Largo Mar
Condos for Sale in Panama City Beach, FL
All 731 homes for sale in Panama City Beach, FL · median $365,000 · 694 condos for sale in Panama City Beach · 348 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Largo Mar Condo in Panama City Beach, FL has 2 homes for sale. As of October 2026, the MLS records 49 closed sales in Largo Mar Condo in Panama City Beach, FL since 2012, the most recent in October 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 5 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
Largo Mar Condo is showing almost no resale activity in the current MLS window, with a single closing recorded. That is not enough transaction history to establish a reliable price trend, a typical days-on-market figure, or a sense of how units here compare to nearby condo stock. Anyone looking at this building right now is working with a thin data set, not a clear pattern.
No community amenities are identified from current MLS listings, which more often reflects incomplete listing detail than an absence of features. Before treating this as a bare-bones building, a buyer needs to pull the condo docs, HOA disclosures, and any available floor plans directly, since the public listing data alone will not answer those questions.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Largo Mar Condo sits in Panama City Beach within Bay County, but with only one closing in the current window there is not yet enough resale volume here to characterize typical pricing or turnover with confidence.
CPAR sales records identify 7 homes in Largo Mar Condo that have changed hands since 2017, built between 1981 and 1981 (median 1981), with a median living area of about 730 sq ft and a typical 1-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Largo Mar Condo is best for.
Best for
- A buyer who has already toured or knows Largo Mar Condo specifically and is not relying on market averages to set expectations.
- A buyer comfortable requesting HOA and condo association documents directly before writing an offer.
- A buyer willing to move without a deep bench of recent comparable sales to benchmark price.
Probably not for
- A buyer who wants a clear, data-backed price range before considering a unit.
- A buyer who needs a documented amenity list up front rather than confirming it through condo records.
- A buyer who wants to compare several recent closings in the building before deciding on value.
The market around Largo Mar Condo
Largo Mar Condo is too small for its own price trend, so here is the market around it.
In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Largo Mar Condo specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Largo Mar Condo
Live MLS inventory for Largo Mar Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Largo Mar Condo listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Largo Mar Condo buying strategy.
If we were buying in Largo Mar Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Largo Mar Condo.
Reading a Thin Data Set
A single closing in the tracked window means any pricing conclusion drawn from MLS data alone would be speculative. This is a building where the record is quiet rather than one where the market has spoken clearly in either direction. That distinction matters: low activity can mean a small unit count, low turnover, or simply a stretch of time with no listings hitting the resale market — not necessarily softness or strength in demand.
The listing feed also does not surface a defined amenity package for Largo Mar Condo. That gap is a flag to go direct to source documents rather than a conclusion about what the building does or does not offer. Condo buyers in Panama City Beach should expect to request association bylaws, reserve studies, and any rules on rentals or occupancy before treating this as a straightforward purchase.
The location and the amenities are priced into every listing in Largo Mar Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When public MLS data is this limited, the value of local representation goes up, not down. Momentum can help track down condo association records, confirm what the building actually includes, and flag units as they come to market in a community where listings are infrequent enough that timing and direct outreach matter more than browsing an already-thin resale sheet.
Largo Mar Condo in 15 seconds.
What it really costs to own in Largo Mar Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $3,038/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1981 across 4 listings. An original roof here would be about 45 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Largo Mar Condos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Largo Mar Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Largo Mar Condos for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $746/month (about $8,952/yr) · median of 133 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $746 per month ($8,952 a year) — the median AssociationFee across 133 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Largo Mar Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Largo Mar Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Largo Mar Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Largo Mar Condo home worth?
Get a no-obligation home value based on real comparable sales in Largo Mar Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Should you buy in Largo Mar Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 19, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (49 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Largo Mar Condo
Development, infrastructure, retail, and school activity affecting Largo Mar Condo, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
Tyndall Air Force Base rebuild continues with about 140 new facilities
WJHG reports Tyndall AFB is rebuilding with roughly 140 new hurricane-resistant facilities after Hurricane Michael in 2018, and now hosts F-35 squadrons. Most current projects are expected to finish by 2027, while other buildings await congressional funding and the work has faced labor and budget constraints.
What it may mean for the marketContinued base construction and F-35 operations sustain military and contractor employment and construction activity in the eastern Bay County area. The site is about 10 miles southeast of Largo Mar Condo.
Source: WJHG - September 2026Retail & Dining
Panama City meets Houston developer interested in part of Panama City Mall site
Panama City officials met a Houston developer interested in buying a portion of the largely vacant Panama City Mall, owned by Hendon Properties, with a retail focus. Discussions covered rezoning, possible CRA participation and plan submittal. The mayor called the FDOT US 231 widening, planned to six lanes from US 98 to SR 20, the biggest holdup.
What it may mean for the marketPossible retail redevelopment of a large vacant site could add shopping options near the US 231 corridor, with timing tied to road widening and rezoning. The site is about 2 miles northeast of Largo Mar Condo.
Source: WJHG - August 2026Development
Deal reached to redevelop historic Panama City Grammar School into apartments and townhomes
Panama City reached a deal for developer Zachary Seymour to buy the 1914 Panama City Grammar School on East Seventh Street and convert it to apartments and townhomes. The city would waive about $375,000 in code fines and a $100,000 CRA grant is pending approval. Seymour has one year to finish structural repairs to roofs, windows and doors.
What it may mean for the marketReuse of a vacant historic building would add downtown-area residential units and remove a long-standing vacant property. The site is about 2 miles southeast of Largo Mar Condo.
Source: WJHG - August 2026Infrastructure
HCA Florida Gulf Coast Hospital announces $125 million expansion
HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.
What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is less than a mile north of Largo Mar Condo.
Source: WJHG - August 2026Infrastructure
Bay County approves $13.5 million water treatment plant expansion
Bay County commissioners approved a $13.5 million contract with NCMC Construction to add three large sand filters (30 by 50 feet each) to the county water treatment plant, which now runs 11 filters. Construction is expected to start soon and take about a year, and officials say water bills should not rise because of it.
What it may mean for the marketAdded filtration and backup capacity supports water service reliability for a county where demand has more than doubled in 15 years. The site is about 7 miles northeast of Largo Mar Condo.
Source: WJHG - July 2026Civic
Panama City approves 12-month moratorium on AI data centers
Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.
What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The site is about 2 miles southeast of Largo Mar Condo.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Common questions about Largo Mar
Where is Largo Mar?
Largo Mar is a community in Panama City Beach, Bay County, Florida, ZIP 32408 / 32413.
Are there homes for sale in Largo Mar right now?
Yes — 2 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Largo Mar have an HOA or CDD?
No HOA is on record for Largo Mar in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Housing distress & ownership in Largo Mar Condo, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Largo Mar Condo Right Now (2)
All 2 active and pending Largo Mar Condo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5717 Thomas Drive C148, Panama City Beach, Fl 32408 · $299,000 · 1 bd / 2 ba · listed Aug 21, 2026 · listed by Coldwell Banker Realty
- 5717 Thomas C146, Panama City, Fl 32408 · $330,000 · 1 bd / 2 ba · listed Jul 22, 2026 · listed by Virga Realty Inc
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