Summerwinds Condo
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Summerwinds is pricing like a condo market that has been repriced hard over the last decade — the median sits at $745,000, and the longer-run trend (up 148% since 2012) says this building has moved well beyond its original price tier. The past year alone added 9.6%, so the climb hasn't leveled off, it's continuing on the same trajectory.
With only five closings in the current window, treat every stat here as a directional signal, not a settled number. A median dom of 17 days and a heat score of 66 both point to a market where priced-right units move fast, but with this few transactions, one unusual sale can swing the median significantly. Buyers and sellers should lean on a specific comp pull for the exact unit line and floor, not just the building-wide figure.
Summerwinds Condo right now
🟢 Still climbing. The trailing-12-month median ($745K) is up 9.6% from the prior 12 months ($680K) and up 148% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Low (5 and 3 sales in the two windows).
What's unique here: the median sale price is about 2x the typical Bay County sale ($745K vs $350K, trailing 12 months, cpar records).
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Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Summerwinds Condo market snapshot (as of July 28, 2026): the median sale price is about $745K, and a median 17 days on market for closed sales. The trailing-12-month median is up 10% from the prior 12 months and up 148% since 2012, computed from record-level cpar closed sales (5 closings in the current window).
Summerwinds is a Panama City condo community where price has moved substantially higher over the last several years, with recent closings trading at a median of $745,000 and typically going under contract in just over two weeks.
Who Summerwinds Condo is best for.
Best for
- A buyer comfortable pricing off unit-specific comps rather than a thin building-wide median.
- A buyer who has tracked this building's multi-year price trend and wants in ahead of further gains.
- A seller with a unit that fits current demand and wants a market where days-on-market has been running short.
Probably not for
- A buyer who wants a large recent-sales sample to validate price before making an offer.
- A buyer relying on a published amenities list to compare this building against others.
- A buyer expecting entry-level condo pricing in this market.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($745K) IS the median in the snapshot above, and the move from 2025 ($680K) IS the +9.6% one-year change.
Windows contain 2 to 8 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Summerwinds Condo buying strategy.
If we were buying in Summerwinds Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerwinds Condo.
A thin market, a strong trend
The headline number to sit with is the 148% move since 2012 — that's not a single hot year, that's a building that has been repriced across a full cycle. The 9.6% year-over-year gain shows that trend hasn't stalled; it's still adding on top of an already elevated base. A median dom of 17 days and a heat score of 66 both describe a market where inventory doesn't sit long once it's priced to current conditions.
The caveat is sample size. Five closings in the current window is not enough to smooth out unit-to-unit variation — a top-floor, water-facing line and a lower-floor interior unit can post very different numbers and still both be 'the market.' No amenity list is currently attached to MLS data for this community, so buyers should verify building amenities and any associated fees directly rather than assuming a standard package.
The location and the amenities are priced into every listing in Summerwinds Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Summerwinds Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.7). Basis: Long-Term Appreciation +148% since 2012; Recent Direction +9.6% year-over-year; Pricing Power 98.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a building with only a handful of recent closings, the comp set matters more than the headline median. We pull unit-specific history — floor, view line, prior sale price — before advising an offer or a list price, rather than leaning on a building-wide number that a single unusual sale can distort.
Summerwinds Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Summerwinds Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerwinds Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerwinds Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerwinds Condo home worth?
Get a no-obligation home value based on real comparable sales in Summerwinds Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Summerwinds Condo on the map →
Frequently Asked Questions
What is the median home price in Summerwinds Condo?
How long do homes in Summerwinds Condo take to sell?
Have Summerwinds Condo home prices gone up?
Who is the best real estate agent for Summerwinds Condo?
How do I find a top Panama City real estate agent who knows Summerwinds Condo?
Can Momentum Realty connect me with an agent for Summerwinds Condo?
Should you buy in Summerwinds Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Historical depth | Closed-sale records back to 2012 (65 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
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