Useppa Island
Homes for Sale in Lee County, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of September 2026, Useppa Island in Useppa Island, FL has 5 homes for sale and 1 pending, asking from $849,900 to $2,800,000 (median $1,260,000). Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $937,500, $610 per square foot, a median 105 days on market, sellers accepting 92% of original asking (+1% versus the prior year). Homes listed or recently sold were built 1978–2009; 5 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 2 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $14,970 ($14,310 with the full homestead exemption).
Homes For Sale Right Now in Useppa Island
Live MLS inventory for Useppa Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Useppa Island listings as of 2026-09-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Useppa Island trades in a thin, specialized market, and the numbers reflect that. With only a handful of closings in the current window, a $900K median and a per-square-foot figure north of $559 tell you more about the type of property changing hands than about a broad, liquid market. Every sale here moves the average.
An 85-day median days-on-market is longer than what you'd see in a typical mainland subdivision, which fits an island where access, condition, and buyer pool are all narrower. Sellers should price to the specific property, not to a community average built on so few data points, and buyers should expect negotiation room tied to condition rather than a fast, competitive bidding process.
Useppa Island right now
🟡 Still climbing. The trailing-12-month median ($938K) is up 1.4% from the prior 12 months ($925K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 4 sales in the two windows).
What's unique here: the median sale price is about 3x the typical Lee County sale ($938K vs $355K, trailing 12 months, Florida Gulf Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Useppa Island market snapshot (as of September 12, 2026): the median sale price is about $938K ($610 per sq ft over the trailing 12 months of closed sales), and a median 105 days on market for closed sales. The trailing-12-month median is up 1% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (4 closings in the current window).
Useppa Island is a small, low-volume market where each closing carries outsized weight in the statistics, and the current MLS data does not list any standardized community amenities to describe.
The setting & the homes.
Aerial and on-site photos of Useppa Island. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Useppa IslandPhotos from Florida Gulf Coast MLS listings in Useppa Island; content deemed reliable but not guaranteed.
Who Useppa Island is best for.
Best for
- Buyers looking for a distinct island property and comfortable with a longer marketing and negotiation timeline
- Sellers with a unique property who can price based on condition and specifics rather than a broad market average
- Buyers prioritizing the property itself over a defined set of community amenities
Probably not for
- Buyers who want a fast, competitive-offer transaction
- Buyers relying on a large set of recent comparable sales to validate price
- Buyers expecting a built-out amenity package as part of the purchase
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($938K) IS the median in the snapshot above, and the move from 2025 ($925K) IS the +1.4% one-year change.
Windows contain 1 to 14 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lee County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lee County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Useppa Island Market Scorecard
Useppa Island is currently a thin data market. Limited supply, a median asking price of $1,260,000, and homes go under contract in about 82 days.
Typical home value in the 33924 ZIP is $1,063,629 (Zillow Home Value Index).
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Useppa Island, Useppa Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Useppa Island on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Useppa Island buying strategy.
If we were buying in Useppa Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Useppa Island.
A Market of Few Transactions
The closings window here is small enough that the median price of $900,000 and median price-per-square-foot of $559.35 should be read as a snapshot of recent activity, not a stable trend line. A single unusual sale can shift these figures meaningfully from one reporting period to the next.
The 85-day median days-on-market suggests homes here sit longer than in higher-volume markets, which is consistent with a limited buyer pool and a property type that is not interchangeable with mainland inventory. Pricing strategy and marketing patience both need to account for that reality rather than assume typical market speed.
The location and the amenities are priced into every listing in Useppa Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, interpreting the data correctly matters more than reciting it. We look at what's actually closed, how long it sat, and what that means for your specific property or offer, rather than leaning on averages built from a handful of transactions.
Useppa Island in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Useppa Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Useppa Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Useppa Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Useppa Island home worth?
Get a no-obligation home value based on real comparable sales in Useppa Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Useppa Island on the map →
Frequently Asked Questions
What is the median home price in Useppa Island?
How long do homes in Useppa Island take to sell?
Who is the best real estate agent for Useppa Island?
How do I find a top Useppa Island real estate agent who knows Useppa Island?
Can Momentum Realty connect me with an agent for Useppa Island?
Should you buy in Useppa Island?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Useppa Island with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (62 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Useppa Island fits the bigger picture — live prices, inventory, and Momentum Scores: