Sandy Pointe
Homes for Sale in Mary Esther, FL
All 64 homes for sale in Mary Esther, FL · median $324,900 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Sandy Pointe in Mary Esther, FL has 1 home for sale. As of November 2026, the MLS records 3 closed sales in Sandy Pointe in Mary Esther, FL since 2004, the most recent in April 2025. Across Mary Esther as a whole, 253 homes closed in the last 12 months at a median of $325,000, 106 median days on market, with 67 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,190 ($3,680 with the full homestead exemption).
Sandy Pointe is a small pocket in Mary Esther, and right now the market here is about as thin as it gets: one active listing. With this little inventory, there is no meaningful spread to read from — price will be set almost entirely by that single home's condition, layout, and how motivated the seller is, not by any broad neighborhood trend.
For a buyer, that means patience and flexibility matter more than leverage — you either want the one home that is available or you wait for the next to surface. For a seller, the absence of competing listings can work in your favor, but it also means pricing has to lean on comparable sales nearby rather than anything happening inside Sandy Pointe itself.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Sandy Pointe is a low-inventory community in Mary Esther, Okaloosa County, off the Emerald Coast — a place you buy into for the location rather than for a slate of on-site amenities, of which the current listings identify none.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Sandy Pointe is best for.
Best for
- Buyers set on the Mary Esther / Okaloosa location who can act on the one home available
- Buyers who value a quiet, low-density setting over an amenity-rich subdivision
- Sellers who want to list into a market with minimal in-community competition
Probably not for
- Buyers who want several homes to compare before committing
- Buyers looking for pools, clubhouses, or other on-site amenities
- Buyers who need to move on a fixed timeline and cannot wait for the next listing
The market around Sandy Pointe
Sandy Pointe is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Mary Esther.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Mary Esther), 51 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 57 days on market. Right now 37 active and 10 pending listings put supply at about 8.7 months — a buyer's market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Sandy Pointe specifically. Momentum Research analysis of MLS records.
The Sandy Pointe buying strategy.
If we were buying in Sandy Pointe today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sandy Pointe.
A one-listing market
With a single active listing and no community amenities identified from current MLS data, Sandy Pointe reads as a quiet, small-footprint neighborhood in Mary Esther. There is no HOA-driven amenity package to underwrite here — the value proposition is the house itself and its position within Okaloosa County's Emerald Coast market.
Because there is essentially no active comparison set inside the community, both sides of a transaction should look outward to recent nearby sales to calibrate value. Condition will drive price more than any community premium, and the qualitative spread between a well-kept home and one needing work can be wide.
The location and the amenities are priced into every listing in Sandy Pointe. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the numbers on a single listing tell you almost nothing on their own. We work the surrounding Mary Esther and Okaloosa comps, read condition honestly, and tell you plainly whether the one home on the market is the right one for you or whether it is worth waiting for the next.
Sandy Pointe in 15 seconds.
Tools for a Sandy Pointe buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sandy Pointe sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sandy Pointe, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sandy Pointe home worth?
Get a no-obligation home value based on real comparable sales in Sandy Pointe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Mary Esther →
Recently off market in SANDY POINTE
Homes in SANDY POINTE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 11787 Tumbleweed Way · off market
- 11820 Sagebrush Court · off market
- 1380 High Plains Drive · off market
- 320 Sunny Drive · off market
| Location | Mary Esther, Okaloosa County, FL · ZIP 32548, 32569 |
|---|---|
| Homes in the community | 7 (FL DOR 2025 assessment roll) |
| Years built | 1991–2023 (median 2001) |
| Typical living area | 3,810 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $3,697,500 |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sandy Pointe key facts,” movewithmomentum.com/neighborhoods/sandy-pointe, data as of September 20, 2026.
Housing distress & ownership in SANDY POINTE, Mary Esther
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
More Mary Esther home searches
- All homes for sale in Mary Esther, FL
- Homes for sale in Okaloosa County, FL
- Mary Esther home values: what is my house worth?
- ZIP 32548 housing scorecard
- 8 coming-soon communities in Okaloosa County
Mary Esther guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Email me new listings in Sandy Pointe
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Ask an agent about Sandy Pointe
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Frequently Asked Questions
How many homes are in Sandy Pointe?
What share of Sandy Pointe is owner-occupied?
When were the homes in Sandy Pointe built?
Who is the best real estate agent for Sandy Pointe?
How do I find a top Mary Esther real estate agent who knows Sandy Pointe?
Can Momentum Realty connect me with an agent for Sandy Pointe?
Where is Sandy Pointe, and what county is it in?
Should you buy in Sandy Pointe?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 14, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548/32569)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how SANDY POINTE fits the bigger picture — live prices, inventory, and Momentum Scores: