Summerhouse T/H in Miramar Beach

Summerhouse T/H
Homes for Sale in Miramar Beach, FL

All 674 homes for sale in Miramar Beach, FL · median $650,000 · Walton County homes for sale

Community in Miramar Beach · Walton County · ZIP 32541
128 homesBuilt 1953–2020
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data33 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 36 closed sales in Summerhouse T/H in Miramar Beach, FL since 1993, the most recent in July 2026. Across Miramar Beach as a whole, 375 homes closed in the last 12 months at a median of $777,500, 108 median days on market, with 314 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $7,590 ($7,200 with the full homestead exemption).

SUMMERHOUSE T/H key facts
LocationMiramar Beach, Walton County, FL · ZIP 32541, 32550
Homes in the community128 (FL DOR 2025 assessment roll)
Years built1953–2020 (median 2002)
Typical living area3,634 sq ft (median)
Amenities listed by sellersPool, Short Term Rental - Allowed, BBQ Pit/Grill, Community Room, Dumpster, Pets Allowed
For sale right now0 active, 0 pending
Owner-occupied (homestead) share3%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SUMMERHOUSE T/H key facts,” movewithmomentum.com/neighborhoods/summerhouse-t-h, data as of September 20, 2026.

Live · Summerhouse T/H Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
3%
Owner-occupied · Summerhouse T/H
4 of 131 parcels homesteaded (FL DOR 2025)
97%
Non-owner-occupied · Summerhouse T/H
incl. 52% trust or LLC-held · 56% out-of-state
128
Homes in the community
plus 3 vacant residential lots · 131 residential parcels (FL DOR 2025)
Track record · 33 years of records
4
Recorded sales · 2024-2025
median $3.20M · qualified sales on the county roll (FL DOR 2025)
Est. 1953
Community established
homes built 1953-2020, median 2002 (FL DOR 2025)
1.6%/yr
Turnover rate
about 2 of 128 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven less by any single spec than by condition and specifics. The median sits at $395,000, but with a stock spanning roughly 1953 to 2020 construction and a median build year of 2002, what you pay tracks how much updating a given unit has or hasn't had. Don't read the median as a going rate — read it as the middle of a wide spread.

The market posture is patient. A median of 83 days on market tells you nothing here moves on urgency. Sellers should price to the condition of their unit and expect a real marketing window, not a bidding war. Buyers have room to inspect, negotiate, and walk if the numbers don't work.

Nearby homes for sale

No active listings inside SUMMERHOUSE T/H right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1986 Scenic Gulf Dr. Drive ## 11
$549K · 0.0 mi away
3 bd · 3 ba
1986 Scenic Gulf Dr. Drive ## 11
Listed by Cindy Cole Fine Homes LLC
64 Cross Creek Road ## 11-B
$299K · 0.1 mi away
1 bd · 1 ba
64 Cross Creek Road ## 11-B
Listed by Florida Sales Realty
1986 Scenic Gulf Drive #APT 3
$890K · 0.1 mi away
4 bd · 4 ba
1986 Scenic Gulf Drive #APT 3
Listed by EXP Realty LLC
64 Cross Creek Road ## 28-D
$310K · 0.1 mi away
1 bd · 1 ba
64 Cross Creek Road ## 28-D
Listed by Coldwell Banker Realty
2076 Scenic Gulf Drive #UNIT 2013
$465K · 0.1 mi away
2 bd · 2 ba
2076 Scenic Gulf Drive #UNIT 2013
Listed by Coldwell Banker Realty
2076 Scenic Gulf Drive #UNIT 2003
$529K · 0.1 mi away
2 bd · 2 ba
2076 Scenic Gulf Drive #UNIT 2003
Listed by Realty ONE Group Emerald Coast

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

SUMMERHOUSE T/H is a 128-home townhome community in Miramar Beach, Walton County, with a median living area well over 3,600 square feet — large for a townhome footprint. A homestead share near 3 percent signals this is overwhelmingly a second-home and rental market rather than a primary-residence one.

Emerald Coast MLS sales records identify 15 homes in SUMMERHOUSE T/H that have changed hands since 2002, built between 1983 and 1986 (median 1985), with a median living area of about 1,228 sq ft and a typical 2-bedroom, 2.5-bath layout; 93% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in SUMMERHOUSE T/H across 2024–2025 (3 in 2024, 1 in 2025), median $3.20M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Second-home buyers wanting substantial townhome square footage near the coast
  • Rental-income buyers comfortable underwriting seasonal turnover and HOA rules
  • Patient buyers who can inspect thoroughly and negotiate on condition

Probably not for

  • Buyers needing a fast, liquid resale market
  • Buyers who want a pool, clubhouse, or built-in amenity package
  • Buyers seeking a low-maintenance primary residence in a homestead-dominated community

The market around Summerhouse T/H

Summerhouse T/H is too small for its own price trend, so here is the market around it.

In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Miramar Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32541 (Miramar Beach), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Summerhouse T/H specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in SUMMERHOUSE T/H, Miramar Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 17 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Recent Developments in Summerhouse T H

Development, infrastructure, retail, and school activity affecting Summerhouse T H, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum39/100 · Moderate
  1. July 2026
    Infrastructure

    Scenic Walton advances underground utilities and gateway landscape projects

    Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.

    What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 17 miles northeast of Summerhouse T H.

    Source: Get The Coast
  2. June 2026
    Civic

    DeSantis signs state budget with funding for Okaloosa County projects

    Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.

    What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 15 miles northwest of Summerhouse T H.

    Source: Get The Coast

Development alerts for Summerhouse T HGet a short monthly email when something new is approved, funded, or opens near Summerhouse T H.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Summerhouse T/H today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerhouse T/H.

Best Buy
Buyers wanting large townhome square footage in Miramar Beach with a second-home or rental purpose.
Biggest Risk
A wide condition spread across a decades-long age range means unit selection is everything.
Sweet Spot
A well-updated unit priced honestly against the $395,000 median.
Avoid If
You need a quick resale or a fully amenitized community.

A townhome market that trades on condition

Two facts define the buying decision here. First, the size: a median of 3,634 living square feet is unusually generous for townhome product, which changes the maintenance and furnishing math versus a typical coastal condo. Second, the age spread — construction ranges across decades with a median around 2002 — means you are underwriting individual units, not a uniform build. Inspect mechanicals, roofs, and any prior water intrusion unit by unit.

Current MLS listings identify no shared community amenities, so value rests on the unit itself and the Miramar Beach location rather than on a pool-and-clubhouse package. With homestead occupancy near 3 percent, expect a market shaped by seasonal use and rental turnover; confirm any HOA rental rules and reserve health before you commit.

“

The location and the amenities are priced into every listing in Summerhouse T/H. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market where the median masks a wide condition-driven spread and units sit for months, our job is to separate a fair number from an aspirational one. We read each unit on its own build year, updates, and rental posture, then price or negotiate to that reality — not to the community average.

Summerhouse T/H in 15 seconds.

Best forBuyers wanting large townhome square footage in Miramar Beach with a second-home or rental purpose.
Biggest advantageGenerous living area for the format and a patient market that favors careful buyers.
Biggest riskA wide condition spread across a decades-long age range means unit selection is everything.
Sweet spotA well-updated unit priced honestly against the $395,000 median.
Avoid ifYou need a quick resale or a fully amenitized community.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Summerhouse T/H homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Summerhouse T/H.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerhouse T/H sales matched to your home.

What is your Summerhouse T/H home worth?

Get a no-obligation home value based on real comparable sales in Summerhouse T/H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Summerhouse T/H?
The Florida DOR 2025 assessment roll shows 128 homes plus 3 vacant residential lots in Summerhouse T/H (public records).
What share of Summerhouse T/H is owner-occupied?
3% of Summerhouse T/H parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Summerhouse T/H built?
Homes in Summerhouse T/H were built between 1953 and 2020, with a median year built of 2002 (FL DOR 2025 roll).
Who is the best real estate agent for Summerhouse T/H?
The best agent for Summerhouse T/H is one who actively works Miramar Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summerhouse T/H.
How do I find a top Miramar Beach real estate agent who knows Summerhouse T/H?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summerhouse T/H and the wider Miramar Beach area.
Can Momentum Realty connect me with an agent for Summerhouse T/H?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summerhouse T/H purchase or sale - no call center and no pressure.
Where is Summerhouse T/H, and what county is it in?
Summerhouse T/H is in Miramar Beach, Walton County, FL, ZIP codes 32541, 32550. The community's center is about 10 miles west of the center of Miramar Beach (straight-line).
Second-home buyers wanting substantial townhome square footage near the coastExcellent fit
Rental-income buyers comfortable underwriting seasonal turnover and HOA rulesExcellent fit
Patient buyers who can inspect thoroughly and negotiate on conditionExcellent fit
Buyers needing a fast, liquid resale marketProbably not
Buyers who want a pool, clubhouse, or built-in amenity packageProbably not
Buyers seeking a low-maintenance primary residence in a homestead-dominated communityProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 28, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32541/32550))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1993 (36 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Summerhouse T/H with Momentum Realty’s local guides.

Royal Seaesta0.0 mi away · 126 homes, built 1974–20, 3 for saleRoyal Seaesta0.0 mi away · 1 for saleEmerald Waters0.1 mi away · 126 homes, built 1974–20, 2 for saleCosta Del Sol T H0.1 mi away · 126 homes, built 1974–20Surf Song Estates0.1 mi away · 1 for saleMOMediterranea Of Destin0.1 mi away · 2 for saleDelos At Frangista0.1 mi away · 1 for sale

Browse all neighborhood guides →

Thinking of selling in SUMMERHOUSE T/H? 2 recorded closings (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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