Retreat at Silver Creek Sub
Homes for Sale in CLERMONT, FL
True comps, carrying-cost math, and listings before the portals.
This is a small, low-volume pocket of Clermont — with only four active listings and five closings in the tracked window, every sale here moves the average more than it would in a larger subdivision. The median price of $298,000 and median price per square foot of $197.09 are useful directional numbers, but with this few data points, treat them as a starting reference rather than a tight appraisal target.
At just over 9 months of supply and a median 60 days on market, this reads as buyer-leaning: listings are sitting longer than in a tight market, and there is enough standing inventory relative to the pace of sales that sellers should expect to compete on price and presentation rather than count on quick, above-list offers.
Retreat at Silver Creek Sub right now
🟢 Buyer-leaning market. 7.2 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Medium (4 active and pending listings, 5 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Retreat at Silver Creek Sub market snapshot (as of August 2, 2026): the median sale price is about $298K ($197 per sq ft over the trailing 12 months of closed sales), a median 60 days on market for closed sales, and 7.2 months of supply, a buyer-leaning market.
Retreat At Silver Creek is a deed-restricted community in Clermont, Lake County, built around a shared clubhouse, pool, and fitness center rather than a golf course or waterfront draw — the kind of amenity package that keeps monthly dues doing real work.
The setting & the homes.
Aerial and on-site photos of Retreat at Silver Creek Sub. Swipe to explore the community.
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Retreat at Silver Creek Sub
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Retreat at Silver Creek SubWho Retreat at Silver Creek Sub is best for.
Best for
- Buyers targeting a home priced near the $298,000 median with access to a clubhouse, pool, and fitness center
- Buyers willing to wait through a typical 60-day-plus market for the right available listing
- Buyers who want the structure of an HOA with deed restrictions and shared recreational amenities
Probably not for
- Buyers who want a large pool of active listings to compare before deciding
- Buyers expecting a fast, competitive-bid closing timeline
- Buyers who prefer no HOA dues or deed restrictions on their property
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($298K) IS the median in the snapshot above.
Windows contain 0 to 13 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.
RETREAT AT SILVER CREEK SUB Market Scorecard
RETREAT AT SILVER CREEK SUB is currently a strong buyer's market. About 9.6 months of supply, a median asking price of $292,000, and homes go under contract in about 112 days.
Typical home value in the 34714 ZIP is $411,293, about 10.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in RETREAT AT SILVER CREEK SUB, CLERMONT
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Retreat at Silver Creek Sub
Live MLS inventory for Retreat at Silver Creek Sub. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 70 daysTop listing
Active · 3 days
Active · 287 days
Active · 1 days
Active · 64 daysActive and pending Retreat at Silver Creek Sub listings as of 2026-09-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Retreat at Silver Creek Sub on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Retreat at Silver Creek Sub
- Clubhouse · reported on 9 of 9 listings
- Fitness Center · reported on 8 of 9 listings
- Pool · reported on 8 of 9 listings
- Community Mailbox · reported on 2 of 9 listings
- Playground · reported on 2 of 9 listings
- Deed Restrictions · reported on 2 of 9 listings
- Association Recreation - Lease · reported on 1 of 9 listings
- Irrigation-Reclaimed Water · reported on 1 of 9 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sawgrass bay Elementary · Elementary
- Windy Hill Middle · Middle
- East Ridge High · High
Zoned schools reflect the assignments reported on recent Retreat at Silver Creek Sub listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Retreat at Silver Creek Sub address.
The Retreat at Silver Creek Sub buying strategy.
If we were buying in Retreat at Silver Creek Sub today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Retreat at Silver Creek Sub.
A small market that rewards patience
With only four homes active at any given time, this is not a community where you can pull ten comparable listings and average them with confidence. Buyers should expect to evaluate each available home largely on its own condition and lot, using the $298,000 median and $197.09 per-square-foot figure as a sanity check rather than a formula.
The 9.6 months of supply and 60-day median time on market both point to a slower-moving pool of demand right now. That gives buyers room to negotiate on price, closing timeline, or repairs, and it means sellers who price realistically and present the home well are the ones who shorten that 60-day clock rather than test it.
The location and the amenities are priced into every listing in Retreat at Silver Creek Sub. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on active inventory, pricing and negotiating strategy have to be built listing by listing, not pulled from a template. We track what is actually active and pending here in real time, verify amenity access and deed restriction details directly with the HOA before you write an offer, and help you read whether a given asking price is grounded in the current $298,000 median or drifting from it.
Retreat at Silver Creek Sub in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Retreat at Silver Creek Sub buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Retreat at Silver Creek Sub sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Retreat at Silver Creek Sub, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Retreat at Silver Creek Sub home worth?
Get a no-obligation home value based on real comparable sales in Retreat at Silver Creek Sub, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Retreat at Silver Creek Sub on the map →
Frequently Asked Questions
What is the median home price in Retreat at Silver Creek Sub?
How long do homes in Retreat at Silver Creek Sub take to sell?
Is Retreat at Silver Creek Sub a buyer's or seller's market right now?
Do cash buyers compete in Retreat at Silver Creek Sub?
Who is the best real estate agent for Retreat at Silver Creek Sub?
How do I find a top CLERMONT real estate agent who knows Retreat at Silver Creek Sub?
Can Momentum Realty connect me with an agent for Retreat at Silver Creek Sub?
Should you buy in Retreat at Silver Creek Sub?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Retreat at Silver Creek Sub with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2015 (40 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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