Sudduths
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Sudduths is a small pocket within Panama City, and the MLS feed for it is thin right now — over the most recent two-month closing window, there simply isn't enough transaction volume to draw a reliable price trend. That scarcity is itself the data point: this is not a high-turnover subdivision, and buyers or sellers here should expect to lean on direct comparables rather than broad market averages.
With no community amenities identified from current listings, whatever draws a buyer to this address is going to be the lot, the structure, and the location within Panama City — not a shared clubhouse or maintained common area. That puts more weight on a careful, home-by-home evaluation than on neighborhood-level positioning.
Nearby homes for sale
No active listings inside SudduthsHomes for Sale in Panama City, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sudduths is a compact, established section of Panama City in Bay County with limited recent MLS activity, so pricing and pace here are best read house by house rather than off a neighborhood average.
CPAR sales records identify 44 homes in Sudduths that have changed hands since 2010, built between 1923 and 2027 (median 1950), with a median living area of about 1,574 sq ft and a typical 3-bedroom, 2-bath layout; 75% are single-family homes. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Sudduths is best for.
Best for
- Buyers who have already identified a specific home in Sudduths and want it evaluated on its own merits
- Sellers comfortable pricing off a tightly built comp set rather than a published neighborhood median
- Buyers prioritizing location within Panama City over on-site community amenities, since none are currently listed
Probably not for
- Buyers who want a data-rich neighborhood with a clear, current median price and days-on-market trend
- Buyers specifically shopping for a community with shared amenities such as a pool, clubhouse, or common green space
- Sellers hoping for a fast, high-volume market to generate multiple comparable offers
The market around Sudduths
Sudduths is too small for its own price trend, so here is the market around it.
In ZIP 32401, 147 homes are on the market and 14% are under contract — a slower corner of Panama City.
Across Bay County, 2,576 homes are active and 585 pending (18% under contract).
In ZIP 32401 (Panama City), 343 homes closed in the last 12 months at a median of $322K, up 2.4% year over year, with a median 61 days on market. Right now 178 active and 28 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Sudduths specifically. Momentum Research analysis of MLS records.
The Sudduths buying strategy.
If we were buying in Sudduths today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sudduths.
A Market Too Small to Average
Two months of closings data is not enough volume to responsibly cite a median price, a days-on-market figure, or a trend line for Sudduths — and we'd rather say that plainly than manufacture a number that isn't there. What we can say is that no shared amenities show up in current listings, which tells us this community is valued on the individual home rather than on lifestyle features attached to the address.
For a buyer, that means the diligence has to happen at the property level: condition, lot, recent updates, and how it stacks against a handful of true comparables in the immediate area of Panama City. For a seller, it means pricing strategy should be built from a tight, current comp set rather than a neighborhood-wide number, since the neighborhood-wide number doesn't really exist yet in this data.
The location and the amenities are priced into every listing in Sudduths. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this data-light, the value we bring isn't reciting a market report — it's building the actual comp set from scratch, pulling in adjacent Panama City activity where it's genuinely comparable, and telling you honestly where the numbers are thin versus where they're solid.
Sudduths in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sudduths buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sudduths sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sudduths, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sudduths home worth?
Get a no-obligation home value based on real comparable sales in Sudduths, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Sudduths on the map →
Should you buy in Sudduths?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sudduths fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Sudduths
Where is Sudduths?
Sudduths is a community in Panama City, Bay County, Florida, ZIP 32401.
Are there homes for sale in Sudduths right now?
No active listings inside Sudduths at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Sudduths have an HOA or CDD?
No HOA is on record for Sudduths in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Panama City & Panama City & Bay County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Panama City & Bay County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Sudduths with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.