University Terrace West in Gainesville

University Terrace West

Established 1988 · Gainesville · Alachua County

A near-campus condo community near SW 20th Avenue, with four-bedroom, four-bath floor plans on bus routes to the University of Florida and Shands.

Near UF and Shands4 bed, 4 bath condosBus routes to campus
Live Market Pulse
65/100
Momentum
Balanced Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market University Terrace West

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$192K
Median Price
5.1mo
Supply
22days
Avg DOM
Balanced
Seller Leverage
$157/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"University Terrace West is a near-campus condo community in southwest Gainesville (near SW 20th Avenue) with four-bedroom, four-bath floor plans on bus routes to UF classes and Shands Hospital (UF off-campus housing, condosingainesville.com, Watson Realty). It is commonly owned by investors and parents of UF students and used as near-campus housing. The buy turns on the unit, the HOA dues and what they cover, the reserves, the condo lender and insurance posture, and the rental rules. Confirm the dues, financing posture, and rental rules with the listing."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

University Terrace West market snapshot (as of June 18, 2026): the median sale price is about $192K ($157 per sq ft), with homes averaging 22 days on market and 5.1 months of supply, a balanced market (limited data). Based on 7 recent closings in live Stellar MLS data.

University Terrace West is a condo community in southwest Gainesville near SW 20th Avenue, Alachua County (ZIP reported around 32607), near the University of Florida and Shands (UF off-campus housing). Confirm the ZIP and parcel with the listing.

Floor plans are reported as four-bedroom, four-bath condos on convenient bus routes to UF classes and Shands; treat figures as reported and confirm per unit.

It is a separately named community from University Terrace, with a similar near-campus, per-bedroom-bath profile, and is commonly owned by investors and parents of UF students.

Because this is a near-campus condo, the decision turns on the unit, the dues and what they cover, the reserves, the condo lender and insurance posture, and the rental rules. Confirm the dues, financing posture, special assessments, and rental rules with the listing.

Best for

  • Buyers seeking a near-campus four-bedroom condo close to UF and Shands
  • Parents of UF students and investors comfortable with a per-bedroom-bath floor plan
  • Buyers who will confirm the HOA dues, reserves, financing posture, and rental rules
  • Buyers comparing near-campus condo communities by condition and dues

Probably not for

  • Buyers who want a single-family home with a private yard
  • Buyers who want a no-HOA setting
  • Buyers who want new construction with a builder warranty
  • Buyers who do not want a student-oriented, per-bedroom floor plan

How University Terrace West is performing right now

65/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
5.1Months of supplytight
0Median days on marketdays
2 : 3Under contract vs for salestrong demand
7Sold in last 12 monthsliquidity
-99%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 18, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current University Terrace West listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in University Terrace West buys, holds, and resells. See the five factors.

Homes For Sale Right Now in University Terrace West

Live MLS inventory for University Terrace West. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending University Terrace West listings as of 2026-06-18, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

University of Florida~5 to 10 min · approximate
UF Health Shands~5 to 10 min · approximate
Butler Plaza / Celebration Pointe~5 to 10 min · shopping and dining, approximate
Interstate 75~5 to 10 min · regional access, approximate
Downtown Gainesville~12 to 18 min · approximate
Gainesville Regional Airport (GNV)~20 to 25 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near University Terrace West with Momentum Realty’s local guides.

SOSouthfork OaksGainesville, FL · 0.1 miBPBrighton ParkGainesville, FL · 0.3 miUTUniversity TerraceGainesville, FL · 0.3 miKSKensington SouthGainesville, FL · 0.4 miGVGolf View EstatesGainesville, FL · 0.5 miHGHailey GardensGainesville, FL · 0.6 miOPOaks Preserve Homes for Sale in Gainesville, FLGainesville, FL · 0.6 miWPWindsor ParkSW GainesvilleGainesville, FL · 0.6 miRORobbinswoodGainesville, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
University Terrace West (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Alachua County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

University Terrace West is served by Alachua County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any University Terrace West address.

The takeaway

What actually shapes value in University Terrace West, sourced and dated. We do not publish rumor.

Recent Developments in University Terrace West

Our read on what is being built around University Terrace West, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a near-campus four-bedroom condo community on UF and Shands bus routes. The watch items are the HOA dues and reserves, the condo lender and insurance posture, the rental rules, and condition per unit.

