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Built fromLive Stellar MLS data12 years of closingsUpdated twice daily

As of September 2026, St Andrews Condo in Oldsmar, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $270,000, $184 per square foot, a median 60 days on market, sellers accepting 93% of original asking. Homes listed or recently sold were built 1985–1986; 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $5,230 ($4,420 with the full homestead exemption).

St Andrews Condo key facts
LocationOldsmar, Pinellas County, FL · ZIP 34677
Amenities listed by sellersBuyer Approval Required, Community Mailbox, Pool, Deed Restrictions, Gated Community - Guard, Clubhouse
Sale prices, last 12 months$270,000 median across 3 closed sales · $184 per sq ft
Days on market (closed sales)60 median
For sale right now1 active, 0 pending · median asking $299,900 · 4.0 months of supply

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “St Andrews Condo key facts,” movewithmomentum.com/neighborhoods/st-andrews-condo, data as of September 20, 2026.

Last 30 days in St. Andrews: 1 new listing (median asking $299,900), 1 closed sale (median $270,000). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · St Andrews Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$270K
Median sold · 12 mo
$184/sf
Sold $/sqft · 12 mo
peak $184 in 2026
93.1%
Sale vs ask
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
60days
Median DOM · closed
3 days at the 2022 low
0%
Under contract
Pinellas: 20% (1,627 of 8,166)
1 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 1 a year
Track record · 12 years of records
1,465sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

St Andrews Condo is a condominium community in Oldsmar, and with only a two-closing window to read from as of mid-2026, this is a thin market by definition. What sets price here is less about a headline number and more about the specific unit: condition, floor, view, and what the association's fees and reserves look like on paper. In a small community, a single renovated unit or a single deferred-maintenance unit can skew what a buyer thinks the whole place is worth.

For sellers, that thin volume cuts both ways. A well-prepared unit can stand out because there is little competition, but pricing has to be defended on the merits of the specific home rather than a deep bench of recent comps. For buyers, the posture is patience and diligence: underwrite the HOA documents, the reserve study, and any special assessments as carefully as the unit itself, because in a condo the building's finances are part of what you are buying.

St Andrews Condo Housing Pulse · Momentum Research · as of September 20, 2026

St Andrews Condo right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

St Andrews Condo market snapshot (as of September 20, 2026): the median sale price is about $270K ($184 per sq ft over the trailing 12 months of closed sales), a median 60 days on market for closed sales, and 4.0 months of supply, a balanced market.

In ZIP 34677 (Oldsmar), 439 homes closed in the last 12 months at a median of $365K ($239/sq ft), down 4.5% year over year, with a median 61 days on market. Right now 90 active and 20 pending listings put supply at about 4.7 months — a buyer's market. See the live ZIP 34677 housing market and the Pinellas County market.

Stellar MLS sales records identify 35 homes in St Andrews Condo that have changed hands since 2013, built between 1985 and 1986 (median 1985), with a median living area of about 1,465 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

St Andrews Condo is a condominium community in Oldsmar, on the Pinellas County side of the upper Tampa Bay line. Condo ownership here means the association and its finances matter as much as the four walls of any single unit.

Best for

  • Buyers seeking lower-maintenance condo ownership who will scrutinize the HOA budget and reserves
  • Value-focused buyers willing to underwrite a specific unit rather than rely on a broad set of comps
  • Sellers with a well-maintained or updated unit who want limited direct competition

Probably not for

  • Buyers who need a large pool of recent sales to feel confident on price
  • Buyers unwilling to absorb condo fees and the risk of a special assessment
  • Sellers expecting a fast sale driven by high transaction volume in the community

Windows contain 0 to 10 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
05102014201620182020202220242026
0 to 10 a year; 3 in the current window.
How much local inventory is already under contract

19% of homes for sale in ZIP 34677 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).

St Andrews Condo Market Scorecard

Balanced

St Andrews Condo is currently a balanced market. About 4.0 months of supply, a median asking price of $299,900, and homes go under contract in about 20 days.

4.0
Months supply
$299,900
Median list
$270,000
Median sold
$184
List $/sqft
20
Days on mkt
1/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in St Andrews Condo, Oldsmar

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in St Andrews Condo

Live MLS inventory for St Andrews Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending St Andrews Condo listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.

Every Home for Sale in St Andrews Condo Right Now (1)

All 1 active and pending St Andrews Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 60 St Andrews Place #60 · $299,900 · 2 bd / 2 ba · listed Aug 21, 2026 · listed by Professional Real Estate Mgmt

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Forest Lakes Elementary-PN · Elementary
  • Carwise Middle-PN · Middle
  • East Lake High-PN · High

Zoned schools reflect the assignments reported on recent St Andrews Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any St Andrews Condo address.

