Stillwater Crossing
Homes for Sale in Windermere, FL

All 244 homes for sale in Windermere, FL · median $966,750 · 230 homes for sale in 34786 · Orange County homes for sale

Community in Windermere · Orange County · ZIP 34786
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Built fromLive Stellar MLS data9 years of closingsUpdated twice daily

As of October 2026, the MLS records 4 closed sales in Stillwater Xing Prcl Sc-13 Ph 1 in Windermere, FL since 2017, the most recent in June 2025. Across Windermere as a whole, 449 homes closed in the last 12 months at a median of $640,000, 39 median days on market, with 120 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $10,670 ($10,000 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Stillwater Crossing Ph 1 is a small, single-phase pocket of Windermere with only 60 homes, built out over a decade between 2006 and 2016. That construction window, with a median build year of 2014, means most of the housing stock here is post-recession and reasonably consistent in age, which narrows the usual variability you'd see in an older or multi-phase community.

With no MLS-documented community amenities, pricing here is going to be driven almost entirely by the home itself: lot, floor plan, updates, and living area, which runs to a median of roughly 2,964 square feet. That's a larger-format footprint for the area, so buyers should expect the size of the house to carry more of the value conversation than any shared clubhouse or gate.

Nearby homes for sale

No active listings inside Stillwater Xing Prcl Sc-13 Ph 1 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4309 SALTMARSH SPARROW DRIVE
$725K · 0.1 mi away
5 bd · 4.5 ba · 3,697 sqft
4309 SALTMARSH SPARROW DRIVE
Listed by OPENDOOR BROKERAGE LLC
4415 BLUE MAJOR DRIVE
$780K · 0.1 mi away
5 bd · 3 ba · 3,211 sqft
4415 BLUE MAJOR DRIVE
Listed by M2M REALTY
14255 SONCO AVENUE
$700K · 0.2 mi away
4 bd · 2.5 ba · 2,698 sqft
14255 SONCO AVENUE
Listed by RE/MAX PRIME PROPERTIES
14301 WHITE MOSS WAY
$900K · 0.2 mi away
5 bd · 3.5 ba · 4,053 sqft
14301 WHITE MOSS WAY
Listed by FLORIDA PLUS REALTY, LLC
14354 ORCHARD HILLS BOULEVARD
$595K · 0.3 mi away
4 bd · 2.5 ba · 2,496 sqft
14354 ORCHARD HILLS BOULEVARD
Listed by OFFERPAD BROKERAGE FL, LLC
14543 SABAL CREST WAY
$599K · 0.3 mi away
4 bd · 3 ba · 2,224 sqft
14543 SABAL CREST WAY
Listed by RE/MAX PRIME PROPERTIES

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A compact, single-phase Windermere community of 60 homes built primarily in the 2006-2016 window, with larger living areas and no listed community amenities to factor into value.

Stellar MLS sales records identify 5 homes in Stillwater Crossing that have changed hands since 2017, built between 2014 and 2014 (median 2014), with a median living area of about 2,909 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing larger living space over community amenities
  • Buyers comfortable navigating a small resale pool with limited comps
  • Buyers looking for a single-phase community with a relatively consistent construction era

Probably not for

  • Buyers who want on-site amenities like a pool or clubhouse included
  • Buyers who need a wide, deep resale market with frequent listing turnover
  • Buyers set on a much newer build than the 2006-2016 window here

The market around Stillwater Crossing

Stillwater Crossing is too small for its own price trend, so here is the market around it.

In ZIP 34786, 336 homes are on the market and 26% are under contract — a steady corner of Windermere.

Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).

In ZIP 34786 (Windermere), 788 homes closed in the last 12 months at a median of $640K ($261/sq ft), down 0.6% year over year, with a median 40 days on market. Right now 131 active and 43 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 34786 housing market and the Orange County market.

ZIP and county figures describe the wider market, not Stillwater Crossing specifically. Momentum Research analysis of MLS records.

If we were buying in Stillwater Crossing today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stillwater Crossing.

Best Buy
Buyers who want a larger floor plan in Windermere without paying for bundled community amenities.
Biggest Risk
With only 60 homes total, inventory is thin and any single listing can skew what the market looks like at a given time.
Sweet Spot
Move-in ready homes near the 2014 median build year that haven't needed a major systems update yet.
Avoid If
You want a community with on-site amenities like a pool, clubhouse, or organized common areas.

A Size-First Market

Because Stillwater Crossing Ph 1 doesn't carry MLS-identified community amenities, the appeal here is structural rather than lifestyle-driven. Buyers are shopping square footage, layout, and lot, not a gate or a fitness room. With a median living area near 2,964 square feet, homes in this community tend to skew toward larger floor plans relative to what's typical in many surrounding subdivisions, which matters for anyone comparing this pocket against amenity-heavy neighborhoods nearby.

The homestead share sits at 61.7%, meaning a majority of homes here are owner-occupied as primary residences rather than held as investment or secondary property. That tends to support more consistent upkeep and a steadier resale rhythm, though with only 60 homes total, inventory can be thin and any given listing may carry outsized weight in how the market reads at a given moment.

“

The location and the amenities are priced into every listing in Stillwater Crossing. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, single-phase community like this, comparables are limited and every closed sale matters more than it would in a larger subdivision. We track this pocket of Windermere closely enough to know which recent sales are true comps and which are outliers driven by condition or updates, so you're not pricing off a listing that doesn't reflect what's actually on the ground.

Stillwater Crossing in 15 seconds.

Best forBuyers who want a larger floor plan in Windermere without paying for bundled community amenities.
Biggest advantageA tight, single-phase build window keeps the housing stock consistent in age and reduces guesswork on construction era.
Biggest riskWith only 60 homes total, inventory is thin and any single listing can skew what the market looks like at a given time.
Sweet spotMove-in ready homes near the 2014 median build year that haven't needed a major systems update yet.
Avoid ifYou want a community with on-site amenities like a pool, clubhouse, or organized common areas.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Stillwater Crossing homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Stillwater Crossing.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stillwater Crossing sales matched to your home.

What is your Stillwater Crossing home worth?

Get a no-obligation home value based on real comparable sales in Stillwater Crossing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers prioritizing larger living space over community amenitiesExcellent fit
Buyers comfortable navigating a small resale pool with limited compsExcellent fit
Buyers looking for a single-phase community with a relatively consistent construction eraExcellent fit
Buyers who want on-site amenities like a pool or clubhouse includedProbably not
Buyers who need a wide, deep resale market with frequent listing turnoverProbably not
Buyers set on a much newer build than the 2006-2016 window hereProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2017 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Stillwater Crossing

Where is Stillwater Crossing?

Stillwater Crossing is a community in Windermere, Orange County, Florida, ZIP 34786.

Are there homes for sale in Stillwater Crossing right now?

No active listings inside Stillwater Crossing at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Stillwater Crossing have an HOA or CDD?

No HOA is on record for Stillwater Crossing in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Stillwater Crossing with Momentum Realty’s local guides.

SHSummerport Horizon West0.0 mi away · 31 homes, built 2006–15Stillwater Xings0.1 mi away · 194 homes, built 2004–16, 1 for saleSSummerport0.3 mi away · median $370K, 3 sales/12 mo

Browse all neighborhood guides →

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