Shortgrass at Two Rivers in Zephyrhills

Shortgrass at Two Rivers Homes for Sale in Zephyrhills, FL

New tile-roof single-family homes by M/I Homes, from $428,990 (July 2026) · Two Rivers master plan, SR 56 corridor · ZIP 33541

The M/I Homes village inside the Two Rivers master plan in eastern Pasco County: tile-roof Landmark Collection homes from about 2,109 to 5,452 sq ft on 50- to 65-foot homesites, with access to The Landing private social club; priced from $428,990 as of July 2026.

M/I Homes villageTwo Rivers master planThe Landing club access
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Shortgrass is one named village inside Two Rivers, not the whole master plan; Two Rivers has roughly a dozen builders across its villages. Pricing, plans, and incentives are as published in July 2026 and change monthly. Confirm the HOA dues, the CDD assessment for the specific lot, and The Landing club fee and mandatory-membership terms in writing with M/I Homes before you sign.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Shortgrass is the M/I Homes village inside Two Rivers, the roughly 6,000-acre Eisenhower Property Group master plan straddling the Wesley Chapel/Zephyrhills line. The durable draws are the largest plan range in the master plan — tile-roof Landmark Collection homes up to 5,452 square feet on 50- to 65-foot homesites — plus access to The Landing private social club and a master plan the Tampa Bay Builders Association named 2025 Best Master-Planned Community of the Year. The honest gap is the carry and the competition: the real monthly cost stacks HOA dues, a CDD assessment, and a separate mandatory club fee that the developer discloses is not part of the HOA, and roughly a dozen builders inside the same master plan compete for the same resale buyer for years to come. Treat this as a product-and-amenity buy, get all three fee numbers in writing per homesite, and compare final out-the-door pricing against the neighboring villages before you commit."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Two Rivers is eastern Pasco County's big bet: a roughly 6,000-acre master plan along the SR 56 corridor between Morris Bridge Road and Gall Boulevard, planned for more than 6,500 homes, townhomes, apartments, and villas across villages from about a dozen builders, with two amenity campuses — The Landing private social club and The Nest clubhouse — anchoring its two sides.

Shortgrass is the M/I Homes village on the Landing side: tile-roof Landmark Collection homes from about 2,109 to 5,452 square feet on 50- to 65-foot homesites, priced from $428,990 as of July 2026. It carries the largest floor plans in the master plan, which is its clearest differentiator against the Lennar, D.R. Horton, Pulte, Taylor Morrison, WestBay, Meritage, William Ryan, Park Square, and Casa Fresca villages around it.

Best for

  • Buyers who want a larger new tile-roof home, up to about 5,452 sq ft, inside an amenitized master plan
  • Buyers who value a private club with dining, a resort-style pool, fitness, tennis, and pickleball
  • Buyers who want M/I's Executive plans on 60- and 65-foot homesites with three- and four-car garages
  • Buyers comfortable with a young community that will be actively building for years

Probably not for

  • Buyers chasing the lowest entry price inside Two Rivers or in greater Zephyrhills
  • Buyers unwilling to carry HOA dues plus a CDD assessment plus a separate mandatory club fee
  • Buyers who want an established, mature-tree neighborhood without construction traffic
  • Buyers who need the shortest possible commute into central Tampa

How Shortgrass is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Shortgrass listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Shortgrass at Two Rivers buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • The Landing: clubhouse, wellness/fitness center, and casual dining
  • Resort-style pool, tennis and pickleball courts, event lawn, playground
  • Owned by a third-party, for-profit entity — not part of the HOA (developer disclosure, 2026)
  • Membership mandatory for some homes with separate fees; roughly $285/month reported — confirm
  • M/I flags resort-style amenities as coming soon (July 2026); confirm what is open today

Shortgrass is the M/I Homes village inside Two Rivers, a roughly 6,000-acre Eisenhower Property Group master plan built on former ranch and timber land, with lakes, grasslands, and walking trails threaded through the villages and more than 6,500 residences planned at buildout. Shortgrass sits on the Landing side of the plan, with access to The Landing private social club; The Nest clubhouse serves the villages on the other side. Access runs via SR 56, SR 54, Morris Bridge Road, US 301, and I-75, with The Shops at Wiregrass and Tampa Premium Outlets roughly 20 minutes west and the University of South Florida about 23 minutes away. Expect active construction across the master plan for years. Coordinates mark the M/I sales center at 2081 Drummond Point; confirm the exact position of a specific homesite with the plat and survey.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

