Trail Ridge
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of MOMENTUM REALTY · via realMLS
Trail Ridge is a community of 64 homes built between 1985 and 2023, with a median build year of 1996 — that spread matters more than any single amenity here, because condition and age are what separate one closing from the next. The median sale price of $390,000 works out to $210.24 per square foot on a median home size of 1,926 square feet, and with 69.4% of homes carrying a homestead exemption, ownership here skews toward long-term occupancy rather than fast-turnover investment activity.
Right now there are zero active listings in Trail Ridge, and the trailing 3 months of closings moved in a median of 41 days on market. That combination — no current inventory paired with a market that isn't sitting — tells sellers this is a window where a well-priced listing won't linger, and tells buyers to have financing and a decision ready before something comes up, because there's nothing on the shelf to compare it against today.
The 60-Second Overview
Trail Ridge market snapshot (as of July 14, 2026): the median sale price is about $390K ($210 per sq ft over the trailing 12 months of closed sales), and a median 41 days on market for closed sales.
Trail Ridge is a community of 64 homes in Middleburg, Clay County, built between 1985 and 2023 (median 1996), with a median living area of about 1,926 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Trail Ridge sits in Middleburg, Clay County, a pocket of the market where three decades of home vintages — 1985 through 2023 — sit side by side rather than one uniform build era. There is no active MLS inventory at the moment, so the last 3 months of closing data is the clearest picture available of how the community actually trades.
The setting & the homes.
Aerial and on-site photos of Trail Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Trail RidgePhotos from realMLS listings in Trail Ridge; content deemed reliable but not guaranteed.
Who Trail Ridge is best for.
Best for
- Buyers targeting a purchase near the $390,000 median who can move quickly once a listing appears.
- Buyers comfortable evaluating homes across a wide range of build years, from 1985 through 2023, rather than one uniform style.
- Buyers who want a low-turnover community, reflected in 69.4% homestead-exempt ownership, over a fast-flipping one.
Probably not for
- Buyers who need to compare several active listings side by side before deciding — there are none on the market right now.
- Buyers on a tight closing timeline who can't wait out a zero-inventory market.
- Buyers who want a single, consistent build era rather than homes spanning 1985 to 2023.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($390K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-10).
Trail Ridge Market Scorecard
Trail Ridge is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Trail Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
The Trail Ridge buying strategy.
If we were buying in Trail Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Trail Ridge.
A 64-home community with zero active listings
The 64 homes in Trail Ridge span a wide build window — 1985 to 2023 — with a median year built of 1996, so evaluating this community means evaluating individual houses, not a single cookie-cutter subdivision. Median living area lands at 1,926 square feet, and the median sale price of $390,000 works out to $210.24 per square foot, a figure that will move depending heavily on how far a given home sits from that 1996 median vintage.
Closings over the trailing 3 months carried a median of 41 days on market, a pace that reflects real, steady buyer demand rather than a stalled market. With 69.4% of homes homestead-exempt, ownership here is concentrated among long-term occupants, which helps explain why there are zero active listings right now — inventory simply isn't turning over quickly.
The location and the amenities are priced into every listing in Trail Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community sitting at zero active listings, an agent without deep local relationships is working blind. Momentum tracks Trail Ridge closings as they happen, not just what's publicly listed, so when one of the 69.4% homestead-exempt owners in this 1985-to-2023 vintage range decides to sell, our buyers hear about it before it hits the open market, and our sellers get priced against real, recent 41-day-median comps instead of guesswork.
Trail Ridge in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Trail Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Trail Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Trail Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Trail Ridge home worth?
Get a no-obligation home value based on real comparable sales in Trail Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Trail Ridge on the map →
Frequently Asked Questions
What is the median home price in Trail Ridge?
How long do homes in Trail Ridge take to sell?
How many homes are in Trail Ridge?
What share of Trail Ridge is owner-occupied?
When were the homes in Trail Ridge built?
Do cash buyers compete in Trail Ridge?
Who is the best real estate agent for Trail Ridge?
How do I find a top Middleburg real estate agent who knows Trail Ridge?
Can Momentum Realty connect me with an agent for Trail Ridge?
Should you buy in Trail Ridge?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Trail Ridge with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2001 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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