Tamarack at Two Rivers in Zephyrhills

Tamarack at Two Rivers Homes for Sale in Zephyrhills, FL

New single-family homes by William Ryan Homes, from $484,900 base (July 2026) · Two Rivers master plan, SR 56 corridor · Zephyrhills, FL 33541

William Ryan Homes' grand-opening section in the Tamarack village of the Two Rivers master plan in Zephyrhills, Pasco County: eight plans from $484,900 to $629,990 base on 50- and 60-foot homesites, with Landing club access and a three-layer fee stack to verify (builder site, July 2026).

New constructionLanding club accessHOA + club + CDD
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Pricing, plan lineup, and grand-opening status are from the builder's published materials as of July 2026 and change without notice. The Tamarack village also contains a separate Park Square Homes section; this page covers the William Ryan Homes section. Confirm current pricing, incentives, the village HOA, the Landing club terms, and the CDD assessment for the exact lot in writing.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Tamarack at Two Rivers is William Ryan Homes' section inside the Tamarack village of the Two Rivers master plan, at grand-opening stage as of July 2026 with eight plans from $484,900 to $629,990 base and quick move-ins listed to about $748,295. The durable draws are the included-features list the builder publishes (tile roofs, paver driveways, natural gas), the 60-foot Executive Series top end, and the Landing-side position in a master plan named the Tampa Bay Builders Association's 2025 Best Master-Planned Community of the Year. The honest gaps are the fee stack and the timeline: a village HOA, a published mandatory Landing club membership around $285 per month for Landing-side homes, and a CDD assessment compound on top of the price, and buyers are purchasing toward an amenity campus on the community's schedule rather than a finished one. Treat the unfinished-amenity window and the two-builder village as leverage: price William Ryan against Park Square next door and M/I at Shortgrass, stack all three fee layers in writing for the exact lot, and read every incentive's strings before you count it."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Two Rivers is a roughly 6,000-acre master plan on the Wesley Chapel/Zephyrhills line in eastern Pasco County, managed by Eisenhower Property Group and built out village by village with different builders in each. Tamarack is one of the Landing-side villages, described by the community as gated with 40- to 60-foot homesites, and it contains two builder sections: William Ryan Homes at 2682 Wise River Lane and Park Square Homes at 2718 Wise River Lane (Two Rivers community map, 2026).

This page covers the William Ryan section: eight floor plans across a 50-foot Classic Series and a 60-foot Executive Series, from about 2,007 to 3,440 sq ft and three to five bedrooms, published from $484,900 to $629,990 base as of July 2026. The buy here is a new-construction negotiation inside a stacked-fee master plan — the work is pricing the plan and lot against the neighboring builders, then stacking the village HOA, the Landing club membership, and the CDD for the exact parcel before you sign.

Best for

  • Buyers who want new construction with a published included-features list (tile roofs, paver driveways, natural gas)
  • Buyers planning around The Landing club lifestyle and willing to budget a monthly membership for it
  • Buyers who want a five-bedroom or three-car-garage plan on a 60-foot homesite
  • Buyers who will cross-shop builders inside Two Rivers and negotiate the incentive package

Probably not for

  • Buyers who want a short fee stack; the village HOA, club membership, and CDD compound
  • Buyers who need finished amenities on day one rather than a published construction timeline
  • Buyers who need a short commute into central Tampa
  • Buyers who want an established resale market with deep comp history

How Tamarack at Two Rivers is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Tamarack at Two Rivers listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Tamarack at Two Rivers buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • The Landing: private social club published at roughly 28,000 sq ft
  • Six-lane lap pool and lagoon pool with slide tower (community materials, 2026)
  • Four tennis courts and eight pickleball courts with clinics available
  • Wellness center, group fitness, yoga lawn, playgrounds, event lawn
  • Third-party-owned club with mandatory membership for Landing-side homes — confirm fee and start date

Tamarack is described by the community as a gated village with 40- to 60-foot homesites on the Landing side of the Two Rivers master plan, a roughly 6,000-acre development managed by Eisenhower Property Group along the SR 56 extension corridor between Morris Bridge Road and Gall Boulevard. The William Ryan section sells from 2682 Wise River Lane; a separate Park Square Homes section sells from 2718 Wise River Lane. Homes carry access to The Landing Private Social Club under a published mandatory membership for Landing-side homes, and community materials describe extensive walking and jogging trails through the plan. Publix at Eiland Blvd is about 2.3 miles away, I-75 is roughly 15 to 20 minutes west via SR 56, and downtown Tampa is roughly 35 to 45 minutes, traffic-dependent. Coordinates are an APPROX best estimate for the Wise River Lane sales-center area from published mapping (2026); confirm the exact position of a specific homesite with the site map and plat.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Publix (Eiland Blvd)About 5 minutes · Closest major grocery, about 2.3 miles (aggregator data, 2026)
SR 56 / SR 54 corridorMinutes · Everyday retail and the drive west toward Wesley Chapel
I-75 via SR 56About 15 to 20 minutes · Traffic-dependent; drive it at your commute hour
Shops at Wiregrass / Wesley Chapel retailAbout 20 minutes · Mall, dining, and medical along SR 56
Downtown TampaAbout 35 to 45 minutes · Via SR 56 and I-75; traffic-dependent

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Tamarack at Two Rivers Homes for Sale in Zephyrhills, FL with Momentum Realty’s local guides.

STShortgrass at Two Rivers Homes for Sale in Zephyrhills, FLZephyrhills, FL · 0.5 miHammock at Two Rivers Homes for Sale in Zephyrhills, FLHammock at Two Rivers Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.0 miZephyr Place Homes for Sale in Zephyrhills, FLZephyr Place Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.5 miRERiverwood EstatesPhase 1A Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.7 miSouth HillMobile Home Park Homes for Sale in Zephyrhills, FLSouth HillMobile Home Park Homes for Sale in Zephyrhills, FLZephyrhills, FL · 1.9 miDSDeer Springs (Zephyrhills) Homes for SaleZephyrhills, FL · 1.9 miTwo Rivers Homes for Sale in Zephyrhills, FLTwo Rivers Homes for Sale in Zephyrhills, FLZephyrhills, FL · 2.2 miCHColony Hills Homes for Sale in Zephyrhills, FLZephyrhills, FL · 2.2 miTippecanoeVillage Homes for Sale in Zephyrhills, FLTippecanoeVillage Homes for Sale in Zephyrhills, FLZephyrhills, FL · 2.2 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Tamarack at Two Rivers (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Tamarack at Two Rivers is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public elementary, Zephyrhills — verify current zoning by address

Chester W. Taylor Jr. Elementary School

Public 6-8, Zephyrhills — verify current zoning by address

Raymond B. Stewart Middle School

Public 9-12, Zephyrhills — verify current zoning by address

Zephyrhills High School

Buying with schools in mind? We can confirm the exact zoned schools for any Tamarack at Two Rivers address.

The takeaway

What is shaping value here is the master plan's momentum against its fee structure: Two Rivers took the Tampa Bay Builders Association's 2025 Best Master-Planned Community award and is building out The Landing club campus, while Landing-side buyers carry a village HOA, a published mandatory club membership, and a CDD. The amenity timeline and the multi-builder competition are the buyer's leverage right now.

Recent Developments in Tamarack at Two Rivers

Our read on what is being built around Tamarack at Two Rivers, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishCautiously positive

The Landing club campus build-out

Published opening window ~2026; confirm status
BullishMajor impact
SignificanceRadius: Community

Community materials describe a roughly 28,000 sq ft private social club with dining, a six-lane lap pool, a lagoon pool with slide tower, tennis, pickleball, and a wellness center. Once open it anchors the Landing-side pitch, but buyers contracting before completion are paying toward a schedule, which is negotiating leverage today.

Mandatory club membership on Landing-side homes

Published start ~mid-2026; confirm terms
NeutralMajor impact
SignificanceRadius: Community

Community materials describe a mandatory per-household Landing membership published around $285 per month for Landing-side homes, owned by a private third party rather than the HOA. It funds a richer amenity program than a typical CDD clubhouse, but it is a real monthly line that East-side Two Rivers buyers do not carry; confirm current terms and the start date in writing.

Award recognition and corridor growth

2025 award; ongoing build-out
BullishModerate impact
SignificanceRadius: Area

Two Rivers was named the Tampa Bay Builders Association's 2025 Best Master-Planned Community of the Year, and the SR 56 corridor continues to add homes, retail, and planned school sites. Growth supports long-run demand, but it also means construction traffic and changing zones through build-out.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Tamarack at Two Rivers, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

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    Development alerts for Tamarack at Two RiversGet a short monthly email when something new is approved, funded, or opens near Tamarack at Two Rivers.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Tamarack at Two Rivers, this is the order of operations we would run, and the one we run for our clients.

