Aerial view of Pines 6Th

Pines 6Th
Homes for Sale in Panama City, FL

All 254 homes for sale in Panama City, FL · median $349,900 · 285 homes for sale in 32408 · Bay County homes for sale

Community in Panama City · Bay County · ZIP 32408
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True comps, carrying-cost math, and listings before the portals.

Built fromLive CPAR MLS data13 years of closingsUpdated twice daily

As of October 2026, Pines 6Th in Panama City, FL has 1 home for sale. As of October 2026, the MLS records 11 closed sales in Pines 6Th in Panama City, FL since 2013, the most recent in August 2024.

Live · Pines 6Th Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Pines 6th is not showing recent closed activity in the current MLS window, which means there is no reliable price trend to point to right now. That is not the same as saying nothing is happening here; it means the data set is too thin at this moment to draw a defensible conclusion about value or pace.

For a buyer or seller, that puts the emphasis back on the individual property and its comparables rather than a community-wide narrative. Anyone serious about this pocket should expect a pricing conversation grounded in nearby, comparable closings rather than in aggregate Pines 6th statistics.

The 60-Second Overview

Pines 6th sits in Panama City, Bay County, and current MLS records show no closings in this snapshot window, so this is a community best evaluated property-by-property rather than through neighborhood-wide pricing trends.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer comfortable making a decision based on individual property comps rather than neighborhood-wide statistics.
  • A seller willing to work with a targeted comparable analysis given the lack of recent closings in the immediate area.
  • Someone specifically drawn to this Panama City, Bay County location who is prepared to verify property details directly.

Probably not for

  • A buyer who wants to see an established recent price trend before committing.
  • Someone relying on a published list of community amenities to make a decision.
  • A seller expecting neighborhood-wide data to support a fast, confident pricing strategy.

The market around Pines 6Th

Pines 6Th is too small for its own price trend, so here is the market around it.

In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32408 (Panama City), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Pines 6Th specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Pines 6Th, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 27 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Pines 6Th today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pines 6Th.

Best Buy
Buyers or sellers who want a direct, comp-driven read rather than a community-wide average.
Biggest Risk
The current data window shows no recorded closings, so there is no established recent price trend to lean on.
Sweet Spot
Transactions where the buyer or seller is prepared to price off individual comparables rather than a neighborhood average.
Avoid If
You are looking for a community with a clear, well-documented recent sales trend or a published amenity package.

Reading a Quiet Data Window

When a community shows zero closings in the tracked window, it usually means one of two things: very low turnover, or a stretch of time where nothing on the market matched what buyers were ready to act on. Either way, it changes how you should approach pricing here. Broad community averages are not useful when there is no recent transaction volume to anchor them.

The MLS feed also does not identify specific community amenities for Pines 6th. That does not necessarily mean there are none, only that they are not coming through in the current listing data. Anyone evaluating this area should verify amenities, HOA structure, and any community-level details directly against the specific property in question rather than assuming based on typical Bay County norms.

“

The location and the amenities are priced into every listing in Pines 6Th. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with thin or no recent closing data, the value of local, hands-on comparable analysis goes up, not down. We do not fill gaps with guesses; we pull the closest available comparables in Panama City and Bay County, verify amenity and condition details property by property, and build a pricing position from evidence rather than assumption.

Pines 6Th in 15 seconds.

Best forBuyers or sellers who want a direct, comp-driven read rather than a community-wide average.
Biggest advantageLocation within Panama City and Bay County, evaluated on its own merits property by property.
Biggest riskThe current data window shows no recorded closings, so there is no established recent price trend to lean on.
Sweet spotTransactions where the buyer or seller is prepared to price off individual comparables rather than a neighborhood average.
Avoid ifYou are looking for a community with a clear, well-documented recent sales trend or a published amenity package.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pines 6Th homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pines 6Th.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pines 6Th sales matched to your home.

What is your Pines 6Th home worth?

Get a no-obligation home value based on real comparable sales in Pines 6Th, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City →

Real comps, not an automated estimate.
A buyer comfortable making a decision based on individual property comps rather than neighborhood-wide statistics.Excellent fit
A seller willing to work with a targeted comparable analysis given the lack of recent closings in the immediate area.Excellent fit
Someone specifically drawn to this Panama City, Bay County location who is prepared to verify property details directly.Excellent fit
A buyer who wants to see an established recent price trend before committing.Probably not
Someone relying on a published list of community amenities to make a decision.Probably not
A seller expecting neighborhood-wide data to support a fast, confident pricing strategy.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 26, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Pines 6Th

Where is Pines 6Th?

Pines 6Th is a community in Panama City, Bay County, Florida, ZIP 32408.

Are there homes for sale in Pines 6Th right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Pines 6Th have an HOA or CDD?

No HOA is on record for Pines 6Th in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Pines 6Th? See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Pines 6Th with Momentum Realty’s local guides.

Lagoon Heights0.2 mi away · median $412K, 3 sales/12 moLagoon Manor0.3 mi away · 13 homes, built 2023–24, 6 for salePines (Bay)0.3 mi away · 5 for saleMerglewski Retreats0.3 mi away · median $695K, 3 sales/12 moVillas Of St Thomas0.3 mi away · 11 for salePlazas Of St Thomas0.4 mi away · median $165K, 4 sales/12 moMimosa Place0.4 mi away · 28 homes, built 2007–19, 2 for sale

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.