Ridgewalk
Homes for Sale in Santa Rosa Beach, FL
All 831 homes for sale in Santa Rosa Beach, FL · median $1,185,000 · 860 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Ridgewalk in Santa Rosa Beach, FL has 4 homes for sale, asking from $999,000 to $1,250,000 (median $1,170,000). Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $1,375,000, a median 67 days on market, sellers accepting 95% of original asking (-5% versus the prior year). Homes listed or recently sold were built 2017–2025 with 1 new construction; none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 37 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $13,420 ($13,030 with the full homestead exemption).
Last 30 days in Ridgewalk: 1 new listing (median asking $1,190,000). As of October 20, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Ridgewalk
Live MLS inventory for Ridgewalk. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 31 daysTop listing
Active · 4 days
Active · 42 days
Active · 99 daysActive and pending Ridgewalk listings as of 2026-10-20, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Ridgewalk is a thin, high-ticket slice of the Santa Rosa Beach market. The median sits at $1,282,500, but with only 2 active listings and 7 closings in the window, price here is driven far more by the individual property — its condition, position, and finish — than by any broad community trend. Treat that median as a rough anchor, not a rule.
The posture right now favors patience. A median of 88 days on market is slow, and the year-over-year median is down 19.8%, so buyers have room to negotiate and sellers should price against real comps rather than last year's expectations. In a market this thin, one mispriced listing distorts the whole picture, so read each transaction on its own terms.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Ridgewalk right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 6 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($1.38M) is down 4.6% from the prior 12 months ($1.44M). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (6 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ridgewalk market snapshot (as of September 20, 2026): the median sale price is about $1.38M, a median 68 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (6 closings in the current window).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
County records show 10 qualified sales in RIDGEWALK across 2024–2025 (3 in 2024, 7 in 2025), median $1.60M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Ridgewalk is a community of 60 homes in Santa Rosa Beach, Walton County, built between 2017 and 2024 (median 2020.0), with a median living area of about 2,718 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Ridgewalk is a small, upper-bracket enclave inside Santa Rosa Beach where inventory is scarce and each sale carries real weight. With so few homes trading, the numbers move on individual properties, not momentum.
The setting & the homes.
Aerial and on-site photos of Ridgewalk. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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RidgewalkPhotos from Emerald Coast MLS listings in Ridgewalk; content deemed reliable but not guaranteed.
Who Ridgewalk is best for.
Best for
- Buyers with a budget around or above the mid-seven-figure median who value scarcity over selection
- Patient purchasers willing to wait for the right home and use a slow market to negotiate
- Sellers prepared to price against current comps rather than last year's peak
Probably not for
- Buyers who need a broad menu of listings to compare before deciding
- Anyone counting on amenity-rich common areas, since none are identified in current MLS data
- Sellers who need a fast, predictable sale on a tight timeline
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.38M) IS the median in the snapshot above, and the move from 2025 ($1.44M) IS the -4.6% one-year change.
Windows contain 0 to 8 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
17% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
RIDGEWALK Market Scorecard
RIDGEWALK is currently a buyer's market. About 8.0 months of supply, a median asking price of $1,170,000, and homes go under contract in about 36 days.
Typical home value in the 32459 ZIP is $872,689, about 74.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Ridgewalk on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Ridgewalk listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Ridgewalk address.
Shop the zone: Homes zoned for South Walton High School
The Ridgewalk buying strategy.
If we were buying in Ridgewalk today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ridgewalk.
A thin market rewards discipline
The defining feature here is volume — or the lack of it. Two active listings and seven closings mean there is no deep pool of comparable sales to lean on. Pricing becomes a judgment call about condition and specifics, and the wide spread you should expect in a market like this is condition-driven rather than tiered by any published price band.
The current MLS data identifies no shared community amenities, so value rests on the homes themselves and on the Santa Rosa Beach location within Walton County. Longer days on market and a falling year-over-year median tell you the same thing: this is a market where the right offer holds leverage and the wrong price sits.
The location and the amenities are priced into every listing in Ridgewalk. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Ridgewalk buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.9). Basis: Recent Direction -4.6% year-over-year; Liquidity & Demand 8.0 months of supply; Owner Commitment 62% owner-occupied; Pricing Power 94.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market with a handful of trades and a slow clock, the difference between a good outcome and a stalled one is comp-reading and negotiation, not marketing gloss. We price against what actually closed, we tell sellers when the market has moved beneath them, and we help buyers use 88-day timelines and a soft year-over-year figure to their advantage.
