Settlers Creek
Homes for Sale in Jacksonville, FL
All 4,086 homes for sale in Jacksonville, FL · median $299,900 · 73 homes for sale in 32222 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Settlers Creek is a community in Jacksonville, Duval County, FL (ZIP 32222). Across Jacksonville as a whole, 8,633 homes closed in the last 12 months at a median of $311,990, 43 median days on market, with 2,438 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,570 ($4,840 with the full homestead exemption).
The honest starting point on Settlers Creek is that the current MLS snapshot is thin: as of mid-July 2026 we have no median price, no active count, and no community amenities identified from live listings. That means price here isn't being set by a headline number I can point to — it's being set deal by deal, by the condition and specifics of whatever individual home is on the market when you're looking.
For a buyer, that argues for patience and comparison rather than reacting to a single listing. For a seller, it means your home is competing on its own merits, not riding a well-established comp trail, so presentation and pricing discipline carry more weight than usual. We'd want to pull fresh, address-level data before either side commits to a number.
The 60-Second Overview
Settlers Creek is a Jacksonville community in Duval County where the current listing feed is quiet, so the smartest move is to treat each available home as its own case rather than assuming a fixed market rate.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Settlers Creek is best for.
Best for
- Buyers comfortable evaluating a home on its own condition and location rather than a community amenity package
- Sellers willing to price with discipline off live, address-level comparables
- Patient shoppers who want room to negotiate in a quieter listing environment
Probably not for
- Buyers who need a shared amenity set to justify the purchase
- Anyone who wants a fixed, predictable market price before making a move
- Sellers hoping to ride an established, fast-moving comp trail
The market around Settlers Creek
Settlers Creek is too small for its own price trend, so here is the market around it.
In ZIP 32222, 86 homes are on the market and 24% are under contract — a steady corner of Jacksonville.
Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).
In ZIP 32222 (Jacksonville), 324 homes closed in the last 12 months at a median of $325K ($163/sq ft), down 2.7% year over year, with a median 44 days on market. Right now 38 active and 16 pending listings put supply at about 3.0 months — a healthy market. See the live ZIP 32222 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Settlers Creek specifically. Momentum Research analysis of MLS records.
The Settlers Creek buying strategy.
If we were buying in Settlers Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Settlers Creek.
Reading a thin market
With no shared amenities surfacing from current MLS listings and no median to anchor to, Settlers Creek asks more homework of both sides of a transaction. The absence of an amenity list isn't a knock on the community — it simply means the value case rests on the home itself: layout, condition, lot, and location within Duval County rather than on a marketed clubhouse or shared feature.
Practically, that puts a premium on live data. Before writing an offer or setting a list price, we'd rather look at what's actually moving nearby right now than lean on stale assumptions. The quieter the feed, the more each individual comp matters.
The location and the amenities are priced into every listing in Settlers Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When the public snapshot is this thin, our value is in the legwork: pulling fresh, address-level comparables, walking the specific home, and telling you plainly when the numbers don't support the price. We won't manufacture a market read that the data doesn't yet give us — we'll go get the data.
Settlers Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Settlers Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Settlers Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Settlers Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Settlers Creek home worth?
Get a no-obligation home value based on real comparable sales in Settlers Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Settlers Creek on the map →
Should you buy in Settlers Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Recent Developments in Settlers Creek
Development, infrastructure, retail, and school activity affecting Settlers Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 6 miles west of Settlers Creek.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 5 miles northeast of Settlers Creek.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 6 miles west of Settlers Creek.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 7 miles west of Settlers Creek.
Source: Jacksonville Today - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 5 miles northeast of Settlers Creek.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 5 miles northeast of Settlers Creek.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Schools serving nearby communities
We do not have a confirmed school assignment for Settlers Creek. These are the public schools most often assigned to other communities in ZIP 32222; zones change and vary by address, so confirm with the district before you buy.
- Westside High School · 9-12 · FLDOE grade I (assigned to 16 nearby communities)
- Chaffee Trail Middle School · 6-8, Westside · FLDOE grade C (assigned to 8 nearby communities)
- Charger Academy · middle (assigned to 4 nearby communities)
- Chaffee Trail Elementary School · PreK-5 · FLDOE grade B (assigned to 4 nearby communities)
- Chimney Lakes Elementary School · (zoned; confirm by address) · FLDOE grade A (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Ask an agent about Settlers CreekHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Settlers CreekHomes for Sale will answer, and the answer is published on this page for the next buyer.
Common questions about Settlers Creek
Where is Settlers Creek?
Settlers Creek is a community in Jacksonville, Duval County, Florida, ZIP 32222.
Are there homes for sale in Settlers Creek right now?
No active listings inside Settlers Creek at the last feed refresh. In ZIP 32222, 86 homes are on the market and 24% are already under contract.
Does Settlers Creek have an HOA or CDD?
No HOA is on record for Settlers Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.