Aerial view of Twin Lakes

Twin Lakes
Homes for Sale in Interlachen, FL

All 77 homes for sale in Interlachen, FL · median $198,000 · 99 homes for sale in 32148 · Putnam County homes for sale

Community in Interlachen · Putnam County · ZIP 32148
21 homesBuilt 1972–2014Median sale $355K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data17 years of closingsFL DOR public recordsUpdated twice daily
Live · Twin Lakes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$355K
Median sold · 12 mo
$218/sf
Sold $/sqft · 12 mo
peak $218 in 2026
Tempo
32days
Median DOM · closed
32 days at the 2026 low
5
Sold · last 12 mo
Ownership and context
50%
Owner-occupied · Twin Lakes
17 of 34 parcels homesteaded (FL DOR 2025)
50%
Non-owner-occupied · Twin Lakes
incl. 9% trust or LLC-held · 9% out-of-state
21
Homes in the community
plus 13 vacant residential lots · 34 residential parcels (FL DOR 2025)
Track record · 17 years of records
Est. 1972
Community established
homes built 1972-2014, median 1979 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Twin Lakes sits in Interlachen, out in Putnam County, and the honest starting point is that this is rural North Central Florida, not a suburb dressed up as one. Price here is driven by the parcel and the condition of the structure far more than by any neighborhood premium. A well-kept home on usable land reads very differently from a tired one that needs work, and the spread between the two can be wide.

For a buyer, that means the real work is in walking the property: well and septic, roof age, flood and drainage, and access. For a seller, condition and presentation carry the negotiation, because there is no dense comp set doing the pricing for you. Patience on both sides is normal in a market this thin.

Nearby homes for sale

No active listings inside Twin Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

125 TWIN LAKE GROVE Drive
$439K · 0.2 mi away
3 bd · 4 ba · 2,371 sqft
125 TWIN LAKE GROVE Drive
Listed by CENTURY 21 BECKHAM REALTY
1081 OLD GAINESVILLE Highway
$168K · 0.3 mi away
4 bd · 2 ba · 1,560 sqft
1081 OLD GAINESVILLE Highway
Listed by INTERLACHEN REALTY SERVICES, INC
254 OLD WOODS Road
$490K · 0.4 mi away
3 bd · 2 ba · 1,726 sqft
254 OLD WOODS Road
Listed by NICOSIA REALTY INC.
986 STATE ROAD 20
$425K · 0.5 mi away
1 bd · 1.5 ba · 960 sqft
986 STATE ROAD 20
Listed by FLORIDA HOMES REALTY & MTG LLC
120 REAVES Avenue
$165K · 0.7 mi away
2 bd · 2 ba · 960 sqft
120 REAVES Avenue
Listed by INTERLACHEN REALTY SERVICES, INC
157 IDA Boulevard
$329K · 0.7 mi away
3 bd · 2 ba · 1,848 sqft
157 IDA Boulevard
Listed by NICOSIA REALTY INC.

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Twin Lakes market snapshot (as of October 1, 2026): the median sale price is about $355K ($218 per sq ft over the trailing 12 months of closed sales), and a median 32 days on market for closed sales.

In ZIP 32148 (Interlachen), 106 homes closed in the last 12 months at a median of $141K ($117/sq ft), up 1.6% year over year, with a median 48 days on market. See the live ZIP 32148 housing market and the Putnam County market.

Twin Lakes is a community of 21 homes in Interlachen, Putnam County, built between 1972 and 2014 (median 1979.0), with a median living area of about 1,786 square feet. 50% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Twin Lakes is a small, low-density pocket of Interlachen where lot, land, and home condition matter more than any list of shared amenities. Expect a quieter, more self-reliant setting than anything closer to Jacksonville or St. Augustine.

Best for

  • Buyers seeking acreage and quiet who accept well, septic, and a longer drive to town
  • Value-minded buyers willing to inspect condition closely and negotiate on the property itself
  • Buyers who want a rural home base and don't need suburban amenities nearby

Probably not for

  • Buyers who need a short commute to Jacksonville or St. Augustine job centers
  • Anyone wanting walkable retail, dense services, or an amenity-driven community
  • Buyers who want a turnkey home with no interest in evaluating well, septic, or land
WindowClosingsMedian sold$ / sq ftMedian DOMTypical size
20265$355,000$21832 days1,566 sq ft

Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.