The Landing at Two RiversIn the master plan · Private social club; confirm what is open today versus coming soon
Publix (Eiland Blvd)About 10 minutes · Nearest major grocery, roughly 2.7 miles (newhomesource.com, 2026)
The Shops at WiregrassAbout 20 minutes · Wesley Chapel's main retail and dining hub
Tampa Premium Outlets / I-75About 21 minutes · Outlet retail and the interstate for Tampa commutes
University of South FloridaAbout 23 minutes · Via Morris Bridge Road (mihomes.com, 2026)

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Shortgrass at Two Rivers Homes for Sale in Zephyrhills, FL with Momentum Realty’s local guides.

TTTamarack at Two Rivers Homes for Sale in Zephyrhills, FLZephyrhills, FL · 0.5 miRERiverwood EstatesPhase 1A Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.2 miHammock at Two Rivers Homes for Sale in Zephyrhills, FLHammock at Two Rivers Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.4 miZephyr Place Homes for Sale in Zephyrhills, FLZephyr Place Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.8 miSouth HillMobile Home Park Homes for Sale in Zephyrhills, FLSouth HillMobile Home Park Homes for Sale in Zephyrhills, FLZephyrhills, FL · 2.1 miTLTimber Lake Estates Homes for Sale in Zephyrhills, FLZephyrhills, FL · 2.1 miTwo Rivers Homes for Sale in Zephyrhills, FLTwo Rivers Homes for Sale in Zephyrhills, FLZephyrhills, FL · 2.3 miDSDeer Springs (Zephyrhills) Homes for SaleZephyrhills, FL · 2.4 miRHRiverwood Homes for Sale in Zephyrhills, FLZephyrhills, FL · 2.6 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Shortgrass (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Shortgrass is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public K-5, Zephyrhills (per M/I, 2026; verify zoning)

Chester W. Taylor Jr. Elementary School

Public 6-8, Zephyrhills (per M/I, 2026; verify zoning)

Raymond B. Stewart Middle School

Public 9-12, Zephyrhills (per M/I, 2026; verify zoning)

Zephyrhills High School

Buying with schools in mind? We can confirm the exact zoned schools for any Shortgrass address.

The takeaway

What is actually shaping value here is the buildout of Two Rivers itself: an award-winning master plan adding thousands of homes across roughly a dozen builders, a private club whose mandatory fee structure sits outside the HOA, and a three-layer carrying cost that buyers must price honestly against the amenity package.

Recent Developments in Shortgrass at Two Rivers

Our read on what is being built around Shortgrass, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive, with carrying-cost caveats

Master-plan momentum and recognition

2025-2026
BullishNotable impact
SignificanceRadius: Area

The Tampa Bay Builders Association named Two Rivers its 2025 Best Master-Planned Community of the Year (drhorton.com, 2026), and the SR 56 corridor continues to add retail and services, which supports long-run demand for homes inside the plan.

The Landing club fee sits outside the HOA

Reported to begin mid-2026; confirm
NeutralNotable impact
SignificanceRadius: Community

The developer discloses that The Landing is a third-party, for-profit club, not part of the HOA, with membership mandatory for some homes at separate fees (tworiversfl.com, 2026); area reporting cites roughly $285 per month. That is a real carrying-cost layer on top of HOA and CDD — confirm the current fee, start date, and whether your homesite carries mandatory membership.

Heavy in-plan builder competition

Ongoing through buildout
NeutralModerate impact
SignificanceRadius: Community

Roughly a dozen builders are selling new homes inside Two Rivers at once, and new inventory competes with young resales for years during buildout; buyers should weigh incentives now and expect resale competition from the builder next door until the plan matures.

CDD assessments vary by district and lot

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Two Rivers is served by multiple community development districts, and area reporting (July 2026) cites annual assessments roughly in the $1,700 to $3,500 range across the plan depending on village and lot width. Verify the exact assessment and any bond balance for the specific homesite on the Pasco County tax roll.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Shortgrass at Two Rivers, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

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    Development alerts for Shortgrass at Two RiversGet a short monthly email when something new is approved, funded, or opens near Shortgrass at Two Rivers.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Shortgrass, this is the order of operations we would run, and the one we run for our clients.

    1

    Get all three fee numbers in writing per homesite: the HOA dues (aggregators report about $214 per quarter, July 2026), the CDD assessment and bond balance on the Pasco County tax roll, and The Landing club fee with its mandatory-membership terms and start date.

    2

    Confirm which CDD covers your lot. Two Rivers has multiple districts and assessments differ by village and lot width; do not budget from a neighbor's number.

    3

    Compare final pricing, not base pricing. Run base price plus lot premium plus options minus incentive against the other Two Rivers villages; M/I's advertised rate incentives change monthly.

    4

    Verify school zoning by address with Pasco County Schools; M/I lists Chester Taylor Elementary, Raymond B. Stewart Middle, and Zephyrhills High but notes zoning cannot be guaranteed (mihomes.com, 2026).

    5

    Cross-shop the neighbors: compare Hammock at Two Rivers and the Two Rivers master plan overview before you commit.

    Best Buy
    An Executive plan on a 60- or 65-foot homesite with a strong incentive, bought only after the HOA, CDD, and Landing club numbers are confirmed in writing for that specific lot
    Biggest Risk
    Underestimating the three-layer carry — HOA plus CDD plus mandatory club fee — or assuming the club amenities flagged as coming soon are already open
    Best Lot
    Water- or open-view homesites over lots facing future construction phases; confirm what is planned behind the fence line
    Smart Timing
    Active builder competition means real incentives now; lock the incentive and the fee math before you sign, and expect construction around you for years
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    New-construction single-family homes from about 2,109 to 5,452 sq ft, three to six bedrooms, two- to four-car garages, from M/I Homes' tile-roof Landmark Collection; roughly 19 floor plans listed as of July 2026

    Builder

    Built by M/I Homes; Shortgrass is the M/I-built village inside the Two Rivers master plan, with Estate plans on 50-foot homesites and Executive plans on 60- and 65-foot homesites (mihomes.com, July 2026)

    Scale

    One named village among many inside Two Rivers, a roughly 6,000-acre master plan by Eisenhower Property Group that straddles the Wesley Chapel/Zephyrhills line; aggregators report about 334 lots planned in Shortgrass (confirm with M/I)

    Distinct from

    Not the whole master plan: Two Rivers also includes Hammock, Delyle, Tamarack, Ryals Field, Fairwood, Creekwood, Ackley, Archer, and Northwater, each with a different builder; this page covers only the M/I Shortgrass section

    Costs & Fees

    HOA

    Aggregator listings report HOA dues around $214 per quarter as of July 2026; confirm the exact current figure and what it covers in writing with M/I Homes and the HOA before you sign

    CDD

    Two Rivers carries annual CDD assessments on the tax bill; area new-home reporting (July 2026) cites figures roughly in the $1,700 to $3,500 per year range across the master plan depending on village and lot, so confirm the exact assessment and any bond balance for the specific homesite on the Pasco County tax roll

    Club fee

    The Landing private social club is not part of the HOA, and the developer discloses that club membership is mandatory for some homes with separate fees and dues (tworiversfl.com, 2026); area reporting cites roughly $285 per month reported to begin mid-2026 — confirm the current club fee and start date in writing

    Reality

    The honest carry here is three-layered: HOA dues plus a CDD assessment plus a separate mandatory club fee for The Landing; get all three numbers in writing per homesite before you compare against communities with a single fee

    Amenities

    The Landing

    Shortgrass residents get access to The Landing at Two Rivers, a private social club with a clubhouse, wellness/fitness center, casual dining, a resort-style pool, tennis and pickleball courts, an event lawn, and a playground (mihomes.com and tworiversfl.com, July 2026); M/I's page flags resort-style amenities as coming soon, so confirm what is open today

    Trails and open land

    The master plan is built around former ranch and timber land, with lakes, grasslands, and walking trails throughout the community (tworiversfl.com, 2026)

    Master-plan recognition

    The Tampa Bay Builders Association named Two Rivers its 2025 Best Master-Planned Community of the Year (drhorton.com, 2026)

