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Temple Grove Terrace in Lake Wales

Temple Grove
Terrace Homes for Sale in Lake Wales, FL

Established single-family subdivision · Polk County · ZIP 33853

An established single-family pocket in Lake Wales, the residential read for buyers who want an affordable Polk County address on the citrus ridge.

Established subdivisionSingle-family homesLake Wales, Polk County
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a small, established subdivision rather than a large master plan, so the honest read is the specific home, the lot, and the carrying costs, not a townwide average. Confirm the build year, any association status, and the exact zoning by address.
Free · No obligation
Unlock Off-Market Temple Grove Terrace

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$200K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$146/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Temple Grove Terrace is an established single-family subdivision in Lake Wales, so the read is a home and lot read, not a master-plan read. Real estate listing guides describe modest, well kept midsize homes on platted lots, which means value here is driven by the condition of the specific house, the size and usability of the lot, and the carrying costs more than by any community average. Lake Wales sits in the fast growing east side of Polk County, one of the fastest growing counties in Florida, so the area context is a rising tide of new construction and infrastructure spending nearby; that supports demand but also adds newer competition. Your leverage is reading the specific home honestly: confirm the build era, the roof and systems, the flood and zoning picture, and whether any association applies, then price the condition against the lot before you fall for the affordability headline."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Temple Grove Terrace market snapshot (as of June 26, 2026): the median sale price is about $200K ($146 per sq ft), a buyer-leaning market (limited data). Based on 3 recent closings in live Stellar MLS data.

Temple Grove Terrace is an established single-family residential subdivision in Lake Wales, in Polk County, Florida (real estate listing aggregators, 2026). Listing guides describe it as a small, well established neighborhood of modest midsize homes that are reasonably priced for the Lake Wales market, with homes generally in the range of roughly 1,176 to 1,288 square feet per those guides; confirm the exact size, bedroom count, and build year for any specific home.

Because this is a small established subdivision rather than a sprawling master plan, the money is made or lost on the specific home and lot, not on the address. The drivers are the condition of the house, the roof and major systems, the size and usability of the lot, the carrying costs, and whether any homeowners association or special assessment applies. Confirm the build era, the systems, and any association status by address before you offer.

Lake Wales is a city in eastern Polk County in the citrus ridge country of central Florida, roughly between Tampa and Orlando. Polk County has been one of the fastest growing counties in the state, and the Lake Wales area in particular has seen a surge in new master-planned development and infrastructure spending nearby (Business Observer and Lake Wales News, 2025). That growth supports long-term demand but also adds newer competition for buyers comparing established homes against brand-new construction.

The pitch is an affordable, established single-family address in a growing part of Polk County. The work is the diligence: confirm the build year, inspect the roof and systems, check the FEMA flood zone and zoning by address, and verify whether an association or any deed restriction applies before you buy. Treat the listing guide square footage and any community detail as a starting point to verify, not a fact.

Quick Match

Who Temple Grove Terrace is best for.

Best for

  • Buyers who want an affordable, established single-family home in Lake Wales
  • Owner-occupiers who value a smaller, settled subdivision over a new master plan
  • Buyers who want a Polk County address between Tampa and Orlando
  • Buyers who will inspect the home, the roof, the systems, and the lot closely

Probably not for

  • Buyers who want brand-new construction with the latest finishes and warranties
  • Anyone unwilling to verify the build year, systems, flood zone, and any HOA
  • Buyers who need large-scale resort amenities or a gated community
  • Buyers who want a downtown high-rise or a waterfront lifestyle
Market Pulse

How Temple Grove Terrace is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
3Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 26, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Temple Grove Terrace listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Temple Grove Terrace buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Temple Grove Terrace

Live MLS inventory for Temple Grove Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