Twin Lakes by the numbers

From county property records and closed MLS sales for the Twin Lakes subdivision: 8 homes on record; built 1915–2017; typical size about 1,374 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20091$137,000
20131$129,900
20162$155,500
20181$130,000
20231$350,000
20241$275,000

Newest recorded sale: $275,000 on 2024-12-13.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

If we were buying in Twin Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Twin Lakes.

Best Buy
Buyers who want land and quiet over convenience and are comfortable with rural systems.
Biggest Risk
A thin market where condition varies widely and comps are scarce.
Sweet Spot
A well-maintained home on usable, well-drained land you have inspected thoroughly.
Avoid If
You need a short commute to coastal job centers, retail, and dense services.

What actually moves the needle in Twin Lakes

The variables that decide value here are physical and property-specific. Land quality and how much of it is usable, whether the home is on well and septic, roof and system age, and how the site drains all weigh heavily. Two homes a short distance apart can trade very differently based on these details alone, so a blanket price read is close to useless.

Location in this part of Putnam County means trading proximity to major job centers and retail for space, quiet, and lower density. It is a genuine drive to the larger cities on the coast. That distance is a feature for the right buyer and a dealbreaker for the wrong one, and we would rather you know which you are before you fall for a listing photo.

“

The location and the amenities are priced into every listing in Twin Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, condition-driven rural market, the value is in the diligence, not a slick comp report. We help buyers pressure-test the things that actually matter out here — well, septic, roof, drainage, access, and land usability — and we help sellers present and price honestly when there is no dense comp set to lean on. If Twin Lakes is not the right fit for your goals, we will say so.

Twin Lakes in 15 seconds.

Best forBuyers who want land and quiet over convenience and are comfortable with rural systems.
Biggest advantageSpace and low density at a rural price point rather than a suburban one.
Biggest riskA thin market where condition varies widely and comps are scarce.
Sweet spotA well-maintained home on usable, well-drained land you have inspected thoroughly.
Avoid ifYou need a short commute to coastal job centers, retail, and dense services.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Twin Lakes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Twin Lakes.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Twin Lakes sales matched to your home.

What is your Twin Lakes home worth?

Get a no-obligation home value based on real comparable sales in Twin Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Interlachen →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

What is the median home price in Twin Lakes?
The median sale price in Twin Lakes was $355K over the 12 months ending October 1, 2026 (5 closed sales, realMLS).
How long do homes in Twin Lakes take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 32 days on market (None sales, realMLS).
How many homes are in Twin Lakes?
The Florida DOR 2025 assessment roll shows 21 homes plus 13 vacant residential lots in Twin Lakes (public records).
What share of Twin Lakes is owner-occupied?
50% of Twin Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Twin Lakes built?
Homes in Twin Lakes were built between 1972 and 2014, with a median year built of 1979.0 (FL DOR 2025 roll).
Who is the best real estate agent for Twin Lakes?
The best agent for Twin Lakes is one who actively works Interlachen and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Twin Lakes.
How do I find a top Interlachen real estate agent who knows Twin Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Twin Lakes and the wider Interlachen area.
Can Momentum Realty connect me with an agent for Twin Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Twin Lakes purchase or sale - no call center and no pressure.
Where is Twin Lakes, and what county is it in?
Twin Lakes is in Interlachen, Putnam County, FL, ZIP 32148. The community's center is about 2 miles northwest of the center of Interlachen (straight-line).
How far is Twin Lakes from downtown Jacksonville and the beach?
About 50 miles from downtown Jacksonville and about 38 miles from the Atlantic beach at Crescent Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers seeking acreage and quiet who accept well, septic, and a longer drive to townExcellent fit
Value-minded buyers willing to inspect condition closely and negotiate on the property itselfExcellent fit
Buyers who want a rural home base and don't need suburban amenities nearbyExcellent fit
Buyers who need a short commute to Jacksonville or St. Augustine job centersProbably not
Anyone wanting walkable retail, dense services, or an amenity-driven communityProbably not
Buyers who want a turnkey home with no interest in evaluating well, septic, or landProbably not

Data sources & freshness

Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32148/32640))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2009 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Twin Lakes with Momentum Realty’s local guides.

TTwin0.0 mi awayTwin Lake Grove0.1 mi awayLake Ida Point0.8 mi away · 30 homes, built 1955–23Park Manor0.8 mi away · 26 homes, built 1972–89Palm Shores1.0 mi awayMannville1.0 mi awayInterlachen Lake Estates1.4 mi away · 26 homes, built 1948–06Interlachen Lake E11.5 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Twin Lakes. These are the public schools most often assigned to other communities in ZIP 32148; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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