    Everyday convenience

    Access via SR 56, SR 54, Morris Bridge Road, US 301, and I-75; The Shops at Wiregrass and Tampa Premium Outlets are roughly a 20-minute drive (mihomes.com, 2026)

    Location

    Setting

    Eastern Pasco County, ZIP 33541, inside the Two Rivers master plan between Morris Bridge Road and Gall Boulevard along the SR 56 corridor; the M/I model row is at 2081 Drummond Point, Zephyrhills

    Highways

    SR 56 and Morris Bridge Road connect west to Wesley Chapel and I-75; US 301 and SR 54 connect to downtown Zephyrhills and points east

    Errands

    Publix stores sit within about 3 miles, with the Wiregrass and Tampa Premium Outlets retail corridors roughly 20 minutes west (newhomesource.com, July 2026)

    The Homes & Style

    Shortgrass at Two Rivers is the M/I Homes village inside Two Rivers, the roughly 6,000-acre master plan by Eisenhower Property Group that straddles the Wesley Chapel/Zephyrhills line in eastern Pasco County. This page covers only the M/I section; the master plan has its own page, and so does the neighboring Hammock village.

    The product is M/I's Landmark Collection: tile-roof single-family homes from about 2,109 to 5,452 square feet, three to six bedrooms, two- to four-car garages, across roughly 19 floor plans as listed in July 2026.

    M/I splits the lineup by lot width: Estate plans on 50-foot homesites and Executive plans on 60- and 65-foot homesites, which matches the 50-to-65-foot range the master developer shows for Shortgrass on the community map (tworiversfl.com, 2026).

    Published base pricing starts at $428,990 as of July 2026, with the smaller Magnolia and Newport II plans anchoring the entry, the popular Corina III and Santa Monica in the middle, and the six-bedroom, 5,452-square-foot Grandsail III topping the range from roughly $840,990. Quick move-in homes were listed from about $619,000 to $745,000-plus in July 2026.

    Included features run to quartz countertops, stainless appliances, and M/I's smart-home package, with personalization through the Tampa Design Studio (mihomes.com, 2026). Builder rate incentives were advertised in July 2026; terms change monthly, so confirm the current offer in writing.

    The practical read: within Two Rivers, Shortgrass is where the larger tile-roof product lives — if you need a three-plus-car garage or a 4,000-plus-square-foot plan inside this master plan, this is the village to price first.

    As always with new construction, the advertised base price is the start, not the finish: lot premiums, structural options, and design selections move the real number, so compare final out-the-door pricing, not base pricing.

    Living Here

    Two Rivers is a young, fast-building master plan on former ranch and timber land, with lakes, grasslands, and walking trails threaded through the villages (tworiversfl.com, 2026). The Tampa Bay Builders Association named it the 2025 Best Master-Planned Community of the Year (drhorton.com, 2026).

    Shortgrass sits on the side of the master plan served by The Landing at Two Rivers, a private social club with a clubhouse, wellness/fitness center, casual dining, a resort-style pool, tennis and pickleball courts, an event lawn, and a playground.

    Read the fine print on The Landing carefully: the developer discloses that the club is owned by a third-party, for-profit entity, is not part of the HOA, and that membership is mandatory for some homes with separate fees and dues (tworiversfl.com, 2026). Area reporting cites a club fee of roughly $285 per month reported to begin mid-2026; confirm the current fee, what it includes, and whether your homesite carries mandatory membership in writing.

    M/I's own page flags resort-style amenities as coming soon as of July 2026, so walk the club site and confirm what is actually open today versus rendered.

    Commutes run west: SR 56 and Morris Bridge Road reach Wesley Chapel and I-75, with The Shops at Wiregrass and Tampa Premium Outlets roughly 20 minutes away and the University of South Florida about 23 minutes (mihomes.com, 2026). Downtown Zephyrhills and US 301 sit to the east.

    This is construction-zone living for now: Two Rivers plans more than 6,500 homes, townhomes, apartments, and villas at buildout across roughly a dozen builders, so expect years of active building, truck traffic, and evolving roads.

    The trade is straightforward: a new tile-roof home with club amenities and master-plan trails, in exchange for a three-layer carry (HOA plus CDD plus club fee) and heavy in-plan builder competition while Two Rivers builds out.

