SUMMERHOUSE T/H
Homes for Sale in Miramar Beach, FL

Community in Miramar Beach · Walton County · ZIP 32541
128 homesBuilt 1953–2020Median sale $395K
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Built fromLive emeraldcoast data33 years of closingsFL DOR public recordsUpdated twice daily
Live · SUMMERHOUSE T/H Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$395K
Median sold · 12 mo
91.0%
Sale vs ask
Walton median: 94.5%
Tempo
83days
Median DOM · closed
57 days at the 2022 low
3
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
3%
Owner-occupied · SUMMERHOUSE T/H
4 of 131 parcels homesteaded (FL DOR 2025)
97%
Non-owner-occupied · SUMMERHOUSE T/H
incl. 52% trust or LLC-held · 56% out-of-state
0%
Cash buyers · SUMMERHOUSE T/H
0 of 3 sales, 12 mo ending July 2026
128
Homes in the community
plus 3 vacant residential lots · 131 residential parcels (FL DOR 2025)
Track record · 33 years of records
Est. 1953
Community established
homes built 1953-2020, median 2002 (FL DOR 2025)
2.3%/yr
Turnover rate
about 3 of 128 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven less by any single spec than by condition and specifics. The median sits at $395,000, but with a stock spanning roughly 1953 to 2020 construction and a median build year of 2002, what you pay tracks how much updating a given unit has or hasn't had. Don't read the median as a going rate — read it as the middle of a wide spread.

The market posture is patient. A median of 83 days on market tells you nothing here moves on urgency. Sellers should price to the condition of their unit and expect a real marketing window, not a bidding war. Buyers have room to inspect, negotiate, and walk if the numbers don't work.

The 60-Second Overview

SUMMERHOUSE T/H market snapshot (as of July 25, 2026): the median sale price is about $395K, and a median 83 days on market for closed sales.

SUMMERHOUSE T/H is a community of 128 homes in Miramar Beach, Walton County, built between 1953 and 2020 (median 2002), with a median living area of about 3,634 square feet. 3% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

SUMMERHOUSE T/H is a 128-home townhome community in Miramar Beach, Walton County, with a median living area well over 3,600 square feet — large for a townhome footprint. A homestead share near 3 percent signals this is overwhelmingly a second-home and rental market rather than a primary-residence one.

Best for

  • Second-home buyers wanting substantial townhome square footage near the coast
  • Rental-income buyers comfortable underwriting seasonal turnover and HOA rules
  • Patient buyers who can inspect thoroughly and negotiate on condition

Probably not for

  • Buyers needing a fast, liquid resale market
  • Buyers who want a pool, clubhouse, or built-in amenity package
  • Buyers seeking a low-maintenance primary residence in a homestead-dominated community

Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
012320122014201620182020202220242026
0 to 3 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Broward County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,581/mo
Broward County typical true cost to own
$130/mo
Broward County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

If we were buying in SUMMERHOUSE T/H today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SUMMERHOUSE T/H.

Best Buy
Buyers wanting large townhome square footage in Miramar Beach with a second-home or rental purpose.
Biggest Risk
A wide condition spread across a decades-long age range means unit selection is everything.
Sweet Spot
A well-updated unit priced honestly against the $395,000 median.
Avoid If
You need a quick resale or a fully amenitized community.

A townhome market that trades on condition

Two facts define the buying decision here. First, the size: a median of 3,634 living square feet is unusually generous for townhome product, which changes the maintenance and furnishing math versus a typical coastal condo. Second, the age spread — construction ranges across decades with a median around 2002 — means you are underwriting individual units, not a uniform build. Inspect mechanicals, roofs, and any prior water intrusion unit by unit.

Current MLS listings identify no shared community amenities, so value rests on the unit itself and the Miramar Beach location rather than on a pool-and-clubhouse package. With homestead occupancy near 3 percent, expect a market shaped by seasonal use and rental turnover; confirm any HOA rental rules and reserve health before you commit.

