Tomoka Oaks Condo North Ormond Beach in Ormond Beach

Tomoka Oaks Condo North Ormond Beach
Homes for Sale in Ormond Beach, FL

Community in Ormond Beach · Volusia County
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Built fromLive DBAMLS dataUpdated twice daily
Live · Tomoka Oaks Condo North Ormond Beach Housing Pulse DBAMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Volusia: 20% (1,084 of 5,314)
3 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Tomoka Oaks Condo North Ormond Beach is a full-amenity condo community where price is set by floor level, condition, and whether the unit has been updated in the last decade. The elevator makes upper floors accessible, but most buyers gravitate toward lower-floor units with direct pool access. The all-in HOA — covering water, cable, trash, grounds, and structure maintenance — means your monthly carrying cost is predictable, but it also means resale value hinges on how well the association manages deferred maintenance and reserve funding.

With twelve months of supply and three active listings as of July 2026, this is a buyer-leaning market. Sellers will need to price at or slightly below recent comps to move a unit inside sixty days. Buyers have time to be selective about condition and to negotiate on dated interiors or deferred owner improvements. If you're considering a purchase, verify the HOA's reserve study and recent capital expenditures before you write an offer — the structure and amenities are shared assets, and their condition determines whether your unit appreciates or becomes a value trap.

Tomoka Oaks Condo North Ormond Beach Housing Pulse · Momentum Research · as of July 12, 2026

Tomoka Oaks Condo North Ormond Beach right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of DBAMLS records, as of July 12, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 12, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Best for

  • Buyers seeking a low-maintenance primary or secondary residence with pool, spa, and clubhouse access included.
  • Owners who value predictable monthly costs and prefer to outsource grounds, structural, and amenity upkeep to an HOA.
  • Investors targeting long-term rentals where the all-in HOA fee simplifies tenant billing and reduces landlord maintenance calls.

Probably not for

  • Buyers who want control over building decisions, capital spending, or reserve allocation — you're one vote among many here.
  • Owners who rarely use shared amenities and resent paying for a clubhouse, pool, or shuffleboard court they don't visit.
  • Sellers or buyers unwilling to review HOA financials, reserve studies, and meeting minutes during due diligence — skipping this step is a mistake in any condo purchase.

The market around Tomoka Oaks Condo North Ormond Beach

Tomoka Oaks Condo North Ormond Beach is too small for its own price trend, so here is the market around it.

Across Volusia County, 4,230 homes are active and 1,084 pending (20% under contract).

ZIP and county figures describe the wider market, not Tomoka Oaks Condo North Ormond Beach specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Tomoka Oaks Condo North Ormond Beach, Ormond Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 21 listings

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Tomoka Oaks Condo North Ormond Beach

Live MLS inventory for Tomoka Oaks Condo North Ormond Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Tomoka Oaks Condo North Ormond Beach listings as of 2026-07-12, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Tap any home to ask about it.

Listing locations from DBAMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across DBAAR listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Tomoka Oaks Condo North Ormond Beach today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tomoka Oaks Condo North Ormond Beach.

Best Buy
Buyers who want full amenities and no exterior maintenance, and who will verify HOA financials before closing.
Biggest Risk
Resale value depends on HOA reserve funding and capital planning — underfunded reserves or deferred maintenance become your problem.
Sweet Spot
A well-maintained unit on a lower floor near the pool, purchased after reviewing the reserve study and recent HOA financials.
Avoid If
You want control over exterior decisions or resent paying for amenities you don't use.

What drives value in a full-amenity condo

Tomoka Oaks Condo North Ormond Beach delivers the amenity package many buyers want — pool, spa, clubhouse, shuffleboard, barbecue area, car wash, and storage — without the yard work or exterior maintenance. The elevator makes every floor accessible, and the HOA covers water, cable, trash, grounds maintenance, and structural upkeep. For a buyer who values predictability and low hands-on involvement, this is the model.

The trade-off is governance and shared cost. Your monthly fee pays for amenities you may or may not use, and your unit's resale value is partly determined by decisions the HOA makes about reserves, special assessments, and capital improvements. A well-funded reserve account and a recent reserve study are green flags. Deferred roof or exterior work, underfunded reserves, or a history of special assessments are red flags. Request the HOA financials, meeting minutes, and reserve study during due diligence — these documents tell you whether you're buying into a well-managed asset or inheriting someone else's repair bill.

Condition inside the unit matters as much as the building's financials. An updated kitchen and bath, newer flooring, and fresh paint will command a premium over original finishes from the community's construction. In a buyer-leaning market like this one, dated interiors sit longer and sell for less. If you're a seller, consider a pre-list refresh of the most visible surfaces. If you're a buyer, factor renovation cost into your offer on any unit that hasn't been touched in fifteen years.

