Liveoak S/D
Homes for Sale in Fort Walton Beach, FL
All 419 homes for sale in Fort Walton Beach, FL · median $398,000 · 150 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, the MLS records 19 closed sales in Liveoak S/D in Fort Walton Beach, FL since 2001, the most recent in March 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547, 32548 |
|---|---|
| Homes in the community | 43 (FL DOR 2025 assessment roll) |
| Years built | 1957–1999 (median 1985) |
| Typical living area | 1,220 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 23% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “LIVEOAK S/D key facts,” movewithmomentum.com/neighborhoods/liveoak-s-d, data as of September 20, 2026.
LIVEOAK S/D is a small subdivision in Fort Walton Beach, and with no community amenities showing on current MLS listings, price here is driven almost entirely by the individual house — condition, updates, lot, and how a given seller has maintained it. There is no pool, gate, or shared feature doing the pricing work for you, so expect a wide spread between a dated house and a renovated one on the same street.
For buyers, that means the diligence is on the home itself: inspect hard, weigh what updates you'd be inheriting versus taking on. For sellers, the takeaway is that condition and presentation are your levers here, not a community story. A clean, move-in-ready listing separates itself; a deferred-maintenance house will be priced accordingly.
Nearby homes for sale
No active listings inside LIVEOAK S/D right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
LIVEOAK S/D is a compact Fort Walton Beach subdivision in Okaloosa County where value tracks the house rather than any shared amenity — there are none identified in current listings.
Emerald Coast MLS sales records identify 16 homes in LIVEOAK S/D that have changed hands since 2001, built between 1957 and 1999 (median 1997), with a median living area of about 1,305 sq ft and a typical 3-bedroom, 2-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in LIVEOAK S/D across 2024–2025 (3 in 2024, 1 in 2025), median $269,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Liveoak S/D is best for.
Best for
- Buyers focused on the house and lot rather than shared community features
- Buyers comfortable inspecting closely and pricing to condition
- Value-minded buyers who'd rather not carry amenity-related fees
Probably not for
- Buyers who want a pool, clubhouse, or gated entry included
- Buyers expecting a uniform, amenity-driven development
- Buyers who need a turnkey home and won't consider any project house
The market around Liveoak S/D
Liveoak S/D is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Liveoak S/D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in LIVEOAK S/D, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Liveoak S/D buying strategy.
If we were buying in Liveoak S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Liveoak S/D.
A house-by-house market
Because nothing in the current MLS data points to community amenities, LIVEOAK behaves like a straightforward residential pocket rather than a lifestyle development. That's not a knock — it keeps carrying costs simpler with no association-driven amenity fees to underwrite — but it does mean you're buying a specific address, not a brand.
The practical effect is that comparables should be read carefully. Two homes in the same subdivision can justify very different prices based on renovation level, systems age, and lot. Lean on the actual condition in front of you, not a neighborhood average.
The location and the amenities are priced into every listing in Liveoak S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a house-by-house market like this, our value is in the read on individual condition and pricing — helping buyers separate a well-kept home from an expensive project, and helping sellers position an honest listing against uneven comps. We work the Emerald Coast market directly and we'll tell you when a specific LIVEOAK listing doesn't pencil out for your goals.
Liveoak S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Liveoak S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Liveoak S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Liveoak S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Liveoak S/D home worth?
Get a no-obligation home value based on real comparable sales in Liveoak S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Liveoak S/D?
What share of Liveoak S/D is owner-occupied?
When were the homes in Liveoak S/D built?
Who is the best real estate agent for Liveoak S/D?
How do I find a top Fort Walton Beach real estate agent who knows Liveoak S/D?
Can Momentum Realty connect me with an agent for Liveoak S/D?
Where is Liveoak S/D, and what county is it in?
Should you buy in Liveoak S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547/32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Nearby Communities
Explore more neighborhoods near Liveoak S/D with Momentum Realty’s local guides.