St. Andrews
Condos for Sale in Oldsmar, FL
All 174 homes for sale in Oldsmar, FL · median $319,450 · 49 condos for sale in Oldsmar · 153 homes for sale in 34677 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, St Andrews Condo in Oldsmar, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $270,000, $184 per square foot, a median 60 days on market, sellers accepting 93% of original asking. Homes listed or recently sold were built 1985–1986; 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $5,230 ($4,420 with the full homestead exemption).
Last 30 days in St. Andrews: 1 new listing (median asking $299,900). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
St Andrews Condo is a condominium community in Oldsmar, and with only a two-closing window to read from as of mid-2026, this is a thin market by definition. What sets price here is less about a headline number and more about the specific unit: condition, floor, view, and what the association's fees and reserves look like on paper. In a small community, a single renovated unit or a single deferred-maintenance unit can skew what a buyer thinks the whole place is worth.
For sellers, that thin volume cuts both ways. A well-prepared unit can stand out because there is little competition, but pricing has to be defended on the merits of the specific home rather than a deep bench of recent comps. For buyers, the posture is patience and diligence: underwrite the HOA documents, the reserve study, and any special assessments as carefully as the unit itself, because in a condo the building's finances are part of what you are buying.
St Andrews Condo right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
St Andrews Condo market snapshot (as of September 20, 2026): the median sale price is about $270K ($184 per sq ft over the trailing 12 months of closed sales), a median 60 days on market for closed sales, and 4.0 months of supply, a balanced market.
In ZIP 34677 (Oldsmar), 439 homes closed in the last 12 months at a median of $365K ($239/sq ft), down 4.5% year over year, with a median 61 days on market. Right now 90 active and 20 pending listings put supply at about 4.7 months — a buyer's market. See the live ZIP 34677 housing market and the Pinellas County market.
Stellar MLS sales records identify 35 homes in St Andrews Condo that have changed hands since 2013, built between 1985 and 1986 (median 1985), with a median living area of about 1,465 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
St Andrews Condo is a condominium community in Oldsmar, on the Pinellas County side of the upper Tampa Bay line. Condo ownership here means the association and its finances matter as much as the four walls of any single unit.
The setting & the homes.
Aerial and on-site photos of St Andrews Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
St Andrews Condo
St Andrews Condo
St Andrews Condo
St Andrews CondoPhotos from Stellar MLS listings in St Andrews Condo; content deemed reliable but not guaranteed.
Who St Andrews Condo is best for.
Best for
- Buyers seeking lower-maintenance condo ownership who will scrutinize the HOA budget and reserves
- Value-focused buyers willing to underwrite a specific unit rather than rely on a broad set of comps
- Sellers with a well-maintained or updated unit who want limited direct competition
Probably not for
- Buyers who need a large pool of recent sales to feel confident on price
- Buyers unwilling to absorb condo fees and the risk of a special assessment
- Sellers expecting a fast sale driven by high transaction volume in the community
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($270K) IS the median in the snapshot above.
Windows contain 0 to 10 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
20% of homes for sale in ZIP 34677 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-16).
St Andrews Condo Market Scorecard
St Andrews Condo is currently a balanced market. About 4.0 months of supply, a median asking price of $299,900, and homes go under contract in about 20 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in St Andrews Condo
Live MLS inventory for St Andrews Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St Andrews Condo listings as of 2026-10-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
St Andrews Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Forest Lakes Elementary-PN · Elementary
- Carwise Middle-PN · Middle
- East Lake High-PN · High
Zoned schools reflect the assignments reported on recent St Andrews Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any St Andrews Condo address.
Shop the zone: Homes zoned for East Lake High-Pn High School
The St Andrews Condo buying strategy.
If we were buying in St Andrews Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Andrews Condo.
Reading a thin condo market
With a closings window this narrow, the honest move is to treat recent sales as data points, not a trend. Two closings tell you a transaction can happen and roughly where value landed for those specific units; they do not tell you the market is rising, falling, or holding. Anyone quoting you a confident direction from this sample size is guessing.
That puts the weight on fundamentals you can actually verify. In a condo, that means the association budget, reserve funding, insurance posture, and any pending special assessments — all of which drive both monthly carrying cost and resale appeal. Two units in the same building can be worth very different amounts based on condition and floor plan, and the spread here is condition-driven rather than something a single median can capture.
The location and the amenities are priced into every listing in St Andrews Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume condo community, the analysis is only as good as the document review behind it. We read the association's financials, reserves, and assessment history alongside the unit, and we will tell you plainly when the numbers on the building don't support the price on the door — even if that kills the deal.
St Andrews Condo in 15 seconds.
What it really costs to own in St. AndrewsCondos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $820/month across 32 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1985 across 4 listings. An original roof here would be about 41 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in St. AndrewsCondos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about St. AndrewsCondos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works St. AndrewsCondos for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $820/month (about $9,840/yr) · median of 32 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $820 per month ($9,840 a year) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Andrews Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Andrews Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Andrews Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Andrews Condo home worth?
Get a no-obligation home value based on real comparable sales in St Andrews Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oldsmar →
| Location | Oldsmar, Pinellas County, FL · ZIP 34677 |
|---|---|
| Amenities listed by sellers | Buyer Approval Required, Community Mailbox, Pool, Deed Restrictions, Gated Community - Guard, Clubhouse |
| Sale prices, last 12 months | $270,000 median across 3 closed sales · $184 per sq ft |
| Days on market (closed sales) | 60 median |
| For sale right now | 1 active, 0 pending · median asking $299,900 · 4.0 months of supply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “St. Andrews key facts,” movewithmomentum.com/neighborhoods/st-andrews-condo, data as of September 20, 2026.
Housing distress & ownership in St Andrews Condo, Oldsmar
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Every Home for Sale in St Andrews Condo Right Now (1)
All 1 active and pending St Andrews Condo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 60 St Andrews Place #60 · $299,900 · 2 bd / 2 ba · listed Aug 21, 2026 · listed by Professional Real Estate Mgmt
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Recent Developments in St Andrews Condo
Development, infrastructure, retail, and school activity affecting St Andrews Condo, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
What it may mean for the marketNew downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 21 miles south of St Andrews Condo, elsewhere in Pinellas County.
Source: Tampa Bay Business and Wealth - August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 10 miles southeast of St Andrews Condo.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 10 miles southeast of St Andrews Condo.
Source: Tampa Bay Business and Wealth - July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 21 miles south of St Andrews Condo, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 21 miles south of St Andrews Condo, elsewhere in Pinellas County.
Source: St Pete Catalyst - July 2026Development
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
What it may mean for the marketAdds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The project is about 21 miles south of St Andrews Condo, elsewhere in Pinellas County.
Source: Florida YIMBY
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in St Andrews Condo?
How long do homes in St Andrews Condo take to sell?
Is St Andrews Condo a buyer's or seller's market right now?
Who is the best real estate agent for St Andrews Condo?
How do I find a top Oldsmar real estate agent who knows St Andrews Condo?
Can Momentum Realty connect me with an agent for St Andrews Condo?
Where is St. Andrews, and what county is it in?
Should you buy in St Andrews Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (27 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on St. AndrewsCondos for Sale in Oldsmar
- Home values · What homes in St. AndrewsCondos for Sale in Oldsmar actually sell for
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