If we were buying in St Andrews Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Andrews Condo.

Best Buy
Buyers comfortable with a thin-volume condo market who will do the association homework.
Biggest Risk
So few recent closings that pricing must rest on the specific unit, not a trend.
Sweet Spot
A condition-forward unit in a community with clean, well-funded association books.
Avoid If
You need deep comps and a clear market direction before you commit.

Reading a thin condo market

With a closings window this narrow, the honest move is to treat recent sales as data points, not a trend. Two closings tell you a transaction can happen and roughly where value landed for those specific units; they do not tell you the market is rising, falling, or holding. Anyone quoting you a confident direction from this sample size is guessing.

That puts the weight on fundamentals you can actually verify. In a condo, that means the association budget, reserve funding, insurance posture, and any pending special assessments — all of which drive both monthly carrying cost and resale appeal. Two units in the same building can be worth very different amounts based on condition and floor plan, and the spread here is condition-driven rather than something a single median can capture.

“

The location and the amenities are priced into every listing in St Andrews Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume condo community, the analysis is only as good as the document review behind it. We read the association's financials, reserves, and assessment history alongside the unit, and we will tell you plainly when the numbers on the building don't support the price on the door — even if that kills the deal.

St Andrews Condo in 15 seconds.

Best forBuyers comfortable with a thin-volume condo market who will do the association homework.
Biggest advantageLittle competing inventory means a well-prepared unit can stand out.
Biggest riskSo few recent closings that pricing must rest on the specific unit, not a trend.
Sweet spotA condition-forward unit in a community with clean, well-funded association books.
Avoid ifYou need deep comps and a clear market direction before you commit.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the St. Andrews Condos for Sale in Oldsmar, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in St. Andrews Condos for Sale in Oldsmar, FL.
In short
  • HOA dues reported around $820/month (about $9,840/yr) · median of 15 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $820 per month ($9,840 a year) — the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Andrews Condo sales matched to your home.

What is your St Andrews Condo home worth?

Get a no-obligation home value based on real comparable sales in St Andrews Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Frequently Asked Questions

What is the median home price in St Andrews Condo?
The median sale price in St Andrews Condo was $270K over the 12 months ending September 20, 2026 (3 closed sales, Stellar MLS).
How long do homes in St Andrews Condo take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 60 days on market (3 sales, Stellar MLS).
Is St Andrews Condo a buyer's or seller's market right now?
As of September 20, 2026, St Andrews Condo is roughly balanced: 4.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for St Andrews Condo?
The best agent for St Andrews Condo is one who actively works Oldsmar and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for St Andrews Condo.
How do I find a top Oldsmar real estate agent who knows St Andrews Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows St Andrews Condo and the wider Oldsmar area.
Can Momentum Realty connect me with an agent for St Andrews Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your St Andrews Condo purchase or sale - no call center and no pressure.
Where is St. Andrews, and what county is it in?
St. Andrews is in Oldsmar, Pinellas County, FL, ZIP 34677. The community's center is about 8 miles west of the center of Oldsmar (straight-line).
Buyers seeking lower-maintenance condo ownership who will scrutinize the HOA budget and reservesExcellent fit
Value-focused buyers willing to underwrite a specific unit rather than rely on a broad set of compsExcellent fit
Sellers with a well-maintained or updated unit who want limited direct competitionExcellent fit
Buyers who need a large pool of recent sales to feel confident on priceProbably not
Buyers unwilling to absorb condo fees and the risk of a special assessmentProbably not
Sellers expecting a fast sale driven by high transaction volume in the communityProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (27 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near St. Andrews with Momentum Realty’s local guides.

SSilverthorne0.1 mi away · 14 homes, built 1990–01Laurel Oaks At East Lake0.1 mi away · median $324K, 6 sales/12 moHHeatherwood0.2 mi away · 2 for saleELEast Lake Woodlands Worthington0.3 mi away · 47 homes, built 1994–98Hunters Crossing0.3 mi away · 21 homes, built 1989–99Hunters Crossing0.3 mi away · median $370K, 7 sales/12 moCCCross Creek East Lake Woodlands0.4 mi away · 43 homes, built 1990–98East Lake Woodlands Woods Landing Townhomes0.5 mi away · median $246K, 8 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in St Andrews Condo? 3 recorded closings; median 60 days on market (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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