Ridgewalk in 15 seconds.
Tools for a Ridgewalk buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ridgewalk sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ridgewalk, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ridgewalk home worth?
Get a no-obligation home value based on real comparable sales in Ridgewalk, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Recently off market in RIDGEWALK
Homes in RIDGEWALK that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 429 Ridgewalk Circle · off market
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 60 (FL DOR 2025 assessment roll) |
| Years built | 2017–2024 (median 2020.0) |
| Typical living area | 2,718 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Gated, Pool, Short Term Rental - Not Allowed, BBQ Pit/Grill, Pets Allowed, Pavillion/Gazebo |
| Sale prices, last 12 months | $1,375,000 median across 6 closed sales · -4.6% vs the prior 12 months |
| Days on market (closed sales) | 67 median |
| For sale right now | 4 active, 0 pending · median asking $1,272,500 · 8.0 months of supply |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Ridgewalk key facts,” movewithmomentum.com/neighborhoods/ridgewalk, data as of September 20, 2026.
Just listed in Ridgewalk
The newest homes for sale in Ridgewalk right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 88 Ridgewalk Circle $1,190,000 · 3 bd · 3 ba · 4 days on market Courtesy of Christies International Real Estate Emerald Coast
- 46 Ridgewalk Circle $1,250,000 · 3 bd · 2.5 ba · 31 days on market Courtesy of Legacy Hill Realty
- 325 Ridgewalk Circle $1,150,000 · 4 bd · 3 ba · 42 days on market Courtesy of EXP Realty LLC
- 78 Ridgewalk Circle $999,000 · 3 bd · 2.5 ba · 99 days on market Courtesy of Christies International Real Estate Emerald Coast
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Ridgewalk Right Now (4)
All 4 active and pending Ridgewalk listings with a detail page, newest first, refreshed twice a day from the MLS.
- 88 Ridgewalk Circle · $1,190,000 · 3 bd / 3 ba · listed Oct 16, 2026 · listed by Christies International Real Estate Emerald Coast
- 46 Ridgewalk Circle · $1,250,000 · 3 bd / 2.5 ba · listed Sep 19, 2026 · listed by Legacy Hill Realty
- 325 Ridgewalk Circle · $1,150,000 · 4 bd / 3 ba · listed Sep 8, 2026 · listed by EXP Realty LLC
- 78 Ridgewalk Circle · $999,000 · 3 bd / 2.5 ba · listed Jul 22, 2026 · listed by Christies International Real Estate Emerald Coast
More Santa Rosa Beach home searches
- All homes for sale in Santa Rosa Beach, FL
- Homes for sale in Walton County, FL
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- Homes under $300K in Santa Rosa Beach
- Homes from $300K to $500K in Santa Rosa Beach
- 4-bedroom homes for sale in Santa Rosa Beach
- Santa Rosa Beach home values: what is my house worth?
- ZIP 32459 housing scorecard
- 5 coming-soon communities in Walton County
Santa Rosa Beach guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Walton County)
- Homestead exemption (Walton County)
- Home insurance cost
- New construction
- New construction (Walton County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Santa Rosa Beach? Join Momentum in Santa Rosa Beach: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Ridgewalk Circle (13 homes on record)
- Ridgewalk Circle (5 homes on record)
- Ridgewalk Circle (5 homes on record)
What it really costs to own in Ridgewalk
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $9,073/yr across 5 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2018 across 6 listings. An original roof here is about 8 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Email me new listings in Ridgewalk
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Ridgewalk
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Ridgewalk will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Ridgewalk?
How long do homes in Ridgewalk take to sell?
Is Ridgewalk a buyer's or seller's market right now?
How many homes are in Ridgewalk?
What share of Ridgewalk is owner-occupied?
When were the homes in Ridgewalk built?
Who is the best real estate agent for Ridgewalk?
How do I find a top Santa Rosa Beach real estate agent who knows Ridgewalk?
Can Momentum Realty connect me with an agent for Ridgewalk?
Where is Ridgewalk, and what county is it in?
Is Ridgewalk a good place to live?
Should you buy in Ridgewalk?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2020 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how RIDGEWALK fits the bigger picture — live prices, inventory, and Momentum Scores:
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