Seabreeze 5th in Fort Walton Beach

Seabreeze 5th
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
124 homesBuilt 1960–2016Median sale $311K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Seabreeze 5TH Addn in Fort Walton Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $310,950, a median 3 days on market, sellers accepting 99% of original asking. Homes listed or recently sold were built 1960–1962. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,010 ($3,500 with the full homestead exemption).

Live · Seabreeze 5th Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$311K
Median sold · 12 mo
99.3%
Sale vs ask
Okaloosa median: 96.7%
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
4days
Median DOM · closed
4 days at the 2026 low
0%
Under contract
Okaloosa: 25% (765 of 3,030)
1 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
55%
Owner-occupied · Seabreeze 5th
69 of 125 parcels homesteaded (FL DOR 2025)
45%
Non-owner-occupied · Seabreeze 5th
incl. 10% trust or LLC-held · 11% out-of-state
124
Homes in the community
plus 1 vacant residential lots · 125 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1960
Community established
homes built 1960-2016, median 1962 (FL DOR 2025)
3.2%/yr
Turnover rate
about 4 of 124 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and structure, not amenities. With a median build year of 1962 and a median around 1,515 square feet, what separates one listing from the next is how much updating has been done. The median sits near $310,950, but expect a wide spread around it — a renovated home and a dated one on the same street won't trade anywhere close to each other.

The market posture is fast. A median of about 3.5 days on market tells you well-priced homes move almost immediately, and that's off a small recent closing set, so read it as momentum rather than a guarantee. Buyers should come pre-approved and ready to act; sellers who price to condition rather than to hope tend to get the quick result the data suggests is possible.

Seabreeze 5th Housing Pulse · Momentum Research · as of September 12, 2026

Seabreeze 5th right now

🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Seabreeze 5th market snapshot (as of September 12, 2026): the median sale price is about $311K, a median 4 days on market for closed sales, and 3.0 months of supply, a balanced market.

Seabreeze 5th is a community of 124 homes in Fort Walton Beach, Okaloosa County, built between 1960 and 2016 (median 1961.5), with a median living area of about 1,516 square feet. 55% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

SEABREEZE 5TH ADDN is an established Fort Walton Beach pocket of mostly mid-century homes with no HOA amenities to speak of — the value proposition is the house and the location, not shared facilities.

Best for

  • Buyers targeting a roughly $300K-range Fort Walton Beach home who can act fast
  • Renovation-minded buyers who want to build equity through updates on older stock
  • Owner-occupants who value an established, stable location over shared amenities

Probably not for

  • Buyers who require new or near-new construction with no deferred maintenance
  • Anyone who needs community amenities like a pool or clubhouse
  • Buyers who can't move quickly in a market where well-priced homes sell in days

Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 4 a year; 4 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,235/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

SEABREEZE 5TH ADDN Market Scorecard

Seller's market

SEABREEZE 5TH ADDN is currently a seller's market. About 3.0 months of supply, a median asking price of $375,000, and homes go under contract in about 22 days.

3.0
Months supply
$375,000
Median list
$310,950
Median sold
n/a
Per sqft
22
Days on mkt
1/0/4
Active/Pend/Sold

Typical home value in the 32548 ZIP is $341,402, about 7.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in SEABREEZE 5TH ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
5.88%
1 of 17 listings · reo 1
Distress share trend — 5.88% now (2026-09-04 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Seabreeze 5th

Live MLS inventory for Seabreeze 5th. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Seabreeze 5th listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Edwins · Elementary
  • Bruner · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent Seabreeze 5th listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Seabreeze 5th address.

If we were buying in Seabreeze 5th today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seabreeze 5th.

Best Buy
Buyers who want an established Fort Walton Beach location and are comfortable with older construction.
Biggest Risk
Mid-century stock means variable condition and potential system or roof updates.
Sweet Spot
An updated home near the $310,950 median with the mechanical work already done.
Avoid If
You need HOA amenities or turnkey new construction with no deferred maintenance.