803 Casselberry Drive home for sale in Temple Grove TerraceSold
$215,000
3 bd · 1 ba · 1,289 sqft · built 1961
803 Casselberry Drive, LAKE WALES, 33853
Listed by BHHS FLORIDA PROPERTIES GROUP
807 S 1St Street home for sale in Temple Grove TerraceSold
$200,000
3 bd · 2 ba · 1,420 sqft · built 1962
807 S 1St Street, LAKE WALES, 33853
Listed by CENTURY 21 MYERS REALTY LAKE WALES
816 Casselberry Drive home for sale in Temple Grove TerraceSold
$194,000
2 bd · 1 ba · 1,325 sqft · built 1961
816 Casselberry Drive, LAKE WALES, 33853
Listed by COLDWELL BANKER REALTY

No homes are actively for sale in Temple Grove Terrace right now, so its recent closed sales are shown, as of 2026-06-26, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Temple Grove Terrace on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Temple Grove Terrace trades big-city proximity for an affordable, established Lake Wales address, with downtown, US 27, and Polk County job centers close and Tampa and Orlando each a longer drive.

Drive times from the subdivision. They are approximate and vary with traffic and your exact routine.

Historic downtown Lake Wales~5 to 10 min · shops and dining
US 27 corridor~5 to 10 min · main north-south route
Winter Haven~25 to 35 min · jobs and shopping
Bartow~25 to 35 min · county seat
Lakeland~40 to 55 min · regional hub
Tampa~60 to 80 min · via I-4 and US 27
Orlando~60 to 80 min · to the north

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Temple GroveTerrace Homes for Sale in Lake Wales, FL with Momentum Realty’s local guides.

BLBlue LakeTerrace Homes for Sale in Lake Wales, FLLake Wales, FL · 0.2 miMPMorningside Park Homes for Sale in Lake Wales, FLLake Wales, FL · 0.7 miLWLake WalesVillage Homes for SaleLake Wales, FL · 0.7 miEAEmerald andAlvina EstatesLake Wales, FL · 0.8 miLWLake WalesVillage CondominiumsLake Wales, FL · 0.9 miHighlandPointe Homes for Sale in Lake Wales, FLHighlandPointe Homes for Sale in Lake Wales, FLLake Wales, FL · 0.9 miLHLake and HillsCountry EstatesLake Wales, FL · 0.9 miSBScenic BluffLake Wales Homes for SaleLake Wales, FL · 1.0 miWHWhisperingRidge Homes for Sale in Lake Wales, FLLake Wales, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Temple Grove Terrace (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Temple Grove Terrace is served by Polk County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Polk County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Temple Grove Terrace address.

The takeaway

What is actually shaping value around Temple Grove Terrace: the fast growth of Polk County, major new master-planned development proposed and underway near Lake Wales, and infrastructure spending in the area. Each item is sourced and linked.

Recent Developments in Temple Grove Terrace

Development Intelligence

Our read on what is being built around Temple Grove Terrace, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishStrong Polk County growth and large new development nearby support long-term demand around Lake Wales, with the watch items being how much new construction competes with established homes and how infrastructure keeps pace.

Polk County among the fastest growing counties in Florida

2025
BullishMajor impact
SignificanceRadius: Area

Strong county-wide population and job growth supports long-term housing demand across the Lake Wales area.

New master-planned communities proposed near Lake Wales

2025
NeutralMajor impact
SignificanceRadius: Area

Thousands of new homes proposed nearby lift the area profile but also add brand-new competition for established homes.

Infrastructure and utility investment in Lake Wales

2025
BullishNotable impact
SignificanceRadius: Area

County and city spending on roads, utilities, and services aims to support the growing population over time.

Established home age and condition

Ongoing
NeutralNotable impact
SignificanceRadius: Community

As an established subdivision, the roof and system age on each home drive carrying cost and insurance, making inspection essential.

Flood zone and central Florida lakes

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Lakes and low areas nearby make the FEMA flood zone and any insurance need a per-parcel check before buying.

