Thompson Tracts
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Thompson Tracts in St Cloud, FL has 1 home for sale. As of September 2026, the MLS records 2 closed sales in Thompson Tracts in St Cloud, FL since 2022, the most recent in October 2024. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Right now there is exactly one active listing carrying the market picture for Thompson Tracts, which means there is no real spread of data to lean on. Whatever that single home is asking is effectively the market until more inventory surfaces.
For a buyer, that thin a sample means less room to negotiate off comparables and more reliance on a direct, line-by-line look at the one property available. For a seller, it means almost no competition to price against, but also almost no external validation of value from recent activity in the tract.
The 60-Second Overview
Thompson Tracts is a small pocket of St Cloud in Osceola County where MLS activity is currently limited to a single listing, with no community amenities identified in the current data.
County records show 8 qualified sales in Thompson Tracts across 2024 - 2025 (4 in 2024, 4 in 2025), median $285,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Thompson Tracts is best for.
Best for
- A buyer already interested in the single active listing who wants a clear-eyed evaluation before moving forward
- A buyer comfortable making a decision without a deep set of recent comparable sales in the immediate tract
- A seller weighing whether to list into a tract with essentially no current competing inventory
Probably not for
- A buyer who wants to tour multiple active options within the same tract before choosing
- A buyer relying on amenity packages that MLS data doesn't currently confirm for this community
- A buyer who needs a track record of recent sales or pricing trends specific to Thompson Tracts
The market around Thompson Tracts
Thompson Tracts is too small for its own price trend, so here is the market around it.
In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34769 (ST CLOUD), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Thompson Tracts specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
21% of homes for sale in ZIP 34769 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
THOMPSON TRACTS Market Scorecard
THOMPSON TRACTS is currently a thin data market. Limited supply, a median asking price of $160,000, and homes go under contract in about 140 days.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Thompson Tracts
Live MLS inventory for Thompson Tracts. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Thompson Tracts listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2024. Tap any home to ask about it.
The Thompson Tracts buying strategy.
If we were buying in Thompson Tracts today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Thompson Tracts.
A one-listing market
With only one active listing, Thompson Tracts does not behave like a typical tracked community with days-on-market trends or a median price history to reference. What's on the market at any given moment largely defines the tract's visible market for that stretch of time.
The MLS feed does not identify community amenities here, which likely reflects either a smaller, undeveloped tract or simply gaps in how listings have been tagged. Either way, buyers should treat amenity questions as something to verify directly with the property and any HOA documentation rather than assume based on typical St Cloud community offerings.
The location and the amenities are priced into every listing in Thompson Tracts. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a tract this thin on inventory, the value we add is not pulling up a chart of comparables, it is knowing how to evaluate a single property on its own terms, cross-checking it against broader St Cloud and Osceola County activity, and telling a buyer plainly whether the ask lines up with what similar homes nearby are doing.
Thompson Tracts in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Thompson Tracts buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Thompson Tracts sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Thompson Tracts, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Thompson Tracts home worth?
Get a no-obligation home value based on real comparable sales in Thompson Tracts, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Thompson Tracts on the map →
Should you buy in Thompson Tracts?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 22, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Thompson Tracts fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Thompson Tracts
Where is Thompson Tracts?
Thompson Tracts is a community in ST CLOUD, Osceola County, Florida, ZIP 34769.
Are there homes for sale in Thompson Tracts right now?
Yes - 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Thompson Tracts have an HOA or CDD?
No HOA is on record for Thompson Tracts in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
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