University Terrace

Established 1988 · Gainesville · Alachua County

A near-campus condo community off SW 34th Street, reported as built in 1995 with four-bedroom, four-bath floor plans and a pool, on bus routes to the University of Florida.

Near UF, off SW 34th St4 bed, 4 bath condos, 1995 reportedPool, bus routes to campus

Live Market Pulse

46/100
Momentum

Buyer-Leaning Market

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market University Terrace

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$201K

Median Price

15mo

Supply

23days

Avg DOM

Soft

Seller Leverage

$153/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"University Terrace is a near-campus condo community off SW 34th Street, reported as built in 1995, with four-bedroom, four-bath floor plans where each bedroom has its own bath and walk-in closet, a community pool, and HOA dues reported to include high-speed internet (savvygainesville.com, condosingainesville.com). It sits on bus routes to the University of Florida, less than a mile from campus, and is commonly owned by investors and parents of UF students. The buy turns on the unit, the HOA dues and what they cover, the reserves, the condo lender and insurance posture, and any rental rules. Confirm the dues, financing posture, and rental rules with the listing."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

University Terrace market snapshot (as of June 18, 2026): the median sale price is about $201K ($153 per sq ft), with homes averaging 23 days on market and 15.0 months of supply, a buyer-leaning market. Based on 4 recent closings in live Stellar MLS data.

University Terrace is a condo community near the University of Florida, off SW 34th Street, Alachua County (ZIP reported around 32607), reported as built in 1995 (savvygainesville.com). Confirm the ZIP and parcel with the listing.

Floor plans are reported as four-bedroom, four-bath condos, each bedroom with its own bath and walk-in closet, plus a private porch with a storage closet; treat figures as reported and confirm per unit.

The community is reported to have a pool and to sit on two bus routes to UF less than a mile from campus, with monthly HOA dues reported to include high-speed internet.

Because this is a near-campus condo often owned by investors and parents of students, the decision turns on the unit, the dues and what they cover, the reserves, the condo lender and insurance posture, and the rental rules. Confirm the dues, financing posture, special assessments, and rental rules with the listing.

Quick Match

Who University Terrace is best for.

Best for

Buyers seeking a near-campus four-bedroom condo close to the University of Florida
Parents of UF students and investors comfortable with a per-bedroom-bath floor plan
Buyers who will confirm the HOA dues, reserves, financing posture, and rental rules
Buyers comparing near-campus condo communities by condition and dues

Probably not for

Buyers who want a single-family home with a private yard
Buyers who want a no-HOA setting
Buyers who want new construction with a builder warranty
Buyers who do not want a student-oriented, per-bedroom floor plan

Market Pulse

How University Terrace is performing right now

46/100
momentum

Buyer-Leaning Market

Seller's marketBalancedBuyer's market

15Months of supplytight

7Median days on marketdays

1 : 5Under contract vs for salestrong demand

4Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

-6%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 18, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current University Terrace listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare University Terrace West or Gainesville. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now5 : 1active : pending

For sale5

Pending1

Sold 12mo4

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in University Terrace buys, holds, and resells. See the five factors.

Homes For Sale Right Now in University Terrace

Live MLS inventory for University Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 62 daysTop listing

$215,000

4 bd · 4 ba · 1,312 sqft · built 1995

3921 Sw 34Th Street #307, GAINESVILLE, 32608

Listed by RE/MAX PROFESSIONALS

Active · 7 days

$197,000

4 bd · 4 ba · 1,312 sqft · built 1995

3921 Sw 34Th Street #216, GAINESVILLE, 32608

Listed by BOSSHARDT REALTY SERVICES LLC

Active · 44 days

$189,000

4 bd · 4 ba · 1,312 sqft · built 1995

3921 Sw 34Th Street #208, GAINESVILLE, 32608

RenovatedBest value

Listed by BHGRE THOMAS GROUP

Active · 1 days

$185,000

4 bd · 4 ba · 1,312 sqft · built 1995

3921 Sw 34Th Street #1C, GAINESVILLE, 32608

Reno opportunityBest value

Listed by WATSON REALTY CORP

Active · 0 days

$1,950

4 bd · 4 ba · 1,312 sqft · built 1995

3921 Sw 34Th Street #301, GAINESVILLE, 32608

RenovatedBest value

Listed by BHHS FLORIDA REALTY - PROPERTY MANAGEMENT

Pending · 46 days

$188,900

4 bd · 4 ba · 1,312 sqft · built 1995

3921 Sw 34Th Street #115, GAINESVILLE, 32608

Reno opportunityBest value

Listed by GREEN TREE REALTY INC

Active and pending University Terrace listings as of 2026-06-18, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

University Terrace on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from University Terrace. They are approximate and vary with traffic and your exact start point.