An older-stock Fort Walton Beach pocket

The housing stock spans 1960 to 2016, but the median build year of 1962 tells you the bulk of it is original mid-century construction. That has real implications: roofs, systems, and layouts vary widely, so inspection quality matters more here than in a uniform newer subdivision. The upside is that these are the kinds of homes where sweat equity and updates can meaningfully move value.

At 174 homes with a homestead share around 54%, this is a settled, owner-occupied area rather than a churn-heavy rental block. No community amenities were identified from current MLS listings, so budget for what the individual property offers and lean on the location within Fort Walton Beach and Okaloosa County for the rest.

The location and the amenities are priced into every listing in Seabreeze 5th. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Liquidity & Demand7.0/10
Owner Commitment5.5/10
Pricing Power9.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.4). Basis: Liquidity & Demand 3.0 months of supply; Owner Commitment 55% owner-occupied; Pricing Power 99.3% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market this fast and this condition-dependent, the margin is in reading each individual home correctly — what's been updated, what hasn't, and what a 1960s-era structure will need. We price to condition, not to the median, and we help buyers move decisively without overpaying on the homes that only look move-in ready.

Seabreeze 5th in 15 seconds.

Best forBuyers who want an established Fort Walton Beach location and are comfortable with older construction.
Biggest advantageHomes move quickly when priced to condition, and the owner-occupied base is stable.
Biggest riskMid-century stock means variable condition and potential system or roof updates.
Sweet spotAn updated home near the $310,950 median with the mechanical work already done.
Avoid ifYou need HOA amenities or turnkey new construction with no deferred maintenance.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seabreeze 5th sales matched to your home.

What is your Seabreeze 5th home worth?

Get a no-obligation home value based on real comparable sales in Seabreeze 5th, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Seabreeze 5th on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Seabreeze 5th?
The median sale price in Seabreeze 5th was $311K over the 12 months ending September 12, 2026 (4 closed sales, Emerald Coast MLS).
How long do homes in Seabreeze 5th take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 4 days on market (4 sales, Emerald Coast MLS).
Is Seabreeze 5th a buyer's or seller's market right now?
As of September 12, 2026, Seabreeze 5th is roughly balanced: 3.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Seabreeze 5th?
The Florida DOR 2025 assessment roll shows 124 homes plus 1 vacant residential lots in Seabreeze 5th (public records).
What share of Seabreeze 5th is owner-occupied?
55% of Seabreeze 5th parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Seabreeze 5th built?
Homes in Seabreeze 5th were built between 1960 and 2016, with a median year built of 1961.5 (FL DOR 2025 roll).
Who is the best real estate agent for Seabreeze 5th?
The best agent for Seabreeze 5th is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Seabreeze 5th.
How do I find a top Fort Walton Beach real estate agent who knows Seabreeze 5th?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Seabreeze 5th and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Seabreeze 5th?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Seabreeze 5th purchase or sale - no call center and no pressure.
Buyers targeting a roughly $300K-range Fort Walton Beach home who can act fastExcellent fit
Renovation-minded buyers who want to build equity through updates on older stockExcellent fit
Owner-occupants who value an established, stable location over shared amenitiesExcellent fit
Buyers who require new or near-new construction with no deferred maintenanceProbably not
Anyone who needs community amenities like a pool or clubhouseProbably not
Buyers who can't move quickly in a market where well-priced homes sell in daysProbably not

Nearby Communities

Explore more neighborhoods near Seabreeze 5th with Momentum Realty’s local guides.

S6Seabreeze 6Th Addn0.3 mi awayBLBrooks Landing0.3 mi awayBLBrooks Landing Townhomes0.3 mi awayPYPresidio Yacht Club0.3 mi awaySPSantasia Park 3Rd Addn0.3 mi awayF(Fountainhead (Okaloosa)0.4 mi awaySPSantasia Park 4Th Addn0.4 mi awaySASeabreeze Add 40.5 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 12, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32547/32548))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2001 (30 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in SEABREEZE 5TH ADDN? 4 recorded closings; median 3 days on market (window ending 2026-09-12). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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