Tomoka Oaks North in Ormond Beach

Tomoka Oaks North Homes for Sale in Ormond Beach, FL

Established 1988 · Intracoastal West · ZIP 32224

A five-story condominium in central Ormond Beach near the Tomoka Oaks area, built 1976, with an affordable price point and a full amenity set.

Mid-rise condosAffordableCentral Ormond Beach
Live Market Pulse
45/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Tomoka Oaks North

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$90K
Median Price
8mo
Supply
108days
Avg DOM
Soft
Seller Leverage
$113/sf
Median $/Sqft
+12%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Tomoka Oaks North, the Tomoka Oakwood North condominium, is a 1976 five-story condo building in central Ormond Beach near the Tomoka Oaks area, and the read is affordability-and-amenities: compact one- and two-bedroom units at low price points with a community pool, clubhouse, hot tub, and shuffleboard, near the Trails Shopping Center. It competes on value and a central, walkable location rather than a beach setting. Because it is a 1976 mid-rise, the diligence is the reserve study, the milestone-inspection status, and the monthly assessment, since costs spread across the building."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Tomoka Oaks North market snapshot (as of June 25, 2026): the median sale price is about $90K ($113 per sq ft), with homes averaging 108 days on market and 8.0 months of supply, a buyer-leaning market (limited data). Values are up 12% over the past year and up 93% since 2017, based on 3 recent closings in live Daytona-area MLS data.

Tomoka Oaks North, the Tomoka Oakwood North condominium, is a five-story condominium in central Ormond Beach, Volusia County, near North Nova Road and the Tomoka Oaks neighborhood, completed in 1976 (third-party building records, 2026).

The building has 90 condos, 18 per floor, with one-bedroom units of about 748 square feet and two-bedroom units of about 932 square feet. It is an affordable, established condo building rather than a luxury tower.

Amenities are a real draw for the price: a community pool and kiddie pool, a clubhouse, a hot tub, shuffleboard courts, a barbecue grilling area, laundry areas on each floor, and a designated dog area. It is centrally located near the Trails Shopping Center, with convenient access to shopping, dining, and recreation.

Because the building dates to 1976, buyers should center diligence on the association's finances: the reserve study, the Florida milestone-inspection status, and the current assessment. Pull the FEMA flood zone for the specific unit and confirm any pending special assessment before you write.

Best for

  • Buyers who want an affordable, amenity-equipped condo in central Ormond Beach
  • First-time buyers, right-sizers, and value buyers
  • Pet owners who want a building with a designated dog area

Probably not for

  • Buyers who want a detached home or a beachside building
  • Anyone who wants a luxury or new building
  • Buyers unwilling to read the reserve study on a 1976 mid-rise

How Tomoka Oaks North is performing right now

45/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
8Months of supplytight
108Median days on marketdays
0 : 2Under contract vs for salestrong demand
3Sold in last 12 monthsliquidity
+93%Median price since 2017appreciation
+36%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Tomoka Oaks North listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Tomoka Oaks North buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Tomoka Oaks North

Live MLS inventory for Tomoka Oaks North. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tomoka Oaks North listings as of 2026-06-25, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Trails Shopping Center~2 to 5 min · retail, grocery, dining nearby
Granada Boulevard (SR-40)~5 min · main Ormond Beach corridor
Nova Road~1 to 2 min · central Ormond corridor
Interstate 95~5 to 10 min · via Granada Blvd
Ormond Beach (the beach)~15 to 20 min · east over the Granada bridge
Daytona Beach~15 to 20 min · south via Nova Rd or US-1
Daytona International Airport~15 to 20 min · regional air service

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Tomoka Oaks North (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Tomoka Oaks North is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Tomoka Oaks North address.

The takeaway

What is actually relevant to buyers at Tomoka Oaks North, sourced and dated. We do not publish rumor.

Recent Developments in Tomoka Oaks North

Our read on what is being built around Tomoka Oaks North, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe building is built out with no new competing supply on its footprint; the live issue for a 1976 mid-rise condo is the Florida milestone-inspection and reserve regime, which buyers should confirm for this association.

Florida condo milestone inspections and reserve studies

NeutralMulti-story Florida condo buildings must complete milestone structural inspections and fully fund reserves, which can drive special assessments on a 1976 building. Confirm this association's status. impact
SignificanceRadius: Every unit in the building

Florida condo milestone inspections and reserve studies

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Tomoka Oaks North, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2022 to 2024
    Regulation

    Florida condo safety law (SB 4-D, amended by SB 154)

    After the 2021 Surfside collapse, Florida required milestone structural inspections for condo buildings three stories and taller and ended the ability to waive structural reserves, with milestone deadlines through the end of 2024. Why it matters: For a 1976 five-story condo, the milestone report and reserve study tell you whether a special assessment is likely. Source

Development alerts for Tomoka Oaks NorthGet a short monthly email when something new is approved, funded, or opens near Tomoka Oaks North.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Tomoka Oaks North, this is the order of operations we would run, and the one we run for our clients.

