PINE MEADOWS 1ST ADDN
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
104 homesBuilt 1955–2023
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Built fromLive emeraldcoast data32 years of closingsFL DOR public recordsUpdated twice daily
Live · PINE MEADOWS 1ST ADDN Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
46%
Owner-occupied · PINE MEADOWS 1ST ADDN
48 of 105 parcels homesteaded (FL DOR 2025)
54%
Non-owner-occupied · PINE MEADOWS 1ST ADDN
incl. 10% trust or LLC-held · 12% out-of-state
104
Homes in the community
plus 1 vacant residential lots · 105 residential parcels (FL DOR 2025)
Track record · 32 years of records
Est. 1955
Community established
homes built 1955-2023, median 1982 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and lot, not by a uniform product. With a build range running from 1955 to 2023 and a median year built of 1982, this is a mixed-vintage pocket where a renovated mid-century home and a tired original can sit on the same block at very different numbers. The median living area of roughly 1,315 square feet tells you the core inventory is modest in size, so square footage premiums and updates carry outsized weight.

For buyers, that spread is opportunity: the work is in reading each house on its own merits rather than assuming a neighborhood price. For sellers, it means condition is the lever you control — an updated home separates itself here, and a dated one gets priced against the renovation it needs. Expect to underwrite each transaction individually rather than lean on comps that look alike.

Best for

  • Value-focused buyers willing to renovate a dated home to build equity through the work
  • Buyers wanting a compact, established home near an established Fort Walton Beach location
  • Investors comfortable with a market where a notable share of homes are non-owner-occupied

Probably not for

  • Buyers who want amenity-driven, HOA-managed community living
  • Buyers needing large square footage, since the median footprint runs modest
  • Buyers who want uniform, same-vintage homes and predictable comps

If we were buying in PINE MEADOWS 1ST ADDN today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in PINE MEADOWS 1ST ADDN.

Best Buy
Buyers who want an established Fort Walton Beach address and are comfortable evaluating each home individually.
Biggest Risk
Mixed vintage means systems and updates vary sharply from house to house.
Sweet Spot
An updated mid-sized home that clears the neighborhood's dated stock.
Avoid If
You need amenities or a uniform, turnkey subdivision feel.

A mixed-vintage pocket priced house by house

The defining fact here is age spread. Homes date from 1955 to 2023, with the median at 1982, so you are buying into a neighborhood that has been built out and infilled over decades rather than delivered in one wave. That variety shows up in floor plans, systems, and finish levels — and it is the single biggest thing to inspect before you commit.

Homestead status covers roughly 46% of the 104 homes, meaning a meaningful share are non-owner-occupied. Combined with the compact median footprint near 1,315 square feet, that points to a market where rentals and modestly sized owner homes coexist. There are no community amenities identified from current listings, so value is a function of the house and its position, not shared facilities.

The location and the amenities are priced into every listing in PINE MEADOWS 1ST ADDN. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a pocket where two homes on the same street can be decades and a full renovation apart, pricing comes down to reading condition correctly. We underwrite each property on its own merits, tell you what a dated home will actually cost to bring current, and keep you from overpaying against comps that only look comparable on paper.

PINE MEADOWS 1ST ADDN in 15 seconds.

Best forBuyers who want an established Fort Walton Beach address and are comfortable evaluating each home individually.
Biggest advantageA wide condition spread creates real room to find value if you do the homework.
Biggest riskMixed vintage means systems and updates vary sharply from house to house.
Sweet spotAn updated mid-sized home that clears the neighborhood's dated stock.
Avoid ifYou need amenities or a uniform, turnkey subdivision feel.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed PINE MEADOWS 1ST ADDN sales matched to your home.

What is your PINE MEADOWS 1ST ADDN home worth?

Get a no-obligation home value based on real comparable sales in PINE MEADOWS 1ST ADDN, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,193/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in PINE MEADOWS 1ST ADDN?
The Florida DOR 2025 assessment roll shows 104 homes plus 1 vacant residential lots in PINE MEADOWS 1ST ADDN (public records).
What share of PINE MEADOWS 1ST ADDN is owner-occupied?
46% of PINE MEADOWS 1ST ADDN parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in PINE MEADOWS 1ST ADDN built?
Homes in PINE MEADOWS 1ST ADDN were built between 1955 and 2023, with a median year built of 1982.0 (FL DOR 2025 roll).
Who is the best real estate agent for PINE MEADOWS 1ST ADDN?
The best agent for PINE MEADOWS 1ST ADDN is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for PINE MEADOWS 1ST ADDN.
How do I find a top Fort Walton Beach real estate agent who knows PINE MEADOWS 1ST ADDN?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows PINE MEADOWS 1ST ADDN and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for PINE MEADOWS 1ST ADDN?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your PINE MEADOWS 1ST ADDN purchase or sale - no call center and no pressure.
Value-focused buyers willing to renovate a dated home to build equity through the workExcellent fit
Buyers wanting a compact, established home near an established Fort Walton Beach locationExcellent fit
Investors comfortable with a market where a notable share of homes are non-owner-occupiedExcellent fit
Buyers who want amenity-driven, HOA-managed community livingProbably not
Buyers needing large square footage, since the median footprint runs modestProbably not
Buyers who want uniform, same-vintage homes and predictable compsProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32547/32548))
Historical depthClosed-sale records back to 1994 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

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