Largo Mar
Condos for Sale in Panama City Beach, FL

All 785 homes for sale in Panama City Beach, FL · median $369,000 · 745 condos for sale in Panama City Beach · 365 homes for sale in 32408 · Bay County homes for sale

Community in Panama City Beach · Bay County · ZIP 32408
Free · No obligation
Talk to a Largo Mar Condo Expert

True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Largo Mar Condo in Panama City Beach, FL has 2 homes for sale. Homes listed or recently sold were built 1981–1981; 3 of 3 report an HOA (median $746/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft).

Last 30 days in Largo Mar: 1 new listing (median asking $299,000), 1 under contract right now. As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Largo Mar Condo Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
33%
Under contract
Bay: 17% (528 of 3,043)
2 · 1
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 3 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Largo Mar Condo is showing almost no resale activity in the current MLS window, with a single closing recorded. That is not enough transaction history to establish a reliable price trend, a typical days-on-market figure, or a sense of how units here compare to nearby condo stock. Anyone looking at this building right now is working with a thin data set, not a clear pattern.

No community amenities are identified from current MLS listings, which more often reflects incomplete listing detail than an absence of features. Before treating this as a bare-bones building, a buyer needs to pull the condo docs, HOA disclosures, and any available floor plans directly, since the public listing data alone will not answer those questions.

The 60-Second Overview

Largo Mar Condo sits in Panama City Beach within Bay County, but with only one closing in the current window there is not yet enough resale volume here to characterize typical pricing or turnover with confidence.

CPAR sales records identify 7 homes in Largo Mar Condo that have changed hands since 2017, built between 1981 and 1981 (median 1981), with a median living area of about 730 sq ft and a typical 1-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer who has already toured or knows Largo Mar Condo specifically and is not relying on market averages to set expectations.
  • A buyer comfortable requesting HOA and condo association documents directly before writing an offer.
  • A buyer willing to move without a deep bench of recent comparable sales to benchmark price.

Probably not for

  • A buyer who wants a clear, data-backed price range before considering a unit.
  • A buyer who needs a documented amenity list up front rather than confirming it through condo records.
  • A buyer who wants to compare several recent closings in the building before deciding on value.

The market around Largo Mar Condo

Largo Mar Condo is too small for its own price trend, so here is the market around it.

In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City Beach.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Largo Mar Condo specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Largo Mar Condo, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 35 listings
Distress share trend — 0.0% now (2026-08-23 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Largo Mar Condo

Live MLS inventory for Largo Mar Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Largo Mar Condo listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Largo Mar Condo Right Now (3)

All 3 active and pending Largo Mar Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.

Recent Developments in Largo Mar Condo

Development, infrastructure, retail, and school activity affecting Largo Mar Condo, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum70/100 · High
  1. July 2026
    Civic

    Panama City approves 12-month moratorium on AI data centers

    Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.

    What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The site is about 2 miles southeast of Largo Mar Condo.

    Source: WJHG News Channel 7
  2. July 2026
    Parks & Amenities

    Panama City Beach approves $1.25 million to rehabilitate Conservation Park boardwalks

    The Panama City Beach city council approved a budget of $1.25 million to rehabilitate more than one mile of boardwalks at Conservation Park. The funding covers rehabilitation of the park's boardwalk system.

    What it may mean for the marketInvestment in Conservation Park boardwalks upgrades a recreational amenity in Panama City Beach. The project is about 16 miles northwest of Largo Mar Condo, elsewhere in Bay County.

    Source: WJHG News Channel 7
  3. June 2026
    Retail & Dining

    New retailers open at Watersound Town Center as construction continues

    Watersound Town Center in the Panama City Beach area reported new store openings including FP Movement, Hemline, Monkee's, and Sunset Shoes and Lifestyles, with Johnnie-O expected later in the summer. St. Joe said two additional buildings are planned to break ground this year at the center.

    What it may mean for the marketGrowing retail and dining space plus additional buildings expand the commercial center along the State Road 79 corridor. The project is about 22 miles northwest of Largo Mar Condo, elsewhere in Bay County.

    Source: The St. Joe Company
  4. June 2026
    Infrastructure

    Panama City moves downtown marina slip construction to bid, ends City Marina Partners deal

    Panama City put the first 50 boat slips at the Downtown Marina out for contractor bids, with construction expected to begin shortly after a contract is awarded and the bid window closing June 16. Commissioners also ended their working relationship with City Marina Partners and budgeted payment for work already completed.

    What it may mean for the marketProgress on downtown marina slip construction advances waterfront infrastructure in the Panama City core. The project is about 2 miles southeast of Largo Mar Condo, elsewhere in Bay County.

