Surfside
Condos for Sale in Mexico Beach, FL
All 13 homes for sale in Mexico Beach, FL · median $489,000 · 12 condos for sale in Mexico Beach · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Surfside Condos in Mexico Beach, FL has 1 home for sale. As of October 2026, the MLS records 2 closed sales in Surfside Condos in Mexico Beach, FL since 2012, the most recent in July 2025.

Surfside Condos sits in Mexico Beach, a small Gulf-front town in Bay County that draws buyers looking for coastal property rather than a large-scale resort community. The current MLS pull for this building does not surface a defined set of listed amenities, which tells us more about how listings are being written up right now than about the building itself — it is worth confirming directly with the association what is actually in place before assuming anything one way or the other.
Because we do not have a reliable price benchmark or volume of activity to point to at this snapshot, this is a community where the numbers have to be pulled unit-by-unit rather than read off a community-wide trend. That is not unusual for a smaller Gulf-coast condo building, but it does mean buyers and sellers should treat any pricing conversation here as specific to the individual unit and its condition, not as a reflection of a broader Mexico Beach condo market.
The 60-Second Overview
Surfside Condos is a condominium property in Mexico Beach, Bay County, where current MLS data does not show a defined list of community amenities — a detail worth verifying directly rather than assuming from the listing feed alone.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Surfside Condos is best for.
Best for
- A buyer focused on a Mexico Beach Gulf-coast location who is prepared to verify condo details directly rather than rely on a summarized amenity list.
- A buyer or investor comfortable pricing a specific unit on its own merits, without a community-wide benchmark to lean on.
- A buyer who wants a Bay County property and is willing to request condo association documents as part of the offer process.
Probably not for
- A buyer who wants a confirmed amenities list — pool, clubhouse, elevator — validated before touring.
- A buyer relying on a published median price or market trend to gauge whether an asking price is in line.
- A buyer unwilling to do extra legwork confirming association details given the limited current MLS data.
The market around Surfside Condos
Surfside Condos is too small for its own price trend, so here is the market around it.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32456 (Mexico Beach), 207 homes closed in the last 12 months at a median of $460K, down 1.7% year over year, with a median 126 days on market. Right now 86 active and 24 pending listings — a soft market. See the live ZIP 32456 housing market and the Gulf County market.
ZIP and county figures describe the wider market, not Surfside Condos specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Surfside Condos, Mexico Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Surfside Condos
Live MLS inventory for Surfside Condos. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Surfside Condos listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Surfside Condos Right Now (1)
All 1 active and pending Surfside Condos listings with a detail page, newest first, refreshed twice a day from the MLS.
- 118 S 38th Street 5, Mexico Beach, Fl 32456 · $499,999 · 2 bd / 2 ba · listed Jul 2, 2026 · listed by Keller Williams Success Realty
The Surfside Condos buying strategy.
If we were buying in Surfside Condos today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Surfside Condos.
What we can — and can't — say from the data
With no amenities identified in current MLS listings for this building, we are not going to describe pools, elevators, or common areas we cannot confirm. That gap is common when a small number of units are actively listed at a given time, and it should prompt a direct question to the association or listing agent rather than an assumption in either direction.
Similarly, without a pricing or activity snapshot to cite, any conversation about value here needs to start with the individual unit — its floor, its view line, its condition, and its assessment history — rather than a community-wide median. That is standard due diligence for a small coastal condo building, and it is where a unit-level look matters more than a headline number.
The location and the amenities are priced into every listing in Surfside Condos. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a building where the MLS feed does not hand us a clean amenities list or a pricing benchmark, the work shifts to direct verification — pulling the condo docs, confirming what the association actually maintains, and pricing the specific unit rather than leaning on a community average that does not exist yet in the data. That is the kind of legwork we do before a buyer makes an offer or a seller sets a list price.
Surfside Condos in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $931/month (about $11,172/yr) · median of 20 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $931 per month ($11,172 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Surfside Condos buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Surfside Condos sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Surfside Condos, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Surfside Condos home worth?
Get a no-obligation home value based on real comparable sales in Surfside Condos, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Mexico Beach →
Should you buy in Surfside Condos?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Surfside Condos fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Surfside
Where is Surfside?
Surfside is a community in Mexico Beach, Bay County, Florida, ZIP 32410 / 32456.
Are there homes for sale in Surfside right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Surfside have an HOA or CDD?
No HOA is on record for Surfside in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Surfside with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
