Aerial view of Pine Meadows

Pine Meadows
Homes for Sale in Fort Walton Beach, FL

All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
36 homesBuilt 1981–2023
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Built fromLive Emerald Coast MLS data32 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 17 closed sales in Pine Meadows 1ST Addn in Fort Walton Beach, FL since 1994, the most recent in August 2024. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

PINE MEADOWS 1ST ADDN key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32547, 32548
Homes in the community36 (FL DOR 2025 assessment roll)
Years built1981–2023 (median 1983.0)
Typical living area932 sq ft (median)
Owner-occupied (homestead) share36%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “PINE MEADOWS 1ST ADDN key facts,” movewithmomentum.com/neighborhoods/pine-meadows-1st-addn, data as of September 20, 2026.

Live · Pine Meadows Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
36%
Owner-occupied · Pine Meadows
13 of 36 parcels homesteaded (FL DOR 2025)
64%
Non-owner-occupied · Pine Meadows
incl. 14% trust or LLC-held · 3% out-of-state
36
Homes in the community
36 residential parcels (FL DOR 2025)
Track record · 32 years of records
4
Recorded sales · 2024-2025
median $200K · qualified sales on the county roll (FL DOR 2025)
Est. 1981
Community established
homes built 1981-2023, median 1983 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and lot, not by a uniform product. With a build range running from 1955 to 2023 and a median year built of 1982, this is a mixed-vintage pocket where a renovated mid-century home and a tired original can sit on the same block at very different numbers. The median living area of roughly 1,315 square feet tells you the core inventory is modest in size, so square footage premiums and updates carry outsized weight.

For buyers, that spread is opportunity: the work is in reading each house on its own merits rather than assuming a neighborhood price. For sellers, it means condition is the lever you control — an updated home separates itself here, and a dated one gets priced against the renovation it needs. Expect to underwrite each transaction individually rather than lean on comps that look alike.

Nearby homes for sale

No active listings inside PINE MEADOWS 1ST ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

409 Heritage Court
$348K · 0.1 mi away
3 bd · 2 ba
409 Heritage Court
Listed by Coastal Realty Services
506 Landview Street #UNIT B
$215K · 0.1 mi away
2 bd · 1.5 ba
506 Landview Street #UNIT B
Listed by Keller Williams Realty FWB
1325 Greendale Avenue #40
$170K · 0.1 mi away
2 bd · 1.5 ba
1325 Greendale Avenue #40
Listed by Exit Realty Anchor South
1814 Stable Lane
$300K · 0.1 mi away
3 bd · 2.5 ba
1814 Stable Lane
Listed by List Now Realty
1816 Stable Lane #B9
$299K · 0.2 mi away
3 bd · 2.5 ba
1816 Stable Lane #B9
Listed by JC Coastal Real Estate
1818 Whispering Oaks Lane
$265K · 0.2 mi away
3 bd · 2.5 ba
1818 Whispering Oaks Lane
Listed by EXP Realty LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Pine Meadows 1st Addn is a small, established Fort Walton Beach pocket of 104 homes with no identified community amenities — a location-and-condition play rather than a package deal.

Emerald Coast MLS sales records identify 161 homes in PINE MEADOWS that have changed hands since 2001, built between 1978 and 2009 (median 1982), with a median living area of about 1,173 sq ft and a typical 3-bedroom, 2-bath layout; 81% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in PINE MEADOWS across 2024–2025 (3 in 2024, 1 in 2025), median $200,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Value-focused buyers willing to renovate a dated home to build equity through the work
  • Buyers wanting a compact, established home near an established Fort Walton Beach location
  • Investors comfortable with a market where a notable share of homes are non-owner-occupied

Probably not for

  • Buyers who want amenity-driven, HOA-managed community living
  • Buyers needing large square footage, since the median footprint runs modest
  • Buyers who want uniform, same-vintage homes and predictable comps

The market around Pine Meadows

Pine Meadows is too small for its own price trend, so here is the market around it.

In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Pine Meadows specifically. Momentum Research analysis of MLS records.

