Summerhouse T/H
Homes for Sale in Miramar Beach, FL
All 684 homes for sale in Miramar Beach, FL · median $655,750 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 36 closed sales in Summerhouse T/H in Miramar Beach, FL since 1993, the most recent in July 2026. Across Miramar Beach as a whole, 375 homes closed in the last 12 months at a median of $777,500, 108 median days on market, with 672 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $7,590 ($7,200 with the full homestead exemption).
Price here is driven less by any single spec than by condition and specifics. The median sits at $395,000, but with a stock spanning roughly 1953 to 2020 construction and a median build year of 2002, what you pay tracks how much updating a given unit has or hasn't had. Don't read the median as a going rate — read it as the middle of a wide spread.
The market posture is patient. A median of 83 days on market tells you nothing here moves on urgency. Sellers should price to the condition of their unit and expect a real marketing window, not a bidding war. Buyers have room to inspect, negotiate, and walk if the numbers don't work.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside SUMMERHOUSE T/H right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
SUMMERHOUSE T/H is a 128-home townhome community in Miramar Beach, Walton County, with a median living area well over 3,600 square feet — large for a townhome footprint. A homestead share near 3 percent signals this is overwhelmingly a second-home and rental market rather than a primary-residence one.
Emerald Coast MLS sales records identify 15 homes in SUMMERHOUSE T/H that have changed hands since 2002, built between 1983 and 1986 (median 1985), with a median living area of about 1,228 sq ft and a typical 2-bedroom, 2.5-bath layout; 93% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in SUMMERHOUSE T/H across 2024–2025 (3 in 2024, 1 in 2025), median $3.20M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Summerhouse T/H is best for.
Best for
- Second-home buyers wanting substantial townhome square footage near the coast
- Rental-income buyers comfortable underwriting seasonal turnover and HOA rules
- Patient buyers who can inspect thoroughly and negotiate on condition
Probably not for
- Buyers needing a fast, liquid resale market
- Buyers who want a pool, clubhouse, or built-in amenity package
- Buyers seeking a low-maintenance primary residence in a homestead-dominated community
The market around Summerhouse T/H
Summerhouse T/H is too small for its own price trend, so here is the market around it.
In ZIP 32541, 720 homes are on the market and 13% are under contract — a slower corner of Miramar Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32541 (Miramar Beach), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Summerhouse T/H specifically. Momentum Research analysis of MLS records.
The Summerhouse T/H buying strategy.
If we were buying in Summerhouse T/H today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerhouse T/H.
A townhome market that trades on condition
Two facts define the buying decision here. First, the size: a median of 3,634 living square feet is unusually generous for townhome product, which changes the maintenance and furnishing math versus a typical coastal condo. Second, the age spread — construction ranges across decades with a median around 2002 — means you are underwriting individual units, not a uniform build. Inspect mechanicals, roofs, and any prior water intrusion unit by unit.
Current MLS listings identify no shared community amenities, so value rests on the unit itself and the Miramar Beach location rather than on a pool-and-clubhouse package. With homestead occupancy near 3 percent, expect a market shaped by seasonal use and rental turnover; confirm any HOA rental rules and reserve health before you commit.
The location and the amenities are priced into every listing in Summerhouse T/H. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where the median masks a wide condition-driven spread and units sit for months, our job is to separate a fair number from an aspirational one. We read each unit on its own build year, updates, and rental posture, then price or negotiate to that reality — not to the community average.
Summerhouse T/H in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Summerhouse T/H buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerhouse T/H sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerhouse T/H, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerhouse T/H home worth?
Get a no-obligation home value based on real comparable sales in Summerhouse T/H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Miramar Beach →
| Location | Miramar Beach, Walton County, FL · ZIP 32541, 32550 |
|---|---|
| Homes in the community | 128 (FL DOR 2025 assessment roll) |
| Years built | 1953–2020 (median 2002) |
| Typical living area | 3,634 sq ft (median) |
| Amenities listed by sellers | Pool, Short Term Rental - Allowed, BBQ Pit/Grill, Community Room, Dumpster, Pets Allowed |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 3% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Summerhouse T/H key facts,” movewithmomentum.com/neighborhoods/summerhouse-t-h, data as of September 20, 2026.
Housing distress & ownership in SUMMERHOUSE T/H, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
More Miramar Beach home searches
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- ZIP 32541 housing scorecard
Miramar Beach guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Walton County)
- Homestead exemption (Walton County)
- Home insurance cost
- New construction
- New construction (Walton County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Email me new listings in Summerhouse T/HHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Summerhouse T/HHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Summerhouse T/HHomes for Sale will answer, and the answer is published on this page for the next buyer.
Recent Developments in Summerhouse T H
Development, infrastructure, retail, and school activity affecting Summerhouse T H, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 17 miles northeast of Summerhouse T H.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 15 miles northwest of Summerhouse T H.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Summerhouse T/H?
What share of Summerhouse T/H is owner-occupied?
When were the homes in Summerhouse T/H built?
Who is the best real estate agent for Summerhouse T/H?
How do I find a top Miramar Beach real estate agent who knows Summerhouse T/H?
Can Momentum Realty connect me with an agent for Summerhouse T/H?
Where is Summerhouse T/H, and what county is it in?
Should you buy in Summerhouse T/H?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32541/32550)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (36 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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