Ridgewalk
Homes for Sale in Santa Rosa Beach, FL
All 760 homes for sale in Santa Rosa Beach, FL · median $1,118,000 · 779 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Ridgewalk in Santa Rosa Beach, FL has 5 homes for sale, asking from $999,000 to $1,295,000 (median $1,190,000). Homes listed or recently sold were built 2017–2025 with 1 new construction; 11 of 11 report an HOA (median $417/mo); none of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 37 ft).
Last 30 days in Ridgewalk: 2 new listings (median asking $1,242,500). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Ridgewalk
Live MLS inventory for Ridgewalk. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 3 daysTop listing
Active · 51 days
Active · 24 days
Active · 62 days
Active · 119 daysActive and pending Ridgewalk listings as of 2026-11-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Ridgewalk is a thin, high-ticket slice of the Santa Rosa Beach market. The median sits at $1,282,500, but with only 2 active listings and 7 closings in the window, price here is driven far more by the individual property — its condition, position, and finish — than by any broad community trend. Treat that median as a rough anchor, not a rule.
The posture right now favors patience. A median of 88 days on market is slow, and the year-over-year median is down 19.8%, so buyers have room to negotiate and sellers should price against real comps rather than last year's expectations. In a market this thin, one mispriced listing distorts the whole picture, so read each transaction on its own terms.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Ridgewalk right now
🟢 Buyer-leaning market. 10.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (5 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ridgewalk is a small, upper-bracket enclave inside Santa Rosa Beach where inventory is scarce and each sale carries real weight. With so few homes trading, the numbers move on individual properties, not momentum.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Ridgewalk. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Ridgewalk
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RidgewalkPhotos from Emerald Coast MLS listings in Ridgewalk; content deemed reliable but not guaranteed.
Who Ridgewalk is best for.
Best for
- Buyers with a budget around or above the mid-seven-figure median who value scarcity over selection
- Patient purchasers willing to wait for the right home and use a slow market to negotiate
- Sellers prepared to price against current comps rather than last year's peak
Probably not for
- Buyers who need a broad menu of listings to compare before deciding
- Anyone counting on amenity-rich common areas, since none are identified in current MLS data
- Sellers who need a fast, predictable sale on a tight timeline
The market around Ridgewalk
Ridgewalk is too small for its own price trend, so here is the market around it.
Across Walton County, 2,879 homes are active and 587 pending (17% under contract).
ZIP and county figures describe the wider market, not Ridgewalk specifically. Momentum Research analysis of MLS records.
Ridgewalk on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Ridgewalk listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Ridgewalk address.
Shop the zone: Homes zoned for South Walton High School
The Ridgewalk buying strategy.
If we were buying in Ridgewalk today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ridgewalk.
A thin market rewards discipline
The defining feature here is volume — or the lack of it. Two active listings and seven closings mean there is no deep pool of comparable sales to lean on. Pricing becomes a judgment call about condition and specifics, and the wide spread you should expect in a market like this is condition-driven rather than tiered by any published price band.
The current MLS data identifies no shared community amenities, so value rests on the homes themselves and on the Santa Rosa Beach location within Walton County. Longer days on market and a falling year-over-year median tell you the same thing: this is a market where the right offer holds leverage and the wrong price sits.
The location and the amenities are priced into every listing in Ridgewalk. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with a handful of trades and a slow clock, the difference between a good outcome and a stalled one is comp-reading and negotiation, not marketing gloss. We price against what actually closed, we tell sellers when the market has moved beneath them, and we help buyers use 88-day timelines and a soft year-over-year figure to their advantage.
Ridgewalk in 15 seconds.
Tools for a Ridgewalk buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ridgewalk sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ridgewalk, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ridgewalk home worth?
Get a no-obligation home value based on real comparable sales in Ridgewalk, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
| Location | Santa Rosa Beach, Walton County, FL |
|---|---|
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Gated, Pool, Short Term Rental - Not Allowed, BBQ Pit/Grill, Pets Allowed, Pavillion/Gazebo |
| For sale right now | 5 active, 0 pending · median asking $1,190,000 · 10.0 months of supply |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Ridgewalk key facts,” movewithmomentum.com/neighborhoods/ridgewalk, data as of November 9, 2026.
Housing distress & ownership in RIDGEWALK, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Ridgewalk
The newest homes for sale in Ridgewalk right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 429 Ridgewalk Circle $1,295,000 · 3 bd · 2.5 ba · listed Nov 7, 2026 Courtesy of Scenic Sotheby's International Realty
- 88 Ridgewalk Circle $1,190,000 · 3 bd · 3 ba · listed Oct 17, 2026 Courtesy of Christies International Real Estate Emerald Coast
- 46 Ridgewalk Circle $1,250,000 · 3 bd · 2.5 ba · listed Sep 20, 2026 Courtesy of Legacy Hill Realty
- 325 Ridgewalk Circle $1,150,000 · 4 bd · 3 ba · listed Sep 9, 2026 Courtesy of EXP Realty LLC
- 78 Ridgewalk Circle $999,000 · 3 bd · 2.5 ba · listed Jul 14, 2026 Courtesy of Christies International Real Estate Emerald Coast
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Ridgewalk Right Now (5)
All 5 active and pending Ridgewalk listings with a detail page, newest first, refreshed twice a day from the MLS.
- 429 Ridgewalk Circle · $1,295,000 · 3 bd / 2.5 ba · listed Nov 6, 2026 · listed by Scenic Sotheby's International Realty
- 88 Ridgewalk Circle · $1,190,000 · 3 bd / 3 ba · listed Oct 16, 2026 · listed by Christies International Real Estate Emerald Coast
- 46 Ridgewalk Circle · $1,250,000 · 3 bd / 2.5 ba · listed Sep 19, 2026 · listed by Legacy Hill Realty
- 325 Ridgewalk Circle · $1,150,000 · 4 bd / 3 ba · listed Sep 8, 2026 · listed by EXP Realty LLC
- 78 Ridgewalk Circle · $999,000 · 3 bd / 2.5 ba · listed Aug 13, 2026 · listed by Christies International Real Estate Emerald Coast
More Santa Rosa Beach home searches
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- Santa Rosa Beach home values: what is my house worth?
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Santa Rosa Beach guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Walton County)
- Homestead exemption (Walton County)
- Home insurance cost
- New construction
- New construction (Walton County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Santa Rosa Beach? Join Momentum in Santa Rosa Beach: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Ridgewalk Circle (15 homes on record)
- Ridgewalk Circle (5 homes on record)
- Ridgewalk Circle (4 homes on record)
RIDGEWALK Market Scorecard
RIDGEWALK is currently a strong buyer's market. About 10.0 months of supply, a median asking price of $1,190,000, and homes go under contract in about 54 days.
Typical home value in the 32459 ZIP is $872,689, about 70.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
What it really costs to own in Ridgewalk
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $9,073/yr across 5 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $417/month across 6 MLS listings (most billed quarterly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2018 across 6 listings. An original roof here is about 8 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,335/month (tax $756, HOA $417, insurance $162). An estimate from the sources above, not a quote.
Email me new listings in Ridgewalk
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Ridgewalk
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Ridgewalk will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is Ridgewalk a buyer's or seller's market right now?
Who is the best real estate agent for Ridgewalk?
How do I find a top Santa Rosa Beach real estate agent who knows Ridgewalk?
Can Momentum Realty connect me with an agent for Ridgewalk?
Where is Ridgewalk, and what county is it in?
Should you buy in Ridgewalk?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how RIDGEWALK fits the bigger picture — live prices, inventory, and Momentum Scores: