Seabreeze 5th
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Seabreeze 5TH Addn in Fort Walton Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $310,950, a median 3 days on market, sellers accepting 99% of original asking. Homes listed or recently sold were built 1960–1962. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,010 ($3,500 with the full homestead exemption).

Price here is driven by condition and structure, not amenities. With a median build year of 1962 and a median around 1,515 square feet, what separates one listing from the next is how much updating has been done. The median sits near $310,950, but expect a wide spread around it — a renovated home and a dated one on the same street won't trade anywhere close to each other.
The market posture is fast. A median of about 3.5 days on market tells you well-priced homes move almost immediately, and that's off a small recent closing set, so read it as momentum rather than a guarantee. Buyers should come pre-approved and ready to act; sellers who price to condition rather than to hope tend to get the quick result the data suggests is possible.
Seabreeze 5th right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Seabreeze 5th market snapshot (as of September 12, 2026): the median sale price is about $311K, a median 4 days on market for closed sales, and 3.0 months of supply, a balanced market.
Seabreeze 5th is a community of 124 homes in Fort Walton Beach, Okaloosa County, built between 1960 and 2016 (median 1961.5), with a median living area of about 1,516 square feet. 55% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
SEABREEZE 5TH ADDN is an established Fort Walton Beach pocket of mostly mid-century homes with no HOA amenities to speak of — the value proposition is the house and the location, not shared facilities.
The setting & the homes.
Aerial and on-site photos of Seabreeze 5th. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Emerald Coast MLS listings in Seabreeze 5th; content deemed reliable but not guaranteed.
Who Seabreeze 5th is best for.
Best for
- Buyers targeting a roughly $300K-range Fort Walton Beach home who can act fast
- Renovation-minded buyers who want to build equity through updates on older stock
- Owner-occupants who value an established, stable location over shared amenities
Probably not for
- Buyers who require new or near-new construction with no deferred maintenance
- Anyone who needs community amenities like a pool or clubhouse
- Buyers who can't move quickly in a market where well-priced homes sell in days
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($311K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
SEABREEZE 5TH ADDN Market Scorecard
SEABREEZE 5TH ADDN is currently a seller's market. About 3.0 months of supply, a median asking price of $375,000, and homes go under contract in about 22 days.
Typical home value in the 32548 ZIP is $341,402, about 7.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in SEABREEZE 5TH ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Seabreeze 5th
Live MLS inventory for Seabreeze 5th. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Seabreeze 5th listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Seabreeze 5th on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Edwins · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Seabreeze 5th listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Seabreeze 5th address.
The Seabreeze 5th buying strategy.
If we were buying in Seabreeze 5th today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seabreeze 5th.
An older-stock Fort Walton Beach pocket
The housing stock spans 1960 to 2016, but the median build year of 1962 tells you the bulk of it is original mid-century construction. That has real implications: roofs, systems, and layouts vary widely, so inspection quality matters more here than in a uniform newer subdivision. The upside is that these are the kinds of homes where sweat equity and updates can meaningfully move value.
At 174 homes with a homestead share around 54%, this is a settled, owner-occupied area rather than a churn-heavy rental block. No community amenities were identified from current MLS listings, so budget for what the individual property offers and lean on the location within Fort Walton Beach and Okaloosa County for the rest.
The location and the amenities are priced into every listing in Seabreeze 5th. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Seabreeze 5th buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.4). Basis: Liquidity & Demand 3.0 months of supply; Owner Commitment 55% owner-occupied; Pricing Power 99.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this fast and this condition-dependent, the margin is in reading each individual home correctly — what's been updated, what hasn't, and what a 1960s-era structure will need. We price to condition, not to the median, and we help buyers move decisively without overpaying on the homes that only look move-in ready.
Seabreeze 5th in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Seabreeze 5th buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seabreeze 5th sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Seabreeze 5th, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Seabreeze 5th home worth?
Get a no-obligation home value based on real comparable sales in Seabreeze 5th, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Seabreeze 5th on the map →
Frequently Asked Questions
What is the median home price in Seabreeze 5th?
How long do homes in Seabreeze 5th take to sell?
Is Seabreeze 5th a buyer's or seller's market right now?
How many homes are in Seabreeze 5th?
What share of Seabreeze 5th is owner-occupied?
When were the homes in Seabreeze 5th built?
Who is the best real estate agent for Seabreeze 5th?
How do I find a top Fort Walton Beach real estate agent who knows Seabreeze 5th?
Can Momentum Realty connect me with an agent for Seabreeze 5th?
Should you buy in Seabreeze 5th?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Seabreeze 5th with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32547/32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SEABREEZE 5TH ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:




