Pointe Panama in Panama City Beach

Pointe Panama
Homes for Sale in Panama City Beach, FL

All 726 homes for sale in Panama City Beach, FL · median $369,000 · 667 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
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Photo via CPAR MLS

Built fromLive CPAR MLS dataUpdated twice daily

As of November 2026, Pointe Panama in Panama City Beach, FL has 2 homes for sale. As of November 2026, the MLS records 1 closed sale in Pointe Panama in Panama City Beach, FL, the most recent in August 2026. Across Panama City Beach as a whole, 613 homes closed in the last 12 months at a median of $442,250, 74 median days on market, with 898 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,430 ($4,940 with the full homestead exemption).

Last 30 days in Pointe Panama: 1 new listing (median asking $429,000). As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Pointe Panama Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 15% (434 of 2,840)
2 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Pointe Panama sits in Panama City Beach, Bay County, and the current MLS picture is thin on the details that usually anchor a write-up. There is no median price, no days-on-market trend, and no listing count to point to right now, which itself is useful information: it tells you this is a low-inventory moment for the community rather than an active, well-documented market.

Current listings also do not spell out community amenities, so we are not going to invent a clubhouse or a pool that may or may not exist. Anyone seriously considering Pointe Panama should treat this as a community to verify unit by unit and building by building rather than one to judge from a generic profile.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Pointe Panama is a Panama City Beach community in Bay County; the current MLS snapshot does not yet support pricing or amenity generalizations, so context here comes from location and confirmed listing detail rather than market averages.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer specifically set on the Pointe Panama location in Panama City Beach who is comfortable verifying pricing and terms directly on each active listing
  • A buyer or investor who wants to evaluate a Panama City Beach property on its individual merits rather than lean on a community-wide profile
  • A seller in Pointe Panama who wants a broker to pull current comparable activity rather than rely on a generic community summary

Probably not for

  • A buyer who wants a confirmed price range or median before starting the search
  • A buyer who is choosing a community specifically for a documented amenity package, since none is confirmed here
  • A buyer who wants strong days-on-market or pace data to time an offer, which is not currently available for this community

The market around Pointe Panama

Pointe Panama is too small for its own price trend, so here is the market around it.

In ZIP 32413, 735 homes are on the market and 13% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,406 homes are active and 434 pending (15% under contract).

In ZIP 32413 (Panama City Beach), 262 homes closed in the last 12 months at a median of $499K, with a median 71 days on market. Right now 336 active and 61 pending listings put supply at about 15.4 months — a soft market. See the live ZIP 32413 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Pointe Panama specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Pointe Panama

Live MLS inventory for Pointe Panama. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Pointe Panama listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Pointe Panama today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pointe Panama.

Best Buy
Buyers and sellers who want a direct, document-based look at Pointe Panama rather than a generalized community profile.
Biggest Risk
Limited current data means pricing, pace, and amenities need to be verified property by property before any offer.
Sweet Spot
Works best for a buyer already targeting this specific community for location reasons and prepared to do listing-level diligence.
Avoid If
Skip it for now if you are relying on a general price range or amenity package, since neither is established in current listings.

A Community Best Understood Listing by Listing

With no median price, sales pace, or amenity set surfaced in the current MLS feed, Pointe Panama does not lend itself to broad statements about what a buyer should expect to pay or what comes with ownership here. That is not unusual for a smaller or lower-turnover community, but it means the standard shortcuts, price bands, typical time on market, standard HOA package, do not apply until there is enough active listing data to support them.

For Panama City Beach generally, buyers weigh proximity to the beach, condition of the specific unit or home, and whether an HOA or condo association covers exterior maintenance and amenities. In Pointe Panama's case, none of that is confirmed at the community level in current listings, so those questions belong in the due diligence phase on any specific property, not in a general profile.

“

The location and the amenities are priced into every listing in Pointe Panama. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community's public data is this limited, the value of a broker is in going past the MLS summary, pulling the actual listing documents, HOA or condo docs, and recent comparable activity so a buyer or seller is not relying on assumptions about Pointe Panama that the current market data cannot back up.

Pointe Panama in 15 seconds.

Best forBuyers and sellers who want a direct, document-based look at Pointe Panama rather than a generalized community profile.
Biggest advantageLocation in Panama City Beach, Bay County, without the noise of assumed amenities or pricing that current listings do not confirm.
Biggest riskLimited current data means pricing, pace, and amenities need to be verified property by property before any offer.
Sweet spotWorks best for a buyer already targeting this specific community for location reasons and prepared to do listing-level diligence.
Avoid ifSkip it for now if you are relying on a general price range or amenity package, since neither is established in current listings.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pointe Panama sales matched to your home.

What is your Pointe Panama home worth?