University of Florida~5 to 10 min · approximate

UF Health Shands~5 to 10 min · approximate

Butler Plaza / Celebration Pointe~5 to 10 min · shopping and dining, approximate

Interstate 75~5 to 10 min · regional access, approximate

Downtown Gainesville~12 to 18 min · approximate

Gainesville Regional Airport (GNV)~20 to 25 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near University Terrace with Momentum Realty’s local guides.

BPBrighton ParkGainesville, FL · 0.1 mi SOSouthfork OaksGainesville, FL · 0.2 mi KSKensington SouthGainesville, FL · 0.2 mi UTUniversity Terrace WestGainesville, FL · 0.3 mi NENamora EstatesGainesville, FL · 0.4 mi RORobbinswoodGainesville, FL · 0.4 mi OPOaks Preserve Homes for Sale in Gainesville, FLGainesville, FL · 0.5 mi GVGolf View EstatesGainesville, FL · 0.6 mi VCThe Vue at Celebration Pointe Homes for Sale in Gainesville, FLGainesville, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

University Terrace (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Alachua County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

University Terrace is served by Alachua County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any University Terrace address.

The takeaway

What actually shapes value in University Terrace, sourced and dated. We do not publish rumor.

Recent Developments in University Terrace

Development Intelligence

Our read on what is being built around University Terrace, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a near-campus four-bedroom condo community on UF bus routes. The watch items are the HOA dues and reserves, the condo lender and insurance posture, the rental rules, and condition per unit.

Near-campus location on UF bus routes

BullishA condo less than a mile from UF on bus routes draws steady demand from investors and parents of students; confirm the dues, financing posture, and the parcel. impact

SignificanceRadius: Neighborhood

Near-campus location on UF bus routes

Student-oriented condo, dues and financing matter

NeutralA four-bedroom, four-bath student floor plan in a 1995 condo means the dues, reserves, lender and insurance requirements, and rental rules materially affect cost and financing; confirm them per unit. impact

SignificanceRadius: On-site

Student-oriented condo, dues and financing matter

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting University Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Reported
Neighborhood
Near-campus condo community built in 1995
University Terrace is reported as a condo community off SW 34th Street built in 1995, with four-bedroom, four-bath floor plans, a pool, and HOA dues reported to include high-speed internet, on bus routes to UF less than a mile from campus (savvygainesville.com, condosingainesville.com). Treat figures as reported and confirm. Why it matters: The near-campus location and the per-bedroom floor plan are the story; value turns on the unit, the dues, and condition. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The University Terrace buying strategy.

If we were buying in University Terrace, this is the order of operations we would run, and the one we run for our clients.

Confirm the HOA dues and what they cover, including the reported internet, the reserves, and any special assessments, before you offer.

Confirm the condo lender and insurance posture, since a near-campus student condo can affect financing.

Confirm the rental rules, since most buyers here rent the unit; read the leases and turnover.

Read the unit's condition, the HVAC, water heater, and finishes.

Comp within University Terrace by condition and dues, and compare with University Terrace West.

The Quick Decision

Best Buy

An updated four-bedroom unit with healthy reserves, clean lender approval, clear dues, and the rental picture confirmed.

Biggest Risk

Thin reserves, a pending assessment, condo financing limits, or a soft student-rental cycle.

Best Lot

A well-located unit near the pool with good parking and a quiet exposure.

Smart Timing

Confirm the dues, reserves, financing posture, rental rules, and condition before you write.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

University Terrace is a condo community near the University of Florida, off SW 34th Street, Alachua County (ZIP reported around 32607), reported as built in 1995, with four-bedroom, four-bath floor plans where each bedroom has its own bath and walk-in closet, a community pool, and monthly HOA dues reported to include high-speed internet, on bus routes to UF less than a mile from campus (savvygainesville.com, condosingainesville.com). A separately named University Terrace West community is nearby. It is commonly owned by investors and parents of UF students. Confirm the dues, reserves, financing posture, rental rules, zoned schools, and parcel with the listing.

