Summerhouse T/H
Homes for Sale in Miramar Beach, FL
All 639 homes for sale in Miramar Beach, FL · median $659,000 · 648 homes for sale in 32550 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, the MLS records 1 closed sale in Summerhouse T/H in Miramar Beach, FL, the most recent in July 2026. Across Miramar Beach as a whole, 719 homes closed in the last 12 months at a median of $705,000, 97 median days on market, with 645 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $6,880 ($6,490 with the full homestead exemption).

Price here is driven less by any single spec than by condition and specifics. The median sits at $395,000, but with a stock spanning roughly 1953 to 2020 construction and a median build year of 2002, what you pay tracks how much updating a given unit has or hasn't had. Don't read the median as a going rate — read it as the middle of a wide spread.
The market posture is patient. A median of 83 days on market tells you nothing here moves on urgency. Sellers should price to the condition of their unit and expect a real marketing window, not a bidding war. Buyers have room to inspect, negotiate, and walk if the numbers don't work.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside SUMMERHOUSE T/H right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
SUMMERHOUSE T/H is a 128-home townhome community in Miramar Beach, Walton County, with a median living area well over 3,600 square feet — large for a townhome footprint. A homestead share near 3 percent signals this is overwhelmingly a second-home and rental market rather than a primary-residence one.
Emerald Coast MLS sales records identify 13 homes in SUMMERHOUSE T/H that have changed hands since 2003, built between 1983 and 1986 (median 1985), with a median living area of about 1,228 sq ft and a typical 2-bedroom, 2.5-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in SUMMERHOUSE T/H across 2024–2025 (3 in 2024, 1 in 2025), median $3.20M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Summerhouse T/H is best for.
Best for
- Second-home buyers wanting substantial townhome square footage near the coast
- Rental-income buyers comfortable underwriting seasonal turnover and HOA rules
- Patient buyers who can inspect thoroughly and negotiate on condition
Probably not for
- Buyers needing a fast, liquid resale market
- Buyers who want a pool, clubhouse, or built-in amenity package
- Buyers seeking a low-maintenance primary residence in a homestead-dominated community
The market around Summerhouse T/H
Summerhouse T/H is too small for its own price trend, so here is the market around it.
In ZIP 32550, 728 homes are on the market and 10% are under contract — a slower corner of Miramar Beach.
Across Walton County, 2,879 homes are active and 587 pending (17% under contract).
In ZIP 32550 (Miramar Beach), 99 homes closed in the last 12 months at a median of $728K, with a median 97 days on market. Right now 110 active and 24 pending listings put supply at about 13.3 months — a soft market. See the live ZIP 32550 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Summerhouse T/H specifically. Momentum Research analysis of MLS records.
The Summerhouse T/H buying strategy.
If we were buying in Summerhouse T/H today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerhouse T/H.
A townhome market that trades on condition
Two facts define the buying decision here. First, the size: a median of 3,634 living square feet is unusually generous for townhome product, which changes the maintenance and furnishing math versus a typical coastal condo. Second, the age spread — construction ranges across decades with a median around 2002 — means you are underwriting individual units, not a uniform build. Inspect mechanicals, roofs, and any prior water intrusion unit by unit.
Current MLS listings identify no shared community amenities, so value rests on the unit itself and the Miramar Beach location rather than on a pool-and-clubhouse package. With homestead occupancy near 3 percent, expect a market shaped by seasonal use and rental turnover; confirm any HOA rental rules and reserve health before you commit.
The location and the amenities are priced into every listing in Summerhouse T/H. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where the median masks a wide condition-driven spread and units sit for months, our job is to separate a fair number from an aspirational one. We read each unit on its own build year, updates, and rental posture, then price or negotiate to that reality — not to the community average.
Summerhouse T/H in 15 seconds.
Tools for a Summerhouse T/H buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerhouse T/H sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerhouse T/H, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerhouse T/H home worth?
Get a no-obligation home value based on real comparable sales in Summerhouse T/H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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| Location | Miramar Beach, Walton County, FL · ZIP 32550 |
|---|---|
| Homes in the community | 128 (FL DOR 2025 assessment roll) |
| Years built | 1953–2020 (median 2002) |
| Typical living area | 3,634 sq ft (median) |
| Amenities listed by sellers | Pool, Short Term Rental - Allowed, BBQ Pit/Grill, Community Room, Dumpster, Pets Allowed |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 3% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Summerhouse T/H key facts,” movewithmomentum.com/neighborhoods/summerhouse-t-h, data as of November 9, 2026.
Housing distress & ownership in SUMMERHOUSE T/H, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
More Miramar Beach home searches
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- Miramar Beach home values: what is my house worth?
Miramar Beach guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Walton County)
- Homestead exemption (Walton County)
- Home insurance cost
- New construction
- New construction (Walton County)
Florida buyer guides
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- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Recent Developments in Summerhouse T H
Development, infrastructure, retail, and school activity affecting Summerhouse T H, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Development
DeFuniak Springs tactical training firm plans campus expansion after multimillion-dollar contracts
Stronghold Test & Training Center, on a 50-acre campus at 150 Warfighter Way, plans a new complex with secure vaults, classrooms, offices and a 3D-printing prototyping bay. The company cites a $21 million Navy contract through 2030 and other federal awards; no cost, timeline or job count was given.
What it may mean for the marketDefense-linked contracting growth near Eglin and Hurlburt supports employer activity and specialized jobs in the DeFuniak Springs area. The project is about 30 miles northeast of Summerhouse T H, elsewhere in Walton County.
Source: Get The Coast - August 2026Infrastructure
Walton commissioners approve up to $4.69 million Westbay Parkway design contract
At its August 17, 2026 meeting, the Walton County Board of County Commissioners approved, on the consent agenda, a contract with Mott MacDonald for Westbay Parkway design not to exceed $4,693,502.38. The same agenda included a $184,117 Dewberry task order for the Santa Clara Regional Beach Access Bramble Grove addition.
What it may mean for the marketDesign work on Westbay Parkway is an early step toward added road capacity in western Walton County. The project is about 16 miles northeast of Summerhouse T H, elsewhere in Walton County.
Source: Walton County Government - July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 17 miles northeast of Summerhouse T H.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 15 miles northwest of Summerhouse T H.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Summerhouse T/H?
What share of Summerhouse T/H is owner-occupied?
When were the homes in Summerhouse T/H built?
Who is the best real estate agent for Summerhouse T/H?
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Where is Summerhouse T/H, and what county is it in?
Should you buy in Summerhouse T/H?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32550)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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