    Before You Sign

    Get the full carry in writing per homesite: the HOA dues (aggregators report around $214 per quarter as of July 2026), the CDD assessment and any bond balance on the Pasco County tax roll (area reporting cites roughly $1,700 to $3,500 per year across Two Rivers depending on village and lot), and The Landing club fee, including whether membership is mandatory for your home and when billing starts.

    Confirm which CDD covers your specific lot. Two Rivers is served by multiple community development districts, and assessments differ by district, village, and lot width, so do not budget from a neighbor's number.

    Compare final pricing, not base pricing. With roughly 19 plans, quick move-ins, and monthly incentive changes, a base-price-plus-lot-plus-options-minus-incentive comparison against the other Two Rivers villages is the only honest one.

    Verify school zoning by address with Pasco County Schools. M/I lists Chester Taylor Elementary, Raymond B. Stewart Middle, and Zephyrhills High as the current zoned schools while noting zoning cannot be guaranteed for a new community (mihomes.com, 2026), and fast-growing Pasco redraws boundaries.

    Comparisons

    Inside Two Rivers, Shortgrass competes directly with the other Landing-side villages: Hammock (Taylor Morrison, D.R. Horton, and Pulte on 50- to 70-foot lots), Delyle (Pulte, 50- to 60-foot), Tamarack (William Ryan and Park Square, 40- to 60-foot), Ryals Field (Homes by WestBay, 60- to 70-foot), and Fairwood (WestBay paired villas). On the other side of the plan, Creekwood (Lennar), Ackley (Meritage), Fieldcrest (Casa Fresca), and Archer and Northwater (D.R. Horton) feed The Nest clubhouse instead. Against those neighbors, Shortgrass wins on the largest plan range in the master plan — up to the 5,452-square-foot Grandsail III — the tile-roof Landmark spec, and M/I's design-studio personalization, and it gives ground on entry price, where Lennar, D.R. Horton, and Casa Fresca villages start lower. Against WestBay's Ryals Field, it is a spec-versus-spec luxury fight; walk both model rows. Outside the master plan, Abbott Square and Silverado in Zephyrhills offer lower price points and lighter fee structures, but without The Landing club or the master-plan trail network. The honest summary: Shortgrass wins on big tile-roof product and club access, and gives ground on carrying cost and on price-shoppers who do not need the square footage.

    Who It Fits

    Shortgrass fits the buyer who wants a larger new tile-roof home inside an amenitized master plan, the buyer who values a private club with dining, a resort pool, and racquet sports, and the buyer who wants M/I's larger Executive plans on 60- and 65-foot homesites. It does not fit the buyer chasing the lowest entry price in Two Rivers, the buyer who wants an established neighborhood without years of construction, or the buyer unwilling to carry HOA dues plus a CDD assessment plus a separate mandatory club fee. Anyone considering Shortgrass should get the HOA, CDD, and Landing club numbers in writing per homesite, verify school zoning by address with Pasco County Schools, and run a final-price comparison against the other Two Rivers villages before signing.

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    A Magnolia or Newport II on a 50-foot Estate homesite, from the high $420s base as of July 2026 — the value way into a tile-roof M/I home with Landing access.

    Lowest entry
    The Core

    A Corina III, Santa Monica, or Sonoma-series plan on a 60-foot homesite — the heart of the community, and where most quick move-ins listed in the $620,000 to $745,000 range in July 2026.

    Most inventory
    The Top

    A Grandsail III — six-plus bedrooms and 5,452 square feet, from roughly $840,990 base — on a 65-foot homesite with a water or open view; the largest product in the Two Rivers master plan.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    A Magnolia or Newport II on a 50-foot Estate homesite, from the high $420s base as of July 2026 — the value way into a tile-roof M/I home with Landing access.
    The Core
    A Corina III, Santa Monica, or Sonoma-series plan on a 60-foot homesite — the heart of the community, and where most quick move-ins listed in the $620,000 to $745,000 range in July 2026.
    The Top
    A Grandsail III — six-plus bedrooms and 5,452 square feet, from roughly $840,990 base — on a 65-foot homesite with a water or open view; the largest product in the Two Rivers master plan.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Golf and lake lots resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    New M/I construction with builder warranty; minimal condition riskStrong
    Largest plan range in the master plan, up to 5,452 sq ft with tile roofsStrong
    The Landing club access plus master-plan trails and award-winning planPositive
    Three-layer carry: HOA plus CDD plus separate mandatory club feeKnow the trade
    Years of in-plan builder competition and construction during buildoutKnow the trade

    Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

    5 Mistakes Buyers Make in Shortgrass

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Ignoring the optional club cost
    • Skipping the roof, HVAC, and systems check

    In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

    In a master plan like Two Rivers you are buying the amenity package and the carrying cost together — read the HOA, the CDD, and the club fee before the model home wins you over.