Location within the community also drives price. Lower-floor units near the pool and clubhouse tend to move faster and command slightly higher per-square-foot pricing due to convenience and accessibility, even though the elevator serves all floors. Corner units with extra windows and cross-ventilation also sell at a premium. Know what you're comparing when you evaluate a listing price — a third-floor interior unit and a first-floor corner unit are not equivalent even if the square footage matches.

The location and the amenities are priced into every listing in Tomoka Oaks Condo North Ormond Beach. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Condo transactions require a different due diligence process than single-family homes, and Tomoka Oaks Condo North Ormond Beach is no exception. Momentum brokers know how to read HOA financials, interpret reserve studies, and identify red flags in meeting minutes before you're under contract. We'll pull the documents, walk you through the association's capital planning, and tell you if the monthly fee is sustainable or if a special assessment is likely. If you're selling, we'll position your unit against active inventory with honest pricing and staging advice that reflects current buyer expectations. We work this market daily, and we'll tell you when a deal doesn't pencil — before you waste time on it.

Tomoka Oaks Condo North Ormond Beach in 15 seconds.

Best forBuyers who want full amenities and no exterior maintenance, and who will verify HOA financials before closing.
Biggest advantagePredictable monthly cost with all-in HOA covering water, cable, trash, grounds, and structure maintenance.
Biggest riskResale value depends on HOA reserve funding and capital planning — underfunded reserves or deferred maintenance become your problem.
Sweet spotA well-maintained unit on a lower floor near the pool, purchased after reviewing the reserve study and recent HOA financials.
Avoid ifYou want control over exterior decisions or resent paying for amenities you don't use.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tomoka Oaks Condo North Ormond Beach sales matched to your home.

What is your Tomoka Oaks Condo North Ormond Beach home worth?

Get a no-obligation home value based on real comparable sales in Tomoka Oaks Condo North Ormond Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,988/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Tomoka Oaks North Market Scorecard

Buyer-Leaning Market (limited data)

Tomoka Oaks North is currently a buyer-leaning market (limited data). About 16.0 months of supply, a median asking price of $142,250, and homes go under contract in about 72.5 days.

16.0
Months supply
$142,250
Median list
$89,900
Median sold
$113
Per sqft
72.5
Days on mkt
4/0/3
Active/Pend/Sold

Typical home value in the 32174 ZIP is $372,546, about 9.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Tomoka Oaks Condo North Ormond Beach a buyer's or seller's market right now?
As of July 12, 2026, Tomoka Oaks Condo North Ormond Beach leans toward buyers: 12.0 months of supply at the current sales pace (DBAMLS live counts).
Who is the best real estate agent for Tomoka Oaks Condo North Ormond Beach?
The best agent for Tomoka Oaks Condo North Ormond Beach is one who actively works Ormond Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Tomoka Oaks Condo North Ormond Beach.
How do I find a top Ormond Beach real estate agent who knows Tomoka Oaks Condo North Ormond Beach?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Tomoka Oaks Condo North Ormond Beach and the wider Ormond Beach area.
Can Momentum Realty connect me with an agent for Tomoka Oaks Condo North Ormond Beach?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Tomoka Oaks Condo North Ormond Beach purchase or sale - no call center and no pressure.
Buyers seeking a low-maintenance primary or secondary residence with pool, spa, and clubhouse access included.Excellent fit
Owners who value predictable monthly costs and prefer to outsource grounds, structural, and amenity upkeep to an HOA.Excellent fit
Investors targeting long-term rentals where the all-in HOA fee simplifies tenant billing and reduces landlord maintenance calls.Excellent fit
Buyers who want control over building decisions, capital spending, or reserve allocation — you're one vote among many here.Probably not
Owners who rarely use shared amenities and resent paying for a clubhouse, pool, or shuffleboard court they don't visit.Probably not
Sellers or buyers unwilling to review HOA financials, reserve studies, and meeting minutes during due diligence — skipping this step is a mistake in any condo purchase.Probably not

Nearby Communities

Explore more neighborhoods near Tomoka Oaks Condo North Ormond Beach with Momentum Realty’s local guides.

TMTomoka Meadows Ormond BeachOrmond Beach, FL · 0.3 miTOTomoka Oaks Ormond BeachOrmond Beach, FL · 0.5 miLOLakevue Ormond BeachOrmond Beach, FL · 0.5 miMRMallards Reach Ormond BeachOrmond Beach, FL · 0.6 miBOBroderick Ormond BeachOrmond Beach, FL · 0.7 miKCKings Crossing Ormond BeachOrmond Beach, FL · 0.7 miAWAutumn Wood Ormond BeachOrmond Beach, FL · 0.9 miTETimbers Edge Ormond BeachOrmond Beach, FL · 0.9 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsDBAMLS, refreshed twice daily (last: July 12, 2026)
Under-contract sharesDBAMLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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