PRESIDIO YACHT CLUB
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32548
Median sale $850K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
29/100
Market Heat
Cooler than normal
2014 → 2026 · 83 at the 2023 peak
0 is PRESIDIO YACHT CLUB's coldest market since 2014, 100 its hottest. Today: 29. How it's scored
Built fromLive emeraldcoast data16 years of closingsUpdated twice daily
Live · PRESIDIO YACHT CLUB Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$850K
Median sold · 12 mo
down 1.2% vs the prior 12 months
-1.2%
1-yr price change
n = 3 and 4 sales in the two windows
94.4%
Sale vs ask
Okaloosa median: 96.6%
Tempo
258days
Median DOM · closed
26 days at the 2023 low
3
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
0%
Cash buyers · PRESIDIO YACHT CLUB
0 of 3 sales, 12 mo ending July 2026
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Presidio Yacht Club sits at the upper end of the Fort Walton Beach market, with a median around $850,000. There are no shared amenities identified in the current MLS listings, so what you're paying for here is the home itself — its condition, its build, and whatever water access comes with the specific property. Treat every listing on its own merits, because the median tells you where the middle sits, not what any one house delivers.

The market posture is slow and soft. Median days on market is running around 258 days, and prices are down 1.2% year over year on a thin base of just three recent closings. That combination — long marketing times, a slight negative trend, and a low heat score — favors patient buyers who can wait out a seller and negotiate. Sellers should price to the current reality and plan for a long runway, not a quick sale.

PRESIDIO YACHT CLUB Housing Pulse · Momentum Research · as of July 25, 2026

PRESIDIO YACHT CLUB right now

🟡 Off the recent peak. The trailing-12-month median ($850K) is down 1.2% from the prior 12 months ($860K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Low (3 and 4 sales in the two windows).

What's unique here: the median sale price is about 2x the typical Okaloosa County sale ($850K vs $365K, trailing 12 months, emeraldcoast records).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

PRESIDIO YACHT CLUB market snapshot (as of July 25, 2026): the median sale price is about $850K, and a median 258 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level emeraldcoast closed sales (3 closings in the current window).

This is a high-median pocket of Fort Walton Beach where pricing is condition-driven rather than amenity-driven, and where slow turnover means both sides need patience and realistic expectations.

Best for

  • Buyers with an upper-end budget around the mid-$800s who value patience and want room to negotiate
  • Buyers who prioritize the individual home and its water access over shared community amenities
  • Long-hold buyers comfortable in a slow-turnover market

Probably not for

  • Buyers who need to close quickly or resell on a short horizon
  • Buyers seeking a lower price point than this community's median supports
  • Buyers who want built-in community amenities as part of the package

Windows contain 1 to 12 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K$800K20122014201620182020202220242026
Down 1.2% year over year.
Median days on market · closed sales
010020030020122014201620182020202220242026
26 days at the 2023 low; 258 now.
Sale price vs original ask · median
90%92%95%98%20122014201620182020202220242026
94.4% now vs Okaloosa 96.6%.
Homes sold per 12-mo window
051020122014201620182020202220242026
1 to 12 a year; 3 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201420182020202220242026
83 at the 2023 peak, 24 in the troughs, 29 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,193/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

If we were buying in PRESIDIO YACHT CLUB today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in PRESIDIO YACHT CLUB.

Best Buy
Buyers targeting the upper end of Fort Walton Beach who want negotiating room.
Biggest Risk
A thin three-closing window makes the median a rough guide, not a guarantee.
Sweet Spot
A well-conditioned home you can buy patiently and hold.
Avoid If
You need a quick sale or a shared-amenity community.

A thin, slow upper-end market

Two facts shape everything here: a median near $850,000 and a median time on market of roughly 258 days. That is a long time to sit, and it tells you demand is measured, not urgent. With only three closings in the recent window, any single sale can move the median, so lean on the qualitative picture more than the precise number — this is a market where the spread between listings is likely wide and the individual home's condition and water access carry the price.

With no community amenities identified in current listings, there's no shared draw doing the selling for you. That puts the burden on each property to justify its number. For a buyer, the slow pace and the slightly negative year-over-year move are leverage. For a seller, it means sharp pricing and staging matter more than they would in a fast market.

The location and the amenities are priced into every listing in PRESIDIO YACHT CLUB. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, slow-moving upper-end market like this, the median is a starting point, not an answer. We underwrite each property on its own condition and water access, price against genuine comparables rather than a single blended figure, and set expectations around the long marketing runway this community currently shows — so buyers negotiate from strength and sellers don't chase the market down.

PRESIDIO YACHT CLUB in 15 seconds.

Best forBuyers targeting the upper end of Fort Walton Beach who want negotiating room.
Biggest advantageLong days on market and a soft trend hand patient buyers real leverage.
Biggest riskA thin three-closing window makes the median a rough guide, not a guarantee.
Sweet spotA well-conditioned home you can buy patiently and hold.
Avoid ifYou need a quick sale or a shared-amenity community.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed PRESIDIO YACHT CLUB sales matched to your home.

What is your PRESIDIO YACHT CLUB home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in PRESIDIO YACHT CLUB?
The median sale price in PRESIDIO YACHT CLUB was $850K over the 12 months ending July 25, 2026 (3 closed sales, emeraldcoast).
How long do homes in PRESIDIO YACHT CLUB take to sell?
Homes that closed in the 12 months ending July 25, 2026 took a median 258 days on market (3 sales, emeraldcoast).
Do cash buyers compete in PRESIDIO YACHT CLUB?
Cash buyers took 0% of PRESIDIO YACHT CLUB sales in the 12 months ending July 2026 (0 of 3 closings, emeraldcoast).
Who is the best real estate agent for PRESIDIO YACHT CLUB?
The best agent for PRESIDIO YACHT CLUB is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for PRESIDIO YACHT CLUB.
How do I find a top Fort Walton Beach real estate agent who knows PRESIDIO YACHT CLUB?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows PRESIDIO YACHT CLUB and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for PRESIDIO YACHT CLUB?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your PRESIDIO YACHT CLUB purchase or sale - no call center and no pressure.
Buyers with an upper-end budget around the mid-$800s who value patience and want room to negotiateExcellent fit
Buyers who prioritize the individual home and its water access over shared community amenitiesExcellent fit
Long-hold buyers comfortable in a slow-turnover marketExcellent fit
Buyers who need to close quickly or resell on a short horizonProbably not
Buyers seeking a lower price point than this community's median supportsProbably not
Buyers who want built-in community amenities as part of the packageProbably not

Data sources & freshness

Community market statsemeraldcoast closed sales, 12-month windows ending July 25, 2026
Historical depthClosed-sale records back to 2010 (70 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

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Thinking of selling in PRESIDIO YACHT CLUB? 3 recorded closings; median 258 days on market (window ending 2026-07-25). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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