Summerplace Townhouses
Homes for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 365 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $356,750, a median 25 days on market, sellers accepting 95% of original asking. At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $4,380 ($3,890 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32408 |
|---|---|
| Sale prices, last 12 months | $356,750 median across 4 closed sales |
| Days on market (closed sales) | 25 median |
| For sale right now | 0 active, 0 pending |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Summerplace Townhouses key facts,” movewithmomentum.com/neighborhoods/summerplace-townhouses, data as of September 20, 2026.
Summerplace's pricing sits in the mid-$350s on median, with limited closings over the trailing window to draw from — four sales, in this case. That thin sample means each closing carries more weight in setting the tone for the next one, so condition and unit-specific factors matter more here than in a deeper-trading community.
Median days on market runs just over three weeks, which points to reasonably efficient absorption when a unit is priced to current conditions. For sellers, that argues for pricing tight to recent comparables rather than testing the market. For buyers, it means well-priced units do not sit long, so decisions need to move at the pace of the listing.
Nearby homes for sale
No active listings inside Summerplace TownhousesHomes for Sale in Panama City Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Summerplace Townhouses market snapshot (as of September 20, 2026): the median sale price is about $357K, and a median 26 days on market for closed sales.
In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.
Summerplace Townhouses is a townhome community in Panama City Beach, Bay County, trading in a low-volume segment of the local market where recent closings are few enough that pricing should be read case by case rather than off a broad trend line.
Who Summerplace Townhouses is best for.
Best for
- Buyers targeting a townhome purchase near the mid-$350s median who are comfortable with a low-volume comparable set
- Sellers prepared to price against a small number of recent closings rather than a deep trend line
- Buyers who have already confirmed there are no shared community amenities and are fine with that
Probably not for
- Buyers who want amenity-driven living such as a clubhouse, fitness facility, or shared recreational space
- Sellers who want a large closed-sales history to lean on for pricing confidence
- Buyers uncomfortable with a market where the median can move quickly given how few units transact
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($357K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
11% of homes for sale in ZIP 32408 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Summerplace Townhouses Market Scorecard
Summerplace Townhouses is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Summerplace Townhouses, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Summerplace Townhouses buying strategy.
If we were buying in Summerplace Townhouses today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerplace Townhouses.
A thin-volume read on townhome pricing
With only four closings feeding the current snapshot, Summerplace does not offer the kind of statistical depth you'd get in a larger subdivision. The median price of $356,750 is a real data point, but it reflects a small set of transactions, and buyers or sellers should treat it as a directional marker rather than a precise ceiling or floor.
No community amenities are identified from current MLS listings, which means whatever draws a buyer to this address is likely the unit itself, its location within Panama City Beach, or its price relative to comparable Bay County townhome stock — not a shared pool, clubhouse, or similar feature set. That's worth confirming directly with listing details before assuming any amenity package.
The location and the amenities are priced into every listing in Summerplace Townhouses. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with only a handful of recent closings, pricing a listing or evaluating an offer takes more than pulling a median off a report. We track what's actually under contract and what's closed unit by unit, so you're not guessing where four data points actually put your specific property.
Summerplace Townhouses in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Summerplace Townhouses buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerplace Townhouses sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerplace Townhouses, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerplace Townhouses home worth?
Get a no-obligation home value based on real comparable sales in Summerplace Townhouses, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Summerplace Townhouses
Homes in Summerplace Townhouses that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 6215 Thomas Drive 107 · off market
Frequently Asked Questions
What is the median home price in Summerplace Townhouses?
How long do homes in Summerplace Townhouses take to sell?
Who is the best real estate agent for Summerplace Townhouses?
How do I find a top Panama City Beach real estate agent who knows Summerplace Townhouses?
Can Momentum Realty connect me with an agent for Summerplace Townhouses?
Where is Summerplace Townhouses, and what county is it in?
Should you buy in Summerplace Townhouses?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Summerplace Townhouses fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Summerplace Townhouses with Momentum Realty’s local guides.