Pointe Panama
Homes for Sale in Panama City Beach, FL
All 731 homes for sale in Panama City Beach, FL · median $365,000 · 628 homes for sale in 32413 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Pointe Panama in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 10 closed sales in Pointe Panama in Panama City Beach, FL since 2015, the most recent in August 2026. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 5 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Last 30 days in Pointe Panama: 1 new listing (median asking $429,000). As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Pointe Panama sits in Panama City Beach, Bay County, and the current MLS picture is thin on the details that usually anchor a write-up. There is no median price, no days-on-market trend, and no listing count to point to right now, which itself is useful information: it tells you this is a low-inventory moment for the community rather than an active, well-documented market.
Current listings also do not spell out community amenities, so we are not going to invent a clubhouse or a pool that may or may not exist. Anyone seriously considering Pointe Panama should treat this as a community to verify unit by unit and building by building rather than one to judge from a generic profile.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Pointe Panama is a Panama City Beach community in Bay County; the current MLS snapshot does not yet support pricing or amenity generalizations, so context here comes from location and confirmed listing detail rather than market averages.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Pointe Panama is best for.
Best for
- A buyer specifically set on the Pointe Panama location in Panama City Beach who is comfortable verifying pricing and terms directly on each active listing
- A buyer or investor who wants to evaluate a Panama City Beach property on its individual merits rather than lean on a community-wide profile
- A seller in Pointe Panama who wants a broker to pull current comparable activity rather than rely on a generic community summary
Probably not for
- A buyer who wants a confirmed price range or median before starting the search
- A buyer who is choosing a community specifically for a documented amenity package, since none is confirmed here
- A buyer who wants strong days-on-market or pace data to time an offer, which is not currently available for this community
The market around Pointe Panama
Pointe Panama is too small for its own price trend, so here is the market around it.
In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32413 (Panama City Beach), 1,569 homes closed in the last 12 months at a median of $445K, down 0.1% year over year, with a median 79 days on market. Right now 1,074 active and 177 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32413 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Pointe Panama specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Pointe Panama
Live MLS inventory for Pointe Panama. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pointe Panama listings as of 2026-10-20, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Pointe Panama buying strategy.
If we were buying in Pointe Panama today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pointe Panama.
A Community Best Understood Listing by Listing
With no median price, sales pace, or amenity set surfaced in the current MLS feed, Pointe Panama does not lend itself to broad statements about what a buyer should expect to pay or what comes with ownership here. That is not unusual for a smaller or lower-turnover community, but it means the standard shortcuts, price bands, typical time on market, standard HOA package, do not apply until there is enough active listing data to support them.
For Panama City Beach generally, buyers weigh proximity to the beach, condition of the specific unit or home, and whether an HOA or condo association covers exterior maintenance and amenities. In Pointe Panama's case, none of that is confirmed at the community level in current listings, so those questions belong in the due diligence phase on any specific property, not in a general profile.
The location and the amenities are priced into every listing in Pointe Panama. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community's public data is this limited, the value of a broker is in going past the MLS summary, pulling the actual listing documents, HOA or condo docs, and recent comparable activity so a buyer or seller is not relying on assumptions about Pointe Panama that the current market data cannot back up.
Pointe Panama in 15 seconds.
Tools for a Pointe Panama buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pointe Panama sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pointe Panama, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pointe Panama home worth?
Get a no-obligation home value based on real comparable sales in Pointe Panama, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Pointe Panama?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 20, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Pointe Panama
Development, infrastructure, retail, and school activity affecting Pointe Panama, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Retail & Dining
Panama City meets Houston developer interested in part of Panama City Mall site
Panama City officials met a Houston developer interested in buying a portion of the largely vacant Panama City Mall, owned by Hendon Properties, with a retail focus. Discussions covered rezoning, possible CRA participation and plan submittal. The mayor called the FDOT US 231 widening, planned to six lanes from US 98 to SR 20, the biggest holdup.
What it may mean for the marketPossible retail redevelopment of a large vacant site could add shopping options near the US 231 corridor, with timing tied to road widening and rezoning. The project is about 9 miles east of Pointe Panama, elsewhere in Bay County.
Source: WJHG - September 2026Development
Panama City Beach council upholds approval of Palmhaven development on Front Beach Road
The Panama City Beach City Council voted to uphold the Planning Board approval of Palmhaven, about 160 homes by Fischer Homes at 12610 Front Beach Road, with added conditions. The developer must build a multi-use trail, public park area and 40 public golf cart parking spaces, and a final development order is required before construction.
What it may mean for the marketAdds roughly 160 homes of new housing supply on the west Front Beach Road corridor, along with a new public park, trail and parking amenities. The site is less than a mile east of Pointe Panama.
Source: WJHG - August 2026Development
Deal reached to redevelop historic Panama City Grammar School into apartments and townhomes
Panama City reached a deal for developer Zachary Seymour to buy the 1914 Panama City Grammar School on East Seventh Street and convert it to apartments and townhomes. The city would waive about $375,000 in code fines and a $100,000 CRA grant is pending approval. Seymour has one year to finish structural repairs to roofs, windows and doors.
What it may mean for the marketReuse of a vacant historic building would add downtown-area residential units and remove a long-standing vacant property. The project is about 9 miles east of Pointe Panama, elsewhere in Bay County.
Source: WJHG - August 2026Infrastructure
HCA Florida Gulf Coast Hospital announces $125 million expansion
HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.
What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is about 8 miles east of Pointe Panama.
Source: WJHG - July 2026Civic
Panama City approves 12-month moratorium on AI data centers
Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.
What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The project is about 9 miles east of Pointe Panama, elsewhere in Bay County.
Source: WJHG News Channel 7 - June 2026Infrastructure
Panama City moves downtown marina slip construction to bid, ends City Marina Partners deal
Panama City put the first 50 boat slips at the Downtown Marina out for contractor bids, with construction expected to begin shortly after a contract is awarded and the bid window closing June 16. Commissioners also ended their working relationship with City Marina Partners and budgeted payment for work already completed.
What it may mean for the marketProgress on downtown marina slip construction advances waterfront infrastructure in the Panama City core. The project is about 9 miles east of Pointe Panama, elsewhere in Bay County.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Housing distress & ownership in Pointe Panama, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Pointe Panama Right Now (2)
All 2 active and pending Pointe Panama listings with a detail page, newest first, refreshed twice a day from the MLS.
- 22522 Front Beach Road O, Panama City Beach, Fl 32413 · $429,000 · 2 bd / 3 ba · listed Oct 1, 2026 · listed by Anchor Realty Florida
- 22522 Front Beach Road N, Panama City Beach, Fl 32413 · $435,500 · 2 bd / 2 ba · listed Jul 22, 2026 · listed by Counts Real Estate Group Inc
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Panama City Beach guides & data
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Florida buyer guides
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Nearby Communities
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What it really costs to own in Pointe Panama
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,825/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1983 across 4 listings. An original roof here would be about 43 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
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