Summer Ridge South in Santa Rosa Beach

Summer Ridge South
Homes for Sale in Santa Rosa Beach, FL

All 848 homes for sale in Santa Rosa Beach, FL · median $1,135,000 · 878 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
23 homesBuilt 2002–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data17 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Summer Ridge South in Santa Rosa Beach, FL has 1 home for sale. As of September 2026, the MLS records 13 closed sales in Summer Ridge South in Santa Rosa Beach, FL since 2009, the most recent in June 2024. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).

SUMMER RIDGE SOUTH key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Homes in the community23 (FL DOR 2025 assessment roll)
Years built2002–2023 (median 2006)
Typical living area2,938 sq ft (median)
Amenities listed by sellersGated, Minimum Rental Prd, Pets Allowed, Picnic Area, Pool, Security System
For sale right now1 active, 0 pending · median asking $1,360,000
Owner-occupied (homestead) share61%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SUMMER RIDGE SOUTH key facts,” movewithmomentum.com/neighborhoods/summer-ridge-south, data as of September 20, 2026.

Live · Summer Ridge South Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Walton: 18% (698 of 3,872)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
61%
Owner-occupied · Summer Ridge South
14 of 23 parcels homesteaded (FL DOR 2025)
39%
Non-owner-occupied · Summer Ridge South
incl. 13% trust or LLC-held · 9% out-of-state
23
Homes in the community
23 residential parcels (FL DOR 2025)
Track record · 17 years of records
4
Recorded sales · 2024-2025
median $1.59M · qualified sales on the county roll (FL DOR 2025)
Est. 2002
Community established
homes built 2002-2023, median 2006 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Summer Ridge South is a thin-data community right now: one active listing, no recorded closings in the window we can see. That means there is no reliable transaction trend to lean on, and price will be set by the specific condition, lot, and pricing discipline of whatever is actually on the market rather than by a deep bench of recent comps.

For a buyer, that puts the burden on independent valuation work and negotiation instead of pattern-matching against a stack of sales. For a seller, a near-empty active list can cut both ways: little visible competition, but also little to anchor an appraisal. Either side should treat this as a market to price from first principles, not from momentum.

The 60-Second Overview

This is a small, quiet segment of the Santa Rosa Beach market in Walton County with almost nothing currently changing hands — the read here comes from careful analysis of the single active listing, not from a broad sales record.

Emerald Coast MLS sales records identify 9 homes in SUMMER RIDGE SOUTH that have changed hands since 2012, built between 2005 and 2014 (median 2008), with a median living area of about 2,488 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in SUMMER RIDGE SOUTH across 2024–2025 (2 in 2024, 2 in 2025), median $1.58M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a quiet Santa Rosa Beach location and are willing to underwrite one property carefully
  • Purchasers prepared to negotiate from condition and independent comps rather than local sales trends
  • Sellers with a clean, market-ready home who can price with discipline in a low-inventory setting

Probably not for

  • Buyers who need multiple recent closings to justify a number before committing
  • Anyone shopping specifically for shared community amenities, which are not identified here
  • Sellers who want a hot comparable to anchor an aggressive list price

The market around Summer Ridge South

Summer Ridge South is too small for its own price trend, so here is the market around it.

In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Summer Ridge South specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Summer Ridge South

Live MLS inventory for Summer Ridge South. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Summer Ridge South listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Summer Ridge South Right Now (1)

All 1 active and pending Summer Ridge South listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 100 S Summit Drive · $1,360,000 · 4 bd / 3.5 ba · listed Jun 30, 2026 · listed by Compass

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Summer Ridge South listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Summer Ridge South address.

If we were buying in Summer Ridge South today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summer Ridge South.

Best Buy
Buyers comfortable making an independent valuation in the absence of recent sales.
Biggest Risk
Thin data means no trend to lean on and appraisal uncertainty.
Sweet Spot
A well-priced, well-conditioned home you can value on its own merits.
Avoid If
You need a deep comp set or amenity-driven community to feel confident.

A low-inventory, low-signal corner of Santa Rosa Beach

With one active listing and no closings in our current window, Summer Ridge South offers very little in the way of market signal. There are no community amenities identified from current MLS listings, so the value proposition is the home and the location itself rather than shared facilities or a lifestyle package.

Practically, that means condition drives everything. Without a run of recent sales to triangulate, the right number for any home here depends on how it shows, how the lot sits, and how it stacks against comparable inventory in the wider Santa Rosa Beach area. Expect to do more homework per property than you would in a fast-turning community.

“

The location and the amenities are priced into every listing in Summer Ridge South. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin on data, the value we add is analytical: pulling comparables from beyond Summer Ridge South, pressure-testing list price against actual condition, and keeping you honest about what a lack of recent closings does to appraisals and negotiation. We would rather tell you a listing is mispriced than let you overpay against no comps.

Summer Ridge South in 15 seconds.

Best forBuyers comfortable making an independent valuation in the absence of recent sales.
Biggest advantageVery little visible competition on the active side right now.
Biggest riskThin data means no trend to lean on and appraisal uncertainty.
Sweet spotA well-priced, well-conditioned home you can value on its own merits.
Avoid ifYou need a deep comp set or amenity-driven community to feel confident.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Summer Ridge South homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Summer Ridge South.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summer Ridge South sales matched to your home.

What is your Summer Ridge South home worth?

Get a no-obligation home value based on real comparable sales in Summer Ridge South, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.
How much local inventory is already under contract

18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).

Frequently Asked Questions

How many homes are in Summer Ridge South?
The Florida DOR 2025 assessment roll shows 23 homes in Summer Ridge South (public records).
What share of Summer Ridge South is owner-occupied?
61% of Summer Ridge South parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Summer Ridge South built?
Homes in Summer Ridge South were built between 2002 and 2023, with a median year built of 2006 (FL DOR 2025 roll).
Who is the best real estate agent for Summer Ridge South?
The best agent for Summer Ridge South is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summer Ridge South.
How do I find a top Santa Rosa Beach real estate agent who knows Summer Ridge South?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summer Ridge South and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Summer Ridge South?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summer Ridge South purchase or sale - no call center and no pressure.
Where is Summer Ridge South, and what county is it in?
Summer Ridge South is in Santa Rosa Beach, Walton County, FL, ZIP 32459.
Buyers who want a quiet Santa Rosa Beach location and are willing to underwrite one property carefullyExcellent fit
Purchasers prepared to negotiate from condition and independent comps rather than local sales trendsExcellent fit
Sellers with a clean, market-ready home who can price with discipline in a low-inventory settingExcellent fit
Buyers who need multiple recent closings to justify a number before committingProbably not
Anyone shopping specifically for shared community amenities, which are not identified hereProbably not
Sellers who want a hot comparable to anchor an aggressive list priceProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 28, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32459))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2009 (13 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Summer Ridge South with Momentum Realty’s local guides.

Ridgewalk0.2 mi away · median $1.38M, 6 sales/12 moArc Acres0.3 mi away · 4 homes, built 1975–18Cypress Breeze Plantation0.3 mi away · 1 for saleSanta Rosa Ridge0.3 mi away · median $1.65M, 6 sales/12 moCypress Breeze Plantation0.3 mi away · median $1.03M, 10 sales/12 moSanta Rosa Ridge0.3 mi away · 31 homes, built 1976–24, 1 for saleSanta Rosa Ridge Fairway0.4 mi away · 24 homes, built 1983–22PPPearl Place0.4 mi away · 2 for sale

Browse all neighborhood guides →

Thinking of selling in SUMMER RIDGE SOUTH? See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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