Affordability versus new construction

Ongoing
BullishNotable impact
SignificanceRadius: Community

An established, often more affordable address supports demand from buyers priced out of brand-new construction nearby.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Temple Grove Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. December 2025
    Development

    Large master-planned community continues to take root in Lake Wales

    A master-planned community offering more than 3,000 homes continues to advance in the Lake Wales area, part of a broader surge in new residential development across fast growing Polk County. Why it matters: Large new master plans nearby lift the area profile and add brand-new competition, a useful benchmark for buyers comparing established homes against new construction. Source

  2. May 2025
    Development

    Major development proposed near the Lake Wales airport with thousands of homes

    A development proposed for the Lake Wales airport area would include several million square feet of industrial space along with nearly 3,000 homes, underscoring the scale of growth proposed around the city. Why it matters: The scale of proposed growth supports long-term demand but also signals significant new housing supply that established homes will compete with over time. Source

Development alerts for Temple Grove TerraceGet a short monthly email when something new is approved, funded, or opens near Temple Grove Terrace.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Temple Grove Terrace buying strategy.

If we were buying in Temple Grove Terrace, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the build year and major systems first. In an established subdivision the roof, the HVAC, the plumbing, and the electrical drive the real carrying cost and the insurance, so verify the age and condition of each per home.

2

Verify whether any HOA or deed restriction applies. Small Lake Wales subdivisions vary, so confirm any association, dues, or special assessment by address before you assume there are none.

3

Check the FEMA flood zone and zoning by address. Central Florida has lakes and low areas nearby, so confirm the flood zone, any elevation note, and the exact zoning for the specific parcel.

4

Read the lot, not just the house. In a single-family pocket the lot size, the usability, and the setbacks set value alongside the home, so walk the parcel and confirm the survey.

5

Cross-shop the newer Lake Wales developments, such as the new master-planned communities rising nearby, if brand-new construction and warranties outrank an established address.

The Quick Decision
Best Buy
A well kept home on a usable lot with updated roof and systems
Biggest Risk
An aging roof, dated systems, or an unverified HOA or flood note
Best Lot
A larger, usable lot with good setbacks and a clean survey
Smart Timing
Confirm the build year, systems, flood zone, and any HOA before you offer
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Temple Grove Terrace is a small established single-family subdivision rather than an amenity-rich master plan, so the lifestyle is settled neighborhood living in Lake Wales. The draw is an affordable, established address in the citrus ridge country of Polk County, with Lake Wales offering a historic downtown, lakes, and parks nearby and US 27 providing the main corridor. Any homeowners association, deed restriction, and parcel detail varies, so confirm the current rules, any dues, and what each home includes with the county records and the listing before you buy.

Temple Grove Terrace Homes For Sale

What your money buys in Temple Grove Terrace.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Temple Grove Terrace today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Home
$194K to $200K

An older home that needs roof or system updates, the affordable way into the subdivision, where condition and the lot drive value.

Lowest entry
The Core Home
$200K to $215K

A well kept midsize home with updated systems on a usable lot, the heart of the neighborhood resale market.

Most inventory
The Top
$215K to $215K

The most updated homes on the best lots, with a newer roof and renovated interiors, the homes that hold value best here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$200K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$194K to $200K
The Entry Home
An older home that needs roof or system updates, the affordable way into the subdivision, where condition and the lot drive value.
$200K to $215K
The Core Home
A well kept midsize home with updated systems on a usable lot, the heart of the neighborhood resale market.
$215K to $215K
The Top
The most updated homes on the best lots, with a newer roof and renovated interiors, the homes that hold value best here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Temple Grove Terrace, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Temple Grove Terrace is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Temple Grove Terrace holds value.

Our read on the factors that protect resale here, and the one to manage.

