Pine Meadows
Homes for Sale in Fort Walton Beach, FL
All 404 homes for sale in Fort Walton Beach, FL · median $398,000 · 100 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 5 closed sales in Pine Meadows 4TH Addn in Fort Walton Beach, FL since 1993, the most recent in March 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 51 (FL DOR 2025 assessment roll) |
| Years built | 1955–2022 (median 1984) |
| Typical living area | 1,679 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 50% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “PINE MEADOWS 4TH ADDN key facts,” movewithmomentum.com/neighborhoods/pine-meadows-4th-addn, data as of September 20, 2026.
Pine Meadows 4th Addn is a small platted subdivision in Fort Walton Beach with no community amenities pulled from current MLS listings, which means price here is driven by the individual home rather than by shared features. Condition, updates, lot, and how a given property compares to the rest of Okaloosa's inland Fort Walton Beach stock will do the heavy lifting on value.
With no amenity premium to lean on, buyers should underwrite each listing on its own merits and sellers should expect the market to reward tangible improvements over marketing. Expect a spread that reflects condition more than location within the addition; a well-kept, updated home and a project house can sit in very different places even on the same street.
Nearby homes for sale
No active listings inside PINE MEADOWS 4TH ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A modest, amenity-free pocket of Fort Walton Beach where the house itself — not a clubhouse or gate — sets the tone and the price.
Emerald Coast MLS sales records identify 160 homes in PINE MEADOWS that have changed hands since 2001, built between 1978 and 2009 (median 1982), with a median living area of about 1,178 sq ft and a typical 3-bedroom, 2-bath layout; 81% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in PINE MEADOWS across 2024–2025 (2 in 2024, 3 in 2025), median $330,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Pine Meadows is best for.
Best for
- Buyers prioritizing a private, no-HOA home in Fort Walton Beach over shared amenities
- Value-focused buyers willing to underwrite a home on condition and negotiate accordingly
- Buyers comfortable renovating or updating to build value in the property itself
Probably not for
- Buyers who want a clubhouse, pool, or gated-community amenities
- Buyers seeking a turnkey, amenity-driven lifestyle package
- Buyers who want an HOA managing shared facilities and standards
The market around Pine Meadows
Pine Meadows is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Pine Meadows specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in PINE MEADOWS 4TH ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Pine Meadows buying strategy.
If we were buying in Pine Meadows today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Meadows.
A house-by-house market
There are no community amenities identified from current MLS listings, so there is no HOA-driven story to tell here and no shared feature to prop up values. That puts the burden of proof on the individual property: roof, systems, kitchens and baths, and how recently the home has been touched.
Practically, that makes comparison shopping essential. Two homes in Pine Meadows 4th Addn can justify very different numbers based on condition alone, and a buyer's leverage often comes from understanding exactly what a given home does and does not need.
The location and the amenities are priced into every listing in Pine Meadows. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In an amenity-free subdivision, the difference between a fair price and an overpay is condition read correctly. We walk each listing on its merits, price against genuinely comparable Fort Walton Beach stock, and tell you plainly when a home's asking price is chasing work it still needs.
Pine Meadows in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Meadows buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Meadows sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Meadows, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Meadows home worth?
Get a no-obligation home value based on real comparable sales in Pine Meadows, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Pine Meadows?
What share of Pine Meadows is owner-occupied?
When were the homes in Pine Meadows built?
Who is the best real estate agent for Pine Meadows?
How do I find a top Fort Walton Beach real estate agent who knows Pine Meadows?
Can Momentum Realty connect me with an agent for Pine Meadows?
Where is Pine Meadows, and what county is it in?
Should you buy in Pine Meadows?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how PINE MEADOWS 4TH ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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