Near-campus location on UF and Shands bus routes

BullishA condo near UF and Shands on bus routes draws steady demand from investors and parents of students; confirm the dues, financing posture, and the parcel. impact
SignificanceRadius: Neighborhood

Near-campus location on UF and Shands bus routes

Student-oriented condo, dues and financing matter

NeutralA four-bedroom, four-bath student floor plan means the dues, reserves, lender and insurance requirements, and rental rules materially affect cost and financing; confirm them per unit. impact
SignificanceRadius: On-site

Student-oriented condo, dues and financing matter

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting University Terrace West, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. Reported
    Neighborhood

    Near-campus condo community near SW 20th Avenue

    University Terrace West is reported as a near-campus condo community in southwest Gainesville with four-bedroom, four-bath floor plans on bus routes to UF classes and Shands (UF off-campus housing, condosingainesville.com). Treat figures as reported and confirm. Why it matters: The near-campus location and the per-bedroom floor plan are the story; value turns on the unit, the dues, and condition. Source

Development alerts for University Terrace WestGet a short monthly email when something new is approved, funded, or opens near University Terrace West.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in University Terrace West, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues and what they cover, the reserves, and any special assessments, before you offer.

2

Confirm the condo lender and insurance posture, since a near-campus student condo can affect financing.

3

Confirm the rental rules, since most buyers here rent the unit; read the leases and turnover.

4

Read the unit's condition, the HVAC, water heater, and finishes.

5

Comp within University Terrace West by condition and dues, and compare with University Terrace.

Best Buy
An updated four-bedroom unit with healthy reserves, clean lender approval, clear dues, and the rental picture confirmed.
Biggest Risk
Thin reserves, a pending assessment, condo financing limits, or a soft student-rental cycle.
Best Lot
A well-located unit with good parking, a quiet exposure, and easy bus access.
Smart Timing
Confirm the dues, reserves, financing posture, rental rules, and condition before you write.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

University Terrace West is a condo community in southwest Gainesville near SW 20th Avenue, Alachua County (ZIP reported around 32607), with four-bedroom, four-bath floor plans on bus routes to UF classes and Shands Hospital (UF off-campus housing, condosingainesville.com, Watson Realty). It is a separately named community from University Terrace, with a similar near-campus profile, and is commonly owned by investors and parents of UF students. Confirm the dues, reserves, financing posture, rental rules, zoned schools, and parcel with the listing.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: original-condition unit
$0K to $190K

The most attainable units are original-condition ones that need updating. Confirm the dues, reserves, and lender posture before assuming value.

Lowest entry
Mid: updated four-bedroom unit
$190K to $195K

The middle is updated four-bedroom units. Condition, the kitchen, and the HVAC separate these more than square footage alone.

Most inventory
High: fully updated, well-leased unit
$195K to $199K

The top end is fully updated units with a strong lease in place. These trade on condition and the rental picture.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$0K to $190K
Entry: original-condition unit
The most attainable units are original-condition ones that need updating. Confirm the dues, reserves, and lender posture before assuming value.
$190K to $195K
Mid: updated four-bedroom unit
The middle is updated four-bedroom units. Condition, the kitchen, and the HVAC separate these more than square footage alone.
$195K to $199K
High: fully updated, well-leased unit
The top end is fully updated units with a strong lease in place. These trade on condition and the rental picture.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Gainesville locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in University Terrace West

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The near-campus location is priced into every University Terrace West listing. The deal is won on the unit, the dues and reserves, the financing posture, and the rental picture, not the sticker.

Jon Brooks · Founder, Momentum Realty
6.8C+ · Buy Score
Resale Strength6.6/10
Renovation Risk5.0/10
Location Efficiency8.4/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on University Terrace West is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • A well-located unit with good parking and easy bus access is the practical win.
  • Confirm the HOA reserves, assessments, and condo financing posture.
  • Confirm the rental rules and the lease picture per unit.

In a near-campus condo community like University Terrace West, the unit, the dues and reserves, the financing posture, and the rental picture set value together. Compare a unit against the closest sale by condition and floor plan, and confirm the HOA dues, reserves, assessments, lender approval, and rental rules before the finishes.

University Terrace West in 15 seconds.