University Terrace Homes For Sale

What your money buys in University Terrace.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in University Terrace today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: original-condition unit

$194K to $195K

The most attainable units are original-condition ones that need updating. Confirm the dues, reserves, and lender posture before assuming value.

Lowest entry

Mid: updated four-bedroom unit

$195K to $213K

The middle is updated four-bedroom units. Condition, the kitchen, and the HVAC separate these more than square footage alone.

Most inventory

High: fully updated, well-leased unit

$213K to $213K

The top end is fully updated units with a strong lease in place. These trade on condition and the rental picture.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$201K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$194K to $195K

Entry: original-condition unit

The most attainable units are original-condition ones that need updating. Confirm the dues, reserves, and lender posture before assuming value.

$195K to $213K

Mid: updated four-bedroom unit

The middle is updated four-bedroom units. Condition, the kitchen, and the HVAC separate these more than square footage alone.

$213K to $213K

High: fully updated, well-leased unit

The top end is fully updated units with a strong lease in place. These trade on condition and the rental picture.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in University Terrace, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in University Terrace is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Unit Value

The unit premium.

In a condo the value the market gives back at resale is set by the unit, not a lot: the floor, the view line (direct versus partial), and the exposure. The interior can be renovated, but the floor and view cannot, so higher floors and better views hold their value better. How much more they command varies by building, line, and condition, which is why we read it unit by unit against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well University Terrace holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Gainesville locationStrong

Scarce, established homesitesStrong

Established, in-demand locationPositive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in University Terrace

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The near-campus location is priced into every University Terrace listing. The deal is won on the unit, the dues and reserves, the financing posture, and the rental picture, not the sticker.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.8C+ · Buy Score

Resale Strength6.6/10

Renovation Risk5.0/10

Location Efficiency8.4/10

Long-Term Defensibility6.4/10

Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on University Terrace is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Unit Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

A well-located unit near the pool with good parking is the practical win.
Confirm the HOA reserves, assessments, and condo financing posture.
Confirm the rental rules and the lease picture per unit.

In a near-campus condo community like University Terrace, the unit, the dues and reserves, the financing posture, and the rental picture set value together. Compare a unit against the closest sale by condition and floor plan, and confirm the HOA dues, reserves, assessments, lender approval, and rental rules before the finishes.

The 15-Second Verdict

University Terrace in 15 seconds.

Best forBuyers seeking a near-campus four-bedroom condo close to UF, often investors or parents of students.

Strong onA less-than-a-mile-from-UF location on bus routes, a pool, and dues reported to include internet.

WatchThe HOA dues and reserves, condo financing and insurance, the rental rules, and condition per unit.

Not forBuyers who want a single-family home, a private yard, or a no-HOA setting.

The edgeThe dues, financing posture, and rental picture define this market, so matching the right unit is the find.

HOA, CDD & Fees

15-Second Take

An HOA applies; dues reported to include internet.
Community pool; on UF bus routes.
Confirm reserves, assessments, and condo financing posture.
Confirm the rental rules and the lease picture.
Comp by condition and dues; compare with University Terrace West.

An HOA applies and the monthly dues are reported to include high-speed internet. Confirm the current dues, what they cover, the reserves, and any special assessments for the specific unit with the listing. Confirm CDD/HOA with the listing.

Reported to include a community pool and, in the dues, high-speed internet. Confirm exactly what the dues cover, including any utility, exterior, and insurance components, for the specific unit.

No separate club; the amenity is the pool. Confirm what is included for the specific unit.

Run Your Numbers

Tools for a University Terrace buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxAlachua County millage and the homestead picture.Rent vs buyThe breakeven on owning in University Terrace.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in University Terrace

Thinking of selling in University Terrace?

Your buyer is usually an investor or a parent of a UF student, so sell the specifics: the unit's updates and condition, the dues and what they cover, the reserves and financing posture, the lease in place, and the near-campus location.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In University Terrace, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping University Terrace West, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your University Terrace home worth?

Get a no-obligation home value based on real comparable sales in University Terrace matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in University Terrace on the map →
Or get your University Terrace home value & selling guide →

Real comps, not a Zestimate.