    1

    Stack all three fee layers in writing for the exact lot: the Tamarack village HOA (not published on the builder page; other Two Rivers village HOAs have been published around $70 to $140 per month including internet), the Landing club membership published around $285 per month, and the CDD assessment on the tax bill.

    2

    Confirm the CDD line with the district and the tax roll. Two Rivers is served by multiple CDDs, including Two Rivers West CDD; the assessment is parcel-specific, and promotional CDD waivers have strings — ask exactly what is waived and for how long.

    3

    Get the Landing club's current terms, fee, and start date in writing, including what happens to the membership on resale; it is a private third-party club, not HOA common area.

    4

    Confirm the builder section and address. Tamarack contains William Ryan (2682 Wise River Ln) and Park Square (2718 Wise River Ln) sections, and aggregators mix Zephyrhills 33541 with Wesley Chapel 33543.

    5

    Cross-shop before you sign: price the same budget at Shortgrass at Two Rivers, Hammock at Two Rivers, and the wider Two Rivers master plan, and read every incentive's lender and deadline strings.

    Best Buy
    A Classic or Executive Series plan on a greenbelt or view homesite, negotiated during the pre-completion amenity window with the full HOA, club, and CDD stack documented in writing
    Biggest Risk
    Budgeting the base price and missing the three-layer monthly stack — village HOA, Landing club membership, and CDD — or counting a promotional CDD waiver as permanent
    Best Lot
    Greenbelt and view homesites over interior lots; confirm what a specific lot actually backs on the site map
    Smart Timing
    Grand-opening stage with amenities still building: builder motivation and incentive programs are real right now, and so is the unfinished-campus leverage
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    New-construction single-family homes from about 2,007 to 3,440 sq ft, three to five bedrooms, one- and two-story, on 50-foot Classic Series and 60-foot Executive Series homesites (William Ryan Homes, July 2026)

    Builder

    William Ryan Homes' named section inside the Tamarack village of Two Rivers; eight published floor plans from $484,900 to $629,990 base, with quick move-ins listed to about $748,295 (builder site, July 2026)

    Scale

    A grand-opening-stage section in an actively selling village; Tamarack also contains a separate Park Square Homes section, so confirm which builder's section a listing sits in (Two Rivers community map, 2026)

    Included features

    Builder materials describe tile roofs, paver driveways, and natural gas as standard in this community; confirm the current included-features list in writing before contract (William Ryan Homes, 2026)

    Costs & Fees

    HOA

    The exact Tamarack village HOA figure is not published on the builder page; village HOAs elsewhere in Two Rivers have been published around $70 to $140 per month including Spectrum UltraFi internet (community sources, 2026) — confirm Tamarack's current dues and coverage in writing

    Club fee

    Tamarack homes carry access to The Landing Private Social Club; community materials describe a mandatory per-household membership for Landing-side homes, published around $285 per month and beginning around mid-2026 — confirm the current fee, terms, and start date for a specific lot

    CDD

    A community development district assessment applies on the tax bill; Two Rivers is served by multiple CDDs (Two Rivers West CDD among them), and William Ryan has run CDD-fee incentive promotions, which confirms the line exists — get the exact parcel's assessment before you sign

    Reality

    This is a stacked-fee master plan: village HOA plus the Landing club membership plus a CDD. Budget the full stack for the exact lot, not the base price, before you compare it to lower-fee communities

    Amenities

    The Landing

    Tamarack access runs to The Landing, a private social club the community publishes at roughly 28,000 sq ft with dining, a six-lane lap pool, a lagoon pool with a slide tower, four tennis courts, eight pickleball courts, and a wellness center; timing and terms are published as subject to change, so confirm the opening status

    Village setting

    Tamarack is described by the community as a gated village with 40- to 60-foot homesites; greenbelt and view lots are part of the pitch, so confirm what a specific homesite actually backs

    Master plan

    Two Rivers is a roughly 6,000-acre master plan on the Wesley Chapel/Zephyrhills line managed by Eisenhower Property Group, named the Tampa Bay Builders Association's 2025 Best Master-Planned Community of the Year (community and builder sources, 2026)

    Everyday convenience

    Publix at Eiland Blvd is about 2.3 miles away, with the SR 54/SR 56 corridor close for retail and the drive west toward Wesley Chapel and I-75 (aggregator data, 2026)

    Location

    Setting

    Eastern Pasco County, ZIP 33541, inside the Two Rivers master plan along the SR 56 extension corridor between Morris Bridge Road and Gall Boulevard; the William Ryan sales center is at 2682 Wise River Lane, Zephyrhills, FL 33541

    Highways

    SR 56 runs west to Wesley Chapel and I-75; expect roughly 15 to 20 minutes to the interstate and 35 to 45 minutes to downtown Tampa in normal traffic — drive it at your commute hour

    Naming

    Marketing says near Wesley Chapel and some aggregators show ZIP 33543 or a Wesley Chapel address; the community physically sits on the Zephyrhills side, so confirm the address, ZIP, and taxing jurisdiction for a specific lot

    The Homes & Style

    Tamarack at Two Rivers is William Ryan Homes' named section inside the Tamarack village of the Two Rivers master plan in Zephyrhills, eastern Pasco County. As of July 2026 the builder lists it at grand-opening stage, actively selling from published base prices of $484,900 to $629,990.

    The lineup is eight floor plans across two tiers: the Classic Series on 50-foot homesites, from the 2,007 sq ft Sweetwater and 2,166 sq ft Solana up to the 3,270 sq ft Juniper, and the Executive Series on 60-foot homesites, including the Sawgrass, Sebastian, and the 3,440 sq ft, five-bedroom Jupiter (builder site, July 2026).

    Quick move-in homes were listed from about $635,940 to $748,295 at the same date, which is the honest read on what a finished, optioned home actually costs here versus the advertised base price.

    Builder materials describe tile roofs, paver driveways, and natural gas as standard in this community, which is a heavier included-features list than much of the entry-level product on this corridor; confirm the current inclusions in writing, since builder specs change by phase.

    One structural point buyers miss: the Tamarack village contains two builders. William Ryan Homes sells from 2682 Wise River Lane and Park Square Homes sells from 2718 Wise River Lane (Two Rivers community map, 2026). This page covers the William Ryan section; confirm which builder's section a listing or lot actually sits in before you compare prices.

    Because this is active new construction, the deal turns on the incentive package as much as the base price. William Ryan has advertised rate-buydown programs and CDD-fee promotions here; read the strings attached, including required lenders, before you count the incentive as savings.

    Living Here

    The lifestyle pitch is the master plan, not the section. Two Rivers is a roughly 6,000-acre plan on the Wesley Chapel/Zephyrhills line managed by Eisenhower Property Group, and it was named the Tampa Bay Builders Association's 2025 Best Master-Planned Community of the Year (community and builder sources, 2026).

    Tamarack sits on the Landing side of the plan: community materials describe it as a gated village with 40- to 60-foot homesites and access to The Landing Private Social Club, published at roughly 28,000 sq ft with casual and fine dining, a six-lane lap pool, a lagoon pool with a slide tower, four tennis courts, eight pickleball courts, a wellness center, and an event lawn.

    The Landing is a private, third-party-owned club rather than an HOA amenity, and community materials describe a mandatory per-household membership for Landing-side homes, published around $285 per month and beginning around mid-2026. Confirm the current fee, terms, and start date in writing, because the club model is the single biggest structural difference between this and a typical CDD-amenity master plan.

    Timing matters too: buyers here are purchasing toward an amenity campus on the community's published schedule rather than a finished one. Confirm what is actually open on the day you contract, and treat the gap as negotiating leverage.

    Off-site, Publix at Eiland Blvd is about 2.3 miles away, the SR 54 corridor carries everyday retail, and SR 56 runs west to Wesley Chapel's shopping and I-75, roughly 15 to 20 minutes in normal traffic; downtown Tampa is roughly 35 to 45 minutes. Drive the commute at your actual hour, because SR 56 and SR 54 congestion is the local complaint.

    Currently zoned schools reported for Two Rivers are Chester W. Taylor Jr. Elementary, Raymond B. Stewart Middle, and Zephyrhills High (community and local reporting, 2026); Pasco County has discussed a future school site within the plan. Zones change as new schools open, so verify the current assignment by address with Pasco County Schools before you buy.

