Stillwater Ph 3
Homes for Sale in Oviedo, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Stillwater Ph 3 is a mature, established pocket in Oviedo where the homes were built between 1986 and 1994, clustering around a 1990 median. At this age, price is driven far less by the address and far more by what has been done inside: roofs, HVAC, kitchens, and baths. Two homes on the same street can trade at very different numbers depending on whether they have been updated or left original, so condition is the real pricing lever here.
With 221 homes and a homestead share just above 82%, most of what is here is owner-occupied and held for the long term. That tends to keep turnover measured rather than frantic. For sellers, that means presentation and updates matter; for buyers, it means you should underwrite the cost of any deferred maintenance into your offer rather than assuming the list price reflects move-in condition.
Stillwater Ph 3 right now
🟡 Still climbing. The trailing-12-month median ($460K) is up 1.1% from the prior 12 months ($455K) and up 207% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (17 and 11 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Stillwater Ph 3 market snapshot (as of July 15, 2026): the median sale price is about $460K ($234 per sq ft over the trailing 12 months of closed sales), and a median 34 days on market for closed sales. The trailing-12-month median is up 1% from the prior 12 months and up 207% since 2012, computed from record-level Stellar MLS closed sales (17 closings in the current window).
Stillwater Ph 3 is a community of 519 homes in Oviedo, Seminole County, built between 1975 and 1994 (median 1989), with a median living area of about 1,851 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a settled Seminole County neighborhood of roughly 221 homes built across the late 1980s and early 1990s, with a median around 2,000 square feet and a high share of owner-occupancy. Expect established landscaping and a wide range of interior conditions rather than a uniform new-build feel.
Who Stillwater Ph 3 is best for.
Best for
- Buyers comfortable budgeting for updates in exchange for an established location and larger established lots
- Long-hold owner-occupants who value low turnover and stability over rapid resale
- Renovation-minded buyers looking to add value to an original 1990-era home
Probably not for
- Buyers who need move-in-ready, fully updated finishes and no near-term system replacements
- Anyone seeking new construction or a modern floor plan
- Short-term flippers counting on quick inventory turnover in a heavily owner-occupied neighborhood
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($460K) IS the median in the snapshot above, and the move from 2025 ($455K) IS the +1.1% one-year change.
Windows contain 0 to 39 sales each (17 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Stillwater Ph 3 buying strategy.
If we were buying in Stillwater Ph 3 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stillwater Ph 3.
Why condition is the whole story here
A median living area near 2,027 square feet and a median build year of 1990 tell you what to expect: solidly sized single-family homes that are now well into their fourth decade. Systems and finishes on original homes are at or past their useful life, so the spread between an updated home and an untouched one can be substantial. The median price you are handed reflects that mix, not a floor or a ceiling for any single house.
The homestead share above 82% signals a neighborhood of long-term owners rather than heavy investor churn. Practically, that means fewer flips, steadier inventory, and homes that were lived in and maintained to varying standards. Walk each one on its own merits, and budget for the updates the median does not reveal.
The location and the amenities are priced into every listing in Stillwater Ph 3. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Stillwater Ph 3 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.2). Basis: Long-Term Appreciation +207% since 2012; Recent Direction +1.1% year-over-year; Owner Commitment 78% owner-occupied; Pricing Power 97.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a neighborhood this age, the number that matters is not the median headline but the gap between a home's condition and its price. We price and negotiate off systems, roof age, and finish level rather than the last comp on the street, so buyers do not overpay for deferred maintenance and sellers get credit for real updates. That is the whole game in Stillwater Ph 3, and it is what we do.
Stillwater Ph 3 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Stillwater Ph 3 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stillwater Ph 3 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Stillwater Ph 3, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Stillwater Ph 3 home worth?
Get a no-obligation home value based on real comparable sales in Stillwater Ph 3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Stillwater Ph 3?
How long do homes in Stillwater Ph 3 take to sell?
How many homes are in Stillwater Ph 3?
What share of Stillwater Ph 3 is owner-occupied?
When were the homes in Stillwater Ph 3 built?
Do cash buyers compete in Stillwater Ph 3?
Have Stillwater Ph 3 home prices gone up?
Who is the best real estate agent for Stillwater Ph 3?
How do I find a top Oviedo real estate agent who knows Stillwater Ph 3?
Can Momentum Realty connect me with an agent for Stillwater Ph 3?
Should you buy in Stillwater Ph 3?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (24 streets, ZIP 32765)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2004 (218 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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