    Source: WJHG News Channel 7
  5. June 2026
    Development

    Panama City commissioners approve Community Development District for 1,800-home neighborhood

    Panama City commissioners approved a Community Development District for a planned neighborhood of about 1,800 homes east of John Pitts Road in north Panama City. Under the CDD, road maintenance within the neighborhood stays with the district rather than transferring to the city.

    What it may mean for the marketA new large-scale residential district adds housing supply and internally maintained streets to the north Panama City market. The project is about 7 miles northeast of Largo Mar Condo, elsewhere in Bay County.

    Source: WJHG News Channel 7

Development alerts for Largo Mar CondoGet a short monthly email when something new is approved, funded, or opens near Largo Mar Condo.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Largo Mar Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Largo Mar Condo.

Best Buy
A buyer targeting a specific building in Panama City Beach who is prepared to do direct diligence rather than lean on comparable sales data.
Biggest Risk
Data scarcity makes it hard to confirm fair pricing or confirm what amenities, if any, the building offers without pulling condo documents directly.
Sweet Spot
Buyers who already know the building or unit layout and are moving forward on personal knowledge rather than market comparables.
Avoid If
You need recent comparable sales or a documented amenity list to feel confident before making an offer.

Reading a Thin Data Set

A single closing in the tracked window means any pricing conclusion drawn from MLS data alone would be speculative. This is a building where the record is quiet rather than one where the market has spoken clearly in either direction. That distinction matters: low activity can mean a small unit count, low turnover, or simply a stretch of time with no listings hitting the resale market — not necessarily softness or strength in demand.

The listing feed also does not surface a defined amenity package for Largo Mar Condo. That gap is a flag to go direct to source documents rather than a conclusion about what the building does or does not offer. Condo buyers in Panama City Beach should expect to request association bylaws, reserve studies, and any rules on rentals or occupancy before treating this as a straightforward purchase.

“

The location and the amenities are priced into every listing in Largo Mar Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When public MLS data is this limited, the value of local representation goes up, not down. Momentum can help track down condo association records, confirm what the building actually includes, and flag units as they come to market in a community where listings are infrequent enough that timing and direct outreach matter more than browsing an already-thin resale sheet.

Largo Mar Condo in 15 seconds.

Best forA buyer targeting a specific building in Panama City Beach who is prepared to do direct diligence rather than lean on comparable sales data.
Biggest advantageLow competition from other active resale listings, simply because there are so few of them right now.
Biggest riskData scarcity makes it hard to confirm fair pricing or confirm what amenities, if any, the building offers without pulling condo documents directly.
Sweet spotBuyers who already know the building or unit layout and are moving forward on personal knowledge rather than market comparables.
Avoid ifYou need recent comparable sales or a documented amenity list to feel confident before making an offer.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Largo Mar Condos for Sale in Panama City Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Largo Mar Condos for Sale in Panama City Beach, FL.
In short
  • HOA dues reported around $746/month (about $8,952/yr) · median of 60 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $746 per month ($8,952 a year) — the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Largo Mar Condo sales matched to your home.

What is your Largo Mar Condo home worth?

Get a no-obligation home value based on real comparable sales in Largo Mar Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.
A buyer who has already toured or knows Largo Mar Condo specifically and is not relying on market averages to set expectations.Excellent fit
A buyer comfortable requesting HOA and condo association documents directly before writing an offer.Excellent fit
A buyer willing to move without a deep bench of recent comparable sales to benchmark price.Excellent fit
A buyer who wants a clear, data-backed price range before considering a unit.Probably not
A buyer who needs a documented amenity list up front rather than confirming it through condo records.Probably not
A buyer who wants to compare several recent closings in the building before deciding on value.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (49 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Common questions about Largo Mar

Where is Largo Mar?

Largo Mar is a community in Panama City Beach, Bay County, Florida, ZIP 32408 / 32413.

Are there homes for sale in Largo Mar right now?

Yes — 2 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Largo Mar have an HOA or CDD?

No HOA is on record for Largo Mar in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Largo Mar Condo? 1 recorded closings (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Largo Mar with Momentum Realty’s local guides.

Regency Towers0.1 mi away · median $430K, 19 sales/12 moBiltmore Beach0.2 mi away · median $395K, 23 sales/12 moBaltimore Beach0.2 mi away · 1 for saleHadley S Beach0.2 mi away · median $2.80M, 3 sales/12 moGulf Lagoon Beach0.3 mi away · median $875K, 7 sales/12 moCrescent Beach0.3 mi away · 851 homes, built 1935–24, 2 for saleWatercrest Condo0.4 mi away · median $585K, 15 sales/12 moThomas Drive Park U0.4 mi away · 2 for sale

Browse all neighborhood guides →

Talk to a Local Largo Mar Condo Expert
Call Get Listings

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.