1

Read the reserve study and budget. On a 1976 mid-rise, the assessment and reserve balance tell you your real cost better than the low list price does.

2

Confirm the milestone inspection status. Ask the association for the milestone structural inspection report and any resulting work.

3

Confirm financeability. Older, low-priced condos can face lender condo-review issues; confirm the unit and association meet your lender's requirements or plan for cash.

4

Pull the FEMA flood zone for the unit. Check the specific unit's zone and get an insurance quote before you write.

5

Comp by floor and size. The one- and two-bedroom plans and floor differ; price off the closest same-plan sale in the building.

Best Buy
A well-kept two-bedroom unit at an affordable basis in a building whose reserves and milestone status you have verified.
Biggest Risk
Special-assessment exposure on a 1976 building and lender condo-review friction at low price points.
Best Lot
Higher floors or better outlooks carry a modest premium; lower and one-bedroom units are the value.
Smart Timing
Confirm current days on market; affordable central-Ormond condos can move quickly when financeable.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Tomoka Oaks North (the Tomoka Oakwood North condominium) is a five-story condominium in central Ormond Beach, Volusia County, near North Nova Road and the Tomoka Oaks neighborhood, completed in 1976. It has 90 condos (18 per floor), with one-bedroom units of about 748 square feet and two-bedroom units of about 932 square feet, and amenities including a community pool and kiddie pool, clubhouse, hot tub, shuffleboard, a barbecue area, per-floor laundry, and a dog area, near the Trails Shopping Center.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: one-bedroom units
$80K to $90K

The value end of Tomoka Oaks North, the one-bedroom units around 748 square feet. You get the amenity set and the central location at a low basis. Read the reserve study and confirm financeability before you write.

Lowest entry
Mid: two-bedroom units
$90K to $105K

The core of the building: two-bedroom units around 932 square feet. Floor and condition separate these; comp against the closest same-plan sale.

Most inventory
High: updated or higher-floor units
$105K to $105K

The upper end runs to updated or higher-floor units. Price each on condition and floor rather than the building name.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$80K to $90K
Entry: one-bedroom units
The value end of Tomoka Oaks North, the one-bedroom units around 748 square feet. You get the amenity set and the central location at a low basis. Read the reserve study and confirm financeability before you write.
$90K to $105K
Mid: two-bedroom units
The core of the building: two-bedroom units around 932 square feet. Floor and condition separate these; comp against the closest same-plan sale.
$105K to $105K
High: updated or higher-floor units
The upper end runs to updated or higher-floor units. Price each on condition and floor rather than the building name.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Tomoka Oaks North

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The affordable price and the full amenity set in a central Ormond location are the draw at Tomoka Oaks North. The deal is in the building's reserves and milestone status, and in confirming financeability, not in the low sticker.

Jon Brooks · Founder, Momentum Realty
6.7C+ · Buy Score
Resale Strength6.7/10
Renovation Risk6.0/10
Location Efficiency7.6/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Tomoka Oaks North is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • Size and floor drive price; two-bedroom and higher-floor units over one-bedroom or lower ones.
  • One-bedroom units are the value entry.
  • Comp like-for-like by plan and floor.

There is no individual lot at Tomoka Oaks North; price is set by unit size, floor, condition, and the association's financial health, with the amenity set as the backdrop. Two-bedroom and higher-floor units command a modest premium over one-bedroom and lower units. Because it is a 1976 mid-rise, the reserve study, milestone status, and financeability weigh on value, so compare a unit against the closest same-plan sale.

Tomoka Oaks North in 15 seconds.

Best forBuyers who want an affordable, amenity-equipped condo in central Ormond Beach near the Trails Shopping Center.
Strong onValue and amenities: a pool, clubhouse, hot tub, shuffleboard, and a dog area at low price points in a central location.
WatchSpecial-assessment exposure on a 1976 building and lender condo-review friction at low prices.
Not forBuyers who want a detached home, a beachside building, or a luxury or new building.
The edgeA full amenity set at a low condo price in central Ormond is a value; confirm reserves and financeability.

