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Tomoka Oaks Condo North Ormond Beach in Ormond Beach

Tomoka Oaks Condo North Ormond Beach
Homes for Sale in Ormond Beach, FL

Community in Ormond Beach · Volusia County
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True comps, carrying-cost math, and listings before the portals.

Built fromLive DBAMLS dataUpdated twice daily
Live · Tomoka Oaks Condo North Ormond Beach Housing Pulse DBAMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Volusia: 20% (1,084 of 5,314)
3 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Tomoka Oaks Condo North Ormond Beach is a full-amenity condo community where price is set by floor level, condition, and whether the unit has been updated in the last decade. The elevator makes upper floors accessible, but most buyers gravitate toward lower-floor units with direct pool access. The all-in HOA — covering water, cable, trash, grounds, and structure maintenance — means your monthly carrying cost is predictable, but it also means resale value hinges on how well the association manages deferred maintenance and reserve funding.

With twelve months of supply and three active listings as of July 2026, this is a buyer-leaning market. Sellers will need to price at or slightly below recent comps to move a unit inside sixty days. Buyers have time to be selective about condition and to negotiate on dated interiors or deferred owner improvements. If you're considering a purchase, verify the HOA's reserve study and recent capital expenditures before you write an offer — the structure and amenities are shared assets, and their condition determines whether your unit appreciates or becomes a value trap.

Tomoka Oaks Condo North Ormond Beach Housing Pulse · Momentum Research · as of July 12, 2026

Tomoka Oaks Condo North Ormond Beach right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of DBAMLS records, as of July 12, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 12, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Best for

  • Buyers seeking a low-maintenance primary or secondary residence with pool, spa, and clubhouse access included.
  • Owners who value predictable monthly costs and prefer to outsource grounds, structural, and amenity upkeep to an HOA.
  • Investors targeting long-term rentals where the all-in HOA fee simplifies tenant billing and reduces landlord maintenance calls.

Probably not for

  • Buyers who want control over building decisions, capital spending, or reserve allocation — you're one vote among many here.
  • Owners who rarely use shared amenities and resent paying for a clubhouse, pool, or shuffleboard court they don't visit.
  • Sellers or buyers unwilling to review HOA financials, reserve studies, and meeting minutes during due diligence — skipping this step is a mistake in any condo purchase.

The market around Tomoka Oaks Condo North Ormond Beach

Tomoka Oaks Condo North Ormond Beach is too small for its own price trend, so here is the market around it.

Across Volusia County, 4,230 homes are active and 1,084 pending (20% under contract).

ZIP and county figures describe the wider market, not Tomoka Oaks Condo North Ormond Beach specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Tomoka Oaks Condo North Ormond Beach

Live MLS inventory for Tomoka Oaks Condo North Ormond Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tomoka Oaks Condo North Ormond Beach listings as of 2026-07-12, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Tap any home to ask about it.

Listing locations from DBAMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across DBAAR listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

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Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Trails Shopping Center~2 to 5 min · retail, grocery, dining nearby
Granada Boulevard (SR-40)~5 min · main Ormond Beach corridor
Nova Road~1 to 2 min · central Ormond corridor
Interstate 95~5 to 10 min · via Granada Blvd
Ormond Beach (the beach)~15 to 20 min · east over the Granada bridge
Daytona Beach~15 to 20 min · south via Nova Rd or US-1
Daytona International Airport~15 to 20 min · regional air service

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Tomoka Oaks North Homes for Sale in Ormond Beach, FL with Momentum Realty’s local guides.

Riverview Highlands Homes for Sale in Ormond Beach, FLRiverview Highlands Homes for Sale in Ormond Beach, FLOrmond Beach, FL · 0.2 miRiver Bridge of Ormond Beach Homes for SaleRiver Bridge of Ormond Beach Homes for SaleOrmond Beach, FL · 0.4 miRay Mar Heights Homes for Sale in Ormond Beach, FLRay Mar Heights Homes for Sale in Ormond Beach, FLOrmond Beach, FL · 0.5 miSunny Shores Homes for Sale in Ormond Beach, FLSunny Shores Homes for Sale in Ormond Beach, FLOrmond Beach, FL · 0.5 miOrmond Beach Park Homes for SaleOrmond Beach Park Homes for SaleOrmond Beach, FL · 0.5 miCapistrano By The Sea Homes for Sale in Ormond Beach, FLCapistrano By The Sea Homes for Sale in Ormond Beach, FLOrmond Beach, FL · 0.6 miFountain Square Homes for Sale in Ormond Beach, FLFountain Square Homes for Sale in Ormond Beach, FLOrmond Beach, FL · 0.7 miHilltop Haven Homes for Sale in Ormond Beach, FLHilltop Haven Homes for Sale in Ormond Beach, FLOrmond Beach, FL · 0.7 miCastlegate Homes for Sale in Ormond Beach, FLCastlegate Homes for Sale in Ormond Beach, FLOrmond Beach, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Tomoka Oaks North (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Tomoka Oaks North is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Tomoka Oaks North address.

