Urban Farms
Homes for Sale in Seminole, FL
True comps, carrying-cost math, and listings before the portals.
Urban Farms is a small pocket of Seminole housing stock, with the current MLS snapshot showing just 40 homes tracked. Construction spans a wide range, from 1948 up through 2018, though the typical home dates to the mid-1960s, so buyers should expect a mix of original mid-century construction alongside newer infill or rebuilds on the same streets.
With 87.5% of homes here carrying a homestead exemption, this is overwhelmingly owner-occupied inventory rather than a rental or investor-heavy pocket. That matters for pricing conversations: turnover is limited, so when a home does list, its condition and updates relative to that 1965 median build year will do most of the talking on value.
Who Urban Farms is best for.
Best for
- Buyers seeking a Seminole location with a larger-than-average living footprint and no interest in shared community amenities.
- Buyers comfortable evaluating homes individually, given the wide range of construction years from 1948 to 2018.
- Buyers planning to hold and homestead long-term, consistent with the high owner-occupancy pattern already in place.
Probably not for
- Buyers who want a community pool, clubhouse, or other shared recreational amenity as part of the purchase.
- Buyers who need a deep pool of recent, closely matched comparables to feel confident in pricing.
- Investors seeking a high-turnover rental pocket, given the overwhelmingly owner-occupied homestead share.
The market around Urban Farms
Urban Farms is a small community — 13 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Urban Farms specifically. Momentum Research analysis of MLS records.
The Urban Farms buying strategy.
If we were buying in Urban Farms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Urban Farms.
A small, owner-held pocket
The defining fact about Urban Farms is its size and stability. With only 40 homes in current inventory and a homestead share above 87%, this is not a community that turns over quickly or trades on volume. Listings here are infrequent enough that each one tends to be judged on its own merits rather than against a deep pool of recent comparables.
The age spread, 1948 to 2018, means two homes on the same street can represent very different renovation timelines, systems, and layouts. There is no community amenity package identified from current MLS listings, so whatever draws a buyer here is the home and the location itself, not a shared clubhouse, pool, or gated feature set.
The location and the amenities are priced into every listing in Urban Farms. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this small, with just 40 homes and a build-year spread of seventy years, pricing a listing or evaluating an offer requires pulling the right comparables rather than leaning on a formula. Momentum tracks Urban Farms inventory closely enough to know which recent sales actually match a given home's era and condition, and we will say so plainly when a listing does not have a clean comp to lean on.
Urban Farms in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Urban Farms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Urban Farms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Urban Farms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Urban Farms home worth?
Get a no-obligation home value based on real comparable sales in Urban Farms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Urban Farms on the map →
Frequently Asked Questions
How many homes are in Urban Farms?
What share of Urban Farms is owner-occupied?
When were the homes in Urban Farms built?
Who is the best real estate agent for Urban Farms?
How do I find a top Seminole real estate agent who knows Urban Farms?
Can Momentum Realty connect me with an agent for Urban Farms?
Should you buy in Urban Farms?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33776)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2012 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how URBAN FARMS fits the bigger picture — live prices, inventory, and Momentum Scores:
More Seminole (Pinellas) & St. Petersburg & Pinellas County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of St. Petersburg & Pinellas County or the full Neighborhood Finder.