Tract
Homes for Sale in Land O Lakes, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Tract 4 in Land O Lakes, FL since 2025, the most recent in December 2025. Across Land O Lakes as a whole, 1,104 homes closed in the last 12 months at a median of $394,990, 43 median days on market, with 219 homes for sale today. At that median and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $6,380 ($5,730 with the full homestead exemption).
Tract 4 in Land O Lakes is one of those pockets where the MLS feed simply doesn't return a defined set of community amenities. That's a data point in itself: no clubhouse, gate, or shared recreation feature is currently tied to active or recent listings here, which means whatever appeal this tract has is coming from the homes and lots themselves, not a packaged lifestyle.
For buyers, that shifts the diligence onto the individual property and any HOA documents rather than a community brochure. For sellers, it means your listing has to work harder to explain what makes this specific home worth the number you're asking, since there's no shared amenity story to lean on.
Nearby homes for sale
No active listings inside TractHomes for Sale in Land O Lakes, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Tract 4 sits within Land O Lakes in Pasco County, and current MLS data doesn't surface a named amenity package for the area, so it reads more as a general residential pocket than a branded community.
County records show 3 qualified sales in Tract 4 across 2025–2025, median $105,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Tract is best for.
Best for
- Buyers prioritizing home condition and lot over community perks
- Buyers who want to avoid amenity-related HOA fees
- Buyers comfortable doing direct diligence on a lower-data tract
Probably not for
- Buyers who want a defined amenity package as part of the purchase
- Buyers relying solely on listing-feed data without independent verification
- Buyers seeking an established community identity or shared common areas
The market around Tract
Tract is too small for its own price trend, so here is the market around it.
In ZIP 34638, 328 homes are on the market and 29% are under contract — a steady corner of Land O Lakes.
Across Pasco County, 4,382 homes are active and 1,285 pending (23% under contract).
In ZIP 34638 (Land O Lakes), 1,727 homes closed in the last 12 months at a median of $395K ($181/sq ft), up 1.9% year over year, with a median 45 days on market. Right now 168 active and 81 pending listings put supply at about 2.2 months — a healthy market. See the live ZIP 34638 housing market and the Pasco County market.
ZIP and county figures describe the wider market, not Tract specifically. Momentum Research analysis of MLS records.
The Tract buying strategy.
If we were buying in Tract today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tract.
A Tract Still Defining Itself
When a tract shows no identified amenities in the feed, it usually means one of two things: the community is genuinely amenity-light, or the listings simply haven't tagged that information consistently. Either way, a buyer shouldn't assume anything about pools, trails, or common areas here without confirming directly through property records or an HOA disclosure, if one exists.
This also means valuation conversations in Tract 4 have to lean on individual home condition, lot characteristics, and proximity to the broader Land O Lakes corridor rather than a community comp set built around shared features. It's a market where the address does less of the talking than the actual structure and site.
The location and the amenities are priced into every listing in Tract. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a tract where the public data trail is thin, local groundwork matters more, not less. We verify HOA status, deed restrictions, and any actual shared features directly rather than relying on what the listing feed happens to tag, so you're not making a decision based on an incomplete profile.
Tract in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tract buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tract sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tract, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tract home worth?
Get a no-obligation home value based on real comparable sales in Tract, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Tract on the map →
Should you buy in Tract?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2025 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Tract 4 fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Tract. These are the public schools most often assigned to other communities in ZIP 34638; zones change and vary by address, so confirm with the district before you buy.
- Connerton Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Pine View Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
- Land O' Lakes High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Tract
Where is Tract?
Tract is a community in Land O Lakes, Pasco County, Florida, ZIP 34638.
Are there homes for sale in Tract right now?
No active listings inside Tract at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Tract have an HOA or CDD?
No HOA is on record for Tract in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Land O' Lakes & Tampa North / Pasco County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near TractHomes for Sale in Land O Lakes, FL with Momentum Realty’s local guides.
Tract 4 Market Scorecard
Tract 4 is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34638 ZIP is $424,792, about 27.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.