Home age and systemsEstablished homes, read roof and systems per home
HOA and deed restriction riskConfirm any association by address
Flood and insurance exposureVerify FEMA zone per parcel
Location and area growthLake Wales in fast growing Polk County
Lot and conditionVaries by home, read the lot and survey

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Temple Grove Terrace

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Temple Grove Terrace1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Temple Grove Terrace2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Temple Grove Terrace3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Temple Grove Terrace4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Temple Grove Terrace5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Temple Grove Terrace is a small established subdivision, not a townwide average. The deal is won or lost on the specific home, the roof and systems, the lot, and the carrying costs.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.8B- · Buy Score
Resale Strength6.6/10
Renovation Risk5.5/10
Location Efficiency6.4/10
Long-Term Defensibility6.5/10
Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Temple Grove Terrace is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • In a small subdivision, the home and lot are the asset
  • A larger, usable lot with good setbacks holds value best
  • Confirm the FEMA flood zone and zoning per parcel
  • Read the roof and system age before the finishes
  • Verify the survey and any easement on the lot

In a single-family subdivision, the part of your money the market protects is the home condition and the lot, plus the carrying costs behind them. A well kept home with an updated roof and systems on a usable lot holds value better than a tired home that needs work. The interior can be renovated; the lot, the location, and the flood picture cannot. Read the roof and system age, the flood zone, the zoning, and any HOA first, then price the condition of the home against the lot.

The 15-Second Verdict

Temple Grove Terrace in 15 seconds.

Best forBuyers who want an affordable, established single-family home in Lake Wales.
Biggest advantageAn established, reasonably priced address in a fast growing part of Polk County.
Biggest riskAging roof, dated systems, or an unverified HOA or flood note on an older home.
Sweet spotA well kept home on a usable lot with an updated roof and systems.
Avoid ifYou want brand-new construction or large-scale resort amenities.

HOA, Deed Restrictions & Carrying Costs

15-Second Take
  • Confirm whether any HOA or deed restriction applies by address
  • Read the roof age and major systems, not just the dues
  • Verify the FEMA flood zone and any insurance need per parcel
  • Carry your own homeowners and confirm any flood coverage
  • Check the property taxes and total carrying cost per home

Whether a homeowners association applies in Temple Grove Terrace should be confirmed by address, since small Lake Wales subdivisions vary from no association to a modest one. If an association applies, it typically covers limited common-area upkeep. The carrying cost here is driven more by the home itself, the roof and systems, the property taxes, and the insurance than by any dues line. Confirm any association, dues, and special assessment from the listing and the county records for the exact parcel.

If a homeowners association applies, it generally covers only limited common items in a small subdivision like this. Owners carry their own homeowners insurance and, depending on the flood zone, may need flood coverage, so confirm the FEMA zone by address. Verify exactly what any association covers, what each owner must insure, and what the property taxes run for the specific home before you buy.

Run Your Numbers

Tools for a Temple Grove Terrace buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPolk County millage and the homestead picture.Rent vs buyThe breakeven on owning in Temple Grove Terrace.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Temple Grove Terrace

Price to the home, the systems, and the lot, not a townwide average.

Selling here means pricing to your specific home and lot, not an area-wide estimate. The condition of the house, the age of the roof and systems, the usability of the lot, and recent updates are what set your number in an established Lake Wales subdivision.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Temple Grove Terrace, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Greater Lake Wales, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Temple Grove Terrace home worth?

Get a no-obligation home value based on real comparable sales in Temple Grove Terrace matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Temple Grove Terrace on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,674/mo
Polk County typical true cost to own
$161/mo
Polk County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Temple Grove Terrace Market Scorecard

No active listings

Temple Grove Terrace is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$200,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/3
Active/Pend/Sold

