1887 and 2024, with a median year built of 1926.5 (FL DOR 2025 roll).
Who is the best real estate agent for Pearl Plaza?
The best agent for Pearl Plaza is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pearl Plaza.
How do I find a top Jacksonville real estate agent who knows Pearl Plaza?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pearl Plaza and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Pearl Plaza?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pearl Plaza purchase or sale - no call center and no pressure.
Where is Pearl Plaza, and what county is it in?
Pearl Plaza is in Jacksonville, Duval County, FL, ZIP 32206. The community's center is about 2 miles north of downtown Jacksonville (straight-line).
How far is Pearl Plaza from downtown Jacksonville and the beach?
About 2 miles from downtown Jacksonville and about 16 miles from the Atlantic beach at Huguenot Park (Jacksonville), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers who want a smaller footprint and will trade size for character and vintageExcellent fit
Renovation-minded buyers with a budget set aside for updating older systemsExcellent fit
Investors comfortable with turnover and a steady supply of listingsExcellent fit
Buyers who need substantial square footage in a single homeProbably not
Buyers wanting turn-key uniformity with no inspection surprisesProbably not
Buyers unwilling to budget for the upkeep an older home can requireProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32206))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2014 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Pearl Plaza with Momentum Realty’s local guides.

MSMain St Estates0.1 mi away · 140 homes, built 1921–24Bells River Estates0.1 mi awayPPearlwood0.1 mi away · 391 homes, built 1887–24, 1 for saleJones Jd0.2 mi awayOAOwens Addition0.2 mi away · 33 homes, built 1914–22OOwens0.2 mi away · 78 homes, built 1896–24, 1 for saleOAOwens Addn0.3 mi away · 136 homes, built 1904–24, 2 for saleHJHowell Jenks0.3 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Pearl Plaza. These are the public schools most often assigned to other communities in ZIP 32206; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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