Pine Lakes
Homes for Sale in Eustis, FL
All 208 homes for sale in EUSTIS, FL · median $388,814 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Pine Lakes in Eustis, FL has 1 home for sale. Homes listed or recently sold were built 1973 - 2020; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 54 ft).
Pine Lakes right now
🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Pine Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Pine Lakes
Pine Lakes
Pine LakesPhotos from Stellar MLS listings in Pine Lakes; content deemed reliable but not guaranteed.
The market around Pine Lakes
Pine Lakes is a small community — 91 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32720, 234 homes are on the market and 30% are under contract — a steady corner of Eustis.
Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).
The housing mix here is 44% single family residence, 38% manufactured home - post 1977, 9% mobile home - pre 1976.
ZIP and county figures describe the wider market, not Pine Lakes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in PINE LAKES, EUSTIS
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Pine Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Pine Lakes buying strategy.
If we were buying in Pine Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Lakes.
A closer look at the Pine Lakes market
Inventory runs at 6.0 months of supply, a balanced market.
The housing stock is 562 homes built between 1881 and 2024, and 64% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Pine Lakes. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Lakes home worth?
Get a no-obligation home value based on real comparable sales in Pine Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Eustis →
Recently off market in PINE LAKES
Homes in PINE LAKES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 40404 Holly Branch Road · off market
- 40628 Palm Drive · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
More EUSTIS home searches
- All homes for sale in EUSTIS, FL
- Homes for sale in Lake County, FL
- EUSTIS pool homes for sale
- EUSTIS waterfront homes for sale
- Gated communities in EUSTIS
- Homes under $300K in EUSTIS
- Homes from $300K to $500K in EUSTIS
- 4-bedroom homes for sale in EUSTIS
- EUSTIS home values: what is my house worth?
- ZIP 32720 housing scorecard
Frequently Asked Questions
Is Pine Lakes a buyer's or seller's market right now?
How many homes are in Pine Lakes?
What share of Pine Lakes is owner-occupied?
When were the homes in Pine Lakes built?
Do cash buyers compete in Pine Lakes?
Who is the best real estate agent for Pine Lakes?
How do I find a top Eustis real estate agent who knows Pine Lakes?
Can Momentum Realty connect me with an agent for Pine Lakes?
Where is Pine Lakes, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 9, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (11 streets, ZIP 32720/32726/32736)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2004 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how PINE LAKES fits the bigger picture — live prices, inventory, and Momentum Scores:
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