The location and the amenities are priced into every listing in SUMMERHOUSE T/H. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market where the median masks a wide condition-driven spread and units sit for months, our job is to separate a fair number from an aspirational one. We read each unit on its own build year, updates, and rental posture, then price or negotiate to that reality — not to the community average.

SUMMERHOUSE T/H in 15 seconds.

Best forBuyers wanting large townhome square footage in Miramar Beach with a second-home or rental purpose.
Biggest advantageGenerous living area for the format and a patient market that favors careful buyers.
Biggest riskA wide condition spread across a decades-long age range means unit selection is everything.
Sweet spotA well-updated unit priced honestly against the $395,000 median.
Avoid ifYou need a quick resale or a fully amenitized community.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SUMMERHOUSE T/H sales matched to your home.

What is your SUMMERHOUSE T/H home worth?

Get a no-obligation home value based on real comparable sales in SUMMERHOUSE T/H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in SUMMERHOUSE T/H on the map →

Real comps, not an automated estimate.

Recent Developments in Summerhouse T H

Development, infrastructure, retail, and school activity affecting Summerhouse T H, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

  1. July 2026
    Infrastructure

    Scenic Walton advances underground utilities and gateway landscape projects

    Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.

    What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 17 miles northeast of Summerhouse T H.

    Source: Get The Coast
  2. June 2026
    Civic

    DeSantis signs state budget with funding for Okaloosa County projects

    Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.

    What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 15 miles northwest of Summerhouse T H.

    Source: Get The Coast

Development alerts for Summerhouse T HGet a short monthly email when something new is approved, funded, or opens near Summerhouse T H.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

What is the median home price in SUMMERHOUSE T/H?
The median sale price in SUMMERHOUSE T/H was $395K over the 12 months ending July 25, 2026 (3 closed sales, emeraldcoast).
How long do homes in SUMMERHOUSE T/H take to sell?
Homes that closed in the 12 months ending July 25, 2026 took a median 83 days on market (3 sales, emeraldcoast).
How many homes are in SUMMERHOUSE T/H?
The Florida DOR 2025 assessment roll shows 128 homes plus 3 vacant residential lots in SUMMERHOUSE T/H (public records).
What share of SUMMERHOUSE T/H is owner-occupied?
3% of SUMMERHOUSE T/H parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in SUMMERHOUSE T/H built?
Homes in SUMMERHOUSE T/H were built between 1953 and 2020, with a median year built of 2002 (FL DOR 2025 roll).
Do cash buyers compete in SUMMERHOUSE T/H?
Cash buyers took 0% of SUMMERHOUSE T/H sales in the 12 months ending July 2026 (0 of 3 closings, emeraldcoast).
Who is the best real estate agent for SUMMERHOUSE T/H?
The best agent for SUMMERHOUSE T/H is one who actively works Miramar Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for SUMMERHOUSE T/H.
How do I find a top Miramar Beach real estate agent who knows SUMMERHOUSE T/H?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows SUMMERHOUSE T/H and the wider Miramar Beach area.
Can Momentum Realty connect me with an agent for SUMMERHOUSE T/H?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your SUMMERHOUSE T/H purchase or sale - no call center and no pressure.
Second-home buyers wanting substantial townhome square footage near the coastExcellent fit
Rental-income buyers comfortable underwriting seasonal turnover and HOA rulesExcellent fit
Patient buyers who can inspect thoroughly and negotiate on conditionExcellent fit
Buyers needing a fast, liquid resale marketProbably not
Buyers who want a pool, clubhouse, or built-in amenity packageProbably not
Buyers seeking a low-maintenance primary residence in a homestead-dominated communityProbably not

Data sources & freshness

Community market statsemeraldcoast closed sales, 12-month windows ending July 25, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32541/32550))
Historical depthClosed-sale records back to 1993 (36 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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More Miramar Beach & Destin, Okaloosa & Walton (Emerald Coast) guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.

Thinking of selling in SUMMERHOUSE T/H? 3 recorded closings; median 83 days on market (window ending 2026-07-25). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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