Pine Meadows by the numbers

From county property records and closed MLS sales for the Pine Meadows subdivision: 10 homes on record; built 1979–1985; typical size about 949 heated sq ft; 2 bedrooms is the median. Housing mix: townhome 90%, single-family 10%.

YearRecorded salesMedian price
20151$37,730
20171$25,000
20191$160,000
20211$149,000
20231$167,000
20241$290,000

Newest recorded sale: $290,000 on 2024-08-21.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

Housing distress & ownership in PINE MEADOWS 1ST ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Pine Meadows today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Meadows.

Best Buy
Buyers who want an established Fort Walton Beach address and are comfortable evaluating each home individually.
Biggest Risk
Mixed vintage means systems and updates vary sharply from house to house.
Sweet Spot
An updated mid-sized home that clears the neighborhood's dated stock.
Avoid If
You need amenities or a uniform, turnkey subdivision feel.

A mixed-vintage pocket priced house by house

The defining fact here is age spread. Homes date from 1955 to 2023, with the median at 1982, so you are buying into a neighborhood that has been built out and infilled over decades rather than delivered in one wave. That variety shows up in floor plans, systems, and finish levels — and it is the single biggest thing to inspect before you commit.

Homestead status covers roughly 46% of the 104 homes, meaning a meaningful share are non-owner-occupied. Combined with the compact median footprint near 1,315 square feet, that points to a market where rentals and modestly sized owner homes coexist. There are no community amenities identified from current listings, so value is a function of the house and its position, not shared facilities.

“

The location and the amenities are priced into every listing in Pine Meadows. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a pocket where two homes on the same street can be decades and a full renovation apart, pricing comes down to reading condition correctly. We underwrite each property on its own merits, tell you what a dated home will actually cost to bring current, and keep you from overpaying against comps that only look comparable on paper.

Pine Meadows in 15 seconds.

Best forBuyers who want an established Fort Walton Beach address and are comfortable evaluating each home individually.
Biggest advantageA wide condition spread creates real room to find value if you do the homework.
Biggest riskMixed vintage means systems and updates vary sharply from house to house.
Sweet spotAn updated mid-sized home that clears the neighborhood's dated stock.
Avoid ifYou need amenities or a uniform, turnkey subdivision feel.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pine Meadows homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pine Meadows.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Meadows sales matched to your home.

What is your Pine Meadows home worth?

Get a no-obligation home value based on real comparable sales in Pine Meadows, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Pine Meadows?
The Florida DOR 2025 assessment roll shows 36 homes in Pine Meadows (public records).
What share of Pine Meadows is owner-occupied?
36% of Pine Meadows parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Pine Meadows built?
Homes in Pine Meadows were built between 1981 and 2023, with a median year built of 1983.0 (FL DOR 2025 roll).
Who is the best real estate agent for Pine Meadows?
The best agent for Pine Meadows is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pine Meadows.
How do I find a top Fort Walton Beach real estate agent who knows Pine Meadows?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pine Meadows and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Pine Meadows?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pine Meadows purchase or sale - no call center and no pressure.
Where is Pine Meadows, and what county is it in?
Pine Meadows is in Fort Walton Beach, Okaloosa County, FL, ZIP codes 32547, 32548.
Value-focused buyers willing to renovate a dated home to build equity through the workExcellent fit
Buyers wanting a compact, established home near an established Fort Walton Beach locationExcellent fit
Investors comfortable with a market where a notable share of homes are non-owner-occupiedExcellent fit
Buyers who want amenity-driven, HOA-managed community livingProbably not
Buyers needing large square footage, since the median footprint runs modestProbably not
Buyers who want uniform, same-vintage homes and predictable compsProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32547/32548))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1994 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Pine Meadows with Momentum Realty’s local guides.

Pine Run0.0 mi away · 36 homes, built 1981–23Pine Meadows0.1 mi away · 51 homes, built 1955–22Heritage0.1 mi away · 136 homes, built 1965–23, 1 for saleQuail Meadows (Okaloosa)0.1 mi awayLandview Estates0.1 mi awayLeesa Jennifer Acres0.1 mi away · 21 homes, built 1982–84, 1 for saleBrownsville Station0.1 mi away

Browse all neighborhood guides →

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