Go deeper: county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Temple Grove Terrace?
It is an established single-family subdivision in Lake Wales, in Polk County, Florida, in the citrus ridge country of central Florida roughly between Tampa and Orlando. Confirm the exact ZIP and zoning by address, since Lake Wales spans more than one ZIP code.
Is Temple Grove Terrace a real neighborhood?
Yes. Multiple real estate listing aggregators list Temple Grove Terrace as an established residential subdivision in Lake Wales with single-family homes. Confirm the specific plat and parcel details with Polk County records for any home.
What kind of homes are in Temple Grove Terrace?
Listing guides describe modest, well kept midsize single-family homes, generally in the range of roughly 1,176 to 1,288 square feet. Confirm the exact size, bedroom count, and build year for any specific home, since these guides are approximate.
When was the subdivision built?
The exact build era is not cleanly documented in public guides, so confirm the build year of each home from the Polk County records and the listing. As an established subdivision, expect older homes where the roof and systems need a close read.
Is there a homeowners association?
Whether an HOA or deed restriction applies should be confirmed by address, since small Lake Wales subdivisions vary. Verify any association, dues, and special assessment from the listing and the county records before you assume there are none.
What are the carrying costs like?
The carrying cost here is driven mainly by the home, the roof and systems, the property taxes, and the insurance rather than by association dues. Confirm the taxes, an insurance quote, and any dues for the specific home.
Do I need flood insurance?
Central Florida has lakes and low areas, so check the FEMA flood zone and any elevation note by address. Get a flood-insurance quote for the exact parcel if the zone calls for it, and confirm coverage before you buy.
What schools serve the area?
It is part of Polk County Public Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific home, and note that magnet and choice options may apply.
What is nearby?
Lake Wales offers a historic downtown, lakes, and parks, with US 27 providing the main corridor north and south. Winter Haven, Bartow, and the wider Polk County job centers are a drive away, and Tampa and Orlando are each within reach. Confirm real drive times for your routine.
Is this a 55+ or age-restricted community?
There is no indication that Temple Grove Terrace is age-restricted; listing guides describe it as a general single-family subdivision. Confirm the community type and any deed restriction by address before you assume either way.
How is the Lake Wales area changing?
Polk County has been one of the fastest growing counties in Florida, and the Lake Wales area has seen large new master-planned developments and infrastructure spending proposed and underway nearby (Business Observer and Lake Wales News, 2025). That supports demand and adds new competition.
Should I buy new construction instead?
New master-planned homes nearby offer warranties and the latest finishes at their own pricing, while Temple Grove Terrace offers an established, often more affordable address. Which is the better buy depends on your budget, your tolerance for an older home, and the condition of the specific house.
Is Temple Grove Terrace a good investment?
An affordable, established address in a fast growing county supports demand, but this is a home and lot read, so the condition, the systems, the lot, and the carrying costs drive the outcome. This is not a guarantee of future value; read the home and the math.
How do I verify the details for a specific home?
Confirm the build year, the lot size, the zoning, the flood zone, and any HOA from the Polk County records and the listing for the exact parcel, and inspect the roof and major systems before you offer.
Who is the best real estate agent for Temple Grove Terrace?
The best agent for Temple Grove Terrace is one who actively works Lake Wales and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Temple Grove Terrace.
How do I find a top Lake Wales real estate agent who knows Temple Grove Terrace?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Temple Grove Terrace and the wider Lake Wales area.
Can Momentum Realty connect me with an agent for Temple Grove Terrace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Temple Grove Terrace purchase or sale - no call center and no pressure.
The Verdict

Should you buy in Temple Grove Terrace?

An honest fit check. We will tell you when it is not your community.

Buyers who want an affordable, established single-family home in Lake WalesExcellent fit
Owner-occupiers who value a smaller settled subdivision over a new master planExcellent fit
Buyers who want a Polk County address between Tampa and OrlandoExcellent fit
Buyers who will inspect the home, roof, systems, and lot closelyExcellent fit
Buyers who will verify the build year, flood zone, and any HOA by addressExcellent fit
Buyers who want brand-new construction with the latest finishes and warrantiesProbably not
Anyone unwilling to verify the build year, systems, flood zone, and any HOAProbably not
Buyers who need large-scale resort amenities or a gated communityProbably not
Buyers who want a downtown high-rise or a waterfront lifestyleProbably not
Buyers unwilling to budget for roof and system updates on an older homeProbably not

Get the inside read on Temple Grove Terrace

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Temple Grove Terrace home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Polk County market guide or every community in the Neighborhood Finder.

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More Lake Wales & Lakeland, Winter Haven & Polk County guides

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