Sudduths
Homes for Sale in Panama City, FL
All 254 homes for sale in Panama City, FL · median $349,900 · 120 homes for sale in 32401 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Sudduths 7Th does not have enough active MLS turnover right now to support a data-driven read on pricing. The current snapshot shows no median price, no meaningful closings volume, and no listed community amenities, which tells its own story: this is a thin, quiet corner of the Panama City market rather than an actively traded subdivision.
For a buyer or seller, that means valuation here has to be done the old-fashioned way, home by home and comp by comp, pulling from nearby streets and recent activity in the broader Bay County market rather than from a clean internal trendline. Anyone telling you a confident number for this pocket without doing that legwork is guessing.
Nearby homes for sale
No active listings inside SudduthsHomes for Sale in Panama City, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sudduths 7Th is a small, established section of Panama City in Bay County with limited current MLS activity, so there is little standalone market data to draw from at this time.
CPAR sales records identify 45 homes in Sudduths that have changed hands since 2010, built between 1923 and 2027 (median 1950), with a median living area of about 1,619 sq ft and a typical 3-bedroom, 2-bath layout; 73% are single-family homes. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Sudduths is best for.
Best for
- A buyer targeting a specific address in Panama City rather than a subdivision with a proven sales history
- A buyer or seller willing to rely on comparable sales from the surrounding Bay County market
- Someone comfortable moving forward without a subdivision-level median price or amenity package to reference
Probably not for
- A buyer who wants a clear, recent pricing trend before making an offer
- A buyer specifically seeking on-site community amenities, since none are currently identified
- A seller expecting quick guidance from active subdivision comps rather than broader-market analysis
The market around Sudduths
Sudduths is too small for its own price trend, so here is the market around it.
In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Sudduths specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Sudduths 7Th, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Sudduths buying strategy.
If we were buying in Sudduths today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sudduths.
A market with no current signal
The most useful thing to say about Sudduths 7Th right now is what the data does not show. There is no median price to report, no meaningful closings count for the current window, and no community amenities identified from active listings. That is not unusual for a small, established platted neighborhood that simply is not turning over many homes at any given moment.
What it means practically is that pricing and positioning here should lean on the surrounding Panama City submarket rather than on this subdivision in isolation. A home in Sudduths 7Th will be priced and evaluated largely on its own condition, lot, and recent comparable sales nearby, not on a subdivision-wide trend that does not currently exist in the numbers.
The location and the amenities are priced into every listing in Sudduths. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket like Sudduths 7Th, where the MLS snapshot itself is thin, the value we add is knowing how to build a credible price opinion from adjacent data rather than defaulting to a subdivision average that does not exist. We pull comparable sales from the surrounding area, walk the property itself, and give you a grounded number instead of a guess.
Sudduths in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sudduths buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sudduths sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sudduths, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sudduths home worth?
Get a no-obligation home value based on real comparable sales in Sudduths, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in Sudduths?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sudduths 7Th fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Sudduths
Where is Sudduths?
Sudduths is a community in Panama City, Bay County, Florida, ZIP 32401.
Are there homes for sale in Sudduths right now?
No active listings inside Sudduths at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Sudduths have an HOA or CDD?
No HOA is on record for Sudduths in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Sudduths with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.