    Jon Brooks · Founder, Momentum Realty
    7.4B · Buy Score
    Resale Strength7.0/10
    Renovation Risk9.2/10
    Location Efficiency7.2/10
    Long-Term Defensibility7.2/10
    Carrying Cost Advantage5.5/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Shortgrass is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Estate plans on 50-foot homesites; Executive plans on 60- and 65-foot homesites
    • Water- and open-view lots carry premiums; confirm what is planned behind the fence line
    • New construction, so condition risk is minimal — the risk is fees and phasing
    • Lot premiums and options move the real price well above base
    • CDD assessments can differ by lot width; verify per homesite

    Shortgrass runs 50- to 65-foot homesites per the master developer's community map, with M/I placing Estate plans on the 50-foot lots and Executive plans on the 60- and 65-foot lots. Because this is new construction, the buy turns on the lot and the fee math rather than condition: water- and open-view homesites carry premiums and should hold value best, while lots facing future construction phases or road corridors deserve a discount and a hard look at the master plan map. Ask M/I what is planned behind and beside any lot you shortlist — in an actively building 6,000-acre master plan, today's open field can be tomorrow's village. Confirm the CDD assessment for the specific lot, since assessments in Two Rivers vary by district and lot width, and get any lot premium in writing so you can compare true out-the-door pricing against the neighboring villages.

    Shortgrass in 15 seconds.

    Best forBuyers who want a larger new tile-roof M/I home inside an amenitized master plan with a private social club.
    Biggest advantageThe largest plan range in Two Rivers — up to 5,452 sq ft with three- and four-car garages — plus Landing club access.
    Biggest riskThe three-layer carry: HOA dues plus a CDD assessment plus a separate mandatory Landing club fee, alongside years of in-plan builder competition.
    Sweet spotAn Executive plan on a 60- or 65-foot homesite with a strong incentive and all three fee numbers confirmed in writing.
    Avoid ifYou want the lowest entry price in the area, an established neighborhood, or a single simple monthly fee.

    HOA, CDD & Fees

    15-Second Take
    • M/I Homes village inside the Two Rivers master plan; actively selling from $428,990 (July 2026)
    • HOA reported around $214 per quarter; confirm scope in writing
    • CDD assessment on the tax bill; exact figure varies by lot — verify on the Pasco County tax roll
    • The Landing club fee is separate from the HOA and mandatory for some homes; confirm terms
    • Shortgrass is one village, not the whole master plan; roughly a dozen builders sell inside Two Rivers

    Aggregator listings report HOA dues around $214 per quarter as of July 2026; confirm the exact current figure and scope in writing with M/I Homes and the HOA. On top of that, Two Rivers carries annual CDD assessments on the tax bill — area new-home reporting (July 2026) cites figures roughly in the $1,700 to $3,500 per year range across the master plan depending on village and lot width — so verify the exact assessment and any bond balance for the specific homesite on the Pasco County tax roll before you budget.

    Confirm in writing what the HOA dues cover versus what the CDD funds; in Florida master plans the CDD typically carries infrastructure and district-maintained common areas while the HOA covers community rules and certain shared spaces. The Landing club is explicitly not part of the HOA per the developer's disclosure, so do not assume club access is inside the dues.

    The Landing at Two Rivers is a private social club with a clubhouse, wellness/fitness center, casual dining, a resort-style pool, tennis and pickleball courts, an event lawn, and a playground. The developer discloses it is owned by a third-party, for-profit entity, is not part of the HOA, and that membership is mandatory for some homes with separate fees and dues (tworiversfl.com, 2026); area reporting cites roughly $285 per month reported to begin mid-2026. M/I flags resort-style amenities as coming soon as of July 2026, so confirm what is open, the current fee, and your homesite's membership terms in writing.

