Surfside
Condos for Sale in Mexico Beach, FL

All 13 homes for sale in Mexico Beach, FL · median $489,000 · 12 condos for sale in Mexico Beach · Bay County homes for sale

Community in Mexico Beach · Bay County · ZIP 32410
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Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of October 2026, Surfside Condos in Mexico Beach, FL has 1 home for sale. As of October 2026, the MLS records 2 closed sales in Surfside Condos in Mexico Beach, FL since 2012, the most recent in July 2025.

Live · Surfside Condos Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Surfside Condos sits in Mexico Beach, a small Gulf-front town in Bay County that draws buyers looking for coastal property rather than a large-scale resort community. The current MLS pull for this building does not surface a defined set of listed amenities, which tells us more about how listings are being written up right now than about the building itself — it is worth confirming directly with the association what is actually in place before assuming anything one way or the other.

Because we do not have a reliable price benchmark or volume of activity to point to at this snapshot, this is a community where the numbers have to be pulled unit-by-unit rather than read off a community-wide trend. That is not unusual for a smaller Gulf-coast condo building, but it does mean buyers and sellers should treat any pricing conversation here as specific to the individual unit and its condition, not as a reflection of a broader Mexico Beach condo market.

The 60-Second Overview

Surfside Condos is a condominium property in Mexico Beach, Bay County, where current MLS data does not show a defined list of community amenities — a detail worth verifying directly rather than assuming from the listing feed alone.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer focused on a Mexico Beach Gulf-coast location who is prepared to verify condo details directly rather than rely on a summarized amenity list.
  • A buyer or investor comfortable pricing a specific unit on its own merits, without a community-wide benchmark to lean on.
  • A buyer who wants a Bay County property and is willing to request condo association documents as part of the offer process.

Probably not for

  • A buyer who wants a confirmed amenities list — pool, clubhouse, elevator — validated before touring.
  • A buyer relying on a published median price or market trend to gauge whether an asking price is in line.
  • A buyer unwilling to do extra legwork confirming association details given the limited current MLS data.

The market around Surfside Condos

Surfside Condos is too small for its own price trend, so here is the market around it.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32456 (Mexico Beach), 207 homes closed in the last 12 months at a median of $460K, down 1.7% year over year, with a median 126 days on market. Right now 86 active and 24 pending listings — a soft market. See the live ZIP 32456 housing market and the Gulf County market.

ZIP and county figures describe the wider market, not Surfside Condos specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Surfside Condos, Mexico Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 64 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Surfside Condos

Live MLS inventory for Surfside Condos. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Surfside Condos listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Surfside Condos Right Now (1)

All 1 active and pending Surfside Condos listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Surfside Condos today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Surfside Condos.

Best Buy
Buyers targeting a specific Mexico Beach condo unit rather than shopping a defined community amenity package.
Biggest Risk
Limited current data on amenities and pricing means more upfront verification is required.
Sweet Spot
Buyers comfortable doing unit-level due diligence rather than relying on community-wide statistics.
Avoid If
You want a documented amenity package and pricing trend confirmed before you start looking.

What we can — and can't — say from the data

With no amenities identified in current MLS listings for this building, we are not going to describe pools, elevators, or common areas we cannot confirm. That gap is common when a small number of units are actively listed at a given time, and it should prompt a direct question to the association or listing agent rather than an assumption in either direction.

Similarly, without a pricing or activity snapshot to cite, any conversation about value here needs to start with the individual unit — its floor, its view line, its condition, and its assessment history — rather than a community-wide median. That is standard due diligence for a small coastal condo building, and it is where a unit-level look matters more than a headline number.

“

The location and the amenities are priced into every listing in Surfside Condos. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a building where the MLS feed does not hand us a clean amenities list or a pricing benchmark, the work shifts to direct verification — pulling the condo docs, confirming what the association actually maintains, and pricing the specific unit rather than leaning on a community average that does not exist yet in the data. That is the kind of legwork we do before a buyer makes an offer or a seller sets a list price.

Surfside Condos in 15 seconds.

Best forBuyers targeting a specific Mexico Beach condo unit rather than shopping a defined community amenity package.
Biggest advantageGulf-coast Bay County location without the overhead of a large amenity-driven association.
Biggest riskLimited current data on amenities and pricing means more upfront verification is required.
Sweet spotBuyers comfortable doing unit-level due diligence rather than relying on community-wide statistics.
Avoid ifYou want a documented amenity package and pricing trend confirmed before you start looking.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Surfside Condos for Sale in Mexico Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Surfside Condos for Sale in Mexico Beach, FL.
In short
  • HOA dues reported around $931/month (about $11,172/yr) · median of 20 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $931 per month ($11,172 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Surfside Condos sales matched to your home.

What is your Surfside Condos home worth?

Get a no-obligation home value based on real comparable sales in Surfside Condos, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
A buyer focused on a Mexico Beach Gulf-coast location who is prepared to verify condo details directly rather than rely on a summarized amenity list.Excellent fit
A buyer or investor comfortable pricing a specific unit on its own merits, without a community-wide benchmark to lean on.Excellent fit
A buyer who wants a Bay County property and is willing to request condo association documents as part of the offer process.Excellent fit
A buyer who wants a confirmed amenities list — pool, clubhouse, elevator — validated before touring.Probably not
A buyer relying on a published median price or market trend to gauge whether an asking price is in line.Probably not
A buyer unwilling to do extra legwork confirming association details given the limited current MLS data.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Surfside

Where is Surfside?

Surfside is a community in Mexico Beach, Bay County, Florida, ZIP 32410 / 32456.

Are there homes for sale in Surfside right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Surfside have an HOA or CDD?

No HOA is on record for Surfside in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Surfside with Momentum Realty’s local guides.

Tranquil Harbour0.2 mi awayWaterside Village0.3 mi away · 4 for salePelican S Roost At0.3 mi away · 1 for saleSalt Creek At Mb Townhomes0.6 mi away · median $275K, 25 sales/12 moMexico Beach0.6 mi away · 4 for saleThe Vue Of0.7 mi away · 1 for saleSalt Creek At0.8 mi away · median $372K, 4 sales/12 moSummerhouse At0.8 mi away · 2 for sale

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.