The takeaway

What is actually relevant to buyers at Tomoka Oaks North, sourced and dated. We do not publish rumor.

Recent Developments in Tomoka Oaks North

Our read on what is being built around Tomoka Oaks North, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe building is built out with no new competing supply on its footprint; the live issue for a 1976 mid-rise condo is the Florida milestone-inspection and reserve regime, which buyers should confirm for this association.

Florida condo milestone inspections and reserve studies

NeutralMulti-story Florida condo buildings must complete milestone structural inspections and fully fund reserves, which can drive special assessments on a 1976 building. Confirm this association's status. impact
SignificanceRadius: Every unit in the building

Florida condo milestone inspections and reserve studies

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Tomoka Oaks North, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2022 to 2024
    Regulation

    Florida condo safety law (SB 4-D, amended by SB 154)

    After the 2021 Surfside collapse, Florida required milestone structural inspections for condo buildings three stories and taller and ended the ability to waive structural reserves, with milestone deadlines through the end of 2024. Why it matters: For a 1976 five-story condo, the milestone report and reserve study tell you whether a special assessment is likely. Source

Development alerts for Tomoka Oaks NorthGet a short monthly email when something new is approved, funded, or opens near Tomoka Oaks North.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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If we were buying in Tomoka Oaks Condo North Ormond Beach today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tomoka Oaks Condo North Ormond Beach.

Best Buy
Buyers who want full amenities and no exterior maintenance, and who will verify HOA financials before closing.
Biggest Risk
Resale value depends on HOA reserve funding and capital planning — underfunded reserves or deferred maintenance become your problem.
Sweet Spot
A well-maintained unit on a lower floor near the pool, purchased after reviewing the reserve study and recent HOA financials.
Avoid If
You want control over exterior decisions or resent paying for amenities you don't use.

What drives value in a full-amenity condo

Tomoka Oaks Condo North Ormond Beach delivers the amenity package many buyers want — pool, spa, clubhouse, shuffleboard, barbecue area, car wash, and storage — without the yard work or exterior maintenance. The elevator makes every floor accessible, and the HOA covers water, cable, trash, grounds maintenance, and structural upkeep. For a buyer who values predictability and low hands-on involvement, this is the model.

The trade-off is governance and shared cost. Your monthly fee pays for amenities you may or may not use, and your unit's resale value is partly determined by decisions the HOA makes about reserves, special assessments, and capital improvements. A well-funded reserve account and a recent reserve study are green flags. Deferred roof or exterior work, underfunded reserves, or a history of special assessments are red flags. Request the HOA financials, meeting minutes, and reserve study during due diligence — these documents tell you whether you're buying into a well-managed asset or inheriting someone else's repair bill.

Condition inside the unit matters as much as the building's financials. An updated kitchen and bath, newer flooring, and fresh paint will command a premium over original finishes from the community's construction. In a buyer-leaning market like this one, dated interiors sit longer and sell for less. If you're a seller, consider a pre-list refresh of the most visible surfaces. If you're a buyer, factor renovation cost into your offer on any unit that hasn't been touched in fifteen years.

Location within the community also drives price. Lower-floor units near the pool and clubhouse tend to move faster and command slightly higher per-square-foot pricing due to convenience and accessibility, even though the elevator serves all floors. Corner units with extra windows and cross-ventilation also sell at a premium. Know what you're comparing when you evaluate a listing price — a third-floor interior unit and a first-floor corner unit are not equivalent even if the square footage matches.

The location and the amenities are priced into every listing in Tomoka Oaks Condo North Ormond Beach. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Condo transactions require a different due diligence process than single-family homes, and Tomoka Oaks Condo North Ormond Beach is no exception. Momentum brokers know how to read HOA financials, interpret reserve studies, and identify red flags in meeting minutes before you're under contract. We'll pull the documents, walk you through the association's capital planning, and tell you if the monthly fee is sustainable or if a special assessment is likely. If you're selling, we'll position your unit against active inventory with honest pricing and staging advice that reflects current buyer expectations. We work this market daily, and we'll tell you when a deal doesn't pencil — before you waste time on it.

