TWO RIVERS in ZEPHYRHILLS

TWO RIVERS
Homes for Sale in ZEPHYRHILLS, FL

Community in ZEPHYRHILLS · Pasco County · ZIP 33539
710 homesBuilt 1970–2024Median sale $439K
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Built fromLive Stellar MLS data3 years of closingsFL DOR public recordsUpdated twice daily
Live · TWO RIVERS Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$439K
Median sold · 12 mo
up 8.4% vs the prior 12 months
+8.4%
1-yr price change
n = 409 and 388 sales in the two windows
$194/sf
Sold $/sqft · 12 mo
peak $194 in 2026
96.7%
Sale vs ask
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
49days
Median DOM · closed
20 days at the 2024 low
0%
Under contract
Pasco: 24% (1,350 of 5,734)
3 · 0
For sale · pending
live counts, refreshed twice daily
409
Sold · last 12 mo
10-yr average: about 271 a year
Ownership and context
17%
Owner-occupied · TWO RIVERS
346 of 2023 parcels homesteaded (FL DOR 2025)
83%
Non-owner-occupied · TWO RIVERS
incl. 53% trust or LLC-held · 14% out-of-state
7%
Cash buyers · TWO RIVERS
28 of 424 sales, 12 mo ending June 2026
710
Homes in the community
plus 1313 vacant residential lots · 2023 residential parcels (FL DOR 2025)
Track record · 3 years of records
Est. 1970
Community established
homes built 1970-2024, median 2024 (FL DOR 2025)
6
Failed listings · 2026
peaked at 10 in 2025
2,420sqft
Median sold home size
12-mo windows, closed sales
57.6%/yr
Turnover rate
about 409 of 710 homes trade a year
TWO RIVERS Housing Pulse · Momentum Research · as of August 2, 2026

TWO RIVERS right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Very High (3 active and pending listings, 409 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($439K) is up 8.4% from the prior 12 months ($405K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Very High (409 and 388 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

TWO RIVERS market snapshot (as of August 2, 2026): the median sale price is about $439K ($194 per sq ft over the trailing 12 months of closed sales), a median 49 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is up 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (409 closings in the current window).

TWO RIVERS is a community of 710 homes in ZEPHYRHILLS, Pasco County, built between 1970 and 2024 (median 2024.0), with a median living area of about 2,296 square feet. 17% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 409 sales each (409 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Deemed reliable but not guaranteed.

Every sale since 2023 · price vs size
$0$500K$1M$1.5M2k4k
1,085 closed sales; green = recent. Size sets the floor, condition and lot set the rest.

Two Rivers Market Scorecard

Strong buyer's market

Two Rivers is currently a strong buyer's market. About 10.0 months of supply, a median asking price of $375,000, and homes go under contract in about 27 days.

10.0
Months supply
$375,000
Median list
$467,450
Median sold
$193
Per sqft
27
Days on mkt
5/0/6
Active/Pend/Sold

Typical home value in the 33541 ZIP is $340,170, about 22.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in TWO RIVERS, ZEPHYRHILLS

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
11.54%
3 of 26 listings · short sale 3
Distress share trend - 11.54% now (2026-08-10 → 2026-08-18)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in TWO RIVERS

Live MLS inventory for TWO RIVERS. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending TWO RIVERS listings as of 2026-08-21, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Chester W Taylor Elemen-PO · Elementary
  • Raymond B Stewart Middle-PO · Middle
  • Zephryhills High School-PO · High

Zoned schools reflect the assignments reported on recent TWO RIVERS listings and can change; always confirm with Pasco County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any TWO RIVERS address.

Recent Developments in Two Rivers

Development, infrastructure, retail, and school activity affecting Two Rivers, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum60/100 · Active
  1. July 2026
    Development

    Pomelo Square mixed-use community advances in Wesley Chapel

    Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.

    What it may mean for the marketAdds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 8 miles northwest of Two Rivers, elsewhere in Pasco County.

    Source: Florida YIMBY
  2. April 2026
    Development

    New mixed-use development planned on State Road 52 in central Pasco

    A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

    What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The project is about 16 miles northwest of Two Rivers, elsewhere in Pasco County.

    Source: Tampa Bay Times
  3. January 2026
    Development

    Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

    Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

    What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The project is about 19 miles northwest of Two Rivers, elsewhere in Pasco County.

    Source: WUSF
  4. January 2026
    Development

    Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel

    Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.

    What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 7 miles west of Two Rivers.

    Source: HCO News

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in TWO RIVERS today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in TWO RIVERS.

A closer look at the TWO RIVERS market

At a median of $194 per square foot, TWO RIVERS prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 6.0 months of supply, a balanced market and the trailing-12-month median up 8% year over year. Homes that do trade take a median 49 days on market, useful leverage on any listing that has lingered.

The housing stock is 710 homes built between 1970 and 2024, and 17% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in TWO RIVERS. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.4C · Buy Score
Recent Direction8.1/10
Liquidity & Demand4.0/10
Owner Commitment1.7/10
Pricing Power7.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.4). Basis: Recent Direction +8.4% year-over-year; Liquidity & Demand 6.0 months of supply; Owner Commitment 17% owner-occupied; Pricing Power 96.7% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed TWO RIVERS sales matched to your home.

What is your TWO RIVERS home worth?

Get a no-obligation home value based on real comparable sales in TWO RIVERS, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in TWO RIVERS on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in TWO RIVERS?
The median sale price in TWO RIVERS was $439K over the 12 months ending August 2, 2026 (409 closed sales, Stellar MLS).
How long do homes in TWO RIVERS take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 49 days on market (409 sales, Stellar MLS).
Is TWO RIVERS a buyer's or seller's market right now?
As of August 2, 2026, TWO RIVERS is roughly balanced: 6.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in TWO RIVERS?
The Florida DOR 2025 assessment roll shows 710 homes plus 1313 vacant residential lots in TWO RIVERS (public records).
What share of TWO RIVERS is owner-occupied?
17% of TWO RIVERS parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in TWO RIVERS built?
Homes in TWO RIVERS were built between 1970 and 2024, with a median year built of 2024.0 (FL DOR 2025 roll).
Do cash buyers compete in TWO RIVERS?
Cash buyers took 7% of TWO RIVERS sales in the 12 months ending June 2026 (28 of 424 closings, Stellar MLS).
Who is the best real estate agent for TWO RIVERS?
The best agent for TWO RIVERS is one who actively works ZEPHYRHILLS and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for TWO RIVERS.
How do I find a top ZEPHYRHILLS real estate agent who knows TWO RIVERS?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows TWO RIVERS and the wider ZEPHYRHILLS area.
Can Momentum Realty connect me with an agent for TWO RIVERS?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your TWO RIVERS purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near TWO RIVERS with Momentum Realty’s local guides.

Tamarack At Two Rivers Zephyrhills0.4 mi awayTippecanoe Village Zephyrhills0.9 mi awaySummerstone1.0 mi awayHammock At Two Rivers Zephyrhills1.2 mi awayZephyr Place Zephyrhills1.2 mi awayDove Run Wesley Chapel1.5 mi awaySouth Hill Mhp Zephyrhills1.5 mi awayDeer Springs Zephyrhills1.6 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (32 streets, ZIP 33539/33541/33544/33545))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2023 (1,085 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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CallFree valuation →
Thinking of selling in TWO RIVERS? 409 recorded closings; median 49 days on market (window ending 2026-08-02). See the Pasco County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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