Stillwater
Homes for Sale in Oviedo, FL
All 203 homes for sale in Oviedo, FL · median $489,990 · 135 homes for sale in 32765 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-12, 14 recorded sales closed at a median of $468,000, $237 per square foot, a median 7 days on market, sellers accepting 99% of original asking (+3% versus the prior year). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $7,100 ($6,510 with the full homestead exemption).
Stillwater Ph 3 is a mature, established pocket in Oviedo where the homes were built between 1986 and 1994, clustering around a 1990 median. At this age, price is driven far less by the address and far more by what has been done inside: roofs, HVAC, kitchens, and baths. Two homes on the same street can trade at very different numbers depending on whether they have been updated or left original, so condition is the real pricing lever here.
With 221 homes and a homestead share just above 82%, most of what is here is owner-occupied and held for the long term. That tends to keep turnover measured rather than frantic. For sellers, that means presentation and updates matter; for buyers, it means you should underwrite the cost of any deferred maintenance into your offer rather than assuming the list price reflects move-in condition.
Stillwater right now
🟡 Still climbing. The trailing-12-month median ($468K) is up 2.9% from the prior 12 months ($455K) and up 212% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Medium (14 and 15 sales in the two windows).
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· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Stillwater Ph 3 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Stillwater market snapshot (as of September 12, 2026): the median sale price is about $468K ($237 per sq ft over the trailing 12 months of closed sales), and a median 8 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months and up 212% since 2012, computed from record-level Stellar MLS closed sales (14 closings in the current window).
In ZIP 32765 (Oviedo), 735 homes closed in the last 12 months at a median of $485K ($251/sq ft), down 2.1% year over year, with a median 35 days on market. Right now 60 active and 36 pending listings put supply at about 3.1 months — a healthy market. See the live ZIP 32765 housing market and the Seminole County market.
Stellar MLS sales records identify 293 homes in Stillwater that have changed hands since 2004, built between 1986 and 1994 (median 1989), with a median living area of about 1,840 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
This is a settled Seminole County neighborhood of roughly 221 homes built across the late 1980s and early 1990s, with a median around 2,000 square feet and a high share of owner-occupancy. Expect established landscaping and a wide range of interior conditions rather than a uniform new-build feel.
Who Stillwater is best for.
Best for
- Buyers comfortable budgeting for updates in exchange for an established location and larger established lots
- Long-hold owner-occupants who value low turnover and stability over rapid resale
- Renovation-minded buyers looking to add value to an original 1990-era home
Probably not for
- Buyers who need move-in-ready, fully updated finishes and no near-term system replacements
- Anyone seeking new construction or a modern floor plan
- Short-term flippers counting on quick inventory turnover in a heavily owner-occupied neighborhood
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($468K) IS the median in the snapshot above, and the move from 2025 ($455K) IS the +2.9% one-year change.
Windows contain 0 to 40 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
32% of homes for sale in ZIP 32765 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Stillwater buying strategy.
If we were buying in Stillwater today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stillwater.
Why condition is the whole story here
A median living area near 2,027 square feet and a median build year of 1990 tell you what to expect: solidly sized single-family homes that are now well into their fourth decade. Systems and finishes on original homes are at or past their useful life, so the spread between an updated home and an untouched one can be substantial. The median price you are handed reflects that mix, not a floor or a ceiling for any single house.
The homestead share above 82% signals a neighborhood of long-term owners rather than heavy investor churn. Practically, that means fewer flips, steadier inventory, and homes that were lived in and maintained to varying standards. Walk each one on its own merits, and budget for the updates the median does not reveal.
The location and the amenities are priced into every listing in Stillwater. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Stillwater buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.7). Basis: Long-Term Appreciation +212% since 2012; Recent Direction +2.9% year-over-year; Pricing Power 99.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a neighborhood this age, the number that matters is not the median headline but the gap between a home's condition and its price. We price and negotiate off systems, roof age, and finish level rather than the last comp on the street, so buyers do not overpay for deferred maintenance and sellers get credit for real updates. That is the whole game in Stillwater Ph 3, and it is what we do.
Stillwater in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Stillwater buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stillwater sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Stillwater, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Stillwater home worth?
Get a no-obligation home value based on real comparable sales in Stillwater, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Stillwater?
How long do homes in Stillwater take to sell?
Have Stillwater home prices gone up?
Who is the best real estate agent for Stillwater?
How do I find a top Oviedo real estate agent who knows Stillwater?
Can Momentum Realty connect me with an agent for Stillwater?
Should you buy in Stillwater?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (220 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Stillwater Ph 3 fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Stillwater with Momentum Realty’s local guides.