Tomoka Oaks Condo North Ormond Beach in 15 seconds.

Best forBuyers who want full amenities and no exterior maintenance, and who will verify HOA financials before closing.
Biggest advantagePredictable monthly cost with all-in HOA covering water, cable, trash, grounds, and structure maintenance.
Biggest riskResale value depends on HOA reserve funding and capital planning — underfunded reserves or deferred maintenance become your problem.
Sweet spotA well-maintained unit on a lower floor near the pool, purchased after reviewing the reserve study and recent HOA financials.
Avoid ifYou want control over exterior decisions or resent paying for amenities you don't use.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tomoka Oaks Condo North Ormond Beach sales matched to your home.

What is your Tomoka Oaks Condo North Ormond Beach home worth?

Get a no-obligation home value based on real comparable sales in Tomoka Oaks Condo North Ormond Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Tomoka Oaks Condo North Ormond Beach on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,796/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

24% of homes for sale in ZIP 32174 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Tomoka Oaks North Market Scorecard

Buyer-Leaning Market (limited data)

Tomoka Oaks North is currently a buyer-leaning market (limited data). About 12.0 months of supply, a median asking price of $149,000, and homes go under contract in about 74 days.

12.0
Months supply
$149,000
Median list
$89,900
Median sold
$113
Per sqft
74
Days on mkt
3/0/3
Active/Pend/Sold

Typical home value in the 32174 ZIP is $373,463, about 10.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

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Tomoka Oaks North Market Scorecard

Buyer-Leaning Market (limited data)

Tomoka Oaks North is currently a buyer-leaning market (limited data). About 12.0 months of supply, a median asking price of $149,000, and homes go under contract in about 69 days.

12.0
Months supply
$149,000
Median list
$89,900
Median sold
$113
Per sqft
69
Days on mkt
3/0/3
Active/Pend/Sold

Typical home value in the 32174 ZIP is $373,463, about 10.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

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Frequently Asked Questions

Is Tomoka Oaks Condo North Ormond Beach a buyer's or seller's market right now?
As of July 12, 2026, Tomoka Oaks Condo North Ormond Beach leans toward buyers: 12.0 months of supply at the current sales pace (DBAMLS live counts).
Who is the best real estate agent for Tomoka Oaks Condo North Ormond Beach?
The best agent for Tomoka Oaks Condo North Ormond Beach is one who actively works Ormond Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tomoka Oaks Condo North Ormond Beach.
How do I find a top Ormond Beach real estate agent who knows Tomoka Oaks Condo North Ormond Beach?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tomoka Oaks Condo North Ormond Beach and the wider Ormond Beach area.
Can Momentum Realty connect me with an agent for Tomoka Oaks Condo North Ormond Beach?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tomoka Oaks Condo North Ormond Beach purchase or sale - no call center and no pressure.
Buyers seeking a low-maintenance primary or secondary residence with pool, spa, and clubhouse access included.Excellent fit
Owners who value predictable monthly costs and prefer to outsource grounds, structural, and amenity upkeep to an HOA.Excellent fit
Investors targeting long-term rentals where the all-in HOA fee simplifies tenant billing and reduces landlord maintenance calls.Excellent fit
Buyers who want control over building decisions, capital spending, or reserve allocation — you're one vote among many here.Probably not
Owners who rarely use shared amenities and resent paying for a clubhouse, pool, or shuffleboard court they don't visit.Probably not
Sellers or buyers unwilling to review HOA financials, reserve studies, and meeting minutes during due diligence — skipping this step is a mistake in any condo purchase.Probably not

Nearby Communities

Explore more neighborhoods near Tomoka Oaks Condo North Ormond Beach with Momentum Realty’s local guides.

TMTomoka Meadows Ormond BeachOrmond Beach, FL · 0.3 miTOTomoka Oaks Ormond BeachOrmond Beach, FL · 0.5 miLOLakevue Ormond BeachOrmond Beach, FL · 0.5 miMRMallards Reach Ormond BeachOrmond Beach, FL · 0.6 miBOBroderick Ormond BeachOrmond Beach, FL · 0.7 miKCKings Crossing Ormond BeachOrmond Beach, FL · 0.7 miAWAutumn Wood Ormond BeachOrmond Beach, FL · 0.9 miTETimbers Edge Ormond BeachOrmond Beach, FL · 0.9 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsDBAMLS, refreshed twice daily (last: July 12, 2026)
Under-contract sharesDBAMLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
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Thinking about hiring an agent here? How to find the best real estate agent in Tomoka Oaks North - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

More Ormond Beach & Volusia County / Daytona Beach Area guides

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