    Before You Offer

    Stack the full fee picture for the exact lot: the Tamarack village HOA (the exact figure is not published on the builder page; village HOAs elsewhere in Two Rivers have been published around $70 to $140 per month including Spectrum UltraFi internet), the Landing club membership published around $285 per month for Landing-side homes, and the CDD assessment on the tax bill. Get every line in writing before you compare this community to a lower-fee alternative.

    Confirm the CDD for the specific parcel. Two Rivers is served by multiple community development districts, including Two Rivers West CDD, and the assessment is parcel-specific in a young district where debt and O&M lines can move. William Ryan has run CDD-fee promotional waivers, which confirms the line exists; ask exactly what a waiver covers and for how long.

    Confirm the Landing club's current terms, fee, and start date, and what happens to the membership on resale. It is a private, for-profit club, not HOA common area, so its rules sit outside the association documents.

    Pin down the builder section and the address. Tamarack contains both William Ryan and Park Square sections, marketing says Wesley Chapel while the address is Zephyrhills 33541, and some aggregators show 33543. Make sure any comp, school lookup, or tax estimate uses the right section and parcel.

    Negotiate like a new-construction buyer: get the incentive terms in writing, have your own agent and, ideally, your own lender quote to compare against the builder's, and order an independent inspection even on new construction.

    Comparisons

    Inside Two Rivers, Tamarack's William Ryan section competes first with its own neighbors. Against Shortgrass at Two Rivers, the M/I Homes village with 50- to 65-foot homesites and the same Landing access, the choice is mostly builder product and plan fit: William Ryan sells its tile-roof, natural-gas included-features story and a five-bedroom top end, while M/I brings a national builder's lineup; price both. Against Hammock at Two Rivers, the multi-builder village with Taylor Morrison, D.R. Horton, and Pulte on 50- to 70-foot homesites, Hammock offers more builder choice under one village name, while Tamarack offers a smaller two-builder setting. Against the East-side villages that use The Nest amenity campus instead of The Landing, the East side skips the club membership fee, which materially shortens the monthly stack, at the cost of the club's dining-and-resort program. And against Epperson down the corridor, the trade is an established lagoon community with lower published price points versus Two Rivers' newer product and its private-club bet. The honest summary: Tamarack's William Ryan section wins on included features, the 60-foot Executive Series top end, and the Landing-side lifestyle pitch, and gives ground on the fee stack, the unfinished amenity timeline, and the corridor commute.

    Who It Fits

    Tamarack's William Ryan section fits the buyer who wants new construction with a heavier included-features list, the buyer planning around the Landing club lifestyle and willing to pay a monthly membership for it, and the buyer who wants a five-bedroom or three-car-garage plan on a 60-foot homesite in an award-winning master plan. It does not fit the buyer who wants a short fee stack, since the village HOA, the club membership, and the CDD compound; the buyer who needs finished amenities on day one; or the buyer who needs a short commute into central Tampa. Anyone considering it should stack all three fee layers in writing for the exact lot, confirm the club's terms and start date, verify the school assignment by address, and cross-shop Shortgrass, Hammock, and the East-side villages before contracting.

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    A Classic Series Sweetwater or Solana on a 50-foot interior homesite, published from the high $400s base — the value way into the Landing side of Two Rivers (builder pricing, July 2026).

    Lowest entry
    The Core

    A Saratoga or Sandalwood on a 50-foot homesite with a greenbelt or view position, published from the low-to-mid $500s base — the heart of the William Ryan lineup here.

    Most inventory
    The Top

    An Executive Series Sawgrass, Sebastian, or five-bedroom Jupiter on a 60-foot homesite, published from the mid $500s to $629,990 base and to about $748,295 as optioned quick move-ins.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    A Classic Series Sweetwater or Solana on a 50-foot interior homesite, published from the high $400s base — the value way into the Landing side of Two Rivers (builder pricing, July 2026).
    The Core
    A Saratoga or Sandalwood on a 50-foot homesite with a greenbelt or view position, published from the low-to-mid $500s base — the heart of the William Ryan lineup here.
    The Top
    An Executive Series Sawgrass, Sebastian, or five-bedroom Jupiter on a 60-foot homesite, published from the mid $500s to $629,990 base and to about $748,295 as optioned quick move-ins.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Golf and lake lots resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Brand-new construction with builder warranty; minimal condition riskStrong
    Published included features: tile roofs, paver driveways, natural gasStrong
    Landing club campus and award-winning master plan build-outPositive
    Three-layer fee stack: village HOA + ~$285/month club membership + CDDBudget it
    Amenities and corridor still under construction; comps are thinKnow the trade

    Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

    5 Mistakes Buyers Make in Tamarack at Two Rivers

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Ignoring the optional club cost
    • Skipping the roof, HVAC, and systems check

    In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

    The base price is the headline. The buy is the plan, the lot, the incentive strings, and a three-layer monthly stack — village HOA, club membership, CDD — priced for the exact parcel.

    Jon Brooks · Founder, Momentum Realty
    7.4B · Buy Score
    Resale Strength7.0/10
    Renovation Risk9.4/10
    Location Efficiency6.8/10
    Long-Term Defensibility7.6/10
    Carrying Cost Advantage5.5/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Tamarack at Two Rivers is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Classic Series sits on 50-foot homesites; Executive Series on 60-foot
    • Greenbelt and view lots are the premium positions — confirm what a lot backs
    • Lot premiums are a negotiable line in a grand-opening phase
    • Two builder sections share the village; confirm whose lot map you are reading
    • New construction, so condition risk is low; contract terms carry the risk

    This is a grand-opening new-construction section, so the lot decision is a site-map decision, not a condition decision. The Classic Series plans sit on 50-foot homesites and the Executive Series on 60-foot homesites, inside a village the community describes with 40- to 60-foot lots overall (the 40-foot product belongs to the neighboring Park Square section — confirm whose map you are reading). The premium positions are the greenbelt and view homesites the marketing leans on; confirm on the interactive site map and plat what a specific lot actually backs, whether a future phase, road, or commercial parcel sits behind it, and what the lot premium is. In a grand-opening phase with amenities still building, lot premiums and incentives are both negotiable — treat them as one negotiation. And because the CDD is parcel-specific, pull the assessment for the exact lot, not the community average.

    Tamarack at Two Rivers in 15 seconds.

    Best forBuyers who want new construction with a published included-features list and the Landing club lifestyle, and who will negotiate the incentive package.
    Biggest advantageTile-roof, paver, natural-gas included features and a 60-foot Executive Series top end inside the TBBA's 2025 Best Master-Planned Community, with club access.
    Biggest riskUnderbudgeting the stack: village HOA plus a published ~$285/month mandatory club membership plus a parcel-specific CDD, on top of an amenity campus still building.
    Sweet spotA well-priced plan on a greenbelt or view lot, contracted during the pre-completion window with all three fee layers and the incentive terms in writing.
    Avoid ifYou want a short fee stack, finished amenities on day one, a quick central-Tampa commute, or an established resale comp history.

    HOA, CDD & Fees

    15-Second Take
    • William Ryan's grand-opening section in the Tamarack village of Two Rivers
    • Village HOA not published for Tamarack; confirm — other villages published ~$70-$140/month with internet
    • Landing club membership published around $285/month, mandatory for Landing-side homes; confirm terms
    • CDD assessment applies on the tax bill; parcel-specific, verify with the district
    • Two builders in the village: William Ryan and Park Square — confirm the section

    The exact Tamarack village HOA figure is not published on the builder's community page; village HOAs elsewhere in Two Rivers have been published around $70 to $140 per month including Spectrum UltraFi internet, with builder-section fees varying by village (community sources, 2026). Confirm Tamarack's current dues, billing cadence, and coverage in writing before contract. On top of the HOA, community materials describe a mandatory Landing club membership for Landing-side homes published around $285 per month and beginning around mid-2026, and a CDD assessment on the tax bill; the CDD is parcel-specific in a young district, so pull the exact line for the lot.

    Confirm in writing what the village HOA covers (published examples elsewhere in Two Rivers include UltraFi internet and common-area maintenance), what the Landing membership covers and its current terms, and what the CDD funds versus what it still owes in debt service. These are three separate obligations with three separate documents; do not accept a single verbal total.

    The Landing is a private social club published at roughly 28,000 sq ft with casual and fine dining, a six-lane lap pool, a lagoon pool with a slide tower, four tennis courts, eight pickleball courts, a wellness center, playgrounds, and an event lawn. Community disclosures state it is owned by a third-party, for-profit entity, is not HOA common area, and that membership is mandatory for some homes with fees separate from HOA assessments — which is why the written club documents matter as much as the HOA package here.

    Sales center2682 Wise River Lane, Zephyrhills, FL 33541 (William Ryan Homes)Park Square Homes' separate Tamarack section sells at 2718 Wise River Lane; marketing says near Wesley Chapel
    CDDYes — assessment on the tax bill; parcel-specificTwo Rivers is served by multiple CDDs (Two Rivers West CDD among them); builder CDD-waiver promos confirm the line exists — verify the exact parcel
    Builder / statusWilliam Ryan Homes; grand-opening stage, actively selling (July 2026)Eight plans, $484,900 to $629,990 base; quick move-ins listed to about $748,295
    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Tamarack at Two Rivers, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Shortgrass at Two Rivers, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Tamarack at Two Rivers home worth?

    Get a no-obligation home value based on real comparable sales in Tamarack at Two Rivers matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Tamarack at Two Rivers on the map →

    Real comps, not an automated estimate.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,823/mo
    Pasco County typical true cost to own
    $138/mo
    Pasco County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Tamarack at Two Rivers Market Scorecard

    Strong seller's market

    Tamarack at Two Rivers is currently a strong seller's market. About 1.6 months of supply, a median asking price of $984,000, and homes go under contract in about 30 days.

    1.6
    Months supply
    $984,000
    Median list
    $840,000
    Median sold
    $314
    Per sqft
    30
    Days on mkt
    6/6/45
    Active/Pend/Sold

    Typical home value in the 32224 ZIP is $459,079, about 13.7% above the Florida norm (Zillow Home Value Index).

    Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is Tamarack at Two Rivers?
    Inside the Two Rivers master plan in Zephyrhills, eastern Pasco County, along the SR 56 extension corridor. The William Ryan Homes sales center is at 2682 Wise River Lane, Zephyrhills, FL 33541. Marketing describes the location as near Wesley Chapel, and some aggregators show ZIP 33543, so confirm the exact address and ZIP for a specific lot.
    Who builds in Tamarack at Two Rivers?
    The Tamarack village contains two builder sections: William Ryan Homes at 2682 Wise River Lane and Park Square Homes at 2718 Wise River Lane (Two Rivers community map, 2026). This page covers the William Ryan section; confirm which section a listing sits in before comparing.
    What do homes cost in the William Ryan section?
    As of July 2026 the builder publishes eight floor plans from $484,900 to $629,990 base, with quick move-in homes listed at about $635,940 to $748,295. New-construction pricing and incentives change without notice, so confirm current pricing directly.
    What size are the homes?
    About 2,007 to 3,440 square feet, three to five bedrooms, two to four baths, with two- and three-car garages, across a 50-foot Classic Series and a 60-foot Executive Series (builder site, July 2026).
    What floor plans are offered?
    Eight published plans as of July 2026: the Classic Series Sweetwater, Solana, Saratoga, Sandalwood, and Juniper on 50-foot homesites, and the Executive Series Sawgrass, Sebastian, and Jupiter on 60-foot homesites. Lineups change by phase, so confirm the current offering.
    What features are included?
    Builder materials describe tile roofs, paver driveways, and natural gas as standard in this community (William Ryan Homes, 2026). Included-features lists change by phase and plan, so get the current specification sheet in writing before contract.
    What is The Landing?
    A private social club serving the Landing side of Two Rivers, published at roughly 28,000 square feet with casual and fine dining, a six-lane lap pool, a lagoon pool with a slide tower, four tennis courts, eight pickleball courts, a wellness center, and an event lawn. Community disclosures state it is owned by a third-party, for-profit entity and is not HOA common area; confirm its current opening status and terms.
    Is the Landing club membership mandatory?
    Community materials describe a mandatory per-household membership for Landing-side homes, published around $285 per month and beginning around mid-2026. Tamarack is listed with Landing access, so budget for it — and confirm the current fee, terms, start date, and resale treatment in writing for a specific lot.
    What are the HOA fees in Tamarack?
    The exact Tamarack village HOA figure is not published on the builder's community page. Village HOAs elsewhere in Two Rivers have been published around $70 to $140 per month including Spectrum UltraFi internet (community sources, 2026). Confirm Tamarack's current dues, what they cover, and any builder-section fee in writing before you contract.
    Does Tamarack at Two Rivers have a CDD?
    Yes — a community development district assessment applies on the tax bill. Two Rivers is served by multiple CDDs, including Two Rivers West CDD, and the assessment is parcel-specific in a young district. William Ryan has run promotional CDD-fee waivers, which confirms the line exists; verify the exact parcel's assessment and what any waiver actually covers.
    Is Tamarack gated?
    The community describes Tamarack as a gated village and builder materials reference a gated master-planned setting (2026). Confirm the current gate status and access arrangements for the specific section, since features can phase in during build-out.
    What schools are zoned for Tamarack at Two Rivers?
    Local reporting and community sources list Chester W. Taylor Jr. Elementary, Raymond B. Stewart Middle, and Zephyrhills High as the current zoned schools for Two Rivers (2026), and Pasco County has discussed a future school site within the plan. Zones change as the area grows, so verify the current assignment by address with Pasco County Schools before you buy.
    Is this Zephyrhills or Wesley Chapel?
    The address is Zephyrhills, FL 33541, in unincorporated eastern Pasco County; marketing describes the community as near Wesley Chapel and some aggregator listings show ZIP 33543. Confirm the address, ZIP, and taxing jurisdiction for the specific parcel.
    How is the commute?
    SR 56 runs west to Wesley Chapel and I-75, roughly 15 to 20 minutes in normal traffic, with downtown Tampa roughly 35 to 45 minutes — traffic-dependent on a corridor that is still building out. Drive it at your actual commute hour before you decide.
    How does Tamarack compare to Shortgrass at Two Rivers?
    Shortgrass is the neighboring M/I Homes village with 50- to 65-foot homesites and the same Landing club access. The choice is mostly builder product, plan fit, and the deal on the day: compare William Ryan's included-features list and Executive Series top end against M/I's lineup, and price both with incentives netted out.
    Should I buy now or wait for the amenities to finish?
    That is the core trade. Buying during the build-out means negotiating leverage — builders are selling toward an unfinished amenity campus and advertising incentives — but it also means living with construction and a published schedule rather than a finished club. Confirm what is open on the day you contract and price the gap into your offer.
    Do I need my own agent to buy new construction here?
    Yes. The on-site sales team represents the builder. Your own agent prices the builder's net-of-incentive numbers against Park Square, M/I, and the East-side villages, stacks the HOA, club, and CDD lines in writing, reads the incentive strings and required-lender terms, and negotiates lot premiums and closing costs for you.
    Who should I call about buying in Tamarack at Two Rivers?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Pasco County new-construction specialist who covers Two Rivers and the SR 56 corridor.
    Who is the best real estate agent for Tamarack at Two Rivers?
    The best agent for Tamarack at Two Rivers is one who actively works Zephyrhills and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tamarack at Two Rivers.
    How do I find a top Zephyrhills real estate agent who knows Tamarack at Two Rivers?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tamarack at Two Rivers and the wider Zephyrhills area.
    Can Momentum Realty connect me with an agent for Tamarack at Two Rivers?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tamarack at Two Rivers purchase or sale - no call center and no pressure.
    Buyers who want new construction with a published included-features list (tile roofs, pavers, natural gas)Excellent fit
    Buyers who will use the Landing club and are comfortable budgeting its monthly membershipExcellent fit
    Buyers who want a five-bedroom or three-car-garage plan on a 60-foot homesiteExcellent fit
    Buyers who will cross-shop Park Square, Shortgrass, and Hammock and negotiate the incentive packageExcellent fit
    Buyers who will stack the HOA, club, and CDD lines in writing for the exact lot before signingExcellent fit
    Buyers who want a short fee stack; the three layers compound on top of the priceProbably not
    Buyers who need finished amenities on day one rather than a published timelineProbably not
    Buyers who need a short commute into central TampaProbably not
    Buyers who want an established resale market with deep comp historyProbably not
    Buyers who would count a promotional CDD waiver or rate buydown as permanent without reading the termsProbably not

    Get the inside read on Tamarack at Two Rivers

    Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Tamarack at Two Rivers home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Tamarack at Two Rivers specialist will reach out personally, usually the same day.

    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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