Twin Lakes
Homes for Sale in Interlachen, FL
All 76 homes for sale in Interlachen, FL · median $198,950 · 95 homes for sale in 32148 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 7 closed sales in Twin Lakes in Interlachen, FL since 2013, the most recent in December 2024. Across Interlachen as a whole, 116 homes closed in the last 12 months at a median of $140,950, 50 median days on market, with 99 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $2,380 ($1,710 with the full homestead exemption).
Twin Lakes sits in Interlachen, out in Putnam County, and the honest starting point is that this is rural North Central Florida, not a suburb dressed up as one. Price here is driven by the parcel and the condition of the structure far more than by any neighborhood premium. A well-kept home on usable land reads very differently from a tired one that needs work, and the spread between the two can be wide.
For a buyer, that means the real work is in walking the property: well and septic, roof age, flood and drainage, and access. For a seller, condition and presentation carry the negotiation, because there is no dense comp set doing the pricing for you. Patience on both sides is normal in a market this thin.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Twin Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Twin Lakes is a small, low-density pocket of Interlachen where lot, land, and home condition matter more than any list of shared amenities. Expect a quieter, more self-reliant setting than anything closer to Jacksonville or St. Augustine.
realMLS (Northeast Florida) sales records identify 7 homes in Twin Lakes that have changed hands since 2009, built between 1950 and 2017 (median 1977), with a median living area of about 1,440 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Twin Lakes is best for.
Best for
- Buyers seeking acreage and quiet who accept well, septic, and a longer drive to town
- Value-minded buyers willing to inspect condition closely and negotiate on the property itself
- Buyers who want a rural home base and don't need suburban amenities nearby
Probably not for
- Buyers who need a short commute to Jacksonville or St. Augustine job centers
- Anyone wanting walkable retail, dense services, or an amenity-driven community
- Buyers who want a turnkey home with no interest in evaluating well, septic, or land
The market around Twin Lakes
Twin Lakes is too small for its own price trend, so here is the market around it.
In ZIP 32148, 116 homes are on the market and 12% are under contract — a slower corner of Interlachen.
Across Putnam County, 807 homes are active and 125 pending (13% under contract).
In ZIP 32148 (Interlachen), 83 homes closed in the last 12 months at a median of $136K ($115/sq ft), down 7.3% year over year, with a median 49 days on market. Right now 31 active and 9 pending listings put supply at about 4.5 months — a buyer's market. See the live ZIP 32148 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Twin Lakes specifically. Momentum Research analysis of MLS records.
Twin Lakes by the numbers
From county property records and closed MLS sales for the Twin Lakes subdivision: 8 homes on record; built 1915–2017; typical size about 1,374 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2009 | 1 | $137,000 |
| 2013 | 1 | $129,900 |
| 2016 | 2 | $155,500 |
| 2018 | 1 | $130,000 |
| 2023 | 1 | $350,000 |
| 2024 | 1 | $275,000 |
Newest recorded sale: $275,000 on 2024-12-13.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Twin Lakes buying strategy.
If we were buying in Twin Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Twin Lakes.
What actually moves the needle in Twin Lakes
The variables that decide value here are physical and property-specific. Land quality and how much of it is usable, whether the home is on well and septic, roof and system age, and how the site drains all weigh heavily. Two homes a short distance apart can trade very differently based on these details alone, so a blanket price read is close to useless.
Location in this part of Putnam County means trading proximity to major job centers and retail for space, quiet, and lower density. It is a genuine drive to the larger cities on the coast. That distance is a feature for the right buyer and a dealbreaker for the wrong one, and we would rather you know which you are before you fall for a listing photo.
The location and the amenities are priced into every listing in Twin Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, condition-driven rural market, the value is in the diligence, not a slick comp report. We help buyers pressure-test the things that actually matter out here — well, septic, roof, drainage, access, and land usability — and we help sellers present and price honestly when there is no dense comp set to lean on. If Twin Lakes is not the right fit for your goals, we will say so.
Twin Lakes in 15 seconds.
Tools for a Twin Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Twin Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Twin Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Twin Lakes home worth?
Get a no-obligation home value based on real comparable sales in Twin Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Interlachen →
More Interlachen home searches
- All homes for sale in Interlachen, FL
- Homes for sale in Putnam County, FL
- 4-bedroom homes for sale in Interlachen
- Interlachen home values: what is my house worth?
- ZIP 32148 housing scorecard
Interlachen guides & data
Florida buyer guides
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- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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- Florida documentary stamp tax, explained
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Email me new listings in Twin Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Twin Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Twin Lakes will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Twin Lakes?
What share of Twin Lakes is owner-occupied?
When were the homes in Twin Lakes built?
Who is the best real estate agent for Twin Lakes?
How do I find a top Interlachen real estate agent who knows Twin Lakes?
Can Momentum Realty connect me with an agent for Twin Lakes?
Where is Twin Lakes, and what county is it in?
How far is Twin Lakes from downtown Jacksonville and the beach?
Should you buy in Twin Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32148/32640)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2013 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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