Queensberry Ltd At Bay Point
Homes for Sale in Panama City Beach, FL
All 731 homes for sale in Panama City Beach, FL · median $365,000 · 348 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Queensberry Ltd At Bay Point in Panama City Beach, FL has 1 home for sale. As of October 2026, the MLS records 12 closed sales in Queensberry Ltd At Bay Point in Panama City Beach, FL since 2012, the most recent in September 2026. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 5 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Part of the Bay Point master-planned community in Panama City Beach, FL — see all Bay Point homes for sale (61 listings across 8 villages and sections in the MLS).

Queensberry Ltd At Bay Point is not a community with a deep, visible MLS trail right now. Over the current closings window we're looking at a single recorded transaction, which means there isn't enough volume to establish a reliable median price, a typical days-on-market figure, or a pattern for how condition or unit type moves pricing here. Anyone telling you they know exactly what this market is doing at the moment is guessing beyond the data.
For a buyer or seller, that thin trail changes the approach. Pricing has to be built from a direct comparison to what's active or under contract at the moment of inquiry, not from a trailing average that doesn't really exist yet. It also means timing matters more than usual — a single new listing or closing can shift the read on this community significantly until more transactions accumulate.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Queensberry Ltd At Bay Point sits within the Bay Point area of Panama City Beach in Bay County, but current MLS activity is too limited to characterize typical pricing, pace, or amenities with confidence.
CPAR sales records identify 6 homes in Queensberry Ltd At Bay Point that have changed hands since 2016, built between 1996 and 2004 (median 1998), with a median living area of about 2,979 sq ft and a typical 4-bedroom, 3-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Queensberry Ltd At Bay Point is best for.
Best for
- Buyers prioritizing a Panama City Beach location over a track record of comparable sales
- Buyers or sellers comfortable pricing a home against current active listings rather than a trailing median
- Buyers who want direct, real-time guidance in a community without an established public data trail
Probably not for
- Buyers who need a confirmed price range or median before evaluating a purchase
- Buyers relying on documented community amenities as part of the decision
- Sellers expecting a strong comparable-sales case built from recent closings
The market around Queensberry Ltd At Bay Point
Queensberry Ltd At Bay Point is too small for its own price trend, so here is the market around it.
In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Queensberry Ltd At Bay Point specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Queensberry Ltd At Bay Point
Live MLS inventory for Queensberry Ltd At Bay Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Queensberry Ltd At Bay Point listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Queensberry Ltd At Bay Point buying strategy.
If we were buying in Queensberry Ltd At Bay Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Queensberry Ltd At Bay Point.
A market with too little data to average
The MLS feed shows no identified community amenities tied to current listings and only one closing in the tracked window. That's not unusual for a small enclave or a building with limited unit turnover, but it does mean the usual tools — median price trends, absorption pace, price-per-square-foot comparisons — don't have enough inputs to be meaningful right now.
What we can say is where it sits: Panama City Beach, within the broader Bay Point footprint, in Bay County. Beyond location, any claim about typical pricing, condition mix, or amenity package for Queensberry specifically would be speculation dressed up as data. The honest move is to treat every listing here as its own data point until volume builds.
The location and the amenities are priced into every listing in Queensberry Ltd At Bay Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little recorded transaction history, the value of local representation goes up, not down. We track new listings and pending activity in Bay Point in real time so you're not relying on a stale median or an automated estimate — you're working from what's actually on the market or closing right now.
Queensberry Ltd At Bay Point in 15 seconds.
What it really costs to own in Queensberry Ltd At Bay Point
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,795/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1997 across 4 listings. An original roof here would be about 29 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Queensberry Ltd At Bay Point
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Queensberry Ltd At Bay Point
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Queensberry Ltd At Bay Point will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $1,728/year (about $144/month) · median of 71 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,728 a year ($144 a month) — the median AssociationFee across 71 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Queensberry Ltd At Bay Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Queensberry Ltd At Bay Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Queensberry Ltd At Bay Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Queensberry Ltd At Bay Point home worth?
Get a no-obligation home value based on real comparable sales in Queensberry Ltd At Bay Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Queensberry Ltd At Bay Point
Homes in Queensberry Ltd At Bay Point that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 3502 Dragon's Ridge Road · off market
- 3606 Dragon's Ridge · off market
Last 30 days in Queensberry Ltd At Bay Point: 1 new listing (median asking $895,000). As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
| Location | Panama City Beach, Bay County, FL · ZIP 32408 |
|---|---|
| Homes in the community | 36 (FL DOR 2025 assessment roll) |
| Years built | 1995–2010 (median 1999.0) |
| Typical living area | 4,037 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $875,000 |
| Owner-occupied (homestead) share | 81% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Queensberry Ltd At Bay Point key facts,” movewithmomentum.com/neighborhoods/queensberry-ltd-at-bay-point, data as of September 20, 2026.
Just listed in Queensberry Ltd At Bay Point
The newest homes for sale in Queensberry Ltd At Bay Point right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 3606 Dragon'S Ridge Road, Panama City Beach, FL 32408 $895,000 · 4 bd · 3 ba · 1 day on market Courtesy of Seltzer Real Estate, LLC
- 3504 Dragon'S Ridge Road, Panama City Beach, FL 32408 $875,000 · 4 bd · 3 ba · 130 days on market Courtesy of Keller Williams Success Realty
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Queensberry Ltd At Bay Point Right Now (2)
All 2 active and pending Queensberry Ltd At Bay Point listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3606 Dragon's Ridge Road, Panama City Beach, Fl 32408 · $895,000 · 4 bd / 3 ba · listed Oct 1, 2026 · listed by Seltzer Real Estate, LLC
- 3504 Dragon's Ridge Road, Panama City Beach, Fl 32408 · $875,000 · 4 bd / 3 ba · listed Jul 22, 2026 · listed by Keller Williams Success Realty
More Panama City Beach home searches
- All homes for sale in Panama City Beach, FL
- Homes for sale in Bay County, FL
- Homes under $300K in Panama City Beach
- Homes from $300K to $500K in Panama City Beach
- 4-bedroom homes for sale in Panama City Beach
- Panama City Beach home values: what is my house worth?
- ZIP 32408 housing scorecard
- 3 coming-soon communities in Bay County
Panama City Beach guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Panama City Beach? Join Momentum in Panama City Beach: 100% commission, one $12K cap.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
12% of homes for sale in ZIP 32408 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-13).
Frequently Asked Questions
How many homes are in Queensberry Ltd At Bay Point?
What share of Queensberry Ltd At Bay Point is owner-occupied?
When were the homes in Queensberry Ltd At Bay Point built?
Who is the best real estate agent for Queensberry Ltd At Bay Point?
How do I find a top Panama City Beach real estate agent who knows Queensberry Ltd At Bay Point?
Can Momentum Realty connect me with an agent for Queensberry Ltd At Bay Point?
Where is Queensberry Ltd At Bay Point, and what county is it in?
Should you buy in Queensberry Ltd At Bay Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32408)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Queensberry Ltd At Bay Point fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Queensberry Ltd At Bay Point with Momentum Realty’s local guides.