Best forBuyers seeking a near-campus four-bedroom condo close to UF and Shands, often investors or parents of students.
Strong onA near-campus location on UF and Shands bus routes.
WatchThe HOA dues and reserves, condo financing and insurance, the rental rules, and condition per unit.
Not forBuyers who want a single-family home, a private yard, or a no-HOA setting.
The edgeThe dues, financing posture, and rental picture define this market, so matching the right unit is the find.

HOA, CDD & Fees

15-Second Take
  • An HOA applies; confirm the dues and coverage.
  • On bus routes to UF and Shands.
  • Confirm reserves, assessments, and condo financing posture.
  • Confirm the rental rules and the lease picture.
  • Comp by condition and dues; compare with University Terrace.

An HOA applies. Confirm the current dues, what they cover, the reserves, and any special assessments for the specific unit with the listing. Confirm CDD/HOA with the listing.

Confirm exactly what the dues cover, including any utility, exterior, insurance, and common-area components, for the specific unit.

Confirm any community amenities and what is included for the specific unit.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In University Terrace West, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping University Terrace, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your University Terrace West home worth?

Get a no-obligation home value based on real comparable sales in University Terrace West matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in University Terrace West on the map →
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Real comps, not a Zestimate.

University Terrace West Market Scorecard

Strong seller's market

University Terrace West is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,049,500, and homes go under contract in about 72 days.

1.8
Months supply
$1,049,500
Median list
$847,500
Median sold
$321
Per sqft
72
Days on mkt
6/7/39
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is University Terrace West?
Confirm the exact location, ZIP, and parcel with the listing.
Does University Terrace West have an HOA?
Yes, an HOA applies. Confirm the current dues, what they cover, the reserves, and any special assessments for the specific unit with the listing.
What schools serve University Terrace West?
Verify the exact zoned schools with Alachua County Public Schools by address; note this community is most often used as near-campus housing.
Should I use the listing agent to buy in University Terrace West?
No. The listing agent works for the seller. Having your own representation to read the home, the comps, and the fees is the highest-leverage decision you make.
What kinds of units are in University Terrace West?
Four-bedroom, four-bath condos on bus routes to UF and Shands. Confirm the floor plan, sizes, and condition per unit.
Can I rent out a unit in University Terrace West?
It is commonly owned by investors and parents of UF students and used as near-campus housing. Confirm the rental rules and the lease picture with the association and the listing.
Will a lender finance a condo in University Terrace West?
A near-campus student condo can carry lender and insurance requirements that affect financing. Confirm the condo's lender approval status and insurance posture before you offer.
How far is University Terrace West from the University of Florida?
It is reported as on convenient bus routes to UF classes and Shands. Drive times are approximate and vary with traffic.
Is University Terrace West a good investment?
A near-campus location supports steady rental demand, but value depends on the unit, the dues and reserves, the financing posture, and the rental cycle. Confirm those before deciding.
What is the difference between University Terrace West and University Terrace?
They are separately named near-campus condo communities with similar per-bedroom-bath floor plans. Confirm which community a listing is in and compare the dues and condition.
How current is the information on this University Terrace West page?
We build from the live Stellar MLS data distributed by MLS GRID and refresh it on a regular cadence, paired with researched, sourced neighborhood facts. Specific figures are deemed reliable but are not guaranteed; confirm the parcel details, fees, and any flood or zoning items with the listing before you rely on them.
How do you price a home in University Terrace West for me?
We comp against the closest recent sales matched by condition, size, and product type, not a single neighborhood average or an automated estimate. We read the home in person where we can and price the renovation or updates honestly.
What does it cost to work with Momentum as a buyer in University Terrace West?
We will walk you through how buyer representation and compensation work for your specific situation up front, in writing, before you tour or offer. Our job is to represent you, not the seller, and to protect your money on the read, the comps, and the contract.
You want a near-campus four-bedroom condo close to UF and ShandsExcellent fit
You are an investor or parent of a UF student comfortable with the floor planExcellent fit
You will confirm the dues, reserves, financing posture, and rental rulesExcellent fit
You want a single-family home with a private yardProbably not
You want a no-HOA setting or new constructionProbably not
You do not want a student-oriented, per-bedroom floor planProbably not

Get the inside read on University Terrace West

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your University Terrace West home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty University Terrace West specialist will reach out personally, usually the same day.

Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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