Rutledges in Jacksonville

Rutledges
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32208
100 homesBuilt 1924–2023
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of PUBLIC SERVICES REALTY · via realMLS

Built fromLive realMLS data14 years of closingsFL DOR public recordsUpdated twice daily
Live · Rutledges Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Duval: 30% (1,188 of 4,002)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
34%
Owner-occupied · Rutledges
38 of 110 parcels homesteaded (FL DOR 2025)
66%
Non-owner-occupied · Rutledges
incl. 24% trust or LLC-held · 8% out-of-state
67%
Cash buyers · Rutledges
2 of 3 sales, 12 mo ending July 2021
100
Homes in the community
plus 10 vacant residential lots · 110 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 1924
Community established
homes built 1924-2023, median 1961 (FL DOR 2025)
0
Failed listings · 2025
peaked at 6 in 2014
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Rutledges is an older Jacksonville pocket where the housing stock runs from 1926 to 2023, with the median home built around 1960. That spread is the story: price here is driven far more by condition and how much updating a home has seen than by any uniform standard. Two houses on the same block can trade very differently depending on roof, systems, and how much of the original 1,358-square-foot footprint has been reworked.

With a median just over 1,350 square feet, this is a small-home market. For buyers, that means you underwrite the bones — foundation, wiring, plumbing, roof — before you get attached to a cosmetic listing photo. For sellers, honest condition disclosure and completed updates are what separate a quick contract from a home that sits. A homestead share near 36% tells you a meaningful slice of these homes are not owner-occupied, so expect a mix of resident-owners and rental holds when you compare comps.

Best for

  • Buyers targeting a compact, efficient home who will budget for inspection findings on an older property
  • Renovation-minded buyers who can add value through updates to a mid-century home
  • Investors comparing owner-occupied and rental comps who want variety in construction era and condition

Probably not for

  • Buyers who need large square footage and open, modern floor plans
  • Buyers who want move-in-ready, low-maintenance newer construction with no repair exposure
  • Buyers seeking a uniform subdivision with consistent build years and finishes

The market around Rutledges

Rutledges is a small community — 34 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 32208, 156 homes are on the market and 29% are under contract — a steady corner of Jacksonville.

Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Rutledges specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Rutledges

Live MLS inventory for Rutledges. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Rutledges listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Matthew Gilbert · Middle
  • Jean Ribault · High

Zoned schools reflect the assignments reported on recent Rutledges listings and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Rutledges address.

If we were buying in Rutledges today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rutledges.

Best Buy
Buyers who want a modestly sized home in an established Jacksonville pocket and are comfortable underwriting age and condition.
Biggest Risk
The median 1960 build age means older systems and deferred maintenance are real possibilities that must be inspected.
Sweet Spot
An updated home near the median size where the major systems have already been addressed.
Avoid If
You need uniform, turnkey newer construction or generous square footage without renovation risk.

Condition, not square footage, sets the price

The construction range from 1926 to 2023 is unusually wide for a neighborhood this size, and the median build year around 1960 means most of the inventory predates modern electrical, insulation, and plumbing standards. When you evaluate a home here, treat the year built and the presence — or absence — of documented updates as the primary value drivers. A newer infill build or a fully renovated bungalow will command a different number than an original mid-century house that has never been touched.

The median living area of about 1,358 square feet keeps most of these homes in the modest, efficient range. That works in a buyer's favor on total carrying cost, but it also means additions and reconfigured floor plans carry real weight in comps. With roughly a third of homes carrying a homestead exemption, read each comparable carefully — an owner-occupied renovation and an as-is rental turnover are not the same trade.

The location and the amenities are priced into every listing in Rutledges. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A neighborhood this varied rewards local underwriting. We read each home on its own condition, age, and update history rather than leaning on a neighborhood average, and we help buyers price the work an older Jacksonville house may need before they commit. Sellers get the same candor about what actually moves a home in Rutledges: documented updates, clean systems, and realistic positioning against a wide field of comps.

Rutledges in 15 seconds.

Best forBuyers who want a modestly sized home in an established Jacksonville pocket and are comfortable underwriting age and condition.
Biggest advantageA wide range of construction eras means genuine variety, from original mid-century homes to recent builds.
Biggest riskThe median 1960 build age means older systems and deferred maintenance are real possibilities that must be inspected.
Sweet spotAn updated home near the median size where the major systems have already been addressed.
Avoid ifYou need uniform, turnkey newer construction or generous square footage without renovation risk.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rutledges sales matched to your home.

What is your Rutledges home worth?

Get a no-obligation home value based on real comparable sales in Rutledges, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Rutledges on the map →

Real comps, not an automated estimate.
How much local inventory is already under contract

29% of homes for sale in ZIP 32208 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Rutledges?
The Florida DOR 2025 assessment roll shows 100 homes plus 10 vacant residential lots in Rutledges (public records).
What share of Rutledges is owner-occupied?
34% of Rutledges parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rutledges built?
Homes in Rutledges were built between 1924 and 2023, with a median year built of 1960.5 (FL DOR 2025 roll).
Do cash buyers compete in Rutledges?
Cash buyers took 67% of Rutledges sales in the 12 months ending July 2021 (2 of 3 closings, realMLS).
Who is the best real estate agent for Rutledges?
The best agent for Rutledges is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rutledges.
How do I find a top Jacksonville real estate agent who knows Rutledges?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rutledges and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Rutledges?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rutledges purchase or sale - no call center and no pressure.
Buyers targeting a compact, efficient home who will budget for inspection findings on an older propertyExcellent fit
Renovation-minded buyers who can add value through updates to a mid-century homeExcellent fit
Investors comparing owner-occupied and rental comps who want variety in construction era and conditionExcellent fit
Buyers who need large square footage and open, modern floor plansProbably not
Buyers who want move-in-ready, low-maintenance newer construction with no repair exposureProbably not
Buyers seeking a uniform subdivision with consistent build years and finishesProbably not

Nearby Communities

Explore more neighborhoods near Rutledges with Momentum Realty’s local guides.

LFLake Forest JacksonvilleJacksonville, FL · 1.1 miMGMagnolia Gardens JacksonvilleJacksonville, FL · 1.4 miBJBrentwood JacksonvilleJacksonville, FL · 1.5 miBTBrentwood Townhomes DavenportJacksonville, FL · 1.6 miLTLaurel TerraceJacksonville, FL · 1.7 miNJNorthshore JacksonvilleJacksonville, FL · 1.9 miPPPanama Park JacksonvilleJacksonville, FL · 2.2 miCollege Gardens JacksonvilleJacksonville, FL · 2.4 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32208))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2012 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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