Pines
Homes for Sale in Panama City Beach, FL
All 731 homes for sale in Panama City Beach, FL · median $365,000 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Pines in Panama City Beach, FL has 5 homes for sale, asking from $119,900 to $899,000 (median $349,000). Homes listed or recently sold were built 1971–2022; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 18 ft).
Homes For Sale Right Now in Pines
Live MLS inventory for Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pines listings as of 2026-10-20, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Pines, in Panama City Beach, is a name that does not currently carry an active trail of closed sales in the MLS feed we track. That is a data condition, not a judgment on the community itself — it means we cannot point to a median price, a pace of sales, or a typical days-on-market figure right now, because none has posted in the current window.
For a buyer or seller, that changes the approach. Pricing a home here has to lean on direct comparables pulled by hand and on current active listings rather than on a clean closed-sales trend line. Anyone quoting you a confident number for Pines right now should be able to show you exactly where it came from.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Pines sits within Panama City Beach in Bay County; the current MLS snapshot shows no closed sales in the tracked window and no community amenities identified from active listings, so this is a community to evaluate listing-by-listing rather than by trend.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Pines. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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PinesPhotos from CPAR MLS listings in Pines; content deemed reliable but not guaranteed.
Who Pines is best for.
Best for
- A buyer targeting a specific address in Pines who is comfortable having us build the comp set by hand
- A seller who wants a direct, property-level pricing conversation rather than a community-average estimate
- An investor doing individual due diligence property by property rather than betting on a documented community trend
Probably not for
- A buyer who wants to compare median prices or sales pace against other named communities before choosing
- Someone relying on a published amenity list to shape their decision
- A buyer who wants a fast, data-driven read with minimal manual verification
The market around Pines
Pines is too small for its own price trend, so here is the market around it.
In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32401 (Panama City Beach), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Pines specifically. Momentum Research analysis of MLS records.
Pines on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Pines buying strategy.
If we were buying in Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pines.
A market with no visible trail
When a community shows zero closings in the current window, it usually means one of a few things: very low turnover, a small or scattered inventory footprint under this name, or a naming/boundary quirk in how listings get tagged in the MLS. We don't have enough here to say which it is — only that the closed-sales data isn't there to lean on.
The amenities field is similarly quiet: nothing has been identified from current MLS listings. That doesn't mean Pines has no features on the ground, only that they aren't being flagged in the listing data we pull from. Anyone evaluating a specific property here should verify lot characteristics, association details, and any shared features directly against that listing rather than assuming anything from the community name.
The location and the amenities are priced into every listing in Pines. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little standing MLS data, the value we add is in the legwork a dashboard can't do: pulling actual comparables from adjacent areas, checking a specific listing against tax records and prior sale history, and being straight with you about what we do and do not know before you make an offer or set a price.
Pines in 15 seconds.
Tools for a Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pines home worth?
Get a no-obligation home value based on real comparable sales in Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Pines?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 20, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (108 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Pines fits the bigger picture — live prices, inventory, and Momentum Scores:
Housing distress & ownership in Pines, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Pines Bay Right Now (5)
All 5 active and pending Pines Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2122 Anne Avenue, Panama City, Fl 32408 · $349,000 · 9 bd / 6 ba · listed Sep 11, 2026 · listed by SimpliHOM
- 2313/2311 Anne Avenue, Panama City Beach, Fl 32408 · $899,000 · 6 bd / 6 ba · listed Sep 3, 2026 · listed by Corcoran Reverie SRB
- 2512 Dorothy Avenue, Panama City, Fl 32408 · $345,000 · 3 bd / 2 ba · listed Aug 4, 2026 · listed by Think Real Estate
- 2838 Laurie Avenue, Panama City Beach, Fl 32408 · $419,900 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by Beachy Beach Real Estate
- 2408 Dorothy Avenue A, Panama City Beach, Fl 32408 · $119,900 · 1 bd / 1 ba · listed Jul 22, 2026 · listed by RC Real Estate Group
More Panama City Beach home searches
- All homes for sale in Panama City Beach, FL
- Homes for sale in Bay County, FL
- Homes under $300K in Panama City Beach
- Homes from $300K to $500K in Panama City Beach
- 4-bedroom homes for sale in Panama City Beach
- Panama City Beach home values: what is my house worth?
- ZIP 32401 housing scorecard
- 3 coming-soon communities in Bay County
Panama City Beach guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Nearby Communities
Explore more neighborhoods near Pines with Momentum Realty’s local guides.
What it really costs to own in Pines
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,691/yr across 6 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2009 across 10 listings. An original roof here would be about 17 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Pines
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Pines
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Pines will answer, and the answer is published on this page for the next buyer.