    Community entry / models2081 Drummond Point, Zephyrhills, FL 33541 (M/I sales center)Inside the Two Rivers master plan on the SR 56 / Morris Bridge Road corridor
    CDDYes — Two Rivers is served by multiple CDDs; exact figure varies by lotVerify the assessment and bond balance on the Pasco County tax roll for the specific homesite
    Builder / statusM/I Homes; actively selling as of July 2026, from $428,990Roughly 19 floor plans, 2,109-5,452 sq ft; aggregators report about 334 lots planned (confirm)
    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Shortgrass, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Hammock at Two Rivers, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Shortgrass home worth?

    Get a no-obligation home value based on real comparable sales in Shortgrass matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Shortgrass at Two Rivers on the map →

    Real comps, not an automated estimate.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,823/mo
    Pasco County typical true cost to own
    $138/mo
    Pasco County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Shortgrass at Two Rivers Market Scorecard

    Strong seller's market

    Shortgrass at Two Rivers is currently a strong seller's market. About 1.6 months of supply, a median asking price of $984,000, and homes go under contract in about 30 days.

    1.6
    Months supply
    $984,000
    Median list
    $840,000
    Median sold
    $314
    Per sqft
    30
    Days on mkt
    6/6/45
    Active/Pend/Sold

    Typical home value in the 32224 ZIP is $459,079, about 13.7% above the Florida norm (Zillow Home Value Index).

    Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is Shortgrass at Two Rivers?
    Inside the Two Rivers master plan in eastern Pasco County, ZIP 33541, along the SR 56 / Morris Bridge Road corridor between Wesley Chapel and Zephyrhills. The M/I Homes sales center is at 2081 Drummond Point, Zephyrhills, FL 33541.
    Is Shortgrass the same as Two Rivers?
    No. Two Rivers is the master plan; Shortgrass is one named village inside it, built by M/I Homes. Two Rivers also includes Hammock, Delyle, Tamarack, Ryals Field, Fairwood, Creekwood, Ackley, Archer, and Northwater, each with different builders. Confirm which village a listing means.
    Who builds in Shortgrass at Two Rivers?
    M/I Homes is the sole builder in the Shortgrass village, offering its tile-roof Landmark Collection. Other builders — including Pulte, Lennar, D.R. Horton, Taylor Morrison, Homes by WestBay, Meritage, William Ryan, Park Square, and Casa Fresca — build in other Two Rivers villages.
    What do homes cost at Shortgrass at Two Rivers?
    Published base pricing started at $428,990 in July 2026, with plans ranging up to the Grandsail III from roughly $840,990, and quick move-in homes listed from about $619,000 to $745,000-plus. Pricing and incentives change monthly, so confirm current figures with M/I Homes.
    What size are the homes?
    About 2,109 to 5,452 square feet, three to six bedrooms, two to five baths, with two- to four-car garages, across roughly 19 floor plans as listed in July 2026. Confirm the current plan lineup with M/I.
    What lot sizes does Shortgrass offer?
    The master developer's community map shows 50- to 65-foot lot sizes for Shortgrass (tworiversfl.com, 2026). M/I places its Estate plans on 50-foot homesites and Executive plans on 60- and 65-foot homesites.
    What amenities do Shortgrass residents get?
    Access to The Landing at Two Rivers, a private social club with a clubhouse, wellness/fitness center, casual dining, a resort-style pool, tennis and pickleball courts, an event lawn, and a playground, plus the master plan's walking trails. M/I flags resort-style amenities as coming soon as of July 2026, so confirm what is open today.
    Is The Landing club included in the HOA?
    No. The developer discloses that The Landing is owned by a third-party, for-profit entity, is not part of the HOA, and that membership is mandatory for some homes with separate fees and dues (tworiversfl.com, 2026). Area reporting cites roughly $285 per month reported to begin mid-2026. Confirm the current fee, start date, and your homesite's membership terms in writing.
    What are the HOA fees at Shortgrass at Two Rivers?
    Aggregator listings report around $214 per quarter as of July 2026. Confirm the exact current dues and what they cover in writing with M/I Homes and the HOA, since the club fee and CDD are separate layers.
    Does Shortgrass at Two Rivers have a CDD?
    Yes — Two Rivers carries annual CDD assessments on the tax bill, and the master plan is served by multiple districts. Area reporting (July 2026) cites figures roughly in the $1,700 to $3,500 per year range across Two Rivers depending on village and lot. Verify the exact assessment and any bond balance for the specific homesite on the Pasco County tax roll.
    What schools are zoned for Shortgrass at Two Rivers?
    M/I lists Chester Taylor Elementary, Raymond B. Stewart Middle, and Zephyrhills High as the currently zoned Pasco County schools, while noting zoning cannot be guaranteed for a new community (mihomes.com, 2026). Pasco County redraws boundaries as it grows, so verify current zoning by address with Pasco County Schools before you buy.
    Is Two Rivers in Wesley Chapel or Zephyrhills?
    Both, practically speaking: the master plan straddles the line along the SR 56 corridor, and Shortgrass carries a Zephyrhills address (ZIP 33541) while marketing leans on the Wesley Chapel side for retail and commuting. Confirm the address and taxing jurisdiction for your specific lot.
    How does Shortgrass compare to the other Two Rivers villages?
    Shortgrass carries the largest floor plans in the master plan — up to 5,452 square feet with three- and four-car garages — and tile roofs standard on its Landmark Collection. Neighboring villages start lower on price: Lennar's Creekwood, D.R. Horton's villages, and Casa Fresca's Fieldcrest offer smaller lots and lower entry points, while WestBay's Ryals Field competes at the larger end on 60- to 70-foot lots. Compare final out-the-door pricing and fee structures village by village.
    Is Two Rivers a good master-planned community?
    The Tampa Bay Builders Association named Two Rivers its 2025 Best Master-Planned Community of the Year (drhorton.com, 2026), and it carries a strong amenity package for the area. Buyers should still read the CDD, HOA, and club-fee layers carefully, and expect active construction for years as the plan builds out.
    Is Shortgrass at Two Rivers a good investment?
    An award-winning master plan with club amenities and Tampa-area access supports demand, but the three-layer carrying cost and years of in-plan builder competition affect resale. The lot, the fees, and the incentive climate drive the outcome, and this is not a guarantee of future value.
    Who should I call about buying in Shortgrass at Two Rivers?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Pasco County specialist who knows the Two Rivers villages, the fee math, and the current incentive picture.
    Do I need my own agent to buy new construction here?
    Yes. The builder's sales agent represents the builder. Your own agent represents only you, negotiates incentives and options, confirms the HOA, CDD, and club-fee math in writing, verifies school zoning and the lot's surroundings on the master plan map, and structures the contract to protect you — typically at no cost to you.
    Who is the best real estate agent for Shortgrass at Two Rivers?
    The best agent for Shortgrass at Two Rivers is one who actively works Zephyrhills and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Shortgrass at Two Rivers.
    How do I find a top Zephyrhills real estate agent who knows Shortgrass at Two Rivers?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Shortgrass at Two Rivers and the wider Zephyrhills area.
    Can Momentum Realty connect me with an agent for Shortgrass at Two Rivers?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Shortgrass at Two Rivers purchase or sale - no call center and no pressure.
    Buyers who want a larger new tile-roof home, up to about 5,452 sq ft, inside an amenitized master planExcellent fit
    Buyers who value a private club with dining, a resort pool, fitness, tennis, and pickleballExcellent fit
    Buyers who want M/I's Executive plans and three- to four-car garages on 60- and 65-foot homesitesExcellent fit
    Buyers who will use builder incentives and compare final pricing across the Two Rivers villagesExcellent fit
    Buyers who go in with the HOA, CDD, and Landing club numbers confirmed in writing per homesiteExcellent fit
    Buyers chasing the lowest entry price inside Two Rivers or in greater ZephyrhillsProbably not
    Buyers unwilling to carry HOA dues plus a CDD assessment plus a separate mandatory club feeProbably not
    Buyers who want an established, mature-tree neighborhood without years of construction around themProbably not
    Buyers who need the shortest possible commute into central TampaProbably not
    Buyers who assume the club amenities flagged as coming soon are already openProbably not

    Get the inside read on Shortgrass

    Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Shortgrass home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Shortgrass specialist will reach out personally, usually the same day.

    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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