Get a no-obligation home value based on real comparable sales in Pointe Panama, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
A buyer specifically set on the Pointe Panama location in Panama City Beach who is comfortable verifying pricing and terms directly on each active listingExcellent fit
A buyer or investor who wants to evaluate a Panama City Beach property on its individual merits rather than lean on a community-wide profileExcellent fit
A seller in Pointe Panama who wants a broker to pull current comparable activity rather than rely on a generic community summaryExcellent fit
A buyer who wants a confirmed price range or median before starting the searchProbably not
A buyer who is choosing a community specifically for a documented amenity package, since none is confirmed hereProbably not
A buyer who wants strong days-on-market or pace data to time an offer, which is not currently available for this communityProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 12, 2026)
Under-contract sharesCPAR MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Pointe Panama

Development, infrastructure, retail, and school activity affecting Pointe Panama, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Retail & Dining

    Boots on the Beach western wear store opens in Panama City Beach

    The store held its grand opening on October 28 near Joan Avenue and Thomas Drive, selling men's and women's western clothing and boots and offering a custom hat bar. Co-owner Jo Cochran said Pier Park's only western option is Dillard's.

    What it may mean for the marketA specialty apparel shop broadens local shopping choices outside the Pier Park retail core. The site is less than a mile east of Pointe Panama.

    Source: WJHG
  2. October 2026
    Parks & Amenities

    Bay County wraps up second phase of Island View Park renovations

    Phase two, costing about $40,000 from the county general budget, adds two pavilions, a basketball court and sidewalks, following a May playground replacement. A new fence is already in. Completion is expected within a few weeks.

    What it may mean for the marketAdded courts, shade structures and walkways improve everyday recreation options in the surrounding neighborhood. The project is about 6 miles east of Pointe Panama, elsewhere in Bay County.

    Source: WJHG
  3. October 2026
    Infrastructure

    West Beach Drive and Mulberry Avenue water, sewer and sidewalk work set to begin in Panama City

    The project covers West Beach Drive from Sixth to Fourth Street and Mulberry Avenue, adding water lines, sewer lines and sidewalks in three phases to keep businesses open. Chevron has agreed to cover extra disposal costs if contaminated soil is found. Crews were expected to mobilize within about a week.

    What it may mean for the marketUpgraded utilities and sidewalks support the west-side commercial area, with some construction disruption during phasing. The project is about 7 miles east of Pointe Panama, elsewhere in Bay County.

    Source: WJHG
  4. October 2026
    Infrastructure

    Panama City Beach advances Clara Avenue and Cobb Road sidewalks to engineering

    City council voted to move sidewalk enhancements on Clara Avenue and Cobb Road into the engineering phase. Mayor Stuart Tettemer hopes to receive engineering work in early to mid 2027 before the next phase. No cost was stated.

    What it may mean for the marketPlanned sidewalks would improve walking connections along two local streets, though construction is still more than a year off. The site is less than a mile east of Pointe Panama.

    Source: WJHG
  5. September 2026
    Development

    Panama City Beach council upholds approval of Palmhaven development on Front Beach Road

    The Panama City Beach City Council voted to uphold the Planning Board approval of Palmhaven, about 160 homes by Fischer Homes at 12610 Front Beach Road, with added conditions. The developer must build a multi-use trail, public park area and 40 public golf cart parking spaces, and a final development order is required before construction.

    What it may mean for the marketAdds roughly 160 homes of new housing supply on the west Front Beach Road corridor, along with a new public park, trail and parking amenities. The site is less than a mile east of Pointe Panama.

    Source: WJHG
  6. August 2026
    Infrastructure

    HCA Florida Gulf Coast Hospital announces $125 million expansion

    HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.

    What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is about 8 miles east of Pointe Panama.

    Source: WJHG

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Housing distress & ownership in Pointe Panama, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 23 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Pointe Panama Right Now (2)

All 2 active and pending Pointe Panama listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Pointe Panama with Momentum Realty’s local guides.

Shores Townhouses0.1 mi away · 1 for saleShores (Bay)0.1 mi awayCasa Del Mar (Bay)0.1 mi away · 1 for saleVillas Of Bahamas West0.2 mi away · 2 for saleInlet Beach Heights (Bay)0.2 mi away · median $555K, 8 sales/12 moSouthfield (Bay)0.2 mi away · 102 homes, built 1982–20, 3 for saleJamaican Lake0.3 mi awayRamsgate Harbour0.3 mi away

Browse all neighborhood guides →

What it really costs to own in Pointe Panama

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $3,825/yr across 4 listings here (MLS tax records, 2026-11-12).
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1983 across 4 listings. An original roof here would be about 43 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Pointe Panama

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Ask an agent about Pointe Panama

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Pointe Panama will answer, and the answer is published on this page for the next buyer.

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