HOA, CDD & Fees

15-Second Take
  • One condo assessment here; the amenity set is full for the price.
  • On a 1976 mid-rise, the reserve study and milestone status are the numbers that can surprise you.
  • At low prices, confirm financeability before you count on a mortgage.

Tomoka Oaks North carries a condominium assessment that funds the building, its amenities, common areas, and insurance. We do not publish a dues figure we have not verified; ask the association for the current assessment, the reserve study, and any pending special assessment for the specific unit.

The assessment funds building and grounds maintenance, the community pool and kiddie pool, clubhouse, hot tub, shuffleboard, barbecue area, laundry areas, the dog area, common areas, and insurance; confirm exact inclusions in the current budget.

There is no golf or private club; the building has its own pool, clubhouse, hot tub, and shuffleboard. It is near, but distinct from, the Tomoka Oaks golf neighborhood.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Tomoka Oaks North, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Tomoka Meadows, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Tomoka Oaks North home worth?

Get a no-obligation home value based on real comparable sales in Tomoka Oaks North matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Tomoka Oaks North on the map →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Tomoka Oaks North year by year since 2014, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,789/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Tomoka Oaks North Market Scorecard

Buyer-Leaning Market (limited data)

Tomoka Oaks North is currently a buyer-leaning market (limited data). About 12.0 months of supply, a median asking price of $149,000, and homes go under contract in about 60 days.

12.0
Months supply
$149,000
Median list
$89,900
Median sold
$113
Per sqft
60
Days on mkt
3/0/3
Active/Pend/Sold

Typical home value in the 32174 ZIP is $371,102, about 10.1% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Tomoka Oaks North?
It is a five-story condominium in central Ormond Beach, Volusia County, near North Nova Road and the Tomoka Oaks neighborhood, near the Trails Shopping Center.
Is it the same as the Tomoka Oaks golf neighborhood?
No. Tomoka Oaks North (Tomoka Oakwood North) is a condominium building near the Tomoka Oaks area, distinct from the larger Tomoka Oaks golf-course neighborhood.
When was it built and how big is it?
It was completed in 1976 and has 90 condos across five stories, 18 per floor (third-party records, 2026).
What size are the units?
One-bedroom units of about 748 square feet and two-bedroom units of about 932 square feet.
What amenities are there?
A community pool and kiddie pool, a clubhouse, a hot tub, shuffleboard, a barbecue area, per-floor laundry, and a designated dog area.
What are the monthly fees?
Tomoka Oaks North carries a condo assessment that includes insurance. We do not publish a figure we have not verified; ask the association for the current assessment and reserve study.
Can I finance a unit here?
Older, low-priced condos can face lender condo-review issues. Confirm the unit and association meet your lender's requirements, or plan for cash.
What about the Florida condo safety law?
Florida requires milestone structural inspections for condo buildings three stories and taller and full reserve funding. On a 1976 building, ask for the milestone report and reserve study before you buy.
Is it on the beach?
No. It is in central Ormond Beach; the beach is a drive east over the Granada bridge, roughly 15 to 20 minutes.
What schools serve this area?
It is in the Volusia County School District, with assignments set by address. Verify the exact zoned schools for a specific unit using the district locator.
Can I rent my unit out?
Confirm the association's current minimum rental period and any cap in writing before counting on rental use.
Is Tomoka Oaks North a good place to buy?
For an affordable, amenity-equipped condo in a central Ormond location, it is a value play; the main work is verifying the reserves, milestone status, and financeability.
Who is the best real estate agent for Tomoka Oaks North?
The best agent for Tomoka Oaks North is one who actively works Ormond Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tomoka Oaks North.
How do I find a top Ormond Beach real estate agent who knows Tomoka Oaks North?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tomoka Oaks North and the wider Ormond Beach area.
Can Momentum Realty connect me with an agent for Tomoka Oaks North?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tomoka Oaks North purchase or sale - no call center and no pressure.
You want an affordable, amenity-equipped condo in central Ormond BeachExcellent fit
You value a pool, clubhouse, hot tub, and a dog area at a low basisExcellent fit
You will verify the reserves, milestone status, and financeability before buyingExcellent fit
You want a detached home or a beachside buildingProbably not
You want a luxury or new buildingProbably not
You are not willing to do reserve and financing diligence on a 1976 mid-riseProbably not

Get the inside read on Tomoka Oaks North

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Tomoka Oaks North home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Tomoka Oaks North specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Tomoka Oaks North - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.
Tomoka Oaks Condo North Ormond Beach median home price history from 2014 to 2023, chart by Momentum Realty
Median sale price in Tomoka Oaks Condo North Ormond Beach, Florida by year (2014 to 2023). Source: Momentum Realty.

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