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Villas Of Bahamas West Homes for Sale: 2 Listings, From $195K

Villas Of Bahamas West
Homes for Sale in Panama City Beach, FL

By , Co-Founder, Momentum Realty · Updated October 20, 2026

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All 731 homes for sale in Panama City Beach, FL · median $365,000 · 694 condos for sale in Panama City Beach · 628 homes for sale in 32413 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32413
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Talk to a Villas Of Bahamas West Expert

True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Villas Of Bahamas West in Panama City Beach, FL has 2 homes for sale. As of October 2026, the MLS records 5 closed sales in Villas Of Bahamas West in Panama City Beach, FL since 2012, the most recent in March 2019. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 5 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).

Live · Villas Of Bahamas West Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
2 · 0
For sale · pending
live counts, refreshed twice daily
The Area Market

The market around Villas Of Bahamas West

Villas Of Bahamas West is too small for its own price trend, so here is the market around it.

In ZIP 32413, 785 homes are on the market and 16% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

ZIP and county figures describe the wider market, not Villas Of Bahamas West specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Villas Of Bahamas West

Live MLS inventory for Villas Of Bahamas West. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 343 daysTop listing
$199,000
1 bd · 1 ba · built 1984
141 Southfields Road 110, Panama City Beach, FL 32413, Panama City Beach, 32413
Listed by CitiStar Realty
Active · 4 days
$195,000
1 bd · 1 ba · built 1984
141 Southfields Road 105, Panama City Beach, FL 32413, Panama City Beach, 32413
Listed by Coastal Living Realty & Associates

Active and pending Villas Of Bahamas West listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

The Strategy

The Villas Of Bahamas West buying strategy.

If we were buying in Villas Of Bahamas West today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villas Of Bahamas West.

“

The location and the amenities are priced into every listing in Villas Of Bahamas West. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

What it really costs to own in Villas Of Bahamas West

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $1,389/yr across 4 listings here (MLS tax records, 2026-10-20).
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1984 across 4 listings. An original roof here would be about 42 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Villas Of Bahamas West

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Villas Of Bahamas West

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Villas Of Bahamas West will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Villas Of Bahamas West homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Villas Of Bahamas West.
In short
  • HOA dues reported around $250/month (about $3,000/yr) · median of 89 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $250 per month ($3,000 a year) — the median AssociationFee across 89 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Villas Of Bahamas West buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxBay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Villas Of Bahamas West.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villas Of Bahamas West sales matched to your home.

Selling in Villas Of Bahamas West

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Villas Of Bahamas West, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Villas Of Bahamas West home worth?

Get a no-obligation home value based on real comparable sales in Villas Of Bahamas West, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 19, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Common questions about Villas Of Bahamas West

Where is Villas Of Bahamas West?

Villas Of Bahamas West is a community in Panama City Beach, Bay County, Florida, ZIP 32413.

Are there homes for sale in Villas Of Bahamas West right now?

Yes — 2 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Villas Of Bahamas West have an HOA or CDD?

No HOA is on record for Villas Of Bahamas West in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Housing distress & ownership in Villas Of Bahamas West, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Villas Of Bahamas West Right Now (2)

All 2 active and pending Villas Of Bahamas West listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Villas Of Bahamas West with Momentum Realty’s local guides.

Southfield (Bay)0.0 mi away · median $535K, 3 sales/12 moCasa Del Mar (Bay)0.0 mi away · 1 for saleShores (Bay)0.1 mi awayPointe Panama0.2 mi away · 1 for saleSunnyside Beach Tennis Condo0.2 mi away · median $700K, 3 sales/12 moShores Townhouses0.2 mi away · median $1.09M, 4 sales/12 moInlet Beach Heights (Bay)0.3 mi away · median $400K, 17 sales/12 moKiska Beach0.4 mi away · median $588K, 10 sales/12 mo

Browse all neighborhood guides →

Talk to a Local Villas Of Bahamas West Expert
Call Get Listings

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.