Urban Lake Estates 1St Add
Homes for Sale in Seminole, FL

Community in Seminole · Pinellas County
63 homesBuilt 1965–1981
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Urban Lake Estates 1St Add Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
86%
Owner-occupied · Urban Lake Estates 1St Add
54 of 63 parcels homesteaded (FL DOR 2025)
14%
Non-owner-occupied · Urban Lake Estates 1St Add
incl. 5% trust or LLC-held · 6% out-of-state
33%
Cash buyers · Urban Lake Estates 1St Add
1 of 3 sales, 12 mo ending June 2023
63
Homes in the community
63 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1965
Community established
homes built 1965-1981, median 1968 (FL DOR 2025)
0
Failed listings · 2019
peaked at 1 in 2010
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Urban Lake Estates 1St Add is a small, stable pocket in Seminole — 63 homes built between 1965 and 1981, with the typical house dating to 1968 and running near 1,972 square feet. That means price here is driven far less by square footage than by condition and updates. Two homes of nearly identical size can trade well apart depending on whether the kitchen, baths, roof, and systems have been touched. Expect a wide spread and price accordingly.

With no closings in the current window and a homestead share around 86%, this is a hold-and-live-in enclave, not a churn market. Inventory is thin and turnover is slow, which tends to favor sellers who present a clean, updated house and patient buyers who are willing to wait for the right listing rather than expecting a menu of options.

Best for

  • Long-term owner-occupants who want a roughly 1,900-square-foot single-family home and will hold it
  • Buyers with a renovation budget who can see value in an older home needing systems or cosmetic updates
  • Patient shoppers willing to wait for the occasional listing rather than compare many at once

Probably not for

  • Buyers needing a fast purchase from a deep selection of active listings
  • Anyone wanting new construction or a fully turnkey home with no updating
  • Investors chasing high-turnover flip inventory or frequent resale volume

The market around Urban Lake Estates 1St Add

Urban Lake Estates 1St Add is a small community — 4 recorded sales on file, most recently in 2019 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Urban Lake Estates 1St Add specifically. Momentum Research analysis of MLS records.

If we were buying in Urban Lake Estates 1St Add today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Urban Lake Estates 1St Add.

Best Buy
Buyers who want a single-family Seminole home in the 1,900-square-foot range and plan to stay.
Biggest Risk
Thin inventory and no recent closings make pricing a condition-by-condition judgment.
Sweet Spot
An updated mid-century home priced honestly against its actual condition.
Avoid If
You need choice, a quick purchase, or move-in-ready with zero updating tolerance.

Condition, not square footage, writes the check

The housing stock is consistent in scale — a median of roughly 1,972 living square feet and a build range spanning 1965 to 1981 — so the differences that matter are under the surface. Roofs, HVAC, electrical, windows, and whether the original layout has been opened up will separate a well-kept home from a project. Budget for inspection and, where needed, updates rather than assuming the size alone dictates value.

Because roughly 86% of homes carry a homestead exemption, these are largely long-term owner-occupied properties. That usually means fewer investor flips and more houses that reflect decades of one owner's choices — some meticulously maintained, some frozen in time. Read each listing individually; the neighborhood label tells you less than the specific house.

The location and the amenities are priced into every listing in Urban Lake Estates 1St Add. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover neighborhood with no recent closings to anchor a price, comps are scarce and condition adjustments do the heavy lifting. We price and negotiate off the actual state of the house — systems, roof age, updates — rather than a blunt price-per-foot, and we help buyers move quickly when a rare listing that fits comes up.

Urban Lake Estates 1St Add in 15 seconds.

Best forBuyers who want a single-family Seminole home in the 1,900-square-foot range and plan to stay.
Biggest advantageA stable, owner-occupied enclave where homes are consistent in size and scale.
Biggest riskThin inventory and no recent closings make pricing a condition-by-condition judgment.
Sweet spotAn updated mid-century home priced honestly against its actual condition.
Avoid ifYou need choice, a quick purchase, or move-in-ready with zero updating tolerance.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Urban Lake Estates 1St Add sales matched to your home.

What is your Urban Lake Estates 1St Add home worth?

Get a no-obligation home value based on real comparable sales in Urban Lake Estates 1St Add, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Urban Lake Estates 1St Add?
The Florida DOR 2025 assessment roll shows 63 homes in Urban Lake Estates 1St Add (public records).
What share of Urban Lake Estates 1St Add is owner-occupied?
86% of Urban Lake Estates 1St Add parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Urban Lake Estates 1St Add built?
Homes in Urban Lake Estates 1St Add were built between 1965 and 1981, with a median year built of 1968 (FL DOR 2025 roll).
Do cash buyers compete in Urban Lake Estates 1St Add?
Cash buyers took 33% of Urban Lake Estates 1St Add sales in the 12 months ending June 2023 (1 of 3 closings, Stellar MLS).
Who is the best real estate agent for Urban Lake Estates 1St Add?
The best agent for Urban Lake Estates 1St Add is one who actively works Seminole and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Urban Lake Estates 1St Add.
How do I find a top Seminole real estate agent who knows Urban Lake Estates 1St Add?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Urban Lake Estates 1St Add and the wider Seminole area.
Can Momentum Realty connect me with an agent for Urban Lake Estates 1St Add?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Urban Lake Estates 1St Add purchase or sale - no call center and no pressure.
Long-term owner-occupants who want a roughly 1,900-square-foot single-family home and will hold itExcellent fit
Buyers with a renovation budget who can see value in an older home needing systems or cosmetic updatesExcellent fit
Patient shoppers willing to wait for the occasional listing rather than compare many at onceExcellent fit
Buyers needing a fast purchase from a deep selection of active listingsProbably not
Anyone wanting new construction or a fully turnkey home with no updatingProbably not
Investors chasing high-turnover flip inventory or frequent resale volumeProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33776))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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