University Terrace Market Scorecard

Strong seller's market

University Terrace is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,049,500, and homes go under contract in about 72 days.

1.8

Months supply

$1,049,500

Median list

$847,500

Median sold

$321

Per sqft

Days on mkt

6/7/39

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is University Terrace?

Confirm the exact location, ZIP, and parcel with the listing.

Does University Terrace have an HOA?

Yes, an HOA applies and the monthly dues are reported to include high-speed internet. Confirm the current dues, what they cover, the reserves, and any special assessments for the specific unit with the listing.

What schools serve University Terrace?

Verify the exact zoned schools with Alachua County Public Schools by address; note this community is most often used as near-campus housing.

Should I use the listing agent to buy in University Terrace?

No. The listing agent works for the seller. Having your own representation to read the home, the comps, and the fees is the highest-leverage decision you make.

What kinds of units are in University Terrace?

Four-bedroom, four-bath condos, each bedroom with its own bath and walk-in closet, reported as built in 1995. Confirm the floor plan and condition per unit.

Can I rent out a unit in University Terrace?

It is commonly owned by investors and parents of UF students and used as near-campus housing. Confirm the rental rules and the lease picture with the association and the listing.

Will a lender finance a condo in University Terrace?

A near-campus 1995 condo can carry lender and insurance requirements that affect financing. Confirm the condo's lender approval status and insurance posture before you offer.

How far is University Terrace from the University of Florida?

It is reported as less than a mile from UF, on two bus routes. Drive times are approximate and vary with traffic.

Is University Terrace a good investment?

A near-campus location supports steady rental demand, but value depends on the unit, the dues and reserves, the financing posture, and the rental cycle. Confirm those before deciding.

What is the difference between University Terrace and University Terrace West?

They are separately named near-campus condo communities with similar per-bedroom-bath floor plans. Confirm which community a listing is in and compare the dues and condition.

How current is the information on this University Terrace page?

We build from the live Stellar MLS data distributed by MLS GRID and refresh it on a regular cadence, paired with researched, sourced neighborhood facts. Specific figures are deemed reliable but are not guaranteed; confirm the parcel details, fees, and any flood or zoning items with the listing before you rely on them.

How do you price a home in University Terrace for me?

We comp against the closest recent sales matched by condition, size, and product type, not a single neighborhood average or an automated estimate. We read the home in person where we can and price the renovation or updates honestly.

What does it cost to work with Momentum as a buyer in University Terrace?

We will walk you through how buyer representation and compensation work for your specific situation up front, in writing, before you tour or offer. Our job is to represent you, not the seller, and to protect your money on the read, the comps, and the contract.

The Verdict

Should you buy in University Terrace?

An honest fit check. We will tell you when it is not your community.

You want a near-campus four-bedroom condo close to UFExcellent fit

You are an investor or parent of a UF student comfortable with the floor planExcellent fit

You will confirm the dues, reserves, financing posture, and rental rulesExcellent fit

You want a single-family home with a private yardProbably not

You want a no-HOA setting or new constructionProbably not

You do not want a student-oriented, per-bedroom floor planProbably not

Get the inside read on University Terrace

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your University Terrace home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty University Terrace specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

University Terrace

The 60-Second Overview

Who University Terrace is best for.

Best for

Probably not for

How University Terrace is performing right now

Homes For Sale Right Now in University Terrace

University Terrace on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in University Terrace

Near-campus location on UF bus routes

Student-oriented condo, dues and financing matter

Near-campus condo community built in 1995

The University Terrace buying strategy.

The full read, only if you want it.

What your money buys in University Terrace.

What ~$201K buys here.

Renovation & Resale Intelligence

The renovation premium.

The unit premium.

How well University Terrace holds value.

5 Mistakes Buyers Make in University Terrace

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on University Terrace is different.

Which Lots & Views Hold Value Best

University Terrace in 15 seconds.

HOA, CDD & Fees

Tools for a University Terrace buy.

Thinking of selling in University Terrace?

In University Terrace, condition and view decide your number

What is your University Terrace home worth?

Price History: What Homes Here Have Actually Sold For

University Terrace Market Scorecard

Frequently Asked Questions

Should you buy in University Terrace?

Get the inside read on University Terrace

You are all set.

Need to sell fast in Alachua County?

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